G.P. Associates is a financial institution; the bankruptcy model is trained on trading and manufacturing companies and does not apply here. The 2025 annual accounts show equity of €776k and a net result of €-17k. Equity is growing by ~8.1% per year across the filed fiscal years. Its solvency ranks better than 53% of 7994 sector peers (fiscal year 2025). The company has been active since 2008 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Outside the general model
Model not applicable to financial institutions
The health score weighs liquidity, leverage and margins against norms for trading and manufacturing companies. A bank, insurer or financial holding has a fundamentally different balance-sheet structure, so those ratios, and hence the score, carry no meaning here. That is why we show no financial axes either.
Credit advice for your own amount and term
Signals
Three signals. The signal on the left, the evidence on the right.
○neutral
neutral · A punctual record breaks
This company filed 4 consecutive financial years on time. The year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 18-08-2026, 18 days late. Weigh it accordingly: a break into the 1-to-90-day band measures 1.41% abnormal legal state, below the 1.66% market average. It is a change in behaviour, not evidence of elevated risk.
NBB · 10 filingsDeviation from the deadline
2025
18 d late
2024
32 d early
2023
41 d early
2022
48 d early
2021
48 d early
2020
3 d late
2019
3 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
18-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€776k▼ 1.7%
2024 · €790k
2018: €457k
2019: €460k
2020: €611k
2021: €623k
2022: €677k
2023: €682k
2024: €790k
2018 → 2025
Net result
€-17k▼ 7.7%
2024 · €-16k
2018: €3k
2019: €4k
2020: €11k
2021: €12k
2022: €19k
2023: €5k
2024: €-16k
2018 → 2025
Total assets
€1.41M▼ 0.4%
2024 · €1.41M
2018: €973k
2019: €924k
2020: €1.03M
2021: €1.04M
2022: €1.03M
2023: €1.09M
2024: €1.41M
2018 → 2025
Solvency
55.2%▼ 0.7pp
2024 · 55.9%
2018: 47.0%
2019: 49.8%
2020: 59.4%
2021: 60.2%
2022: 65.8%
2023: 62.7%
2024: 55.9%
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€623k-€677k▲ 8.7%€682k▲ 0.7%€790k▲ 15.8%€776k▼ 1.7%
Operating result€33k-€42k▲ 28.3%€19k▼ 54.4%€-4k€599
Net result€12k-€19k▲ 63.2%€5k▼ 74.8%€-16k€-17k▼ 7.7%
Turnover and EBIT margin not published: the abbreviated or micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result returns to profit in 2025: €599 after a loss of €4k in 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €1.41M
Fixed assets
€1.31M▼ 2.4%
Current assets
€93k▲ 41.1%
Equity and liabilities €1.41M
Equity
€776k▼ 1.7%
Debt
€631k▲ 1.3%
The debt ratio rises from 44.1% to 44.8%. Equity is lower and debt is higher.
Key figures and ratios
Solvency
55.2%▼
2024 · 55.9%
ROE
-2.3%▼
2024 · -2.1%
ROA
-1.2%▼
2024 · -1.2%
Debt
€631k▲
2024 · €623k
Debt ≤ 1 year
€133k▼
2024 · €214k
Debt > 1 year
€498k▲
2024 · €409k
Staff costs
€23k▼
2024 · €40k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€1.41M€1.41M▼
Fixed assets21/28€1.35M€1.31M▼
Tangible fixed assets22/27€1.35M€1.31M▼
Land and buildings22€1.19M€1.17M▼
Plant, machinery and equipment23€446€2k▲
Furniture and vehicles24€59k€42k▼
Other tangible fixed assets26€96k€103k▲
Financial fixed assets28€277€294▲
Current assets29/58€66k€93k▲
Stocks and contracts in progress3€8k€9k▲
Stocks30/36€8k€9k▲
Amounts receivable within one year40/41€48k€78k▲
Trade receivables40€31k€59k▲
Other amounts receivable41€17k€19k▲
Cash at bank and in hand54/58€9k€5k▼
Deferred charges and accrued income490/1€1k€2k▲
Equity and liabilities
Total equity and liabilities10/49€1.41M€1.41M▼
Equity10/15€790k€776k▼
Contributions10/11€174k€174k=
Revaluation surpluses12€563k€563k=
Profit (loss) carried forward14€53k€39k▼
Amounts payable17/49€623k€631k▲
Amounts payable after more than one year17€409k€498k▲
Financial debts170/4€70k€29k▼
Other amounts payable178/9€339k€469k▲
Amounts payable within one year42/48€214k€133k▼
Current portion of amounts payable after more than one year42€123k€41k▼
Trade debts44€5k€480▼
Suppliers440/4€5k€480▼
Taxes, remuneration and social security45€20k€12k▼
Taxes450/3€11k€8k▼
Remuneration and social security454/9€8k€4k▼
Other amounts payable47/48€66k€80k▲
Income statement
Code20242025
Non-recurring operating income76A€5k-
Remuneration, social security and pensions62€40k€23k▼
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€46k€58k▲
Other operating charges640/8€14k€22k▲
Gross operating margin9900€95k€104k▲
Operating profit (loss)9901€-4k€599▲
Financial charges65/66B€13k€18k▲
Recurring financial charges65€13k€18k▲
Profit (loss) for the period before taxes9903€-16k€-17k▼
Income taxes67/77€-238-
Profit (loss) for the period9904€-16k€-17k▼
Profit (loss) for the period to be appropriated9905€-16k€-17k▼
Appropriation of the result
Profit (loss) to be appropriated9906€49k€35k▼
Profit (loss) brought forward from the previous period14P€65k€53k▼
Shareholders' contribution to the loss794€4k€4k▼
The notes to these accounts (11 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
18-08
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 18 days late
2025
31-12
Financial
Weakest financial yearnet €-17k
Net result drops to €-17k, the lowest in the series.
29-06
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
20-06
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
13-06
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
31-12
Financial
Highest result since 2018net €19k ▲63.2%
Operating result €42k, net result €19k, both a record.
13-06
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
03-08
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 3 days late
2020
31-12
Financial
Equity above €500kEq €611k ▲32.8%
3 profitable years in a row build equity to €611k.
28-07
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2019
31-07
NBB filing
Annual accounts filed
fiscal year 2018 · abbreviated schema
2018
25-07
NBB filing
Annual accounts filed
fiscal year 2017 · abbreviated schema
2017
22-07
NBB filing
Annual accounts filed
fiscal year 2016 · full schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
8 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Kortenberg · 1 establishment unit since 2008
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Eikenstraat 273071 KortenbergGround area
2,650 m²
Building footprint
535 m²
Volume, LiDAR
2,869 m³
2 parcels, Brussels, Flanders · tallest building 16.4 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
Emile Bockstaellaan 325, 1020 Brussel
since 20082.264.787.672
2 parcels
Flanders
1
(50%)
Brussels
1
(50%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 24025E0231/00F000 | Flanders | 2,353 m² | 1 · 272 m² | 8.8 m · 1 fl. |
| 21816C0249/00Y000 | Brussels | 296 m² | 1 · 263 m² | 16.4 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1 · via establishment units: 1
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 805 companies in sector 64999 we hold annual accounts for 483. 266 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded23-10-2008
Fiscal year end31-12
Activities, NACEBEL
64999Other financial services
70200Business and other management consultancy
70220Business consulting
70210Activities of head offices; management consultancy activities
73300Public relations and communication consultancy
85599Other education
Sources
Crossroads Bank for EnterprisesNational Bank · 17 filingsAddress and cadastre registers
Data from official sources, last processed on 18-09-2026. Scores and ratios are computed by Checked and are not a credit decision.