G & I
ActiveG & I has been active since 2005 and the Belgian State Gazette contains no insolvency or warning signals. The 2024 annual accounts show equity of €2.09M and a net result of €44k. Equity is growing by ~5.2% per year across the filed fiscal years. Its solvency ranks better than 93% of 11613 sector peers (fiscal year 2024). The computed 12-month bankruptcy probability is 0.1% (very low).
Checked score
Score 2024
91
/ 100
Excellent= vs 2023
The score combines four axes. Every signal that weighs is under Signals.
Axes · tick = 2023
Profitability10▲+2
Solvency100=
Growth52=
Stability100
Bankruptcy probability, 12 months
0.1%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €190k at 30 days acceptable
Liquidity ample (current ratio 8.46 against 14.52 in 2023), and 7.6% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 01
Relative position
BE, all sectors
reference
Sector 01
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2024Solvency, return and age of the figures
Solvency
92.4%
Return on assets
1.9%
Age of the figures
20 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 20-06-2025, 41 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
not confirmed
2024
41 d early
2023
50 d early
2022
27 d early
2021
33 d early
2020
37 d early
2019
46 d early
← before the deadline
after the deadline →
Financials · fiscal year 2024, micro schema
Equity
€2.09M▼ 3.0%
2023 · €2.15M
2018: €1.59M
2019: €1.69M
2020: €1.87M
2021: €2.53M
2022: €2.21M
2023: €2.15M
2018 → 2024
Total assets
€2.26M▼ 5.5%
2023 · €2.39M
2018: €2.35M
2019: €2.49M
2020: €2.30M
2021: €2.83M
2022: €2.71M
2023: €2.39M
2018 → 2024
Net result
€44k▲ 21.9%
2023 · €36k
2018: €144k
2019: €108k
2020: €171k
2021: €635k
2022: €-27k
2023: €36k
2018 → 2024
Working capital
€1.27M▼ 13.9%
2023 · €1.48M
2018: €933k
2019: €1.08M
2020: €993k
2021: €1.77M
2022: €1.47M
2023: €1.48M
2018 → 2024
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20202021202220232024Trend
Equity€1.87M-€2.53M▲ 35.5%€2.21M▼ 12.7%€2.15M▼ 2.5%€2.09M▼ 3.0%
Operating result€52k-€45k▼ 13.3%€-52k€15k€13k▼ 12.0%
Net result€171k-€635k▲ 272%€-27k€36k€44k▲ 21.9%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result falls in 2024; 2024 is 12% below 2023.
Balance-sheet composition
2024 in colour, 2023 as the grey bar beneath
Assets €2.26M
Fixed assets
€814k▲ 1.7%
Current assets
€1.44M▼ 9.1%
Equity and liabilities €2.26M
Equity
€2.09M▼ 3.0%
Debt
€171k▼ 27.9%
The debt ratio falls from 9.9% to 7.6%: debt falls faster than equity shrinks.
Key figures and ratios
EBITDA
€71k▼
2023 · €98k
Cash flow
€101k▼
2023 · €119k
Solvency
92.4%▲
2023 · 90.1%
Current ratio
8.46▼
2023 · 14.52
Quick ratio
7.13▼
2023 · 12.51
Debt / equity
0.08▼
2023 · 0.11
ROE
2.1%▲
2023 · 1.7%
ROA
1.9%▲
2023 · 1.5%
Interest coverage
9.16▼
2023 · 159.70
Debt
€171k▼
2023 · €237k
Debt ≤ 1 year
€171k▲
2023 · €109k
Debt > 1 year
€0▼
2023 · €128k
Income taxes
€12k▲
2023 · €2k
Staff costs
€22k▲
2023 · €3k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2024 against 2023
Balance sheet
Code20232024
Assets
Total assets20/58€2.39M€2.26M▼
Fixed assets21/28€800k€814k▲
Tangible fixed assets22/27€800k€809k▲
Land and buildings22€733k€752k▲
Plant, machinery and equipment23€4k€3k▼
Furniture and vehicles24€62k€53k▼
Financial fixed assets28-€5k
Current assets29/58€1.59M€1.44M▼
Amounts receivable after more than one year29€160k€0▼
Trade receivables290€0-
Other amounts receivable291€160k€0▼
Stocks and contracts in progress3€220k€227k▲
Stocks30/36€220k€227k▲
Amounts receivable within one year40/41€312k€66k▼
Trade receivables40€500€7k▲
Other amounts receivable41€311k€59k▼
Current investments50/53€849k€979k▲
Cash at bank and in hand54/58€40k€164k▲
Deferred charges and accrued income490/1€8k€9k▲
Equity and liabilities
Total equity and liabilities10/49€2.39M€2.26M▼
Equity10/15€2.15M€2.09M▼
Contributions10/11€20k€20k=
Reserves13€2.13M€2.07M▼
Non-distributable reserves130/1€0-
Reserves not available under the articles1311€0-
Distributable reserves133€2.13M€2.07M▼
Profit (loss) carried forward14€0€0=
Amounts payable17/49€237k€171k▼
Amounts payable after more than one year17€128k€0▼
Financial debts170/4€0-
Other amounts payable178/9€128k€0▼
Amounts payable within one year42/48€109k€171k▲
Current portion of amounts payable after more than one year42€15k€0▼
Trade debts44€5k€29k▲
Suppliers440/4€5k€29k▲
Taxes, remuneration and social security45€6k€34k▲
Taxes450/3€5k€32k▲
Remuneration and social security454/9€1k€3k▲
Other amounts payable47/48€84k€108k▲
Income statement
Code20232024
Remuneration, social security and pensions62€3k€22k▲
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€84k€58k▼
Other operating charges640/8€5k€4k▼
Gross operating margin9900€107k€97k▼
Operating profit (loss)9901€15k€13k▼
Financial income75/76B€23k€50k▲
Recurring financial income75€23k€50k▲
Financial charges65/66B€616€8k▲
Recurring financial charges65€616€8k▲
Profit (loss) for the period before taxes9903€38k€56k▲
Income taxes67/77€2k€12k▲
Profit (loss) for the period9904€36k€44k▲
Profit (loss) for the period to be appropriated9905€36k€44k▲
Appropriation of the result
Profit (loss) to be appropriated9906€36k€44k▲
Transfer from equity791/2€91k€108k▲
Transfer to equity691/2€36k€44k▲
To other reserves6921€36k€44k▲
Profit to be distributed694/7€91k€108k▲
Return on contributions (dividend)694€91k€108k▲
The notes to these accounts (10 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
2025
20-06
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
11-06
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
31-12
Financial
Back to profitnet €36k
Net result €36k after one loss-making year.
31-12
Financial
Liquidity triplescurrent ratio 14.52
Current ratio from 5.11 to 14.52; short-term debt falls from €359k to €109k.
04-07
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
31-12
Financial
Weakest financial yearnet €-27k ▼104%
Net result drops to €-27k, the lowest in the series; recovery starts the following year.
28-06
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
31-12
Financial
Highest result since 2018net €635k ▲272%
Net result €635k, the highest in the series.
31-12
Financial
Equity above €2MEq €2.53M ▲35.5%
4 profitable years in a row build equity to €2.53M.
24-06
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
15-06
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2019
20-06
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2018
15-06
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
2017
08-06
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema
2016
01-07
NBB filing
Annual accounts filed
fiscal year 2015 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
no sitting director, no change since 2023
We have established no sitting directors for this company. We derive directors from published Gazette acts; while there are none, or none read, nothing appears here. That does not mean the company has none: the CBE keeps its own list of function holders, which we do not read.
17-10-2023
Leys Joeri: Resigned as Director
30-09-2009
Smets Jessica: Resigned as Manager
Location & real-estate footprint
Registered office, Turnhout · 1 establishment unit since 2005
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Kleine Reesdijk 232300 TurnhoutGround area
1,335 m²
Building footprint
183 m²
Volume, LiDAR
1,096 m³
Parcel 13452K0910/00X000, Flanders · tallest building 8.9 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
G & I
since 20052.150.642.131
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 13452K0910/00X000 | Flanders | 1,335 m² | 1 · 183 m² | 8.9 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Public money · subsidies and aid
Flemish government
2024 to 2025 · 3 entries · 26,614 EUR awarded · 26,583 EUR paid| Year | Entries | awarded | paid |
|---|---|---|---|
| 2025 | 2 | 17,886 EUR | 17,855 EUR |
| 2024 | 1 | 8,728 EUR | 8,728 EUR |
Schemes
Individueel Maatwerk
Subsidie voor opleiding en advies voor kmo's en zelfstandigen (kmo-portefeuille)
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Of 1,946 companies in sector 01430 we hold annual accounts for 739. 274 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded13-12-2005
Fiscal year end31-12
Activities, NACEBEL
01430Raising of horses and other equines
71111Activities of building architects
74201Photography, excluding press photography
23430Manufacture of other non-metallic mineral products
43230Insulation installation
43291Specialised construction activities
46232Wholesale trade
68201Renting and operating of own or leased residential real estate, excluding social housing
68203Renting and operating of own or leased non-residential real estate, excluding land
68204Real estate activities
70200Business and other management consultancy
70220Business consulting
71122Land surveying
74142
82100Office administrative and support services
Sources
Crossroads Bank for EnterprisesNational Bank · 19 filingsAddress and cadastre registers
Data from official sources, last processed on 11-09-2026. Scores and ratios are computed by Checked and are not a credit decision.