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G-SMART

Active
Private limited company·Prepress- en premediadiensten· 2 yrs active
Chaussée de Mons 30 ·1400 Nivelles, Belgium
KBO/BCE: BE 1003.764.809
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Age2 yrs
Staff (FTE)2.4
Real estate2 parcels · 8,642 m²

Summary

Conclusion

the dossier summarised in one paragraph

The computed 12-month bankruptcy probability of G-SMART is 1.4% (low). The 2024 annual accounts show equity of €87k and a net result of €82k. Its solvency ranks better than 25% of 208 sector peers (fiscal year 2024). The company has been active since 2023 and the Belgian State Gazette contains no insolvency or warning signals.

Based on the State Gazette, CBE and 1 annual account.

Filing behaviour

From the deposit records, complete market-wide
Filed after the deadline
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 29-08-2025, 29 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
How we compute the deadline
There is a single filed set of accounts, closing on 31-12. That date is certain, but one observation does not establish the rhythm (a first financial year may run longer than twelve months), so we project no following year. The statutory deadline is seven months after the close of the financial year (art. 3:10 par. 1 CAC, art. 3:47 par. 7 for ASBL and foundations). Applied to the financial year that closed on 31-12-2024, that is 31-07-2025.
Deadline per financial year
Year closed Due by Filed Variance Reference
31-12-2024 31-07-2025 29-08-2025 29 d late 2025-00441299

Source: the National Bank's deposit records. Those records are complete, including for years whose figures we have not read yet. Filing late covers nearly half the market and is therefore not scored; only not filing, being more than 90 days late and breaking a punctual record carry weight.

Trust signals

2 signals
Young company
Founded in 2023, under 3 years, statistically higher risk.
No legal incidents
No bankruptcy, reorganisation or interim measure in the Belgisch Staatsblad, and the KBO register records a normal legal situation.

Administrative Flags

No strikeouts found in the KBO publications we processed. That series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.

Bankruptcy probability (12 mo)

Checked model v1 · free for everyone
1.4% Low
0%0,5%1,5%4%10%≥25%
Young company +Lower-failure-rate sector −Higher-failure-rate region +

Statistical estimate based on public sources, not credit advice nor a finding of fact. How do we compute this?

Financials

TurnoverNot published (abbreviated filing)
EBIT marginNot published (abbreviated filing)
Net result€82k
Working capital€180k

Annual accounts & ratios

Source: NBB · 2024
Annual accounts filed on 29-08-2025 with the NBB · fiscal year 2024 · micro
Sector comparison
Fiscal year 2024 · NACE 18 · compared within the same schema type (micro schema)
Metric This company Sector median Position in the sector
Solvency 14.3% 49.0%
better than 25% of 208 sector peers
Net result €82k €8k
better than 95% of 207 sector peers
Equity €87k €25k
better than 77% of 208 sector peers
Gross operating margin €995k €22k
better than 95% of 205 sector peers
Staff costs €181k €33k
higher than 90% of 47 sector peers
Median and position computed from NBB annual accounts filed by sector peers; own figures from the latest filed accounts.
Fiscal year2024
Depositmicro
Revenue-
EBITDA€145k
Net profit€82k
Cash flow€111k
Staff costs€181k
Income taxes€34k
Dividends-
Total assets€611k
Equity€87k
Debt€187k
of which ≤ 1y€187k
of which > 1y-
Working capital€180k
Employees (FTE)2.4
Ratios (computed)
2024
Current ratio1.97
Quick ratio1.97
Working capital ratio29.5%
Solvency14.3%
Debt / equity2.14
Long-term debt ratio-
Interest coverage554.50
Gross margin-
Net margin-
ROA13.5%
ROE94.3%
EBITDA margin-
Days sales outstanding-
Days payable outstanding-
Inventory turnover-
Days inventory (DSI)-
Balance-sheet composition 2024
Full annual accounts
Filed balance sheet and income statement, exactly as deposited with the NBB.
Line item Code2024
Balance sheet, Assets
TOTAL ASSETS 20/58€611k
Fixed assets 21/28€242k
Formation expenses 20€1k
Intangible fixed assets 21€131k
Tangible fixed assets 22/27€112k
Financial fixed assets 28€363
Current assets 29/58€367k
Amounts receivable within one year 40/41€341k
Cash & bank 54/58€13k
Balance sheet, Equity & liabilities
TOTAL EQUITY & LIABILITIES 10/49€611k
Equity 10/15€87k
Contributions / capital 10/11€5k
Accumulated profits (losses) 14€82k
Provisions & deferred taxes 16€336k
Amounts payable 17/49€187k
Amounts payable within one year 42/48€187k
Trade debts payable within one year 44€140k
Income statement
Gross operating margin 9900€995k
Operating result 9901€116k
Financial income 75€38
Financial charges 65€261
Result before taxes 9903€116k
Income taxes 67/77€34k
Net result for the period 9904€82k
Result to be appropriated 9905€82k
Ratios computed by Checked.

Health barometer

FY 2024 · computed
83 / 100 Excellent
050100
Computed from 4 of the 6 factors this model weighs. The rest cannot be derived from the filed figures, or need a prior year to compare against.

Unlock the full score breakdown, per-year score history and the indicative credit limit from Kantoor S.

See plans →
Computed by Checked from the NBB filing for FY 2024. Indicative, not credit advice.

Structure & network

Locations & real estate

Registered office

from the Crossroads Bank
Cannot be placed on the map

This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.

Chaussée de Mons 301400 Nivelles

Establishment units

1 location
G-SMART
Rue de l'Artisanat 1, 1400 NivellesPrepress- en premediadiensten
since 20242.353.256.622
Physical sites registered in the Crossroads Bank for Enterprises (CBE).
Parcels2
Ground area8,642 m²
Buildings2
Building footprint2,353 m²
Volume (LiDAR)14,932 m³
Tallest building9.5 m · ±2 fl.

Real-estate footprint

Source: CBE × cadastre · address linking

Parcels linked to this company through its CBE addresses (seat, establishment units, branches), cross-referenced with the cadastral parcel plan. This shows where the company operates, not a deeds register.

Wallonia 2 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
25066A0256/00C000 Wallonia 5,647 m² 1 · 522 m² 9.2 m · 2 fl.
25099A0002/00M002 Wallonia 2,995 m² 1 · 1,831 m² 9.5 m · 2 fl.
Methodology
via registered seat: 1 · via establishment units: 1
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.

Publications

Lifecycle & Insolvency Signals

No insolvency signals in the Belgian State Gazette

Belgisch Staatsblad · acts

2 acts
Address history · 1
03-04-2026
Registered-office move
All acts · 2 updated 4 months ago
2026
03-04-2026 Registered office moved within NIVELLES Registered-office change
  • Rue de l'Artisanat 1/2 - 1400 NIVELLES → Chaussée de Mons 30 - 1400 NIVELLES
2023
27-12-2023 Incorporation of a new SRL Incorporation
Summary: oprichting

Analysis

Snowflake analysis

financial profile on 5 axes
Health83Profitability100Solvency60Growth-Stability67
78 / 100

Strong profile, led by profitability.

Computed on 4 of 5 axes. Not measured: growth. An unmeasured axis is not a zero: no data was read for it.

Health 83
Profitability 100
Solvency 60
Growth -
Stability 67

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Based on official sources (NBB, CBE, State Gazette). Indicative, not credit advice.

Similar

Similar companies

Comparable size, same sector
We hold annual accounts for 155 of the 2,876 companies in this sector. 122 of them are within a factor 10 of this company's equity.

Company registry

Company registry (CBE)

Crossroads Bank
Activities
Prepress- en premediadiensten18130Prepress- en premediadiensten18130Reclamebureaus73110Activiteiten van reclamebureaus73110Overige zakelijke dienstverlening, n.e.g.82990Overige zakelijke dienstverlening, neg82990
Primary activity highlighted.
Names & trade names
Legal nameFR G-SMART
Registered office
Chaussée de Mons 30
1400 Nivelles, Belgium
Official data from the Crossroads Bank for Enterprises (CBE). Available for every registered company.