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G & N

Active
Private limited companyfounded 200620 yrs activeMartelarenstraat 78, 1800 Vilvoorde, BelgiumKBO/BCE: BE 0879.125.846

G & N has been active since 2006 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €22k and a net result of €768. Equity is growing by ~21.5% per year across the filed fiscal years. Its solvency ranks better than 95% of 13306 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 1.2% (low).

Checked score

Score 2025
68 / 100
Healthy
The score weighs solvency, liquidity, profitability and financial development. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability46▲+4
Solvency100=
Growth78=
Track record100
Bankruptcy probability, 12 months
1.2% Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €1.5k at 30 days acceptable
Liquidity ample (current ratio 32.79 against 15.56 in 2024; short-term debt: 3% and cash: 20.7% of total assets), and 3% of the assets are financed with debt.
Credit advice for your own amount and term

Signals

Six signals. The signal on the left, the evidence on the right.
lowers risk+raises riskneutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 56
Relative position
BE, all sectors
reference
Sector 56
higher
← fewer bankruptcies more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation date
Age against the risk zone
elevated failure risk from 2 to 8 years 20 years 0 30 y
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025
Solvency, return and age of the figures
Solvency
97%
Return on assets
3.3%
Age of the figures
9 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 13-07-2026, 18 days ahead of the deadline.
NBB · 10 filings
Deviation from the deadline
2025
18 d early
2024
on the day
2023
35 d early
2022
4 d early
2021
2 d late
2020
16 d late
2019
23 d early
← before the deadline after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven months
Position in the running window
23-09-2026 today31-12-2026 close31-07-2027 deadline
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage

Financials · fiscal year 2025, micro schema

Equity
€22k▲ 3.6%
2024 · €22k
2018: €1k 2019: €-4k 2020: €12k 2021: €13k 2022: €17k 2023: €21k 2024: €22k
2018 → 2025
Total assets
€23k▲ 1.2%
2024 · €23k
2018: €9k 2019: €5k 2020: €14k 2021: €26k 2022: €26k 2023: €25k 2024: €23k
2018 → 2025
Net result
€768▲ 94.9%
2024 · €394
2018: €-3k 2019: €-5k 2020: €16k 2021: €402 2022: €4k 2023: €4k 2024: €394
2018 → 2025
Working capital
€22k▲ 28.9%
2024 · €17k
2018: €1k 2019: €-4k 2020: €2k 2021: €4k 2022: €10k 2023: €15k 2024: €17k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise ▼ fall
Line20212022202320242025Trend
Equity€13k-€17k▲ 30.5%€21k▲ 26.2%€22k▲ 1.9%€22k▲ 3.6%
Operating result€494-€6k▲ 1,080%€7k▲ 18.9%€3k▼ 63.1%€2k▼ 7.4%
Net result€402-€4k▲ 871%€4k▲ 12.3%€394▼ 91.0%€768▲ 94.9%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
€0€2k€4k€6kOperating result 2021: €494€494Net result 2021: €402€402Operating result 2022: €6k€6kNet result 2022: €4k€4kOperating result 2023: €7k€7kNet result 2023: €4k€4kOperating result 2024: €3k€3kNet result 2024: €394€394Operating result 2025: €2k€2kNet result 2025: €768€76820212022202320242025
The operating result has fallen two years in a row; 2025 is 7% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Equity and liabilities €23k
Equity €22k▲ 3.6%
Debt €700▼ 41.0%
The debt ratio falls from 5.2% to 3.0%. Equity is higher and debt is lower.
Key figures and ratios
2025 value · change against 2024
Solvency
97.0%
2024 · 94.8%
Current ratio
32.79
2024 · 15.56
Quick ratio
32.79
2024 · 15.56
Debt / equity
0.03
2024 · 0.06
ROE
3.4%
2024 · 1.8%
ROA
3.3%
2024 · 1.7%
Debt
€700
2024 · €1k
Debt ≤ 1 year
€700
2024 · €1k
Income taxes
€645
2024 · €1k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet Code20242025
Assets
Total assets20/58€23k€23k
Fixed assets21/28€4k-
Tangible fixed assets22/27€4k-
Furniture and vehicles24€4k-
Current assets29/58€18k€23k
Amounts receivable after more than one year29€6k€11k
Trade receivables290€6k€11k
Amounts receivable within one year40/41€4k€8k
Trade receivables40€4k€7k
Other amounts receivable41€32€355
Cash at bank and in hand54/58€9k€5k
Equity and liabilities
Total equity and liabilities10/49€23k€23k
Equity10/15€22k€22k
Contributions10/11€6k€6k=
Reserves13€15k€16k
Non-distributable reserves130/1€2k€2k=
Reserves not available under the articles1311€2k€2k=
Tax-exempt reserves132€96€96=
Distributable reserves133€13k€14k
Amounts payable17/49€1k€700
Amounts payable within one year42/48€1k€700
Trade debts44€787-
Suppliers440/4€787-
Taxes, remuneration and social security45€400€700
Taxes450/3€400€700
Income statement Code20242025
Other operating charges640/8€487€500
Non-recurring operating charges66A€53-
Gross operating margin9900€3k€3k
Operating profit (loss)9901€3k€2k
Financial income75/76B€0€0
Recurring financial income75€0€0
Financial charges65/66B€1k€956
Recurring financial charges65€1k€956
Profit (loss) for the period before taxes9903€1k€1k
Income taxes67/77€1k€645
Profit (loss) for the period9904€394€768
Profit (loss) for the period to be appropriated9905€394€768
Appropriation of the result
Profit (loss) to be appropriated9906€394€768
Transfer to equity691/2€394€768
To other reserves6921€394€768

The notes to these accounts (5 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

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Timeline · acts, filings and financial milestones

Next filing, fiscal year 2026, expected by 31-07-2027
2026
13-07
NBB filing Annual accounts filed
fiscal year 2025 · micro schema
2025
31-12
Financial Liquidity doublescurrent ratio 32.79
Current ratio from 15.56 to 32.79; short-term debt falls from €1k to €700.
31-07
NBB filing Annual accounts filed
fiscal year 2024 · micro schema
2024
31-12
Financial Liquidity quadruplescurrent ratio 15.56
Current ratio from 4.35 to 15.56; short-term debt falls from €4k to €1k.
26-06
NBB filing Annual accounts filed
fiscal year 2023 · micro schema
2023
31-12
Financial Liquidity doublescurrent ratio 4.35
Current ratio from 2.06 to 4.35; short-term debt falls from €10k to €4k.
27-07
NBB filing Annual accounts filed
fiscal year 2022 · micro schema
2022
02-08
NBB filing Annual accounts filed
fiscal year 2021 · micro schema · 2 days late
2021
16-08
NBB filing Annual accounts filed
fiscal year 2020 · micro schema · 16 days late
2020
31-12
Financial Back to profitnet €16k
Net result €16k after 2 loss-making years.
31-12
Financial Liquidity quadruplescurrent ratio 2.06
Current ratio from 0.58 to 2.06; short-term debt falls from €9k to €1k.
08-07
NBB filing Annual accounts filed
fiscal year 2019 · micro schema
2019
31-12
Financial Weakest financial yearnet €-5k
Net result drops to €-5k, the lowest in the series; recovery starts the following year.
30-08
NBB filing Annual accounts filed
fiscal year 2018 · micro schema · 30 days late
2018
28-08
NBB filing Annual accounts filed
fiscal year 2017 · micro schema · 28 days late
2017
29-08
NBB filing Annual accounts filed
fiscal year 2016 · micro schema · 29 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.

Directors · office · real estate

Directors
5 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Vilvoorde · 1 establishment unit since 2006
establishment The establishment unit on the map
Cannot be placed on the map

This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.

Martelarenstraat 781800 Vilvoorde
Ground area
943 m²
Building footprint
141 m²
Volume, LiDAR
805 m³
Parcel 23066A0076/00G000, Flanders · tallest building 9.1 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
Café Central
Martelarenstraat 78, 1800 VilvoordeNACE 5530105
since 20062.152.060.707
1 parcel
Flanders 1 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
23066A0076/00G000 Flanders 943 m² 1 · 141 m² 9.1 m · 2 fl.
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.

Similar companies · same sector, comparable size

Of 20,495 companies in sector 56111 we hold annual accounts for 11,462. 8,974 are within a factor 10 of this equity.See the whole sector

Company data · Crossroads Bank

Identification
Legal formPrivate limited company
Founded30-01-2006
Fiscal year end31-12
Activities, NACEBEL
55301
56101Full-service restaurants
56111Full-service restaurants
Sources
Crossroads Bank for EnterprisesNational Bank · 20 filingsAddress and cadastre registers

Data from official sources, last processed on 22-09-2026. Scores and ratios are computed by Checked and are not a credit decision.

Contact details

1 entry
Phone:0475/62.10.76
Establishment Vilvoorde 2.152.060.707