G&M Projects
ActiveG&M Projects has been active since 2022 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €42k and a net result of €21k. Equity is growing by ~73.8% per year across the filed fiscal years. Its solvency ranks better than 72% of 16408 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.3% (very low).
Checked score
Score 2025
100
/ 100
Excellent= vs 2024
The score combines four axes. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability100=
Solvency100=
Growth78=
Stability94
Bankruptcy probability, 12 months
0.3%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €4k at 30 days acceptable
Liquidity ample (current ratio 5.09 against 2.35 in 2024), and 18.1% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Seven signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 86
Relative position
BE, all sectors
reference
Sector 86
lower
← fewer bankruptcies
more bankruptcies →
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
81.9%
Return on assets
40.1%
Age of the figures
11 mo
neutral · Latest accounts filed on time
The financial year that closed on 30-09-2025 was due by 30-04-2026 and was filed on 29-04-2026, 1 day ahead of the deadline.
NBB · 3 filingsDeviation from the deadline
2025
1 d early
2024
1 d early
2023
54 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 30-09-2026 and is due by 30-04-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
14-09-2026 today30-09-2026 close30-04-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€42k▲ 95.9%
2024 · €22k
2023: €10k
2024: €22k
2023 → 2025
Total assets
€52k▲ 58.1%
2024 · €33k
2023: €14k
2024: €33k
2023 → 2025
Net result
€21k▲ 85.3%
2024 · €11k
2023: €453
2024: €11k
2023 → 2025
Working capital
€38k▲ 155%
2024 · €15k
2023: €6k
2024: €15k
2023 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line202320242025Trend
Equity€10k-€22k▲ 107%€42k▲ 95.9%
Operating result€1k-€14k▲ 1,055%€27k▲ 95.0%
Net result€453-€11k▲ 2,375%€21k▲ 85.3%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result has risen two years in a row; 2025 is 95% above 2024 and is the highest year so far.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €52k
Fixed assets
€4k▼ 36.9%
Current assets
€48k▲ 82.2%
Equity and liabilities €52k
Equity
€42k▲ 95.9%
Debt
€9k▼ 15.7%
The debt ratio falls from 33.9% to 18.1%: equity grows while debt is paid down.
Key figures and ratios
EBITDA
€30k▲
2024 · €16k
Cash flow
€24k▲
2024 · €13k
Solvency
81.9%▲
2024 · 66.1%
Current ratio
5.09▲
2024 · 2.35
Quick ratio
5.09▲
2024 · 2.35
Debt / equity
0.22▼
2024 · 0.51
ROE
49.0%▼
2024 · 51.8%
ROA
40.1%▲
2024 · 34.2%
Interest coverage
69.51▼
2024 · 93.10
Debt
€9k▼
2024 · €11k
Debt ≤ 1 year
€9k▼
2024 · €11k
Income taxes
€5k▲
2024 · €3k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€33k€52k▲
Fixed assets21/28€7k€4k▼
Tangible fixed assets22/27€7k€4k▼
Plant, machinery and equipment23€5k€3k▼
Furniture and vehicles24€1k€918▼
Current assets29/58€26k€48k▲
Amounts receivable within one year40/41€26k€44k▲
Trade receivables40€11k€7k▼
Other amounts receivable41€15k€37k▲
Cash at bank and in hand54/58€350€3k▲
Deferred charges and accrued income490/1-€94
Equity and liabilities
Total equity and liabilities10/49€33k€52k▲
Equity10/15€22k€42k▲
Contributions10/11€10k€10k=
Reserves13€12k€32k▲
Distributable reserves133€12k€32k▲
Amounts payable17/49€11k€9k▼
Amounts payable within one year42/48€11k€9k▼
Financial debts43€2k€976▼
Credit institutions430/8€2k€976▼
Trade debts44€196€1k▲
Suppliers440/4€196€1k▲
Taxes, remuneration and social security45€9k€7k▼
Taxes450/3€9k€7k▼
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€2k€3k▲
Other operating charges640/8€668€66▼
Gross operating margin9900€16k€30k▲
Operating profit (loss)9901€14k€27k▲
Financial income75/76B€853-
Recurring financial income75€853-
Financial charges65/66B€168€425▲
Recurring financial charges65€168€425▲
Profit (loss) for the period before taxes9903€14k€26k▲
Income taxes67/77€3k€5k▲
Profit (loss) for the period9904€11k€21k▲
Profit (loss) for the period to be appropriated9905€11k€21k▲
Appropriation of the result
Profit (loss) to be appropriated9906€12k€21k▲
Profit (loss) brought forward from the previous period14P€453-
Transfer to equity691/2€12k€21k▲
To other reserves6921€12k€21k▲
The notes to these accounts (5 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
29-04
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
30-09
Financial
Highest result since 2023net €21k ▲85.3%
Operating result €27k, net result €21k, both a record.
30-09
Financial
Liquidity doublescurrent ratio 5.09
Current ratio from 2.35 to 5.09; short-term debt falls from €11k to €9k.
29-04
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
07-03
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Brussel · 1 establishment unit since 2022
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Rolstraat 101000 BrusselGround area
314 m²
Building footprint
374 m²
Volume, LiDAR
3,201 m³
Parcel 21812N0468/00S000, Brussels · tallest building 18.5 m, ±3 floors. Linked by address, not a title deed.
1 establishment unit
G&M Projects
since 20222.330.936.031
1 parcel
Brussels
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 21812N0468/00S000 | Brussels | 314 m² | 1 · 374 m² | 18.5 m · 3 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 5,518 companies in sector 86931 we hold annual accounts for 550. 444 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded08-04-2022
Fiscal year end30-09
Trade name NL
Praktijk Anka
Activities, NACEBEL
86904Human health activities
86931Psychology services
62900Other information technology and computer services
Sources
Crossroads Bank for EnterprisesNational Bank · 3 filingsAddress and cadastre registers
Data from official sources, last processed on 14-09-2026. Scores and ratios are computed by Checked and are not a credit decision.