Equity
€906,560 ▲ 4.8%
G.D.C. Beheer has made a profit without a break since 2022.
G.D.C. Beheer
Lifetime
20 annual accounts with figures on one time axis, 36 filings since 1989Gross marginpeak €300,004 (2020)
€49,366▲ 106%
Resultlowest -€19,418 (2016)
€41,720▼ 58.2%
Equitypeak €906,560 (2025)
€906,560▲ 4.8%
Debts
€275,212▼ 31.0%
Board3 names since 2017
2 directorsSTREMERSCH Johan and 1 other
Owners
28.45%BOUWWERKEN STREMERSCH ETIENNE
Documentsfilings and deeds
28-07-20263 days before the deadline
2025abbreviated format
Gross margin from €24,007 to €49,366Result from €99,776 to €41,720Merger 08-04Merger: G.D.C. Beheer takes over NICO BEHEER 27-01Debts from €398,834 to €275,212Cash from €36,725 to €16,316
Key points
from the 2025 annual accountsResult
€41,720 ▼ 58.2%
The result fell in 2025 from €99,776 to €41,720.
Turnover
≈ €81,000 estimated
The accounts state no turnover.
Filings
36 annual accounts since 1989
Two of the last ten came late. The 2019 accounts came latest: 56 days after the end of the period.
Restructuring
2025
Merger with NICO BEHEER. Merger on 27-01-2025.
Position in the sector
74.9%
Higher solvency than 82% of companies in real estate. Sector median 30.7% · 11,271 companies.
Checked score
95
Excellent
Financially stronger than 60% of micro companies in real estate (NACE 68)
Probability in this band: under 0.55%
Bankruptcy probability within 12 months
< 0.1% Very low
0%0.5%1.5%4%10%≥ 25%
The dashed line is the sector median: 0.2% across 26,628 companies (NACE 68, micro).
Fewer than 1 in 1,000 comparable companies go bankrupt within 12 months (an estimate).
Last 24 months
12-2024: < 0.1%
01-2025: < 0.1%● unchanged vs 12-2024
02-2025: < 0.1%● unchanged vs 01-2025
03-2025: < 0.1%● unchanged vs 02-2025
04-2025: < 0.1%● unchanged vs 03-2025
05-2025: < 0.1%● unchanged vs 04-2025
06-2025: < 0.1%● unchanged vs 05-2025
07-2025: 0.1%▲ +0.1 percentage points vs 06-2025highest value
08-2025: < 0.1%▼ -0.1 percentage points vs 07-2025lowest value
09-2025: < 0.1%● unchanged vs 08-2025lowest value
10-2025: < 0.1%● unchanged vs 09-2025lowest value
11-2025: < 0.1%● unchanged vs 10-2025lowest value
12-2025: < 0.1%● unchanged vs 11-2025lowest value
01-2026: < 0.1%● unchanged vs 12-2025lowest value
02-2026: < 0.1%● unchanged vs 01-2026
03-2026: < 0.1%● unchanged vs 02-2026
04-2026: < 0.1%● unchanged vs 03-2026
05-2026: < 0.1%● unchanged vs 04-2026
06-2026: < 0.1%● unchanged vs 05-2026
07-2026: 0.1%▲ +0.1 percentage points vs 06-2026
08-2026: < 0.1%▼ -0.1 percentage points vs 07-2026
09-2026: < 0.1%● unchanged vs 08-2026
10-2026: < 0.1%● unchanged vs 09-2026
11-2026: < 0.1%● unchanged vs 10-2026
Financial strengthStrong
Score breakdown
raises risk
Liquidity: current ratio 4.15, cash €16,316, halved
lowers risk
Size: total assets €1.2m
Founded in 1988
Figures for financial year 2025 (filed on 28-07-2026)
Calculation
The band follows from the bankruptcy probability. 10 more points roughly halve it.
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 68, micro). It does better than 81% of them on solvency, 57% on liquidity, 44% on profitability and 58% on growth.
The bankruptcy probability was computed on 04-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.
The probability rests on the annual accounts with balance sheet date 31-12-2025.
Of the companies with a bankruptcy probability in the very low class on 30-06-2025, 0.1% went bankrupt within twelve months.
Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).
Comparable companies, two years later
In July 2024, 14,766 companies had the same profile as G.D.C. Beheer has now. Each dot stands for 37 companies, two years later.
96.2%
were still trading
3.5%
stopped another way
0.2%
went bankrupt
Another 0.1% stopped without a precise date, possibly only after those two years.
That fits the bankruptcy probability of G.D.C. Beheer itself: < 0.1% within 12 months.
Test of the method
The method was tested on the 497,446 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 0.9% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.8% |
| 9 | 3.0% | 3.1% |
| 10 | 5.6% | 6.2% |
A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.
This is an observation about 14,766 companies, not a prediction for G.D.C. Beheer. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.
Credit verdict
Credit of up to €85,000 on 30-day terms is acceptable
Liquidity is ample, with a current ratio of 4.15 (5.21 in 2024), above the usual 1.5. Short-term debt is 10.4% and cash 1.3% of total assets. 25.1% of the assets are financed with debt and provisions.
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Show the recommended maximum and see how the verdict changes with amount, term and advance.
The scores and ratios are Checked's own calculations, not a credit decision.
Signals
Five signals.
lowers riskraises riskneutral
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 28-07-2026, 3 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
3 days early
2024
14 days early
2023
5 days early
2022
18 days early
2021
4 days early
2020
18 days early
2019
56 days late
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
The company filed its last 7 accounts on average 1 day before the deadline. In the sector (NACE 68), the median for financial year 2024 was 7 days before the deadline, and 36% of those companies filed late.
Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 27 July (5 of the last 5 accounts filed within 30 days either side of that date).
Companies Code · seven monthsWhere today falls in the filing period
05-11-2026 today31-12-2026 year end31-07-2027 deadline
Board and ownership
- BOUWWERKEN STREMERSCH ETIENNE 28.45%score 87equity €1.3m (2025) · 2025 annual accounts of BOUWWERKEN STREMERSCH ETIENNE
Recent changes
Registered in the Peppol Directory
Reachable for e-invoices through 0208:0435458734
Merger
Gazette deed
Merger: G.D.C. Beheer takes over NICO BEHEER
Capital increase of €61,500 to €597,000 · Capital from €535,500 to €597,000, 2,386 new shares · Resignations: STREMERSCH Johan, NICO BEHEER and GEERINCK Gina · General meeting of 20-12-2024 · Gazette deed
Merger proposal: G.D.C. BEHEER takes over NICO BEHEER
Permanent representative: Gina Geerinck · Gina Geerinck holds 2,500 shares · BOUWWERKEN STREMERSCH ETIENNE BV holds 1,575 shares (50%) · Gazette deed
Comparable companies
same main activity, similar in size and age| Company | Total assets | Gross margin | Solvency | Staff |
|---|---|---|---|---|
| G.D.C. Beheer Sint-Niklaas | €1.2m | €49,366 | 74.9% | - |
| Norro Dendermonde | €1.2m | €56,639 | 5.0% | - |
| ASTRA CASA Destelbergen | €1.1m | €60,820 | 96.5% | - |
| PATRIMONIUMVENNOOTSCHAP BEKAERT Oudenaarde | €1.0m | €47,671 | 98.7% | - |
| DAVO Ghent | €1.4m | €39,662 | 59.5% | - |
| W.N.D. Antwerp | €1.1m | €53,370 | 97.6% | - |
| WEVERIJ JOMATEX Deerlijk | €1.1m | €50,636 | 98.6% | - |
These companies have the same main activity as G.D.C. Beheer: renting and operating of own or leased non-residential real estate, excluding land (NACE 68203). They are comparable in size and age: total assets between €981,000 and €1.4m, founded between 1987 and 1992.
Official details
Source: KBO- Status
- Active since 27-09-1988Normal situation
- Activity
- Renting and operating of own or leased non-residential real estate, excluding landNACE 68203
- Establishment unit
- 2.334.207.0109100 Sint-Niklaas, since 18-01-2003
- Financial year end
- 31 December
- Peppol
- Reachable since 05-07-2025
Annual accounts 2025
- Total assets
- €1.2m▼ 6.5%
- Filing
- Filed on 28-07-2026, 3 days before the end of the filing period
Insights on G.D.C. Beheer
G.D.C. Beheer files the abbreviated format. That format states no turnover. The gross margin rose from €40,430 in 2006 to €49,366 in 2025.
Sources: KBO register, filings at the National Bank, Belgian Official Gazette. Click a figure with a dotted line for the item and the filing.
Key facts about G.D.C. Beheer
- What is the company number of G.D.C. Beheer?
- The company number of G.D.C. Beheer is 0435.458.734. The VAT number is the same number with BE in front: BE 0435.458.734.
- Where is G.D.C. Beheer based?
- The registered office is at Hoge Bokstraat 223, 9100 Sint-Niklaas.Company details
- What does G.D.C. Beheer do?
- According to the KBO register, the main activity is renting and operating of own or leased non-residential real estate, excluding land (NACE 68203).
- What is the legal form of G.D.C. Beheer?
- G.D.C. Beheer is a public limited company (NV).
- When was G.D.C. Beheer founded?
- G.D.C. Beheer was founded on 27-09-1988.
- Is G.D.C. Beheer still active?
- Yes, G.D.C. Beheer is an active enterprise in the KBO register.
- What is the turnover of G.D.C. Beheer?
- The turnover in financial year 2025 is ≈ €81,000. This figure is estimated from the gross margin of €49,366 and 51 comparable companies (NACE 682). It probably lies between €60,000 and €120,000.Financials
- Is G.D.C. Beheer profitable?
- In financial year 2025, G.D.C. Beheer made a profit of €41,720.
- Where can I find the annual accounts of G.D.C. Beheer?
- G.D.C. Beheer filed 36 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
- When are the next annual accounts of G.D.C. Beheer due?
- G.D.C. Beheer must file the annual accounts for financial year 2026 by 31-07-2027.Timeline
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