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G & NL

Active
Private limited companyfounded 1989active for 37 yearsZavelputstraat(Beerl) 9, 9630 Zwalm, BelgiumKBO/BCE: BE 0436.500.691
Summary

G & NL has been active since 1989 and the Belgian Official Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €1.2m and a net result of €3,472. Equity has been shrinking by about 2.7% per year since 2019. Its solvency ranks better than 95% of 2,815 sector peers (NACE 82, financial year 2025). The computed 12-month bankruptcy probability is below 0.1% (very low).

Overview

Official details

Source: KBO
Status
Active since 09-01-1989 Normal situation
Activity
Office administrative and support services NACE 82100and 1 other
Establishment unit
2.042.003.517 9630 Zwalm, since 03-07-1991
Financial year end
31 December
Peppol
Reachable since 27-03-2026

Board and ownership

Board
  • Leus LaurenceDirector · since 08-12-2021

Financial position

95 Excellent Checked score 2025
Bankruptcy probabilitywithin 12 months
< 0.1%
Annual accounts 2025
Gross margin
€28,826
▼ 54.6%
Turnover
≈ €56,000
estimated
Profit
€3,472
▼ 93.6%
Equity
€1.2m
▲ 0.3%
Total assets
€1.2m
▼ 7.6%
Score breakdownlowers riskSize: total assets €1.2mLiquidity: current ratio 9.63, cash €184,958Equity €1.2m (97.8% of total assets)Founded in 1989Show the evidence

Checked score

Score 2025
95 / 100
Excellent
Probability in this band: under 0.55%
Financially stronger than 57% of micro companies in office administrative support (NACE 82)
Financial strength · tick: 2024
Strong
Solvency 100=
equity 97.8% of total assets
Liquidity 69-5
short-term debt 2.2% · cash 15.4%
Profitability 69-5
return on assets 0.3%
Bankruptcy probability within 12 months
< 0.1% Very low
0%0.5%1.5%4%10%≥ 25%

Fewer than 1 in 1,000 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.2% (12,671 companies, NACE 82, micro)
Last 24 months 12-2024: 0.1% 01-2025: 0.1%● unchanged vs 12-2024 02-2025: 0.1%● unchanged vs 01-2025 03-2025: 0.1%● unchanged vs 02-2025 04-2025: 0.1%● unchanged vs 03-2025 05-2025: 0.2%▲ +0.1 percentage points vs 04-2025 06-2025: 0.2%● unchanged vs 05-2025highest value 07-2025: 0.1%▼ -0.1 percentage points vs 06-2025 08-2025: 0.1%● unchanged vs 07-2025 09-2025: 0.1%● unchanged vs 08-2025 10-2025: < 0.1%▼ -0.1 percentage points vs 09-2025 11-2025: < 0.1%● unchanged vs 10-2025 12-2025: < 0.1%● unchanged vs 11-2025 01-2026: < 0.1%● unchanged vs 12-2025 02-2026: < 0.1%● unchanged vs 01-2026 03-2026: < 0.1%● unchanged vs 02-2026 04-2026: < 0.1%● unchanged vs 03-2026 05-2026: < 0.1%● unchanged vs 04-2026 06-2026: < 0.1%● unchanged vs 05-2026 07-2026: < 0.1%● unchanged vs 06-2026lowest value 08-2026: < 0.1%● unchanged vs 07-2026lowest value 09-2026: < 0.1%● unchanged vs 08-2026lowest value 10-2026: < 0.1%● unchanged vs 09-2026lowest value 11-2026: < 0.1%● unchanged vs 10-2026lowest value
Credit of up to €110,000 on 30-day terms is acceptable
Liquidity is ample, with a current ratio of 9.63 (2.61 in 2024), above the usual 1.5. Short-term debt is 2.2% and cash 15.4% of total assets. 2.2% of the assets are financed with debt and provisions.
Calculation

The band follows from the bankruptcy probability. 10 more points roughly halve it.

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 82, micro). It does better than 88% of them on solvency, 64% on liquidity, 37% on profitability and 41% on growth.

The bankruptcy probability was computed on 03-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).

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Signals

Five signals.
lowers riskneutral
lowers risk · Size: total assets €1.2m
Companies of this size fail less often. How much that weighs depends on the rest of the company's profile.
NBB · annual accounts
lowers risk · Liquidity: current ratio 9.63, cash €184,958
NBB · annual accounts
lowers risk · Equity €1.2m (97.8% of total assets)
NBB · annual accounts
lowers risk · Founded in 1989
Companies that have existed this long fail less often. How much that weighs depends on the rest of the company's profile.
KBO
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 12-06-2026, 49 days ahead of the deadline.
NBB · 10 filings
Deviation from the deadline
2025
49 days early
2024
38 days early
2023
5 days early
2022
34 days early
2021
48 days early
2020
3 days early
2019
7 days early
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

The company filed its last 7 accounts on average 26 days before the deadline. In the sector (NACE 82), the median for financial year 2024 was 7 days before the deadline, and 35% of those companies filed late.

Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 25 June (3 of the last 4 accounts filed within 30 days either side of that date).
Companies Code · seven months
Where today falls in the filing period
04-11-2026 today31-12-2026 year end31-07-2027 deadline
neutral · No strike-offs in the KBO publications
That holds for every publication since 2021.
KBO publications

Key points

  • Caution: Result fell in 2025from €53,847 to €3,472 ▼ 93.6% View
  • Positive: Higher solvency than 95% of companies in office administrative supportsector median 41.4% · 2,815 companies 97.8% View
  • Positive: Filed on time since financial year 2018accounts within the deadline every year 8 years View
  • Positive: 7 profitable years in a rowprofit 2025: €3,472 7 years View

Recent changes

  1. · Gazette deed Miscellaneous
  2. · Gazette deed Resignations: Charles Leus (director) and Géraldine Leus (director)
  3. · Gazette deed Registered office moved from Kortrijk to BeerlegemNew seat: Zavelputstraat 9, 9830 Beerlegem · Previous seat: Karel van Manderstraat 6, 8510 Kortrijk
All 19 events

Comparable companies

These companies have the same main activity as G & NL: office administrative and support services (NACE 82100). They are comparable in size and age: total assets between €777,000 and €1.6m, founded between 1986 and 1996.

CompanyTotal assetsGross margin
G & NL Zwalm€1.2m€0.03m
PARACHUTE Putte€1.6m€0.02m
TOP FINANCES Sint-Lambrechts-Woluwe€1.4m€0.02m
SILA Aarschot€1.6m€0.04m
ELIWAN Koekelberg€0.8m€0.03m
MORIMMO Court-Saint-Etienne€0.9m€0.04m
ADDUCTOR INVEST Wemmel€0.8m€0.04m
Full comparison

Key facts about G & NL

What is the company number of G & NL?
The company number of G & NL is 0436.500.691. The VAT number is the same number with BE in front: BE 0436.500.691.
Where is G & NL based?
The registered office is at Zavelputstraat(Beerl) 9, 9630 Zwalm.Company details
What does G & NL do?
According to the KBO register, the main activity is office administrative and support services (NACE 82100).
What is the legal form of G & NL?
The legal form of G & NL is Private limited company (BV).
When was G & NL founded?
G & NL was founded on 09-01-1989.
Is G & NL still active?
Yes, G & NL is an active enterprise in the KBO register.
What is the turnover of G & NL?
The turnover in financial year 2025 is ≈ €56,000. This figure is estimated from the gross margin of €28,826 and 37 comparable companies (NACE 82100). It probably lies between €45,000 and €87,000.Financials
Is G & NL profitable?
In financial year 2025, G & NL made a profit of €3,472.
Where can I find the annual accounts of G & NL?
G & NL filed 36 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
When are the next annual accounts of G & NL due?
G & NL must file the annual accounts for financial year 2026 by 31-07-2027.Timeline

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