G.V.
ActiveSummary
The computed 12-month bankruptcy probability of G.V. is 3.8% (moderate). The 2025 annual accounts show negative equity (-€19,482) and a net result of -€758. Equity is growing by ~2.9% per year across the filed fiscal years. Its solvency ranks better than 10% of 1073 sector peers (fiscal year 2025). The company has been active since 2018 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Score 2025
Axes · tick = 2024
Profitability29▼-50
Solvency0=
Growth78=
Track record100
Bankruptcy probability, 12 months
3.8%
Moderate
0%0.5%1.5%4%10%≥ 25%
No credit on open account
Liquidity short (current ratio 0.1 against 0.17 in 2024; short-term debt: 124.1% and cash: 5.8% of total assets), and equity is negative.
Credit check for your own amount and term
Show the recommended maximum : and see how the verdict changes with amount, term and advance.
Signals
Five signals. The signal on the left, the evidence on the right.
+raises risk○neutral
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
-111.9%
Return on assets
-4.4%
Age of the figures
9 mo
raises risk · Negative equity
The 2025 annual accounts show negative equity and a net loss.
NBB · annual accounts 2025Equity per financial year
19202122232425
2019 to 2025 · latest year -€19,482
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 31-07-2026, 0 days ahead of the deadline.
NBB · 7 filingsDeviation from the deadline
2025
on the day
2024
on the day
2023
19 d early
2022
11 d early
2021
31 d early
2020
12 d early
2019
1 d early
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
This company filed its last 7 accounts on average 11 days before the deadline; the sector median for financial year 2024 is on the deadline day, and 48% of the sector filed late.
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. Usually files around 20 July (5 of the last 5 filed years within 30 days of that day).
Companies Code · seven monthsPosition in the running window
29-09-2026 today31-12-2026 close31-07-2027 deadline
History
Go further with this company
How much credit can you give this customer, and on what term?Credit check What should you check before you do business with this company?Supplier due diligence Can you accept this company as a client under the anti-money-laundering law?AML client file Which of your other customers can you e-invoice via Peppol?Peppol check How does this company compare with its sector?Sector benchmark What changed in the latest annual accounts?What changed
Is this your company? See how customers and banks see it.
Investigating this company? Keep it with today's facts in a case file.
Financials · fiscal year 2025, abbreviated schema
Turnover
Not included in this filing
EBIT margin
Not included in this filing
Net result
-€758
2024 · €9,337
Working capital
-€19,395▼ 10.9%
2024 · -€17,484
Trend over the years
Click a name to add, emphasise or remove a line.Band: the middle half (P25 to P75) of NACE 96, Personal service activities, each year against the same schema; no band under 30 filings. Dashed line: the median.
Every figure with its change against the fiscal year before
favourable
unfavourable
Line20212022202320242025
Operating result€4,263▼ 62.4%-€4,950€9,799€15,705▲ 60.3%€3,621▼ 76.9%
Net result-€1,572within the sector's middle half-€10,619below the sector's middle half▼ 575%€4,590within the sector's middle half€9,337within the sector's middle half▲ 103%-€758within the sector's middle half
Equity-€22,032below the sector's middle half▼ 7.7%-€32,651below the sector's middle half▼ 48.2%-€28,061below the sector's middle half▲ 14.1%-€18,724below the sector's middle half▲ 33.3%-€19,482below the sector's middle half▼ 4.0%
Total assets€53,397below the sector's middle half▼ 10.2%€38,082below the sector's middle half▼ 28.7%€29,436below the sector's middle half▼ 22.7%€23,312below the sector's middle half▼ 20.8%€17,404below the sector's middle half▼ 25.3%
Debt€75,429▼ 5.6%€70,733▼ 6.2%€57,497▼ 18.7%€42,036▼ 26.9%€36,886▼ 12.3%
Working capital-€24,838within the sector's middle half▼ 3.8%-€35,957within the sector's middle half▼ 44.8%-€27,908within the sector's middle half▲ 22.4%-€17,484within the sector's middle half▲ 37.4%-€19,395within the sector's middle half▼ 10.9%
Solvency-41.3%below the sector's middle half▼ 6.8pp-85.7%below the sector's middle half▼ 44.5pp-95.3%below the sector's middle half▼ 9.6pp-80.3%below the sector's middle half▲ 15.0pp-111.9%below the sector's middle half▼ 31.6pp
Current ratio0.22below the sector's middle half▲ 0.170.08below the sector's middle half▼ 0.140.10below the sector's middle half▲ 0.020.17below the sector's middle half▲ 0.060.10below the sector's middle half▼ 0.06
Return on assets (ROA)-2.9%within the sector's middle half▼ 9.6pp-27.9%below the sector's middle half▼ 24.9pp15.6%above the sector's middle half▲ 43.5pp40.1%above the sector's middle half▲ 24.5pp-4.4%below the sector's middle half▼ 44.4pp
Staff (FTE)1.4below the sector's middle half▼ 17.6%1below the sector's middle half▼ 28.6%1below the sector's middle half=1below the sector's middle half=1below the sector's middle half=
above
within
below
the middle half (P25 to P75) of NACE 96, Personal service activities, each year against the same schema; no band under 30 filings.
Result per fiscal year
Operating resultNet result
The operating result falls in 2025; 2025 is 77% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €17,404
Fixed assets
€15,201 ▼ 23.3%
Current assets
€2,203 ▼ 37.1%
Key figures and ratios
EBITDA
€8,228▼
2024 · €22,129
Cash flow
€3,850▼
2024 · €15,761
Quick ratio
0.05▼
2024 · 0.14
Debt to equity
-1.89▲
2024 · -2.24
Interest coverage
1.88▼
2024 · 3.48
Debt ≤ 1 year
€21,598▲
2024 · €20,987
Debt > 1 year
€15,288▼
2024 · €21,049
Staff costs
€58,697▲
2024 · €58,532
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Peer companies
Historical observationOf the 1,564 companies that looked in July 2024 the way this one looks now, 5.1% went bankrupt within 24 months and 89% are still going.
- Micro
- 5 to 10 years old
- negative equity
- a small loss
5.1%
went bankrupt
5.4%
stopped otherwise
89%
still going
A further 0.7% stopped, but we cannot tell whether within those 24 months.
For this company itself Checked computes a bankruptcy probability of 3.8% over twelve months; the group does not contradict it.
How reliable is this rule?
Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,338 companies of July 2024 its group's bankruptcy share. Expected: 1.6%; actually bankrupt within 24 months: 1.7%.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 1.0% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.9% |
| 9 | 3.0% | 3.1% |
| 10 | 5.6% | 6.2% |
The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 74% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.
An observation about 1,564 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.
Annual accounts
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Remuneration, social security and pensions62 | €31,899 | €53,349 | €56,066 | €58,532 | €58,697 | ▲ 0.3% |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €11,707 | €11,707 | €8,798 | €6,424 | €4,607 | ▼ 28.3% |
| Other operating charges640/8 | €2,254 | €1,308 | €1,586 | €1,643 | €3,000 | ▲ 82.6% |
| Gross operating margin9900 | €50,122 | €61,413 | €76,250 | €82,304 | €69,925 | ▼ 15.0% |
| Operating profit (loss)9901 | €4,263 | -€4,950 | €9,799 | €15,705 | €3,621 | ▼ 76.9% |
| Financial income75/76B | €307 | €0 | €1 | - | €2 | - |
| Recurring financial income75 | €307 | €0 | €1 | - | €2 | - |
| Financial charges65/66B | €6,143 | €5,669 | €5,210 | €6,368 | €4,381 | ▼ 31.2% |
| Recurring financial charges65 | €6,143 | €5,669 | €5,210 | €6,368 | €4,381 | ▼ 31.2% |
| Profit (loss) for the period before taxes9903 | -€1,572 | -€10,619 | €4,590 | €9,337 | -€758 | ▼ 108% |
| Profit (loss) for the period9904 | -€1,572 | -€10,619 | €4,590 | €9,337 | -€758 | ▼ 108% |
| Profit (loss) for the period to be appropriated9905 | -€1,572 | -€10,619 | €4,590 | €9,337 | -€758 | ▼ 108% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Assets | ||||||
| Total assets20/58 | €53,397 | €38,082 | €29,436 | €23,312 | €17,404 | ▼ 25.3% |
| Formation expenses20 | €397 | €198 | €50 | - | - | - |
| Fixed assets21/28 | €46,053 | €34,833 | €26,183 | €19,808 | €15,201 | ▼ 23.3% |
| Intangible fixed assets21 | €580 | €290 | €73 | - | - | - |
| Tangible fixed assets22/27 | €45,088 | €34,158 | €25,726 | €19,424 | €14,816 | ▼ 23.7% |
| Plant, machinery and equipment23 | €31,912 | €27,353 | €23,934 | €19,375 | €14,816 | ▼ 23.5% |
| Furniture and vehicles24 | €12,763 | €6,598 | €1,740 | €49 | - | - |
| Other tangible fixed assets26 | €413 | €206 | €52 | - | - | - |
| Financial fixed assets28 | €385 | €385 | €385 | €385 | €385 | = |
| Current assets29/58 | €6,948 | €3,051 | €3,204 | €3,503 | €2,203 | ▼ 37.1% |
| Stocks and contracts in progress3 | €307 | €314 | €936 | €632 | €1,033 | ▲ 63.4% |
| Stocks30/36 | €307 | €314 | €936 | €632 | €1,033 | ▲ 63.4% |
| Amounts receivable within one year40/41 | €433 | €831 | €1,064 | €646 | €168 | ▼ 74.1% |
| Trade receivables40 | €433 | €831 | €1,064 | €261 | €168 | ▼ 35.6% |
| Other amounts receivable41 | - | - | - | €386 | - | - |
| Cash at bank and in hand54/58 | €6,208 | €1,750 | €1,203 | €1,925 | €1,002 | ▼ 47.9% |
| Deferred charges and accrued income490/1 | - | €156 | - | €300 | - | - |
| Equity and liabilities | ||||||
| Total equity and liabilities10/49 | €53,397 | €38,082 | €29,436 | €23,312 | €17,404 | ▼ 25.3% |
| Equity10/15 | -€22,032 | -€32,651 | -€28,061 | -€18,724 | -€19,482 | ▼ 4.0% |
| Contributions10/11 | €12,400 | €12,400 | €12,400 | €12,400 | €12,400 | = |
| Profit (loss) carried forward14 | -€34,432 | -€45,051 | -€40,461 | -€31,124 | -€31,882 | ▼ 2.4% |
| Amounts payable17/49 | €75,429 | €70,733 | €57,497 | €42,036 | €36,886 | ▼ 12.3% |
| Amounts payable after more than one year17 | €43,643 | €31,725 | €26,386 | €21,049 | €15,288 | ▼ 27.4% |
| Financial debts170/4 | €43,643 | €31,725 | €26,386 | €21,049 | €15,288 | ▼ 27.4% |
| Amounts payable within one year42/48 | €31,786 | €39,008 | €31,111 | €20,987 | €21,598 | ▲ 2.9% |
| Current portion of amounts payable after more than one year42 | €11,053 | €11,918 | €5,339 | €5,337 | €5,761 | ▲ 8.0% |
| Trade debts44 | €3,763 | €5,838 | €3,098 | €1,436 | €1,879 | ▲ 30.8% |
| Suppliers440/4 | €3,763 | €5,838 | €3,098 | €1,436 | €1,879 | ▲ 30.8% |
| Taxes, remuneration and social security45 | €8,275 | €10,569 | €12,791 | €5,323 | €5,431 | ▲ 2.0% |
| Taxes450/3 | €4,572 | €5,191 | €7,386 | €127 | €164 | ▲ 28.2% |
| Remuneration and social security454/9 | €3,704 | €5,378 | €5,405 | €5,195 | €5,267 | ▲ 1.4% |
| Other amounts payable47/48 | €8,695 | €10,683 | €9,883 | €8,891 | €8,527 | ▼ 4.1% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | -€1,572 | -€10,619 | €4,590 | €9,337 | -€758 | ▼ 108% |
| + Depreciation and write-downs630 | €11,707 | €11,707 | €8,798 | €6,424 | €4,607 | ▼ 28.3% |
| Operating cash flow (approximation) | €10,134 | €1,088 | €13,389 | €15,761 | €3,850 | ▼ 75.6% |
| Investment in fixed assets (approximation) | - | -€487 | -€149 | -€50 | €0 | ▲ 100% |
| Change in cash | - | -€4,458 | -€547 | €721 | -€923 | ▼ 228% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
31-07
NBB filing
Annual accounts filed
fiscal year 2025 · abbreviated schema
2025
31-07
NBB filing
Annual accounts filed
fiscal year 2024 · full schema
2024
31-12
Financial
Highest result since 2019net €9,337 ▲103%
Operating result €15,705, net result €9,337, both a record.
12-07
NBB filing
Annual accounts filed
fiscal year 2023 · full schema
2023
31-12
Financial
Back to profitnet €4,590
Net result €4,590 after 2 loss-making years.
20-07
NBB filing
Annual accounts filed
fiscal year 2022 · full schema
2022
30-06
NBB filing
Annual accounts filed
fiscal year 2021 · full schema
2021
19-07
NBB filing
Annual accounts filed
fiscal year 2020 · full schema
2020
31-12
Financial
Back to profitnet €3,930
Net result €3,930 after one loss-making year.
30-07
NBB filing
Annual accounts filed
fiscal year 2019 · full schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 2 acts read
About the unread acts
We know of 2 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
Have them read with priority
Sign in to place this company at the front of the reading queue.
Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Elsene · 1 establishment unit since 2019
Ground area
228 m²
Building footprint
199 m²
Volume, LiDAR
5,305 m³
Parcel 21009A0781/00Z000, Brussels · tallest building 29.5 m, ±9 floors. Linked by address, not a title deed.
1 establishment unit
G.V.
since 20192.283.363.865
1 parcel
Brussels
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 21009A0781/00Z000 | Brussels | 228 m² | 1 · 199 m² | 29.5 m · 9 fl. |
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
MARTENS - TAMA
BE 0425.292.144
Antwerpen · FTE 1
Ets KARAMAN
BE 0442.769.168
Charleroi · FTE 1
HAARKAPPER CHRIS
BE 0446.324.417
Antwerpen · FTE 1
CHAUMONT
BE 0541.958.497
Theux · FTE 1
TRUE BELIEVER
BE 0560.713.943
Brasschaat · FTE 1
Of 21,733 companies in sector 96210 we hold annual accounts for 2,836. 221 are within a factor 10 of this headcount. The 5 above are the closest to it. See the whole sector
Identification & contact
Identification
Legal formPrivate limited company
Founded21-11-2018
Fiscal year end31-12
Activities, NACEBEL 2025
96210Hairdressing and barber services
E-invoicing
Reachable via Peppol
Peppol ID
0208:0713738668
Also
9925:BE0713738668
Registered
11-03-2026
If you follow this company, Checked tells you the day it leaves the Peppol register.
Register as of 28 September 2026 · Peppol Directory
Scores and ratios are computed by Checked and are not a credit decision.