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G & S IMMO

Active
Private limited company (pre-2019)founded 2014active for 12 yearsRue de la Hamaide(T) 117, 7333 Saint-Ghislain, BelgiumKBO/BCE: BE 0548.694.059
Summary

The computed 12-month bankruptcy probability of G & S IMMO is 2.1% (moderate). The 2025 annual accounts show equity of €15,588 and a net result of -€3,800. Equity is shrinking by about 11% per year across the filed financial years. The company has been active since 2014 and the Belgian Official Gazette contains no insolvency signals. The CBE does carry 1 administrative register entry (see administrative flags).

Overview

Activity
Activity not known
Size
€51,836total assets 2025
Equity
€15,588
Loss
-€3,800
Turnover not published (micro format)
Financial health
52 Fair Checked score 2025
Bankruptcy probabilitywithin 12 months
2.1%
Structure
Accounts 18 days early1 of 4 deeds read
Why 52raises riskNo establishment unit in the KBOEx-officio strike-off in the KBOlowers riskSize: total assets €51,836Founded in 2014Show the evidence

Checked score

Score 2025
52 / 100
Fair
Probability in this band: 1.5% to 4.2%
Financially better than 21% of its sector peers (no NACE code, micro)
Financial strength · tick = 2023
Weak
Solvency 55-9
equity 30.1% of total assets
Liquidity 25-11
short-term debt 69.9%
Profitability 19-43
return on assets -7.3%
Bankruptcy probability, 12 months
2.1% Moderate
0%0.5%1.5%4%10%≥ 25%

About 2 in 100 comparable companies go bankrupt within 12 months (an estimate).

Last 24 months 11-2024: 4.0% 12-2024: 4.2%▲ +0.2 percentage points vs 11-2024 01-2025: 4.2%● unchanged vs 12-2024 02-2025: 4.2%● unchanged vs 01-2025 03-2025: 3.4%▼ -0.8 percentage points vs 02-2025 04-2025: 3.2%▼ -0.2 percentage points vs 03-2025 05-2025: 3.2%● unchanged vs 04-2025 06-2025: 3.2%● unchanged vs 05-2025 07-2025: 3.3%▲ +0.1 percentage points vs 06-2025 08-2025: 5.5%▲ +2.2 percentage points vs 07-2025 09-2025: 6.5%▲ +1.0 percentage point vs 08-2025 10-2025: 11.8%▲ +5.3 percentage points vs 09-2025 11-2025: 12.0%▲ +0.2 percentage points vs 10-2025 12-2025: 15.1%▲ +3.1 percentage points vs 11-2025 01-2026: 16.3%▲ +1.2 percentage points vs 12-2025 02-2026: 16.3%● unchanged vs 01-2026 03-2026: 16.7%▲ +0.4 percentage points vs 02-2026highest value 04-2026: 16.6%▼ -0.1 percentage points vs 03-2026 05-2026: 16.6%● unchanged vs 04-2026 06-2026: 16.6%● unchanged vs 05-2026 07-2026: 15.1%▼ -1.5 percentage points vs 06-2026 08-2026: 2.1%▼ -13.0 percentage points vs 07-2026lowest value 09-2026: 2.1%● unchanged vs 08-2026lowest value 10-2026: 2.1%● unchanged vs 09-2026lowest value
Credit of up to €500 on 30-day terms is acceptable
Liquidity insufficient (current ratio 0.01, compared with 0.01 in 2023; short-term debt: 69.9% of total assets), and 69.9% of the assets are financed with debt.
How it is calculated

The band follows from the bankruptcy probability, on a scale where 10 more points roughly halve it:

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (no NACE code, micro): better than 33% on solvency, 14% on liquidity and 17% on profitability.

The bankruptcy probability was computed on 08-10-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

Some facts cap the score, however low the probability. Negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late hold it at Fair at most (59); two missing filings, at Weak (44). An ongoing judicial reorganisation or the company's end (bankruptcy, dissolution, liquidation) holds it at Critical at most (24).

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Signals

Six signals.
−lowers risk+raises risk○neutral
lowers risk · Size: total assets €51,836
The company's size counts in the probability; how much depends on the rest of its profile.
NBB · annual accounts
lowers risk · Founded in 2014
How long the company has existed counts in the probability; how much depends on the rest of its profile.
KBO
raises risk · No establishment unit in the KBO
KBO · seat and establishments
raises risk · Ex-officio strike-off in the KBO
KBO publications
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 13-07-2026, 18 days ahead of the deadline.
NBB · 10 filings
Deviation from the deadline
2025
18 days early
2023
14 days early
2021
9 days early
2020
9 days early
2019
19 days late
2018
186 days late
2017
550 days late
← before the deadline after the deadline →
tick = median of all Belgian filings

This company filed its last 7 accounts on average 101 days after the deadline; the Belgian median for financial year 2023 is 3 days before the deadline, and 40% of all filings were late.

raises risk · Administrative warnings in the KBO publications
1 publication by the FPS Economy about this company, such as a strike-off for address, accounts or UBO, or its withdrawal.
KBO publications
Publications
UBO non-compliance
Searched, nothing found (1)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 22 July (5 of the last 5 filed years within 30 days of that day).
Companies Code · seven months
Where today falls in the filing period
09-10-2026 today31-12-2026 year end31-07-2027 deadline
  1. Resignation: Guendouz Farid (director)Share transfer · Shareholding
  2. Annual accounts filedfinancial year 2025 · micro…
  3. Judicial dissolution and immediate closureEnterprise Court of Hainaut, Mons…

Key points

  • Caution: 2 loss-making years in a rowloss financial year 2025 -€3,800 View
  • A director leftlatest change 28-09-2026 · 0 in office 1 left View
  • Positive: Filed on time since financial year 2020accounts within the deadline every year 4 years View

By topic

Financials

Financial year
2025
Total assets
€51,836
Loss
-€3,800
Solvency
30.1%
Total assets▼ 12.8%
Net result
20182025
Go to Financials

Timeline

Events
17
Since
2017
Next accounts
by 31-07-2027
  1. 22-10-2024Judicial dissolution, liquidator appointed
  2. 17-07-2024Annual accounts filed
  3. 28-06-2024UBO non-compliance
Go to Timeline

Company details

Legal form
Private limited company (pre-2019)
Founded
19-03-2014
Year ends
31-12
Peppol
Not found in the Peppol directory
Go to Company details

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