G.D.I.
ActiveSummary
G.D.I. has been active since 2002 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €34k and a net result of €-2k. Equity is growing by ~18.1% per year across the filed fiscal years. Its solvency ranks better than 51% of 18280 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.8% (low).
Checked score
Score 2025
52
/ 100
Fair
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability33▼-40
Solvency60▼-12
Growth78=
Track record100
Bankruptcy probability, 12 months
0.8%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €1.5k at 30 days acceptable
Liquidity ample (current ratio 1.54 against 1.9 in 2024; short-term debt: 65.1% and cash: 10.3% of total assets), but 65.1% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 47
Relative position
BE, all sectors
reference
Sector 47
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
34.9%
Return on assets
-2%
Age of the figures
9 mo
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 31-08-2026, 31 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filingsDeviation from the deadline
2025
31 d late
2024
84 d late
2023
79 d late
2022
25 d late
2021
1 d late
2020
36 d early
2019
5 d late
← before the deadline
after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
24-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€34k▼ 5.4%
2024 · €36k
2018: €-41k
2019: €11k
2020: €27k
2021: €10k
2022: €35k
2023: €25k
2024: €36k
2018 → 2025
Total assets
€98k▲ 28.1%
2024 · €76k
2018: €23k
2019: €97k
2020: €76k
2021: €57k
2022: €83k
2023: €80k
2024: €76k
2018 → 2025
Net result
€-2k
2024 · €11k
2018: €-5k
2019: €52k
2020: €16k
2021: €-17k
2022: €24k
2023: €-9k
2024: €11k
2018 → 2025
Working capital
€34k▼ 5.4%
2024 · €36k
2018: €-41k
2019: €11k
2020: €27k
2021: €10k
2022: €34k
2023: €25k
2024: €36k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€10k-€35k▲ 241%€25k▼ 27.2%€36k▲ 43.2%€34k▼ 5.4%
Operating result€-16k-€29k€-5k€15k€-2k
Net result€-17k-€24k€-9k€11k€-2k
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result turns negative in 2025: a loss of €2k after €15k in 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €98k
Fixed assets
€50 =
Current assets
€97k ▲ 28.2%
Equity and liabilities €98k
Equity
€34k ▼ 5.4%
Debt
€63k ▲ 58.3%
Debt's share of the balance-sheet total rises from 52.7% to 65.1%. Equity is lower and debt is higher.
Key figures and ratios
Current ratio
1.54▼
2024 · 1.90
Debt to equity
1.86▲
2024 · 1.11
ROE
-5.7%▼
2024 · 30.2%
ROA
-2.0%▼
2024 · 14.3%
Debt ≤ 1 year
€63k▲
2024 · €40k
Income taxes
€2k▼
2024 · €6k
Staff costs
€94k▲
2024 · €88k
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2025 against 2024 · 39 lines
Balance sheet
Code20242025
Assets
Total assets20/58€76k€98k▲
Fixed assets21/28€50€50=
Financial fixed assets28€50€50=
Current assets29/58€76k€97k▲
Amounts receivable within one year40/41€56k€87k▲
Trade receivables40€11k€37k▲
Other amounts receivable41€45k€50k▲
Cash at bank and in hand54/58€20k€10k▼
Equity and liabilities
Total equity and liabilities10/49€76k€98k▲
Equity10/15€36k€34k▼
Contributions10/11€6k€6k=
Reserves13€14k€14k=
Distributable reserves133€14k€14k=
Profit (loss) carried forward14€16k€14k▼
Amounts payable17/49€40k€63k▲
Amounts payable within one year42/48€40k€63k▲
Current portion of amounts payable after more than one year42-€7k
Trade debts44€1k€11k▲
Suppliers440/4€1k€11k▲
Taxes, remuneration and social security45€39k€45k▲
Taxes450/3€18k€22k▲
Remuneration and social security454/9€21k€23k▲
Income statement
Code20242025
Remuneration, social security and pensions62€88k€94k▲
Other operating charges640/8€865€400▼
Gross operating margin9900€104k€92k▼
Operating profit (loss)9901€15k€-2k▼
Financial income75/76B€3k€3k▼
Recurring financial income75€3k€3k▼
Non-recurring financial income76B€3k€3k▼
Financial charges65/66B€821€774▼
Recurring financial charges65€821€774▼
Profit (loss) for the period before taxes9903€17k€271▼
Income taxes67/77€6k€2k▼
Profit (loss) for the period9904€11k€-2k▼
Profit (loss) for the period to be appropriated9905€11k€-2k▼
Appropriation of the result
Profit (loss) to be appropriated9906€27k€14k▼
Profit (loss) brought forward from the previous period14P€16k€16k=
Transfer to equity691/2€11k-
To other reserves6921€11k-
The notes to these accounts (6 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
31-08
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 31 days late
2025
23-10
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 84 days late
2024
31-12
Financial
Back to profitnet €11k
Net result €11k after one loss-making year.
18-10
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 79 days late
2023
25-08
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 25 days late
2022
31-12
Financial
Back to profitnet €24k
Net result €24k after one loss-making year.
01-08
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 1 day late
2021
31-12
Financial
Weakest financial yearnet €-17k ▼204%
Net result drops to €-17k, the lowest in the series; recovery starts the following year.
25-06
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
05-08
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 5 days late
2019
31-12
Financial
Back to profitnet €52k
Net result €52k after one loss-making year.
31-12
Financial
Liquidity quadruplescurrent ratio 1.12
Current ratio from 0.32 to 1.12.
Show earlier events
21-06
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2018
20-07
NBB filing
Annual accounts filed
fiscal year 2017 · full schema
2017
14-07
NBB filing
Annual accounts filed
fiscal year 2016 · full schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Seraing · 1 establishment unit since 2002
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Avenue du Beau Site 264102 SeraingGround area
264 m²
Building footprint
56 m²
Volume, LiDAR
409 m³
Parcel 62343C0007/00T007, Wallonia · tallest building 8.2 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
Avenue du Beau Site 26, 4102 Seraing
since 20022.094.737.665
1 parcel
Wallonia
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 62343C0007/00T007 | Wallonia | 264 m² | 1 · 56 m² | 8.2 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
MGSC MANAGEMENT
BE 0676.966.166
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CONFIG-IT
BE 0550.669.493
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Q
BE 0464.968.411
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"1 E 7"
BE 0673.797.236
Vielsalm · Eq €34,157
PHONE CENTER
BE 0876.021.351
Antwerpen · Eq €34,166
Of 3,226 companies in sector 47400 we hold annual accounts for 1,806. 1,344 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded14-05-2002
Fiscal year end31-12
Activities, NACEBEL 2025
47400Retail sale of information and communication equipment
62200Computer consultancy and computer facilities management
46500Wholesale of information and communication equipment
82100Office administrative and support services
Sources
Crossroads Bank for EnterprisesNational Bank · 24 filingsAddress and cadastre registers
Scores and ratios are computed by Checked and are not a credit decision.