Summary
G&C is a financial institution; the bankruptcy model is trained on trading and manufacturing companies and does not apply here. The 2025 annual accounts show equity of €197,735 and a net result of €42,782. Equity is growing by ~20.9% per year across the filed fiscal years. Its solvency ranks better than 37% of 1502 sector peers (fiscal year 2025). The company has been active since 2009 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Outside the general model
Model not applicable to financial institutions
The Checked score weighs liquidity, leverage and margins against norms for trading and manufacturing companies. A bank, insurer or financial holding has a fundamentally different balance-sheet structure, so those ratios, and hence the score, carry no meaning here. That is why we show no financial axes either.
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Signals
1 signal. The signal on the left, the evidence on the right.
○neutral
neutral · Latest accounts filed on time
The financial year that closed on 30-06-2025 was due by 31-01-2026 and was filed on 30-01-2026, 1 day ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
1 d early
2024
14 d early
2023
on the day
2022
on the day
2021
45 d early
2020
2 d early
2019
64 d early
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
This company filed its last 7 accounts on average 18 days before the deadline; the sector median for financial year 2024 is 5 days before the deadline, and 38% of the sector filed late.
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 30-06-2026 and is due by 31-01-2027. Nothing is late today. Usually files around 30 January (4 of the last 5 filed years within 30 days of that day).
Companies Code · seven monthsPosition in the running window
30-06-2026 close28-09-2026 today31-01-2027 deadline
History
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Financials · fiscal year 2025, abbreviated schema
Equity
€197,735▲ 17.9%
2024 · €167,727
Net result
€42,782▼ 2.9%
2024 · €44,047
Total assets
€719,564▲ 26.2%
2024 · €570,312
Solvency
27.5%▼ 1.9pp
2024 · 29.4%
Trend over the years
Click a name to add, emphasise or remove a line.Band: the middle half (P25 to P75) of NACE 66, Activities auxiliary to financial services and insurance activities, each year against the same schema; no band under 30 filings. Dashed line: the median.
Every figure with its change against the fiscal year before
favourable
unfavourable
Line20212022202320242025
Operating result€22,643▲ 18.4%€21,346▼ 5.7%€11,088▼ 48.1%€17,399▲ 56.9%€25,771▲ 48.1%
Net result€9,932below the sector's middle half▼ 74.0%€23,324within the sector's middle half▲ 135%€33,405within the sector's middle half▲ 43.2%€44,047within the sector's middle half▲ 31.9%€42,782within the sector's middle half▼ 2.9%
Equity€94,149below the sector's middle half▲ 6.7%€114,973within the sector's middle half▲ 22.1%€142,166within the sector's middle half▲ 23.7%€167,727within the sector's middle half▲ 18.0%€197,735within the sector's middle half▲ 17.9%
Total assets€604,520within the sector's middle half=€586,741within the sector's middle half▼ 2.9%€586,623within the sector's middle half=€570,312within the sector's middle half▼ 2.8%€719,564within the sector's middle half▲ 26.2%
Debt€510,371▼ 1.1%€471,768▼ 7.6%€444,457▼ 5.8%€402,585▼ 9.4%€521,829▲ 29.6%
Working capital-€80,100below the sector's middle half▼ 56.0%-€98,029below the sector's middle half▼ 22.4%-€98,957below the sector's middle half▼ 0.9%-€103,868below the sector's middle half▼ 5.0%-€143,168below the sector's middle half▼ 37.8%
Solvency15.6%below the sector's middle half▲ 1.0pp19.6%within the sector's middle half▲ 4.0pp24.2%within the sector's middle half▲ 4.6pp29.4%within the sector's middle half▲ 5.2pp27.5%within the sector's middle half▼ 1.9pp
Current ratio0.57below the sector's middle half▼ 0.130.50below the sector's middle half▼ 0.070.46below the sector's middle half▼ 0.040.42below the sector's middle half▼ 0.040.39below the sector's middle half▼ 0.03
Return on assets (ROA)1.6%below the sector's middle half▼ 4.7pp4.0%within the sector's middle half▲ 2.3pp5.7%within the sector's middle half▲ 1.7pp7.7%within the sector's middle half▲ 2.0pp5.9%within the sector's middle half▼ 1.8pp
Staff (FTE)0below the sector's middle half0below the sector's middle half0below the sector's middle half
above
within
below
the middle half (P25 to P75) of NACE 66, Activities auxiliary to financial services and insurance activities, each year against the same schema; no band under 30 filings.
Turnover and EBIT margin not published: the abbreviated schema does not require them.
Result per fiscal year
Operating resultNet result
After the dip in 2023 the operating result has climbed two years in a row; 2025 is 48% above 2024 and is the highest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €719,564
Fixed assets
€626,230 ▲ 26.5%
Current assets
€93,334 ▲ 23.7%
Equity and liabilities €719,564
Equity
€197,735 ▲ 17.9%
Debt
€521,829 ▲ 29.6%
Debt's share of the balance-sheet total rises from 70.6% to 72.5%. Equity and debt are higher.
Key figures and ratios
ROE
21.6%▼
2024 · 26.3%
Debt ≤ 1 year
€236,502▲
2024 · €179,293
Debt > 1 year
€285,327▲
2024 · €223,222
Income taxes
€9,179▲
2024 · €6,580
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Annual accounts
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €10,602 | €10,896 | €11,860 | €13,183 | €14,494 | ▲ 9.9% |
| Other operating charges640/8 | - | €7,015 | €13,737 | €7,239 | €7,764 | ▲ 7.3% |
| Gross operating margin9900 | €39,724 | €39,257 | €36,685 | €37,820 | €48,030 | ▲ 27.0% |
| Operating profit (loss)9901 | €22,643 | €21,346 | €11,088 | €17,399 | €25,771 | ▲ 48.1% |
| Financial income75/76B | - | €17,671 | €37,228 | €44,684 | €37,575 | ▼ 15.9% |
| Recurring financial income75 | €3,067 | €17,671 | €37,228 | €44,684 | €37,575 | ▼ 15.9% |
| Financial charges65/66B | - | €7,649 | €10,068 | €11,455 | €11,385 | ▼ 0.6% |
| Recurring financial charges65 | €10,140 | €7,649 | €10,068 | €10,455 | €11,385 | ▲ 8.9% |
| Non-recurring financial charges66B | - | - | - | €1,000 | €0 | ▼ 100% |
| Profit (loss) for the period before taxes9903 | €15,570 | €31,368 | €38,248 | €50,628 | €51,961 | ▲ 2.6% |
| Income taxes67/77 | €5,638 | €8,044 | €4,843 | €6,580 | €9,179 | ▲ 39.5% |
| Profit (loss) for the period9904 | €9,932 | €23,324 | €33,405 | €44,047 | €42,782 | ▼ 2.9% |
| Profit (loss) for the period to be appropriated9905 | €9,932 | €23,324 | €33,405 | €44,047 | €42,782 | ▼ 2.9% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Assets | ||||||
| Total assets20/58 | €604,520 | €586,741 | €586,623 | €570,312 | €719,564 | ▲ 26.2% |
| Fixed assets21/28 | €500,265 | €489,369 | €501,419 | €494,887 | €626,230 | ▲ 26.5% |
| Tangible fixed assets22/27 | €323,403 | €312,507 | €324,556 | €318,025 | €449,368 | ▲ 41.3% |
| Land and buildings22 | - | €312,507 | €322,161 | €315,001 | €447,099 | ▲ 41.9% |
| Furniture and vehicles24 | - | - | €2,395 | €3,023 | €2,269 | ▼ 25.0% |
| Financial fixed assets28 | €176,862 | €176,862 | €176,862 | €176,862 | €176,862 | = |
| Current assets29/58 | €104,255 | €97,372 | €85,204 | €75,425 | €93,334 | ▲ 23.7% |
| Amounts receivable after more than one year29 | - | €60,000 | €45,000 | €30,000 | €15,000 | ▼ 50.0% |
| Other amounts receivable291 | - | €60,000 | €45,000 | €30,000 | €15,000 | ▼ 50.0% |
| Amounts receivable within one year40/41 | €17,107 | €17,510 | €18,681 | €33,110 | €41,076 | ▲ 24.1% |
| Trade receivables40 | - | €968 | €0 | - | - | - |
| Other amounts receivable41 | - | €16,542 | €18,681 | €33,110 | €41,076 | ▲ 24.1% |
| Current investments50/53 | - | - | €7,119 | €5,000 | €17,615 | ▲ 252% |
| Cash at bank and in hand54/58 | €10,697 | €18,483 | €12,585 | €4,144 | €15,900 | ▲ 284% |
| Deferred charges and accrued income490/1 | - | €1,379 | €1,818 | €3,171 | €3,742 | ▲ 18.0% |
| Equity and liabilities | ||||||
| Total equity and liabilities10/49 | €604,520 | €586,741 | €586,623 | €570,312 | €719,564 | ▲ 26.2% |
| Equity10/15 | €94,149 | €114,973 | €142,166 | €167,727 | €197,735 | ▲ 17.9% |
| Contributions10/11 | - | €18,600 | €18,600 | €18,600 | €18,600 | = |
| Reserves13 | €75,549 | €96,373 | €123,566 | €149,127 | €179,135 | ▲ 20.1% |
| Non-distributable reserves130/1 | - | €1,860 | €1,860 | €0 | - | - |
| Reserves not available under the articles1311 | - | €1,860 | €1,860 | €0 | - | - |
| Distributable reserves133 | - | €94,513 | €121,706 | €149,127 | €179,135 | ▲ 20.1% |
| Profit (loss) carried forward14 | - | €0 | €0 | €0 | €0 | - |
| Amounts payable17/49 | €510,371 | €471,768 | €444,457 | €402,585 | €521,829 | ▲ 29.6% |
| Amounts payable after more than one year17 | €317,079 | €276,367 | €260,296 | €223,222 | €285,327 | ▲ 27.8% |
| Financial debts170/4 | - | €276,367 | €260,296 | €223,222 | €285,327 | ▲ 27.8% |
| Amounts payable within one year42/48 | €184,355 | €195,401 | €184,161 | €179,293 | €236,502 | ▲ 31.9% |
| Current portion of amounts payable after more than one year42 | - | €40,052 | €36,785 | €37,491 | €42,260 | ▲ 12.7% |
| Financial debts43 | - | - | €8,044 | €0 | €8,000 | - |
| Credit institutions430/8 | - | - | €8,044 | €0 | €8,000 | - |
| Trade debts44 | €2,173 | €8,030 | €2,403 | €5,496 | €47,159 | ▲ 758% |
| Suppliers440/4 | - | €8,030 | €2,403 | €5,496 | €47,159 | ▲ 758% |
| Advances received on contracts in progress46 | - | €8,938 | €8,938 | €0 | €10,141 | - |
| Taxes, remuneration and social security45 | - | €8,194 | €5,869 | €2,406 | €6,771 | ▲ 181% |
| Taxes450/3 | - | €8,044 | €5,719 | €2,256 | €6,621 | ▲ 193% |
| Remuneration and social security454/9 | - | €150 | €150 | €150 | €150 | = |
| Other amounts payable47/48 | - | €130,189 | €122,124 | €133,899 | €122,171 | ▼ 8.8% |
| Accrued charges and deferred income492/3 | - | €0 | - | €71 | €0 | ▼ 100% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | €9,932 | €23,324 | €33,405 | €44,047 | €42,782 | ▼ 2.9% |
| + Depreciation and write-downs630 | €10,602 | €10,896 | €11,860 | €13,183 | €14,494 | ▲ 9.9% |
| Operating cash flow (approximation) | €20,534 | €34,220 | €45,265 | €57,230 | €57,276 | ▲ 0.1% |
| Investment in fixed assets (approximation) | - | €0 | -€23,910 | -€6,651 | -€145,837 | ▼ 2,093% |
| Change in cash | - | €7,786 | -€5,897 | -€8,442 | €11,757 | ▲ 239% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
14-07
State Gazette act
Board meeting · Power of attorney
Permanent representative · Other statement
30-03
State Gazette act
General meeting · Board meeting
Director resignation · Director appointment
30-01
NBB filing
Annual accounts filed
fiscal year 2025 · abbreviated schema
2025
17-01
NBB filing
Annual accounts filed
fiscal year 2024 · abbreviated schema
2024
30-06
Financial
Highest result since 2019net €44,047 ▲31.9%
Net result €44,047, the highest in the series.
30-06
Financial
Equity above €150,000Eq €167,727 ▲18%
6 profitable years in a row build equity to €167,727.
31-01
NBB filing
Annual accounts filed
fiscal year 2023 · abbreviated schema
2023
31-01
NBB filing
Annual accounts filed
fiscal year 2022 · abbreviated schema
2022
30-06
Financial
Equity above €100,000Eq €114,973 ▲22.1%
4 profitable years in a row build equity to €114,973.
29-06
State Gazette act
General meeting · Director reappointment
Board meeting · Board composition
2021
17-12
NBB filing
Annual accounts filed
fiscal year 2021 · abbreviated schema
29-01
NBB filing
Annual accounts filed
fiscal year 2020 · abbreviated schema
Show earlier events
2019
28-11
NBB filing
Annual accounts filed
fiscal year 2019 · abbreviated schema
31-01
NBB filing
Annual accounts filed
fiscal year 2018 · abbreviated schema
2018
31-01
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
2017
14-03
State Gazette act
General meeting · Director reappointment
Permanent representative · Board meeting
2016
23-12
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema
2015
20-10
State Gazette act
Board meeting · Director reappointment
General meeting · Permanent representative
Financial milestoneState Gazette actNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 1 act read
About the unread acts
We know of 1 Belgian State Gazette act for this company. It has not been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Schilde · 1 establishment unit since 2009
Ground area
538 m²
Building footprint
193 m²
Volume, LiDAR
892 m³
Parcel 11922B0505/00T002, Flanders · tallest building 8.1 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
G&C
since 20092.198.430.665
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 11922B0505/00T002 | Flanders | 538 m² | 1 · 193 m² | 8.1 m · 2 fl. |
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Structure & network
Owners and holdings
1 holdingOwners 0
The accounts to 30-06-2025 list no shareholders, and no other source names one.
Holdings 1
-
50%
According to the annual accounts to 30-06-2025 of G&C and those of the other companies, the acts in the Belgian Gazette and the LEI register. The register of ultimate beneficial owners (UBO) is not public: who ultimately stands behind a natural person or a foreign parent is not stated here. A company that does not fill in these statements, or need not, is missing.
Connections & network
3 connected companiesThis company
Company
Director
Shareholding
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Linked via shared directors
Ownership & control
1 board mandateBoard mandates of this companythis company sits on their board1
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Of 238 companies in sector 66290 we hold annual accounts for 146. 112 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Identification & contact
Identification
Legal formPrivate limited company
Founded16-11-2009
Fiscal year end30-06
Activities, NACEBEL 2025
66290Activities auxiliary to financial services and insurance activities
64210Activities of holding companies
65111Insurance, reinsurance and pension funding, except compulsory social security
65200Insurance, reinsurance and pension funding, except compulsory social security
70200Business and other management consultancy
E-invoicing
Reachable via Peppol
Peppol ID
0208:0820550714
Also
9925:BE0820550714
Registered
03-07-2025
If you follow this company, Checked tells you the day it leaves the Peppol register.
Register as of 28 September 2026 · Peppol Directory
Scores and ratios are computed by Checked and are not a credit decision.