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G.TH Consulting

Active
Private limited companyfounded 20232 yrs activeHeiveldstraat(BEV) 75, 9120 Beveren-Kruibeke-Zwijndrecht, BelgiumKBO/BCE: BE 1001.906.664

G.TH Consulting has been active since 2023 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €91k and a net result of €3k. Its solvency ranks better than 79% of 17022 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.4% (very low).

Checked score

Score 2025
87 / 100
Excellent
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability72▼-28
Solvency100=
Growth52
Track record82
Bankruptcy probability, 12 months
0.4% Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €7k at 30 days only on tighter terms
Liquidity ample (current ratio 5.01 against 6.09 in 2024; short-term debt: 16.3% and cash: 56.2% of total assets), and 16.3% of the assets are financed with debt.
Credit advice for your own amount and term

Signals

Six signals. The signal on the left, the evidence on the right.
lowers risk+raises riskneutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 62
Relative position
BE, all sectors
reference
Sector 62
lower
← fewer bankruptcies more bankruptcies →
raises risk · Young company
A young company has little track record yet and statistically fails more often than an established one.
KBO · incorporation date
Age against the risk zone
elevated failure risk from 2 to 8 years 2 years 0 10 y
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025
Solvency, return and age of the figures
Solvency
83.7%
Return on assets
2.7%
Age of the figures
9 mo
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 18-08-2026, 18 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 2 filings
Deviation from the deadline
2025
18 d late
2024
12 d late
← before the deadline after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven months
Position in the running window
21-09-2026 today31-12-2026 close31-07-2027 deadline
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage

Financials · fiscal year 2025, micro schema

Equity
€91k▲ 3.3%
2024 · €88k
2024: €88k
2024 → 2025
Total assets
€109k▲ 4.0%
2024 · €105k
2024: €105k
2024 → 2025
Net result
€3k▼ 96.6%
2024 · €85k
2024: €85k
2024 → 2025
Working capital
€72k▼ 15.1%
2024 · €84k
2024: €84k
2024 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise ▼ fall
Line20242025Trend
Equity€88k-€91k▲ 3.3%
Operating result€87k-€30k▼ 65.2%
Net result€85k-€3k▼ 96.6%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
€0€25k€50k€75kOperating result 2024: €87k€87kNet result 2024: €85k€85kOperating result 2025: €30k€30kNet result 2025: €3k€3k20242025
The operating result falls in 2025; 2025 is 65% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €109k
Fixed assets €20k▲ 385%
Current assets €90k▼ 11.4%
Equity and liabilities €109k
Equity €91k▲ 3.3%
Debt €18k▲ 7.7%
The debt ratio rises from 15.8% to 16.3%. Equity and debt are higher.
Key figures and ratios
2025 value · change against 2024
EBITDA
€33k
2024 · €90k
Cash flow
€5k
2024 · €87k
Solvency
83.7%
2024 · 84.2%
Current ratio
5.01
2024 · 6.09
Quick ratio
5.01
2024 · 6.09
Debt / equity
0.20
2024 · 0.19
ROE
3.2%
2024 · 95.9%
ROA
2.7%
2024 · 80.8%
Interest coverage
14.69
2024 · 34.93
Debt
€18k
2024 · €17k
Debt ≤ 1 year
€18k
2024 · €17k
Income taxes
€25k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet Code20242025
Assets
Total assets20/58€105k€109k
Fixed assets21/28€4k€20k
Tangible fixed assets22/27€4k€20k
Plant, machinery and equipment23€2k€7k
Furniture and vehicles24€2k€2k
Other tangible fixed assets26-€10k
Current assets29/58€101k€90k
Amounts receivable within one year40/41€32k€24k
Trade receivables40€32k€12k
Other amounts receivable41€58€13k
Cash at bank and in hand54/58€66k€61k
Deferred charges and accrued income490/1€3k€4k
Equity and liabilities
Total equity and liabilities10/49€105k€109k
Equity10/15€88k€91k
Contributions10/11€5k€5k=
Profit (loss) carried forward14€84k€87k
Amounts payable17/49€17k€18k
Amounts payable within one year42/48€17k€18k
Trade debts44€291€4k
Suppliers440/4€291€4k
Taxes, remuneration and social security45€14k€14k
Taxes450/3€11k€14k
Remuneration and social security454/9€3k€0
Other amounts payable47/48€2k€0
Income statement Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€2k€2k
Other operating charges640/8€50€355
Gross operating margin9900€90k€33k
Operating profit (loss)9901€87k€30k
Financial income75/76B€5€198
Recurring financial income75€5€198
Financial charges65/66B€3k€2k
Recurring financial charges65€3k€2k
Profit (loss) for the period before taxes9903€85k€28k
Income taxes67/77-€25k
Profit (loss) for the period9904€85k€3k
Profit (loss) for the period to be appropriated9905€85k€3k
Appropriation of the result
Profit (loss) to be appropriated9906€85k€87k
Profit (loss) brought forward from the previous period14P-€84k
Profit to be distributed694/7€859€0
Return on contributions (dividend)694€859€0

The notes to these accounts (9 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

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Timeline · acts, filings and financial milestones

Next filing, fiscal year 2026, expected by 31-07-2027
2026
18-08
NBB filing Annual accounts filed
fiscal year 2025 · micro schema · 18 days late
2025
12-08
NBB filing Annual accounts filed
fiscal year 2024 · micro schema · 12 days late
NBB filing

Directors · office · real estate

Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Beveren-Kruibeke-Zwijndrecht · 1 establishment unit since 2023
establishment The establishment unit on the map
Cannot be placed on the map

This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.

Heiveldstraat(BEV) 759120 Beveren-Kruibeke-Zwijndrecht
Ground area
107 m²
Building footprint
107 m²
Volume, LiDAR
557 m³
Parcel 46503C0252/00H002, Flanders · tallest building 10.1 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
G.TH Consulting
Heiveldstraat(BEV) 75, 9120 Beveren-Kruibeke-ZwijndrechtAgents in the wholesale of furniture, household goods and hardware
since 20232.351.639.096
1 parcel
Flanders 1 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
46503C0252/00H002 Flanders 107 m² 1 · 107 m² 10.1 m · 2 fl.
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.

Similar companies · same sector, comparable size

Of 30,000 companies in sector 62200 we hold annual accounts for 18,394. 15,595 are within a factor 10 of this equity.See the whole sector

Company data · Crossroads Bank

Identification
Legal formPrivate limited company
Founded03-11-2023
Fiscal year end31-12
Activities, NACEBEL
62020IT consultancy
62200Computer consultancy and computer facilities management
63120Computing infrastructure, data processing, hosting and other information service activities
63910Web portal activities
70210Activities of head offices; management consultancy activities
73300Public relations and communication consultancy
77330Rental and leasing activities
82990Other business support services
Sources
Crossroads Bank for EnterprisesNational Bank · 2 filingsAddress and cadastre registers

Data from official sources, last processed on 21-09-2026. Scores and ratios are computed by Checked and are not a credit decision.