Equity
€81,361 ▲ 213%
Equity rose in 2025 from €26,008 to €81,361.
G&M ISOLATION
Lifetime
2 annual accounts with figures on one time axispeak €80,357 (2025)
€80,357▲ 182%
peak €55,353 (2025)
€55,353▲ 141%
peak €81,361 (2025)
€81,361▲ 213%
€225,693▲ 138%
Board2 names since 2023
1 directorMEHMEDOV Ayhan Ismailov
Documentsfilings and deeds
30-08-202630 days late
2025micro format
Gross margin from €28,467 to €80,357Result from €23,008 to €55,353Registered office moved from Wemmel to Asse 13-03Appointment: MEHMEDOV Ayhan Ismailov (director) 13-02Equity from €26,008 to €81,361Debts from €94,712 to €225,693
Key points
from the 2025 annual accountsDebts
€225,693 74% of the balance sheet
Suppliers 89%Taxes and wages 11%
At the same address
70 companies
2025 accounts filed 30 days after the deadline
Checked score
64
Healthy
Financially stronger than 51% of micro companies without a NACE code
Probability in this band: 0.55% to 1.5%
Bankruptcy probability within 12 months
1.5% Low
0%0.5%1.5%4%10%≥ 25%
About 1 in 100 comparable companies go bankrupt within 12 months (an estimate).
Last 24 months
12-2024: 3.4%
01-2025: 3.6%▲ +0.2 percentage points vs 12-2024
02-2025: 3.6%● unchanged vs 01-2025
03-2025: 3.5%▼ -0.1 percentage points vs 02-2025
04-2025: 8.7%▲ +5.2 percentage points vs 03-2025
05-2025: 9.4%▲ +0.7 percentage points vs 04-2025
06-2025: 9.5%▲ +0.1 percentage points vs 05-2025highest value
07-2025: 9.5%● unchanged vs 06-2025highest value
08-2025: 9.5%● unchanged vs 07-2025highest value
09-2025: 9.5%● unchanged vs 08-2025highest value
10-2025: 2.2%▼ -7.3 percentage points vs 09-2025
11-2025: 2.2%● unchanged vs 10-2025
12-2025: 2.2%● unchanged vs 11-2025
01-2026: 2.2%● unchanged vs 12-2025
02-2026: 2.3%▲ +0.1 percentage points vs 01-2026
03-2026: 2.3%● unchanged vs 02-2026
04-2026: 2.8%▲ +0.5 percentage points vs 03-2026
05-2026: 3.4%▲ +0.6 percentage points vs 04-2026
06-2026: 3.8%▲ +0.4 percentage points vs 05-2026
07-2026: 3.9%▲ +0.1 percentage points vs 06-2026
08-2026: 5.2%▲ +1.3 percentage points vs 07-2026
09-2026: 1.5%▼ -3.7 percentage points vs 08-2026lowest value
10-2026: 1.5%● unchanged vs 09-2026lowest value
11-2026: 1.5%● unchanged vs 10-2026lowest value
Financial strengthAverage
Score breakdown
raises risk
1 change of registered office in 24 months
Founded in 2023
lowers risk
Size: total assets €307,053
No main activity registered
Calculation
The band follows from the bankruptcy probability. 10 more points roughly halve it.
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (no NACE code, micro). It does better than 31% of them on solvency, 11% on liquidity, 66% on profitability and 96% on growth.
The bankruptcy probability was computed on 09-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.
The probability rests on the annual accounts with balance sheet date 31-12-2025.
Of the companies with a bankruptcy probability in the low class on 30-06-2025, 0.8% went bankrupt within twelve months.
Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).
Comparable companies, two years later
In July 2024, 7,976 companies had the same profile as G&M ISOLATION has now. Each dot stands for 20 companies, two years later.
94.3%
were still trading
1.8%
stopped another way
3.6%
went bankrupt
Another 0.3% stopped without a precise date, possibly only after those two years.
That fits the bankruptcy probability of G&M ISOLATION itself: 1.5% within 12 months.
Test of the method
The method was tested on the 497,447 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 0.9% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.8% |
| 9 | 3.0% | 3.1% |
| 10 | 5.6% | 6.2% |
A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.
This is an observation about 7,976 companies, not a prediction for G&M ISOLATION. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.
Credit verdict
Credit of up to €5,000 on 30-day terms is acceptable
Liquidity is tight, with a current ratio of 1.35 (1.26 in 2024), below the usual 1.5. Short-term debt is 73.5% and cash 3.5% of total assets. 73.5% of the assets are financed with debt and provisions.
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The scores and ratios are Checked's own calculations, not a credit decision.
Signals
Five signals.
lowers riskraises risk
raises risk · 2025 accounts filed 30 days late
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 30-08-2026, 30 days later. Nearly half (47%) of Belgian companies file late; of those that file 1 to 90 days late, 2.0% are now bankrupt, dissolved or in another special legal status, against 1.66% of all filers. A delay like this does not count in the score.
NBB · 2 filingsDeviation from the deadline
2025
30 days late
2024
40 days late
← before the deadline
after the deadline →
tick = median of all Belgian filings
The company filed its last 2 accounts on average 35 days after the deadline. The Belgian median for financial year 2024 was 4 days before the deadline, and 38% of all filings were late.
Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsWhere today falls in the filing period
09-11-2026 today31-12-2026 year end31-07-2027 deadline
Recent changes
Registered in the Peppol Directory
Reachable for e-invoices through 0208:0802325503
Registered office moved from Wemmel to Asse
New registered office: 18A Brusselsesteenweg te 1730 Asse · Previous registered office: Lt. Graffplein 15, 1780 Wemmel · General meeting of 28-02-2025 · Gazette deed
Appointment: MEHMEDOV Ayhan Ismailov (director)
Transfer of shares from ISMET Gyuney Altanay to MEHMEDOV Ayhan Ismailov · Resignation: ISMET Gyuney Altanay (director) · Director discharge: ISMET Gyuney Altanay · General meeting of 31-12-2024 · Gazette deed
Incorporation
Founding capital of €3,000, 100 shares · Founder: ISMET Gyuney Altanay (comparant) · Appointment: ISMET Gyuney Altanay (director) · published on 05-06-2023 · Gazette deed
Official details
Source: KBO- Status
- Active since 01-06-2023Normal situation
- Registered office
- 71 active companies are registered at this address20 started in the 12 months before. Source: KBO register, as of 9 November 2026.
- Activity
- “Alle bouwondernemingsactiviteiten in de breedste zin van het woord,het optrekken van de ruwbouw,de algemene…” (deed in Dutch)From the articles, 7 activitiesNo NACE code in the KBO yet
- Establishment unit
- 2.345.833.4491000 Brussels, since 01-06-2023
- Financial year end
- 31 December
- Peppol
- Reachable since 18-12-2025
Insights on G&M ISOLATION
G&M ISOLATION has been active since 2023 and the Belgian Official Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €81,361 and a net result of €55,353.
The computed 12-month bankruptcy probability is 1.5% (low).
Sources: KBO register, filings at the National Bank, Belgian Official Gazette. Click a figure with a dotted line for the item and the filing.
Key facts about G&M ISOLATION
- What is the company number of G&M ISOLATION?
- The company number of G&M ISOLATION is 0802.325.503. The VAT number is the same number with BE in front: BE 0802.325.503.
- Where is G&M ISOLATION based?
- The registered office is at Brusselsesteenweg 18A, 1730 Asse.Company details
- What is the legal form of G&M ISOLATION?
- G&M ISOLATION is a private limited company (BV).
- When was G&M ISOLATION founded?
- G&M ISOLATION was founded on 01-06-2023.
- Is G&M ISOLATION still active?
- Yes, G&M ISOLATION is an active enterprise in the KBO register.
- What is the turnover of G&M ISOLATION?
- The turnover in financial year 2025 is ≈ €240,000. This figure is estimated from the gross margin of €80,357 and 2,666 comparable companies of the same size. It probably lies between €160,000 and €420,000. It is a rough estimate.Financials
- Is G&M ISOLATION profitable?
- In financial year 2025, G&M ISOLATION made a profit of €55,353.
- Where can I find the annual accounts of G&M ISOLATION?
- G&M ISOLATION filed 2 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
- When are the next annual accounts of G&M ISOLATION due?
- G&M ISOLATION must file the annual accounts for financial year 2026 by 31-07-2027.Timeline
Next steps
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