G&D Consulting
ActiveG&D Consulting has been active since 2016 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €8k and a net result of €-32k. Equity remains stable across the filed fiscal years (±2% per year). Its solvency ranks better than 31% of 11206 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.9% (low).
Checked score
Score 2025
Axes · tick = 2024
Profitability0▼-100
Solvency38▼-40
Growth32▼-20
Stability100
Bankruptcy probability, 12 months
0.9%
Low
0%0.5%1.5%4%10%≥ 25%
No credit on open account
Liquidity ample (current ratio 1.7 against 2.07 in 2024), but 83% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Five signals. The signal on the left, the evidence on the right.
+raises risk○neutral
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
17%
Return on assets
-70.2%
Age of the figures
9 mo
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 46
Relative position
BE, all sectors
reference
Sector 46
higher
← fewer bankruptcies
more bankruptcies →
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 29-07-2026, 2 days ahead of the deadline.
NBB · 9 filingsDeviation from the deadline
2025
2 d early
2024
5 d early
2023
27 d late
2022
31 d late
2021
31 d late
2020
88 d late
2019
91 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
16-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€8k▼ 80.5%
2024 · €39k
2018: €23k
2019: €23k
2020: €17k
2021: €15k
2022: €25k
2023: €29k
2024: €39k
2018 → 2025
Total assets
€45k▼ 58.7%
2024 · €109k
2018: €74k
2019: €72k
2020: €61k
2021: €61k
2022: €77k
2023: €80k
2024: €109k
2018 → 2025
Net result
€-32k
2024 · €10k
2018: €18k
2019: €149
2020: €-6k
2021: €-2k
2022: €10k
2023: €5k
2024: €10k
2018 → 2025
Working capital
€17k▼ 68.4%
2024 · €54k
2018: €34k
2019: €23k
2020: €19k
2021: €19k
2022: €29k
2023: €25k
2024: €54k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€15k-€25k▲ 62.5%€29k▲ 18.9%€39k▲ 33.0%€8k▼ 80.5%
Operating result€-710-€14k€8k▼ 43.0%€16k▲ 100%€-28k
Net result€-2k-€10k€5k▼ 50.9%€10k▲ 108%€-32k
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result turns negative in 2025: a loss of €28k after €16k in 2024, the lowest year so far.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €45k
Fixed assets
€3k▼ 26.1%
Current assets
€42k▼ 60.2%
Equity and liabilities €45k
Equity
€8k▼ 80.5%
Debt
€37k▼ 46.5%
The debt ratio rises from 64.0% to 83.0%: equity shrinks faster than debt is paid down.
Key figures and ratios
EBITDA
€-27k▼
2024 · €18k
Cash flow
€-30k▼
2024 · €11k
Solvency
17.0%▼
2024 · 36.0%
Current ratio
1.70▼
2024 · 2.07
Quick ratio
1.70▼
2024 · 2.07
Debt / equity
4.89▲
2024 · 1.78
ROE
-413.5%▼
2024 · 24.8%
ROA
-70.2%▼
2024 · 8.9%
Interest coverage
-9.43▼
2024 · 5.55
Debt
€37k▼
2024 · €70k
Debt ≤ 1 year
€24k▼
2024 · €50k
Debt > 1 year
€13k▼
2024 · €18k
Income taxes
€247▼
2024 · €4k
Staff costs
€267
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€109k€45k▼
Fixed assets21/28€5k€3k▼
Tangible fixed assets22/27€5k€3k▼
Plant, machinery and equipment23€0€0=
Furniture and vehicles24€5k€3k▼
Financial fixed assets28€70€70=
Current assets29/58€104k€42k▼
Amounts receivable within one year40/41€98k€37k▼
Trade receivables40€26k€6k▼
Other amounts receivable41€72k€30k▼
Cash at bank and in hand54/58€0€4k▲
Deferred charges and accrued income490/1€6k€758▼
Equity and liabilities
Total equity and liabilities10/49€109k€45k▼
Equity10/15€39k€8k▼
Contributions10/11€6k€6k=
Reserves13€33k€1k▼
Distributable reserves133€33k€1k▼
Amounts payable17/49€70k€37k▼
Amounts payable after more than one year17€18k€13k▼
Financial debts170/4€18k€13k▼
Amounts payable within one year42/48€50k€24k▼
Current portion of amounts payable after more than one year42€7k€6k▼
Financial debts43€4k-
Credit institutions430/8€4k-
Trade debts44€29k€13k▼
Suppliers440/4€29k€13k▼
Taxes, remuneration and social security45€9k€5k▼
Taxes450/3€9k€5k▼
Other amounts payable47/48-€176
Accrued charges and deferred income492/3€1k-
Income statement
Code20242025
Remuneration, social security and pensions62-€267
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€1k€1k=
Other operating charges640/8€3k€2k▼
Gross operating margin9900€20k€-25k▼
Operating profit (loss)9901€16k€-28k▼
Financial income75/76B€883€1▼
Recurring financial income75€883€1▼
Financial charges65/66B€3k€3k▼
Recurring financial charges65€3k€3k▼
Profit (loss) for the period before taxes9903€14k€-31k▼
Income taxes67/77€4k€247▼
Profit (loss) for the period9904€10k€-32k▼
Profit (loss) for the period to be appropriated9905€10k€-32k▼
Appropriation of the result
Profit (loss) to be appropriated9906€10k€-32k▼
Transfer from equity791/2-€32k
Transfer to equity691/2€10k-
To other reserves6921€10k-
The notes to these accounts (6 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
29-07
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
31-12
Financial
Weakest financial yearnet €-32k ▼424%
Net result drops to €-32k, the lowest in the series.
26-07
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
27-08
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 27 days late
2023
31-08
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 31 days late
2022
31-12
Financial
Back to profitnet €10k
Net result €10k after 2 loss-making years.
31-08
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 31 days late
2021
27-10
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 88 days late
2020
30-10
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 91 days late
2019
31-12
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema · 153 days late
2018
19-09
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema · 50 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
3 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Leuven · 1 establishment unit since 2016
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Martelarenplein 33000 LeuvenGround area
448 m²
Building footprint
234 m²
Volume, LiDAR
2,947 m³
Parcel 24502B0303/00C009, Flanders · tallest building 18.8 m, ±5 floors. Linked by address, not a title deed.
1 establishment unit
G&D Consulting
since 20162.252.701.274
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 24502B0303/00C009 | Flanders | 447 m² | 1 · 234 m² | 18.8 m · 5 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
1 of these parcels carry protected heritage (source: regional heritage registers, Onroerend Erfgoed / patrimoine.brussels).
Similar companies · same sector, comparable size
LOGO DESIGN
BE 0446.155.359
Rixensart · Eq €7k
WE
BE 0729.725.357
Linkebeek · Eq €7k
WEBDIGIT
BE 0647.781.341
Ath · Eq €8k
KOLDIS
BE 0599.772.576
Leuven · Eq €7k
C3 MANAGEMENT
BE 0700.639.809
Kraainem · Eq €7k
Of 1,070 companies in sector 46140 we hold annual accounts for 640. 221 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded15-04-2016
Fiscal year end31-12
Activities, NACEBEL
46140Agents in the wholesale of industrial machinery, ships and aircraft
46130Agents in the wholesale of timber and building materials
46150Agents in the wholesale of furniture, household goods and hardware
46180Agents specialised in the wholesale of other particular products
70210Activities of head offices; management consultancy activities
73300Public relations and communication consultancy
82300Organisation of conventions and trade shows
Sources
Crossroads Bank for EnterprisesNational Bank · 9 filingsAddress and cadastre registers
Data from official sources, last processed on 15-09-2026. Scores and ratios are computed by Checked and are not a credit decision.