G & T
ActiveG & T has been active since 2006 and the Belgian State Gazette contains no insolvency or warning signals. The 2024 annual accounts show equity of €76k and a net result of €57k. Equity remains stable across the filed fiscal years (±0.5% per year). Its solvency ranks better than 40% of 36376 sector peers (fiscal year 2024). The computed 12-month bankruptcy probability is 0.9% (low).
Checked score
Score 2024
75
/ 100
Excellent
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2023
Profitability100=
Solvency63▼-14
Growth78=
Track record100
Bankruptcy probability, 12 months
0.9%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €5k at 30 days acceptable
Liquidity ample (current ratio 2.16 against 3.98 in 2023; short-term debt: 36.1% of total assets), but 62.5% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Four signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 43
Relative position
BE, all sectors
reference
Sector 43
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
neutral · Filed after the deadline
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 04-08-2025, 4 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filingsDeviation from the deadline
2025
not confirmed
2024
4 d late
2023
24 d late
2022
2 d early
2021
114 d late
2020
5 d late
2019
118 d late
← before the deadline
after the deadline →
Financials · fiscal year 2024, micro schema
Equity
€76k▼ 6.2%
2023 · €81k
2018: €74k
2019: €74k
2020: €90k
2021: €80k
2022: €75k
2023: €81k
2018 → 2024
Total assets
€203k▲ 30.8%
2023 · €155k
2018: €177k
2019: €135k
2020: €175k
2021: €174k
2022: €157k
2023: €155k
2018 → 2024
Net result
€57k▲ 38.3%
2023 · €41k
2018: €2k
2019: €23
2020: €33k
2021: €17k
2022: €48k
2023: €41k
2018 → 2024
Working capital
€85k▼ 11.7%
2023 · €97k
2018: €128k
2019: €117k
2020: €82k
2021: €82k
2022: €104k
2023: €97k
2018 → 2024
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20202021202220232024Trend
Equity€90k-€80k▼ 10.7%€75k▼ 6.3%€81k▲ 8.6%€76k▼ 6.2%
Operating result€29k-€18k▼ 37.0%€54k▲ 192%€48k▼ 10.6%€71k▲ 48.4%
Net result€33k-€17k▼ 48.8%€48k▲ 184%€41k▼ 13.6%€57k▲ 38.3%
Turnover and EBIT margin not published: the abbreviated or micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result recovers in 2024; 2024 is 48% above 2023 and is the highest result in the available series.
Balance-sheet composition
2024 in colour, 2023 as the grey bar beneath
Assets €203k
Fixed assets
€44k▲ 69.6%
Current assets
€159k▲ 23.0%
Equity and liabilities €203k
Equity
€76k▼ 6.2%
Debt
€127k▲ 71.6%
The debt ratio rises from 47.6% to 62.5%. Equity is lower and debt is higher.
Key figures and ratios
EBITDA
€83k▲
2023 · €60k
Cash flow
€69k▲
2023 · €53k
Solvency
37.5%▼
2023 · 52.4%
Current ratio
2.16▼
2023 · 3.98
Quick ratio
2.14▼
2023 · 3.88
Debt / equity
1.66▲
2023 · 0.91
ROE
75.0%▲
2023 · 50.9%
ROA
28.2%▲
2023 · 26.6%
Interest coverage
27.79▼
2023 · 28.80
Debt
€127k▲
2023 · €74k
Debt ≤ 1 year
€73k▲
2023 · €32k
Debt > 1 year
€25k▲
2023 · €9k
Income taxes
€14k▲
2023 · €6k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2024 against 2023
Balance sheet
Code20232024
Assets
Total assets20/58€155k€203k▲
Fixed assets21/28€26k€44k▲
Tangible fixed assets22/27€26k€44k▲
Plant, machinery and equipment23€9k€7k▼
Furniture and vehicles24€10k€5k▼
Leasing and similar rights25€7k€33k▲
Current assets29/58€129k€159k▲
Amounts receivable after more than one year29€50k€50k=
Other amounts receivable291€50k€50k=
Stocks and contracts in progress3€3k€2k▼
Stocks30/36€3k€2k▼
Amounts receivable within one year40/41€49k€76k▲
Trade receivables40€33k€16k▼
Other amounts receivable41€16k€60k▲
Cash at bank and in hand54/58€9k-
Deferred charges and accrued income490/1€18k€31k▲
Equity and liabilities
Total equity and liabilities10/49€155k€203k▲
Equity10/15€81k€76k▼
Contributions10/11€13k€13k=
Reserves13€61k€56k▼
Tax-exempt reserves132€5k€5k=
Distributable reserves133€55k€51k▼
Profit (loss) carried forward14€8k€7k▼
Amounts payable17/49€74k€127k▲
Amounts payable after more than one year17€9k€25k▲
Financial debts170/4€9k€25k▲
Amounts payable within one year42/48€32k€73k▲
Current portion of amounts payable after more than one year42€7k€11k▲
Financial debts43-€10k
Credit institutions430/8-€10k
Trade debts44€14k€9k▼
Suppliers440/4€14k€9k▼
Taxes, remuneration and social security45€11k€11k▼
Taxes450/3€11k€11k▼
Other amounts payable47/48€2k€32k▲
Accrued charges and deferred income492/3€33k€29k▼
Income statement
Code20232024
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€12k€11k▼
Other operating charges640/8€971€5k▲
Non-recurring operating charges66A-€5k
Gross operating margin9900€61k€93k▲
Operating profit (loss)9901€48k€71k▲
Financial income75/76B€2k€3k▲
Recurring financial income75€2k€3k▲
Financial charges65/66B€2k€3k▲
Recurring financial charges65€2k€3k▲
Profit (loss) for the period before taxes9903€48k€72k▲
Income taxes67/77€6k€14k▲
Profit (loss) for the period9904€41k€57k▲
Profit (loss) for the period to be appropriated9905€41k€57k▲
Appropriation of the result
Profit (loss) to be appropriated9906€55k€66k▲
Profit (loss) brought forward from the previous period14P€13k€8k▼
Transfer from equity791/2-€32k
Transfer to equity691/2€11k€27k▲
To other reserves6921€11k€27k▲
Profit to be distributed694/7€35k€62k▲
Return on contributions (dividend)694€5k€32k▲
Directors or managers695€30k€30k=
The notes to these accounts (8 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
2025
04-08
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 4 days late
2024
31-12
Financial
Highest result since 2018net €57k ▲38.3%
Operating result €71k, net result €57k, both a record.
24-08
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 24 days late
2023
29-07
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
31-12
Financial
Liquidity doublescurrent ratio 4.81
Current ratio from 2.22 to 4.81; short-term debt falls from €67k to €27k.
22-11
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 114 days late
2021
05-08
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 5 days late
2020
26-11
NBB filing
Annual accounts filed
fiscal year 2019 · abbreviated schema · 118 days late
23-06
NBB filing
Annual accounts filed
fiscal year 2018 · abbreviated schema · 328 days late
23-06
NBB filing
Annual accounts filed
fiscal year 2017 · abbreviated schema · 693 days late
2019
31-12
Financial
Weakest financial yearnet €23 ▼99.1%
Net result drops to €23, the lowest in the series; recovery starts the following year.
31-12
Financial
Liquidity doublescurrent ratio 11.33
Current ratio from 4.72 to 11.33; short-term debt falls from €34k to €11k.
2017
31-08
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema · 31 days late
2016
24-09
NBB filing
Annual accounts filed
fiscal year 2015 · abbreviated schema · 55 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
3 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Wommelgem · 1 establishment unit since 2006
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Uilenbaan 552160 WommelgemGround area
2,123 m²
Building footprint
224 m²
Volume, LiDAR
1,129 m³
2 parcels, Flanders · tallest building 9.1 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
G & T
since 20062.157.221.107
2 parcels
Flanders
2
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 11052B0002/00W006 | Flanders | 1,856 m² | 1 · 127 m² | 9.1 m · 2 fl. |
| 12002D0189/00B003 | Flanders | 267 m² | 1 · 97 m² | 6.4 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1 · via establishment units: 1
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
SMETS VLOEREN
BE 0448.577.686
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Atelier Ciré
BE 0748.425.868
Zoersel · Eq €76k
Philippe Wangen
BE 0765.666.827
Zoersel · Eq €76k
ANTONI CREATIV
BE 0743.756.606
Anderlecht · Eq €76k
VERDIFLOOR
BE 0741.666.354
Hechtel-Eksel · Eq €77k
Of 3,963 companies in sector 43331 we hold annual accounts for 1,791. 1,565 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded03-10-2006
Fiscal year end31-12
Activities, NACEBEL
43331Floor and wall tiling
Sources
Crossroads Bank for EnterprisesNational Bank · 18 filingsAddress and cadastre registers
Data from official sources, last processed on 23-09-2026. Scores and ratios are computed by Checked and are not a credit decision.