G & NL
ActiveG & NL has been active since 1989 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €1.18M and a net result of €3k. Equity is shrinking by ~2.7% per year across the filed fiscal years. Its solvency ranks better than 95% of 2262 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.2% (very low).
Checked score
Score 2025
83
/ 100
Excellent
The score weighs solvency, liquidity, profitability and financial development. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability69▼-5
Solvency100=
Growth32=
Track record100
Bankruptcy probability, 12 months
0.2%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €95k at 30 days acceptable
Liquidity ample (current ratio 9.63 against 2.61 in 2024; short-term debt: 2.2% and cash: 15.4% of total assets), and 2.2% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk○neutral
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 82
Relative position
BE, all sectors
reference
Sector 82
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
97.8%
Return on assets
0.3%
Age of the figures
9 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 12-06-2026, 49 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
49 d early
2024
38 d early
2023
5 d early
2022
34 d early
2021
48 d early
2020
3 d early
2019
7 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
17-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, abbreviated schema
Equity
€1.18M▲ 0.3%
2024 · €1.17M
2019: €1.34M
2020: €1.34M
2021: €1.35M
2022: €655k
2023: €1.14M
2024: €1.17M
2019 → 2025
Total assets
€1.20M▼ 7.6%
2024 · €1.30M
2019: €1.44M
2020: €1.40M
2021: €1.39M
2022: €1.30M
2023: €1.38M
2024: €1.30M
2019 → 2025
Net result
€3k▼ 93.6%
2024 · €54k
2019: €89k
2020: €28k
2021: €56k
2022: €241k
2023: €604k
2024: €54k
2019 → 2025
Working capital
€231k▲ 10.5%
2024 · €209k
2019: €275k
2020: €254k
2021: €302k
2022: €-339k
2023: €418k
2024: €209k
2019 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€1.35M-€655k▼ 51.5%€1.14M▲ 74.2%€1.17M▲ 3.0%€1.18M▲ 0.3%
Operating result€-18k-€-16k▲ 11.2%€698k€13k▼ 98.1%€6k▼ 52.7%
Net result€56k-€241k▲ 334%€604k▲ 150%€54k▼ 91.1%€3k▼ 93.6%
Turnover and EBIT margin not published: the abbreviated schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result has fallen two years in a row; 2025 is 53% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €1.20M
Fixed assets
€947k▼ 1.9%
Current assets
€258k▼ 24.0%
Equity and liabilities €1.20M
Equity
€1.18M▲ 0.3%
Debt
€27k▼ 79.4%
The debt ratio falls from 10.0% to 2.2%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€26k▼
2024 · €61k
Cash flow
€23k▼
2024 · €102k
Solvency
97.8%▲
2024 · 90.0%
Current ratio
9.63▲
2024 · 2.61
Quick ratio
9.63▲
2024 · 2.61
Debt / equity
0.02▼
2024 · 0.11
ROE
0.3%▼
2024 · 4.6%
ROA
0.3%▼
2024 · 4.1%
Interest coverage
262.23▼
2024 · 469.99
Debt
€27k▼
2024 · €130k
Debt ≤ 1 year
€27k▼
2024 · €130k
Income taxes
€3k▼
2024 · €11k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€1.30M€1.20M▼
Fixed assets21/28€966k€947k▼
Tangible fixed assets22/27€612k€594k▼
Land and buildings22€556k€552k▼
Plant, machinery and equipment23€6k€5k▼
Furniture and vehicles24€50k€36k▼
Financial fixed assets28€353k€353k=
Current assets29/58€339k€258k▼
Amounts receivable within one year40/41€40k€17k▼
Trade receivables40€21k€17k▼
Other amounts receivable41€19k€0▼
Current investments50/53€48k€51k▲
Cash at bank and in hand54/58€246k€185k▼
Deferred charges and accrued income490/1€5k€4k▼
Equity and liabilities
Total equity and liabilities10/49€1.30M€1.20M▼
Equity10/15€1.17M€1.18M▲
Contributions10/11€19k€19k=
Reserves13€1.16M€1.16M▲
Non-distributable reserves130/1-€3k
Own shares acquired1312-€3k
Distributable reserves133€1.16M€1.16M=
Profit (loss) carried forward14€0€0=
Amounts payable17/49€130k€27k▼
Amounts payable within one year42/48€130k€27k▼
Trade debts44€10k€5k▼
Suppliers440/4€10k€5k▼
Taxes, remuneration and social security45€97k€16k▼
Taxes450/3€97k€16k▼
Other amounts payable47/48€23k€6k▼
Income statement
Code20242025
Non-recurring operating income76A€0-
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€48k€20k▼
Other operating charges640/8€3k€3k▲
Gross operating margin9900€64k€29k▼
Operating profit (loss)9901€13k€6k▼
Financial income75/76B€51k€271▼
Recurring financial income75€51k€271▼
Financial charges65/66B€130€100▼
Recurring financial charges65€130€100▼
Profit (loss) for the period before taxes9903€64k€6k▼
Income taxes67/77€11k€3k▼
Profit (loss) for the period9904€54k€3k▼
Profit (loss) for the period to be appropriated9905€54k€3k▼
Appropriation of the result
Profit (loss) to be appropriated9906€54k€3k▼
Transfer from equity791/2€20k€3k▼
Transfer to equity691/2€54k€3k▼
To other reserves6921€54k€3k▼
Profit to be distributed694/7€20k€3k▼
Return on contributions (dividend)694€20k€3k▼
Social balance
Average headcount (FTE)90870.0-
The notes to these accounts (9 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
12-06
NBB filing
Annual accounts filed
fiscal year 2025 · abbreviated schema
2025
31-12
Financial
Weakest financial yearnet €3k ▼93.6%
Net result drops to €3k, the lowest in the series.
31-12
Financial
Liquidity quadruplescurrent ratio 9.63
Current ratio from 2.61 to 9.63; short-term debt falls from €130k to €27k.
23-06
NBB filing
Annual accounts filed
fiscal year 2024 · abbreviated schema
2024
26-07
NBB filing
Annual accounts filed
fiscal year 2023 · abbreviated schema
2023
31-12
Financial
Highest result since 2019net €604k ▲150%
Operating result €698k, net result €604k, both a record.
31-12
Financial
Liquidity times 6current ratio 2.74
Current ratio from 0.48 to 2.74; short-term debt falls from €649k to €240k.
31-12
Financial
Equity above €1MEq €1.14M ▲74.2%
5 profitable years in a row build equity to €1.14M.
27-06
NBB filing
Annual accounts filed
fiscal year 2022 · abbreviated schema
2021
14-12
NBB filing
Annual accounts filed
fiscal year 2021 · abbreviated schema
28-01
NBB filing
Annual accounts filed
fiscal year 2020 · abbreviated schema
2020
24-01
NBB filing
Annual accounts filed
fiscal year 2019 · abbreviated schema
2019
16-01
NBB filing
Annual accounts filed
fiscal year 2018 · abbreviated schema
2018
02-01
NBB filing
Annual accounts filed
fiscal year 2017 · abbreviated schema
2016
28-12
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
no sitting director, no change since 2025
We have established no sitting directors for this company. We derive directors from published Gazette acts; while there are none, or none read, nothing appears here. That does not mean the company has none: the CBE keeps its own list of function holders, which we do not read.
13-10-2025
Charles Leus: Resigned as Director
13-10-2025
Géraldine Leus: Resigned as Director
Location & real-estate footprint
Registered office, Zwalm · 1 establishment unit since 1991
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Zavelputstraat(Beerl) 99630 ZwalmGround area
1,253 m²
Building footprint
172 m²
Parcel 45001A0300/00F000, Flanders. Linked by address, not a title deed.
1 establishment unit
Zavelputstraat(Beerl) 9, 9630 Zwalm
since 19912.042.003.517
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 45001A0300/00F000 | Flanders | 1,253 m² | 1 · 172 m² | - |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
1 of these parcels carry protected heritage (source: regional heritage registers, Onroerend Erfgoed / patrimoine.brussels).
Similar companies · same sector, comparable size
IMMOQUATRO
BE 0429.977.145
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IMMO GEREM
BE 0448.810.981
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CHAARCON
BE 0452.571.712
Kortrijk · Eq €1.16M
ISS Reception & Support Services
BE 0427.276.882
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SINCKVAL
BE 0871.452.255
Antwerpen · Eq €1.16M
Of 11,219 companies in sector 82100 we hold annual accounts for 3,512. 1,418 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded09-01-1989
Fiscal year end31-12
Activities, NACEBEL
74855
82100Office administrative and support services
82110Office administrative, office support and other business support activities
70200Business and other management consultancy
70220Business consulting
Sources
Crossroads Bank for EnterprisesNational Bank · 36 filingsAddress and cadastre registers
Data from official sources, last processed on 17-09-2026. Scores and ratios are computed by Checked and are not a credit decision.