Financials
- Fiscal year
- 2026
- Turnover
- €219,642
- Profit
- €1,461
- Solvency
- 32.5%
Turnover▲ 64.4%
Net result
20242026
G.O.B.E.
ActiveSummary
G.O.B.E. has been active since 2023 and the Belgian State Gazette contains no insolvency or warning signals. The 2026 annual accounts show equity of €10,430 and a net result of €1,461. Equity is growing by ~41.6% per year across the filed fiscal years. Its solvency ranks better than 30% of 332 sector peers (fiscal year 2026). The computed 12-month bankruptcy probability is 1.1% (low).
Overview
Activity
Other building finishing work
NACE 43350NACE 43390
1 site
Size
€219,642turnover 2026
- Equity
- €10,430
- Profit
- €1,461
Structure
Accounts 19 d early0 of 1 deed read
Why 66- Founded in 2023- Size: turnover €219,642, total assets €32,123+ Liquidity: current ratio 0.92, cash €9,827+ Figures for FY 2026 (filed 11-09-2026)Show the evidence
Checked score
Score 2026
66
/ 100
Healthy
Probability in this band: 0.55% to 1.5%
Better than 47% of its sector peers (NACE 43, micro)
Performance against the sector, not lower risk
Financial strength · tick = 2025
Average
Solvency
57+9
equity 32.5% of total assets
Liquidity
52+14
short-term debt 67.5% · cash 30.6%
Profitability
62-19
return on assets 4.5%
Bankruptcy probability, 12 months
1.1%
Low
0%0.5%1.5%4%10%≥ 25%
About 1 in 100 comparable companies go bankrupt within 12 months (an estimate).
Last 24 months
11-2024: 1.1%lowest value
12-2024: 1.1%▲ +0.6% vs 11-2024
01-2025: 1.2%▲ +9.1% vs 12-2024
02-2025: 1.2%● 0.0% vs 01-2025
03-2025: 1.2%▲ +5.9% vs 02-2025
04-2025: 1.2%▲ +1.1% vs 03-2025
05-2025: 1.2%▲ +0.8% vs 04-2025
06-2025: 1.3%▲ +4.6% vs 05-2025
07-2025: 1.3%▲ +2.2% vs 06-2025
08-2025: 1.3%▲ +0.8% vs 07-2025
09-2025: 1.4%▲ +5.6% vs 08-2025
10-2025: 1.8%▲ +24.0% vs 09-2025
11-2025: 1.7%▼ -1.4% vs 10-2025
12-2025: 1.7%● 0.0% vs 11-2025
01-2026: 1.7%● 0.0% vs 12-2025
02-2026: 1.7%● 0.0% vs 01-2026
03-2026: 1.8%▲ +2.1% vs 02-2026
04-2026: 1.8%▲ +1.0% vs 03-2026
05-2026: 1.9%▲ +3.5% vs 04-2026
06-2026: 1.9%▲ +4.9% vs 05-2026
07-2026: 2.0%▲ +0.7% vs 06-2026
08-2026: 2.0%▼ -0.2% vs 07-2026
09-2026: 2.0%▲ +3.1% vs 08-2026highest value
10-2026: 1.1%▼ -44.7% vs 09-2026
- Founded in 2023 raises the probability for this profile
- Liquidity: current ratio 0.92, cash €9,827 lowers the probability
- Size: turnover €219,642, total assets €32,123 raises the probability for this profile
- Figures for FY 2026 (filed 11-09-2026) lowers the probability
Credit up to €500 at 30 days acceptable
Liquidity short (current ratio 0.92 against 0.65 in 2025; short-term debt: 67.5% and cash: 30.6% of total assets), and 67.5% of the assets are financed with debt.
How it is calculated
The band comes from the bankruptcy probability on a scale of 0 to 100: every 10 points more double the odds of getting through the year without bankruptcy.
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Place inside the band: half the bankruptcy probability, half how the company does against its sector peers (NACE 43, micro). Better than this share of them on solvency 34%, liquidity 47%, profitability 30%, growth against the median 77%. That is performance, not lower risk; the band itself always comes from the probability.
Bankruptcy probability: model pd-v3.202610021621, computed on 03-10-2026. The model learns from Belgian bankruptcies and reads the registers, the annual accounts and the gazette.
Ceilings: negative or zero equity, a heavy loss, a special KBO legal situation and a missing filing 59 (two missing 44), an ongoing judicial reorganisation or an ending 24. Financial strength does not count in the score.
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Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
neutral · Latest accounts filed on time
The financial year that closed on 28-02-2026 was due by 30-09-2026 and was filed on 11-09-2026, 19 days ahead of the deadline.
NBB · 3 filingsDeviation from the deadline
2026
19 d early
2025
21 d early
2024
18 d early
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
This company filed its last 3 accounts on average 19 days before the deadline; the sector median for financial year 2024 is 1 day before the deadline, and 42% of the sector filed late.
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 28-02-2027 and is due by 30-09-2027. Nothing is late today. Usually files around 11 September (3 of the last 3 filed years within 30 days of that day).
Companies Code · seven monthsPosition in the running window
03-10-2026 today28-02-2027 close30-09-2027 deadline
- Annual accounts filedfiscal year 2026 · micro…
- Weakest financial yearnet €1,461 ▼75.6%
- Annual accounts filedfiscal year 2025 · micro…
Key points
By topic
Timeline
- Events
- 5
- Since
- 2024
- Next accounts
- by 30-09-2027
- 11-09-2026Annual accounts filed
- 28-02-2026Weakest financial year
- 09-09-2025Annual accounts filed
Company details
- Sites
- 1
- Legal form
- Private limited company
- Activity
- Other building finishing workNACE 43350
- Founded
- 03-02-2023
- Year ends
- 28-02
- Peppol
- Reachable for e-invoices
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