G.D.C. Beheer
ActiveG.D.C. Beheer has been active since 1988 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €907k and a net result of €42k. Equity is growing by ~13% per year across the filed fiscal years. Its solvency ranks better than 82% of 9183 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.1% (very low).
Checked score
Score 2025
77
/ 100
Excellent
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2023
Profitability53▼-18
Solvency100=
Growth78=
Track record100
Bankruptcy probability, 12 months
0.1%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €65k at 30 days acceptable
Liquidity ample (current ratio 4.15 against 3.13 in 2023; short-term debt: 10.4% and cash: 1.3% of total assets), and 25.1% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Seven signals. The signal on the left, the evidence on the right.
−lowers risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 68
Relative position
BE, all sectors
reference
Sector 68
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
74.9%
Return on assets
3.4%
Age of the figures
9 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 28-07-2026, 3 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
3 d early
2024
14 d early
2023
5 d early
2022
18 d early
2021
4 d early
2020
18 d early
2019
56 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
21-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, abbreviated schema
Equity
€907k▲ 75.6%
2023 · €516k
2018: €324k
2019: €317k
2020: €509k
2021: €490k
2022: €504k
2023: €516k
2018 → 2025
Total assets
€1.21M▲ 78.8%
2023 · €677k
2018: €491k
2019: €471k
2020: €698k
2021: €698k
2022: €677k
2023: €677k
2018 → 2025
Net result
€42k▲ 248%
2023 · €12k
2018: €-3k
2019: €-7k
2020: €184k
2021: €-19k
2022: €14k
2023: €12k
2018 → 2025
Working capital
€395k▲ 218%
2023 · €124k
2018: €102k
2019: €-28k
2020: €238k
2021: €165k
2022: €88k
2023: €124k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20202021202220232025Trend
Equity€509k-€490k▼ 3.7%€504k▲ 2.9%€516k▲ 2.4%€907k▲ 75.6%
Operating result€267k-€-27k€6k€7k▲ 26.4%€-4k
Net result€184k-€-19k€14k€12k▼ 16.5%€42k▲ 248%
Turnover and EBIT margin not published: the abbreviated or micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result is €-4k in 2025, compared with €7k in 2023. Comparable figures for the intervening years are unavailable.
Balance-sheet composition
2025 in colour, 2023 as the grey bar beneath
Assets €1.21M
Fixed assets
€689k▲ 39.6%
Current assets
€521k▲ 185%
Equity and liabilities €1.21M
Equity
€907k▲ 75.6%
Provisions
€28k▼ 72.3%
Debt
€275k▲ 370%
The debt ratio rises from 8.6% to 22.7%. Equity and debt are higher.
Key figures and ratios
EBITDA
€38k▼
2023 · €42k
Cash flow
€84k▲
2023 · €47k
Solvency
74.9%▼
2023 · 76.3%
Current ratio
4.15▲
2023 · 3.13
Quick ratio
1.67▼
2023 · 3.13
Debt / equity
0.30▲
2023 · 0.11
ROE
4.6%▲
2023 · 2.3%
ROA
3.4%▲
2023 · 1.8%
Interest coverage
3.62▼
2023 · 55.64
Debt
€275k▲
2023 · €59k
Debt ≤ 1 year
€125k▲
2023 · €59k
Debt > 1 year
€127k
Income taxes
€14k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2023
Balance sheet
Code20232025
Assets
Total assets20/58€677k€1.21M▲
Fixed assets21/28€494k€689k▲
Tangible fixed assets22/27€494k€689k▲
Land and buildings22€494k€689k▲
Current assets29/58€183k€521k▲
Stocks and contracts in progress3-€311k
Stocks30/36-€311k
Amounts receivable within one year40/41€34k€136k▲
Trade receivables40€9k€28k▲
Other amounts receivable41€25k€108k▲
Current investments50/53€106k€53k▼
Cash at bank and in hand54/58€41k€16k▼
Deferred charges and accrued income490/1€3k€4k▲
Equity and liabilities
Total equity and liabilities10/49€677k€1.21M▲
Equity10/15€516k€907k▲
Contributions10/11€536k€597k▲
Capital10€536k€597k▲
Issued capital100€536k€597k▲
Revaluation surpluses12-€180k
Reserves13€307k€199k▼
Non-distributable reserves130/1€2k€8k▲
Legal reserve130€2k€8k▲
Tax-exempt reserves132€306k€85k▼
Distributable reserves133-€107k
Profit (loss) carried forward14€-327k€-69k▲
Provisions and deferred taxes16€102k€28k▼
Deferred taxes168€102k€28k▼
Amounts payable17/49€59k€275k▲
Amounts payable after more than one year17-€127k
Financial debts170/4-€127k
Amounts payable within one year42/48€59k€125k▲
Current portion of amounts payable after more than one year42€0-
Trade debts44€49k€33k▼
Suppliers440/4€49k€33k▼
Taxes, remuneration and social security45€0€79k▲
Taxes450/3€0€79k▲
Other amounts payable47/48€9k€13k▲
Accrued charges and deferred income492/3-€23k
Income statement
Code20232025
Non-recurring operating income76A€0-
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€35k€42k▲
Write-downs on stocks, contracts in progress and trade receivables: additions (reversals)631/4-€-4k
Other operating charges640/8€9k€16k▲
Gross operating margin9900€50k€49k▼
Operating profit (loss)9901€7k€-4k▼
Financial income75/76B€1k€68k▲
Recurring financial income75€1k€5k▲
Non-recurring financial income76B-€63k
Financial charges65/66B€751€10k▲
Recurring financial charges65€751€10k▲
Profit (loss) for the period before taxes9903€8k€53k▲
Transfer from deferred taxes780€4k€2k▼
Income taxes67/77-€14k
Profit (loss) for the period9904€12k€42k▲
Transfer from tax-exempt reserves789€13k€7k▼
Profit (loss) for the period to be appropriated9905€25k€49k▲
Appropriation of the result
Profit (loss) to be appropriated9906€-327k€-69k▲
Profit (loss) brought forward from the previous period14P€-351k€-118k▲
The notes to these accounts (7 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
28-07
NBB filing
Annual accounts filed
fiscal year 2025 · abbreviated schema
2025
17-07
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
26-07
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
13-07
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
31-12
Financial
Back to profitnet €14k
Net result €14k after one loss-making year.
31-12
Financial
Equity above €500kEq €504k ▲2.9%
Equity rises from €490k to €504k.
27-07
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
31-12
Financial
Weakest financial yearnet €-19k ▼110%
Net result drops to €-19k, the lowest in the series; recovery starts the following year.
13-07
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
31-12
Financial
Back to profitnet €184k
Net result €184k after 2 loss-making years.
31-12
Financial
Liquidity times 27current ratio 8.50
Current ratio from 0.31 to 8.50; short-term debt falls from €41k to €32k.
31-12
Financial
Equity above €500kEq €509k ▲60.5%
Equity rises from €317k to €509k.
25-09
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 56 days late
2019
20-07
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2018
29-06
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
2017
31-08
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema · 31 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
8 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Sint-Niklaas · 1 establishment unit since 2003
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Hoge Bokstraat 2239100 Sint-NiklaasGround area
720 m²
Building footprint
95 m²
Volume, LiDAR
501 m³
Parcel 46021A0908/00E002, Flanders · tallest building 9.5 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
G.D.C. Beheer
since 20032.334.207.010
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 46021A0908/00E002 | Flanders | 720 m² | 1 · 95 m² | 9.5 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Recognitions · licences · registrations
Legal Entity Identifier
254900HL6G9DQMPZ0V62
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ELPRINTA
BE 0420.466.294
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IMMOPAT
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DEBACKER
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Of 12,023 companies in sector 68203 we hold annual accounts for 5,986. 4,193 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPublic limited company
Founded27-09-1988
Fiscal year end31-12
Activities, NACEBEL
68203Renting and operating of own or leased non-residential real estate, excluding land
Sources
Crossroads Bank for EnterprisesNational Bank · 36 filingsAddress and cadastre registers
Data from official sources, last processed on 20-09-2026. Scores and ratios are computed by Checked and are not a credit decision.