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G&C PARTNERS

Active
Private limited companyfounded 200719 yrs activeCraenenplein 8, 3070 Kortenberg, BelgiumKBO/BCE: BE 0890.449.805
Summary

G&C PARTNERS has been active since 2007 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €41k and a net result of €44k. Equity is growing by ~27.7% per year across the filed fiscal years. Its solvency ranks better than 90% of 13305 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 1.2% (low).

Checked score

Score 2025
80 / 100
Excellent
The score weighs solvency, liquidity, profitability and financial development. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability100=
Solvency100▲+83
Growth78=
Track record100
Bankruptcy probability, 12 months
1.2% Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €3k at 30 days acceptable
Liquidity ample (current ratio 3.46 against 0.31 in 2024; short-term debt: 20.1% and cash: 2% of total assets), and 20.1% of the assets are financed with debt.
Credit advice for your own amount and term

Signals

Four signals. The signal on the left, the evidence on the right.
lowers risk+raises riskneutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 56
Relative position
BE, all sectors
reference
Sector 56
higher
← fewer bankruptcies more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation date
Age against the risk zone
highest failure risk from 2 to 8 years 19 years 0 20 y
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025
Solvency, return and age of the figures
Solvency
79.9%
Return on assets
84.4%
Age of the figures
9 mo
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 31-08-2026, 31 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filings
Deviation from the deadline
2025
31 d late
2024
35 d late
2023
23 d late
2022
29 d late
2021
1 d early
2020
31 d late
2019
164 d late
← before the deadline after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven months
Position in the running window
24-09-2026 today31-12-2026 close31-07-2027 deadline
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage

Financials · fiscal year 2025, micro schema

Equity
€41k
2024 · €-2k
2018: €-60k 2019: €-38k 2020: €-41k 2021: €-18k 2022: €-20k 2023: €-33k 2024: €-2k
2018 → 2025
Total assets
€52k▲ 88.2%
2024 · €28k
2018: €32k 2019: €29k 2020: €24k 2021: €31k 2022: €21k 2023: €26k 2024: €28k
2018 → 2025
Net result
€44k▲ 43.9%
2024 · €30k
2018: €17k 2019: €23k 2020: €-3k 2021: €22k 2022: €-2k 2023: €-13k 2024: €30k
2018 → 2025
Working capital
€26k
2024 · €-20k
2018: €-78k 2019: €-59k 2020: €-58k 2021: €-32k 2022: €-32k 2023: €-50k 2024: €-20k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise ▼ fall
Line20212022202320242025Trend
Equity€-18k-€-20k▼ 8.2%€-33k▼ 64.4%€-2k▲ 92.9%€41k
Operating result€23k-€27▼ 99.9%€-10k€32k€52k▲ 60.9%
Net result€22k-€-2k€-13k▼ 753%€30k€44k▲ 43.9%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
€-20k€0€20k€40k€60kOperating result 2021: €23k€23kNet result 2021: €22k€22kOperating result 2022: €27€27Net result 2022: €-2k€-2kOperating result 2023: €-10k€-10kNet result 2023: €-13k€-13kOperating result 2024: €32k€32kNet result 2024: €30k€30kOperating result 2025: €52k€52kNet result 2025: €44k€44k20212022202320242025€-20k€0€20k€40k€60kOperating result 2023: €-10k€-10kNet result 2023: €-13k€-13kOperating result 2024: €32k€32kNet result 2024: €30k€30kOperating result 2025: €52k€52kNet result 2025: €44k€44k202320242025
After the dip in 2023 the operating result has climbed two years in a row; 2025 is 61% above 2024 and is the highest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €52k
Fixed assets €16k ▼ 13.3%
Current assets €36k ▲ 284%
Equity and liabilities €52k
Equity €41k
Debt €10k
Debt finances 20.1% of the balance-sheet total.
Key figures and ratios
2025 value · change against 2024
EBITDA
€56k
2024 · €36k
Cash flow
€48k
2024 · €34k
Current ratio
3.46
2024 · 0.31
Quick ratio
3.22
2024 · 0.24
Debt to equity
0.25
2024 · -12.88
ROE
105.6%
ROA
84.4%
2024 · 110.3%
Interest coverage
14.11
2024 · 21.03
Debt ≤ 1 year
€10k
2024 · €30k
Income taxes
€4k
Staff costs
€52k
2024 · €45k
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2025 against 2024 · 44 lines
Balance sheet Code20242025
Assets
Total assets20/58€28k€52k
Fixed assets21/28€18k€16k
Tangible fixed assets22/27€18k€16k
Plant, machinery and equipment23€15k€13k
Furniture and vehicles24€3k€3k
Current assets29/58€9k€36k
Stocks and contracts in progress3€2k€2k
Stocks30/36€2k€2k
Amounts receivable within one year40/41€4k€32k
Trade receivables40-€877
Other amounts receivable41€4k€31k
Cash at bank and in hand54/58€2k€1k
Deferred charges and accrued income490/1€855€897
Equity and liabilities
Total equity and liabilities10/49€28k€52k
Equity10/15€-2k€41k
Contributions10/11€30k€30k=
Reserves13-€11k
Distributable reserves133-€11k
Profit (loss) carried forward14€-32k€0
Amounts payable17/49€30k€10k
Amounts payable within one year42/48€30k€10k
Trade debts44€3k€445
Suppliers440/4€3k€445
Taxes, remuneration and social security45€5k€10k
Taxes450/3€3k€8k
Remuneration and social security454/9€2k€2k
Other amounts payable47/48€21k€0
Income statement Code20242025
Remuneration, social security and pensions62€45k€52k
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€4k€4k
Other operating charges640/8-€399
Gross operating margin9900€81k€108k
Operating profit (loss)9901€32k€52k
Financial income75/76B€1€0
Recurring financial income75€1€0
Financial charges65/66B€2k€4k
Recurring financial charges65€2k€4k
Profit (loss) for the period before taxes9903€30k€48k
Income taxes67/77-€4k
Profit (loss) for the period9904€30k€44k
Profit (loss) for the period to be appropriated9905€30k€44k
Appropriation of the result
Profit (loss) to be appropriated9906€-32k€11k
Profit (loss) brought forward from the previous period14P€-63k€-32k
Transfer to equity691/2-€11k
To other reserves6921-€11k

The notes to these accounts (6 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

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Timeline · acts, filings and financial milestones

Next filing, fiscal year 2026, expected by 31-07-2027
2026
31-08
NBB filing Annual accounts filed
fiscal year 2025 · micro schema · 31 days late
2025
31-12
Financial Highest result since 2018net €44k ▲43.9%
Operating result €52k, net result €44k, both a record.
31-12
Financial Liquidity times 11current ratio 3.46
Current ratio from 0.31 to 3.46; short-term debt falls from €30k to €10k.
04-09
NBB filing Annual accounts filed
fiscal year 2024 · micro schema · 35 days late
2024
31-12
Financial Back to profitnet €30k
Net result €30k after 2 loss-making years.
23-08
NBB filing Annual accounts filed
fiscal year 2023 · micro schema · 23 days late
2023
31-12
Financial Weakest financial yearnet €-13k
Net result drops to €-13k, the lowest in the series; recovery starts the following year.
29-08
NBB filing Annual accounts filed
fiscal year 2022 · micro schema · 29 days late
2022
30-07
NBB filing Annual accounts filed
fiscal year 2021 · micro schema
2021
31-12
Financial Back to profitnet €22k
Net result €22k after one loss-making year.
31-08
NBB filing Annual accounts filed
fiscal year 2020 · micro schema · 31 days late
11-01
NBB filing Annual accounts filed
fiscal year 2019 · micro schema · 164 days late
Show earlier events
11-01
NBB filing Annual accounts filed
fiscal year 2018 · micro schema · 530 days late
11-01
NBB filing Annual accounts filed
fiscal year 2017 · micro schema · 895 days late
11-01
NBB filing Annual accounts filed
fiscal year 2016 · micro schema · 1260 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.

Directors · office · real estate

Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Kortenberg · 1 establishment unit since 2007
establishment The establishment unit on the map
Cannot be placed on the map

This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.

Craenenplein 83070 Kortenberg
Ground area
1,674 m²
Building footprint
115 m²
Volume, LiDAR
1,454 m³
Parcel 24055B0190/00F006, Flanders · tallest building 15.3 m, ±4 floors. Linked by address, not a title deed.
1 establishment unit
G&C Partners
Craenenplein 8, 3070 KortenbergNACE 5530204
since 20072.164.652.295
1 parcel
Flanders 1 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
24055B0190/00F006 Flanders 1,674 m² 1 · 115 m² 15.3 m · 4 fl.
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.

Recognitions · licences · registrations

Food safety, FASFC

1 site
Kortenberg2.164.652.295
1 permission
Toelating · Eetgelegenheid · since 01-11-2008

Similar companies · same sector, comparable size

Of 21,888 companies in sector 56112 we hold annual accounts for 9,780. 8,457 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector

Company data · Crossroads Bank

Identification
Legal formPrivate limited company
Founded21-06-2007
Fiscal year end31-12
Activities, NACEBEL 2025
56112Limited-service restaurants, excluding mobile food services
Sources
Crossroads Bank for EnterprisesNational Bank · 18 filingsAddress and cadastre registers

Scores and ratios are computed by Checked and are not a credit decision.