Summary
G.P. Development Services is a financial institution; the bankruptcy model is trained on trading and manufacturing companies and does not apply here. The 2025 annual accounts show equity of €6.6m and a net result of €48,577. Equity remains stable across the filed fiscal years (±1.4% per year). Its solvency ranks better than 82% of 2451 sector peers (fiscal year 2025). The company has been active since 1986 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Outside the general model
Model not applicable to financial institutions
The Checked score weighs liquidity, leverage and margins against norms for trading and manufacturing companies. A bank, insurer or financial holding has a fundamentally different balance-sheet structure, so those ratios, and hence the score, carry no meaning here. That is why we show no financial axes either.
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Signals
1 signal. The signal on the left, the evidence on the right.
○neutral
neutral · Latest accounts filed on time
The financial year that closed on 30-06-2025 was due by 31-01-2026 and was filed on 02-12-2025, 60 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
60 d early
2024
56 d early
2023
50 d early
2022
50 d early
2021
52 d early
2020
45 d early
2019
11 d early
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
This company filed its last 7 accounts on average 46 days before the deadline; the sector median for financial year 2024 is 14 days before the deadline, and 28% of the sector filed late.
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 30-06-2026 and is due by 31-01-2027. Nothing is late today. Usually files around 10 December (5 of the last 5 filed years within 30 days of that day).
Companies Code · seven monthsPosition in the running window
30-06-2026 close30-09-2026 today31-01-2027 deadline
History
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Financials · fiscal year 2025, full schema
In the rankings
#2 oldest company in Sint-Agatha-Berchem, Finance and insurance sector#4 company by equity in Sint-Agatha-Berchem, Finance and insurance sector#5 company by total assets in Sint-Agatha-Berchem, Finance and insurance sector
Equity
€6.6m▲ 0.7%
2024 · €6.6m
Net result
€48,577
2024 · -€13,837
Total assets
€7.1m▼ 3.9%
2024 · €7.4m
Solvency
93.5%▲ 4.3pp
2024 · 89.2%
Trend over the years
In euros
In per cent
In full-time equivalents (FTE)
In euros
No line ticked in this group.
In per cent
No line ticked in this group.
In full-time equivalents (FTE)
No line ticked in this group.
Untick a line to hide it. Point at a year (or use the arrow keys on the chart) for the exact figures; the table below gives them all.Sector: the middle half (P25 to P75) of NACE 64, Financial service activities, except insurance and pension funding, each year against the same schema; no band under 30 filings. Dashed line: the median. Available for Net result, Equity, Total assets, Working capital, Solvency, Return on assets (ROA), Staff (FTE).
Every figure with its change against the fiscal year before
favourable
unfavourable
Line20212022202320242025
Operating result-€130,069▲ 27.3%-€146,012▼ 12.3%-€66,882▲ 54.2%-€73,792▼ 10.3%-€75,735▼ 2.6%
Net result-€80,457below the sector's middle half▲ 35.2%-€82,663below the sector's middle half▼ 2.7%-€25,003below the sector's middle half▲ 69.8%-€13,837below the sector's middle half▲ 44.7%€48,577within the sector's middle half
Equity€7.0mwithin the sector's middle half▼ 1.1%€6.9mwithin the sector's middle half▼ 1.2%€6.9mwithin the sector's middle half▼ 0.4%€6.6mwithin the sector's middle half▼ 4.5%€6.6mwithin the sector's middle half▲ 0.7%
Total assets€7.8mwithin the sector's middle half▼ 1.7%€7.5mwithin the sector's middle half▼ 3.8%€7.5mwithin the sector's middle half▼ 0.7%€7.4mwithin the sector's middle half▼ 0.9%€7.1mwithin the sector's middle half▼ 3.9%
Debt€9,732▼ 39.3%€6,496▼ 33.3%€25,267▲ 289%€314,378▲ 1,144%€21,033▼ 93.3%
Working capital€2.2mabove the sector's middle half▲ 1.6%€2.9mabove the sector's middle half▲ 31.1%€3.0mabove the sector's middle half▲ 2.2%€2.8mabove the sector's middle half▼ 6.7%€2.9mabove the sector's middle half▲ 5.0%
Solvency89.9%above the sector's middle half▲ 0.6pp92.3%above the sector's middle half▲ 2.4pp92.6%above the sector's middle half▲ 0.3pp89.2%above the sector's middle half▼ 3.4pp93.5%above the sector's middle half▲ 4.3pp
Current ratio9.87above the sector's middle half
Return on assets (ROA)-1.0%below the sector's middle half▲ 0.5pp-1.1%below the sector's middle half▼ 0.1pp-0.3%below the sector's middle half▲ 0.8pp-0.2%below the sector's middle half▲ 0.1pp0.7%within the sector's middle half▲ 0.9pp
Staff (FTE)0.3below the sector's middle half▲ 50.0%1within the sector's middle half▲ 233%0.4below the sector's middle half▼ 60.0%1within the sector's middle half▲ 150%1within the sector's middle half=
above
within
below
the middle half (P25 to P75) of NACE 64, Financial service activities, except insurance and pension funding, each year against the same schema; no band under 30 filings.
Result per fiscal year
Operating resultNet result
The operating result stays negative: a loss of €75,735 in 2025 against €73,792 in 2024; the loss grows.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €7.1m
Fixed assets
€4.1m ▼ 3.2%
Current assets
€3.0m ▼ 4.9%
Equity and liabilities €7.1m
Equity
€6.6m ▲ 0.7%
Provisions
€441,439 ▼ 8.9%
Debt
€21,033 ▼ 93.3%
Debt's share of the balance-sheet total falls from 4.3% to 0.3%. Equity is higher and debt is lower.
Key figures and ratios
ROE
0.7%▲
2024 · -0.2%
Debt ≤ 1 year
€21,033▼
2024 · €314,378
Income taxes
€47,501▲
2024 · €32,009
Staff costs
€40,976▲
2024 · €40,113
A ratio outside any meaningful range has been withheld (balance sheet total €7.1m, equity €6.6m).
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Annual accounts
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Remuneration, social security and pensions62 | - | €34,501 | €38,014 | €40,113 | €40,976 | ▲ 2.2% |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €184,925 | €154,004 | €155,232 | €156,376 | €156,103 | ▼ 0.2% |
| Other operating charges640/8 | - | €18,272 | €17,282 | €19,385 | €19,662 | ▲ 1.4% |
| Gross operating margin9900 | €112,310 | €60,764 | €143,647 | €142,082 | €141,005 | ▼ 0.8% |
| Operating profit (loss)9901 | -€130,069 | -€146,012 | -€66,882 | -€73,792 | -€75,735 | ▼ 2.6% |
| Financial income75/76B | - | €7,141 | €27,501 | €50,857 | €130,109 | ▲ 156% |
| Recurring financial income75 | €2,635 | €7,141 | €27,501 | €50,857 | €130,109 | ▲ 156% |
| Financial charges65/66B | - | €722 | €2,577 | €2,122 | €1,525 | ▼ 28.1% |
| Recurring financial charges65 | €600 | €722 | €2,577 | €2,122 | €1,525 | ▼ 28.1% |
| Profit (loss) for the period before taxes9903 | -€128,034 | -€139,593 | -€41,957 | -€25,056 | €52,850 | ▲ 311% |
| Transfer from deferred taxes780 | - | €206,514 | €43,228 | €43,228 | €43,228 | = |
| Income taxes67/77 | €4,456 | €149,584 | €26,274 | €32,009 | €47,501 | ▲ 48.4% |
| Profit (loss) for the period9904 | -€80,457 | -€82,663 | -€25,003 | -€13,837 | €48,577 | ▲ 451% |
| Transfer from tax-exempt reserves789 | - | €402,865 | €83,951 | €83,951 | €83,951 | = |
| Profit (loss) for the period to be appropriated9905 | €20,593 | €320,202 | €58,948 | €70,114 | €132,528 | ▲ 89.0% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Assets | ||||||
| Total assets20/58 | €7.8m | €7.5m | €7.5m | €7.4m | €7.1m | ▼ 3.9% |
| Fixed assets21/28 | €5.6m | €4.6m | €4.4m | €4.3m | €4.1m | ▼ 3.2% |
| Tangible fixed assets22/27 | €5.6m | €4.6m | €4.4m | €4.3m | €4.1m | ▼ 3.2% |
| Land and buildings22 | - | €4.4m | €4.3m | €4.2m | €4.0m | ▼ 3.2% |
| Plant, machinery and equipment23 | - | €136,975 | €131,760 | €124,474 | €122,597 | ▼ 1.5% |
| Furniture and vehicles24 | - | €4,423 | €2,698 | €1,510 | €1,590 | ▲ 5.3% |
| Financial fixed assets28 | €1,945 | €1,945 | €2,977 | €3,493 | €4,773 | ▲ 36.6% |
| Current assets29/58 | €2.2m | €2.9m | €3.0m | €3.1m | €3.0m | ▼ 4.9% |
| Amounts receivable within one year40/41 | €2,101 | €3,279 | €1,551 | €6,948 | - | - |
| Trade receivables40 | - | €715 | €1,551 | - | - | - |
| Other amounts receivable41 | - | €2,564 | - | €6,948 | - | - |
| Current investments50/53 | €480,403 | €1.2m | €2.3m | €2.5m | €2.6m | ▲ 3.3% |
| Cash at bank and in hand54/58 | €1.8m | €1.7m | €719,926 | €611,950 | €381,601 | ▼ 37.6% |
| Deferred charges and accrued income490/1 | - | - | - | - | €1,120 | - |
| Equity and liabilities | ||||||
| Total equity and liabilities10/49 | €7.8m | €7.5m | €7.5m | €7.4m | €7.1m | ▼ 3.9% |
| Equity10/15 | €7.0m | €6.9m | €6.9m | €6.6m | €6.6m | ▲ 0.7% |
| Contributions10/11 | €1.0m | €1.0m | €1.0m | €1.0m | €1.0m | = |
| Capital10 | - | €1.0m | €1.0m | €1.0m | €1.0m | = |
| Issued capital100 | - | €1.0m | €1.0m | €1.0m | €1.0m | = |
| Revaluation surpluses12 | - | €675,262 | €675,262 | €675,262 | €675,262 | = |
| Reserves13 | €1.7m | €1.6m | €1.6m | €1.6m | €1.6m | ▲ 3.1% |
| Non-distributable reserves130/1 | - | €150,000 | €150,000 | €150,000 | €150,000 | = |
| Legal reserve130 | - | €150,000 | €150,000 | €150,000 | €150,000 | = |
| Tax-exempt reserves132 | - | €1.1m | €1.0m | €939,434 | €855,483 | ▼ 8.9% |
| Distributable reserves133 | - | €336,000 | €394,000 | €464,000 | €595,545 | ▲ 28.4% |
| Profit (loss) carried forward14 | €3.7m | €3.7m | €3.7m | €3.4m | €3.4m | = |
| Provisions and deferred taxes16 | €777,638 | €571,124 | €527,895 | €484,667 | €441,439 | ▼ 8.9% |
| Deferred taxes168 | - | €571,124 | €527,895 | €484,667 | €441,439 | ▼ 8.9% |
| Amounts payable17/49 | €9,732 | €6,496 | €25,267 | €314,378 | €21,033 | ▼ 93.3% |
| Amounts payable within one year42/48 | €9,732 | €6,496 | €25,267 | €314,378 | €21,033 | ▼ 93.3% |
| Trade debts44 | €274 | €1,994 | €140 | €464 | €610 | ▲ 31.4% |
| Suppliers440/4 | - | €1,994 | €140 | €464 | €610 | ▲ 31.4% |
| Taxes, remuneration and social security45 | - | €4,501 | €23,347 | €102,134 | €18,644 | ▼ 81.7% |
| Taxes450/3 | - | - | €18,505 | €97,000 | €13,379 | ▼ 86.2% |
| Remuneration and social security454/9 | - | €4,501 | €4,842 | €5,134 | €5,264 | ▲ 2.5% |
| Other amounts payable47/48 | - | - | €1,780 | €211,780 | €1,780 | ▼ 99.2% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | -€80,457 | -€82,663 | -€25,003 | -€13,837 | €48,577 | ▲ 451% |
| + Depreciation and write-downs630 | €184,925 | €154,004 | €155,232 | €156,376 | €156,103 | ▼ 0.2% |
| Operating cash flow (approximation) | €104,468 | €71,341 | €130,229 | €142,539 | €204,680 | ▲ 43.6% |
| Investment in fixed assets (approximation) | - | €829,627 | -€21,753 | -€516 | -€21,287 | ▼ 4,025% |
| Change in cash | - | -€37,406 | -€997,647 | -€107,976 | -€230,349 | ▼ 113% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2025
02-12
NBB filing
Annual accounts filed
fiscal year 2025 · full schema
30-06
Financial
Back to profitnet €48,577
Net result €48,577 after 6 loss-making years.
30-06
Financial
Liquidity times 14current ratio 140.30
Current ratio from 9.87 to 140.30; short-term debt falls from €314,378 to €21,033.
2024
06-12
NBB filing
Annual accounts filed
fiscal year 2024 · full schema
2023
12-12
NBB filing
Annual accounts filed
fiscal year 2023 · full schema
2022
12-12
NBB filing
Annual accounts filed
fiscal year 2022 · full schema
2021
10-12
NBB filing
Annual accounts filed
fiscal year 2021 · full schema
2020
17-12
NBB filing
Annual accounts filed
fiscal year 2020 · full schema
30-06
Financial
Weakest financial yearnet -€124,143
Net result drops to -€124,143, the lowest in the series; recovery starts the following year.
20-01
NBB filing
Annual accounts filed
fiscal year 2019 · full schema
2018
17-12
NBB filing
Annual accounts filed
fiscal year 2018 · full schema
2017
12-12
NBB filing
Annual accounts filed
fiscal year 2017 · full schema
2016
15-12
NBB filing
Annual accounts filed
fiscal year 2016 · full schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 10 acts read
About the unread acts
We know of 10 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
10 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Sint-Agatha-Berchem · 1 establishment unit since 1986
Ground area
4,128 m²
Building footprint
1,695 m²
Volume, LiDAR
48,898 m³
2 parcels, Brussels · tallest building 47.0 m, ±11 floors. Linked by address, not a title deed.
98
companies at this address
See who is registered here
1 establishment unit
IMMO G.P.
since 19862.034.099.007
2 parcels
Brussels
2
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 21003A0289/00L011 | Brussels | 2,983 m² | 1 · 1,288 m² | 47.0 m · 11 fl. |
| 21803C1909/00A000 | Brussels | 1,144 m² | 1 · 407 m² | 25.0 m · 7 fl. |
Linked by address, not proof of ownership
Good to know
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
1 of these parcels carry protected heritage: expect extra rules on renovation or sale.
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Of 24,728 companies in sector 64210 we hold annual accounts for 19,805. 7,278 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Identification & contact
Identification
Legal formPublic limited company
Founded14-05-1986
Fiscal year end30-06
Abbreviation FR
G.P.D.S.
Activities, NACEBEL 2025
64210Activities of holding companies
E-invoicing
Not found in the Peppol register
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Register as of 30 September 2026 · Peppol Directory
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