G.B.V.
ActiveG.B.V. has been active since 1992 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €3.96M and a net result of €-2k. Equity is growing by ~45.4% per year across the filed fiscal years. Its solvency ranks better than 77% of 1729 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.1% (very low).
Checked score
Score 2025
74
/ 100
Healthy
The score weighs solvency, liquidity, profitability and financial development. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability35▲+7
Solvency95▲+4
Growth78▲+26
Track record100
Bankruptcy probability, 12 months
0.1%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €290k at 30 days acceptable
Liquidity short (current ratio 0.98 against 0.74 in 2024; short-term debt: 19% and cash: 0.3% of total assets), and 30% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Eight signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 01
Relative position
BE, all sectors
reference
Sector 01
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
70%
Return on assets
0%
Age of the figures
9 mo
raises risk · Persistent losses
Two consecutive loss-making years (2024 and 2025); equity is also lower. May indicate structural pressure on profitability.
NBB · annual accounts 2025Net result per financial year
1920212122232425
2019 to 2025 · latest year €-2k
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 29-08-2026, 29 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filingsDeviation from the deadline
2025
29 d late
2024
60 d late
2023
98 d late
2022
93 d late
2021
43 d late
2021
on the day
2020
3 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
19-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, abbreviated schema
Equity
€3.96M▼ 0.1%
2024 · €3.96M
2019: €419k
2020: €428k
2021: €1.31M
2021: €1.31M
2022: €1.30M
2023: €1.29M
2024: €3.96M
2019 → 2025
Total assets
€5.66M▼ 5.8%
2024 · €6.00M
2019: €2.37M
2020: €2.34M
2021: €2.72M
2021: €2.65M
2022: €2.91M
2023: €3.19M
2024: €6.00M
2019 → 2025
Net result
€-2k▲ 99.2%
2024 · €-315k
2019: €-11k
2020: €1k
2021: €429k
2021: €-1k
2022: €-12k
2023: €-10k
2024: €-315k
2019 → 2025
Working capital
€-24k▲ 95.0%
2024 · €-470k
2019: €-1.19M
2020: €-1.17M
2021: €-459k
2021: €-511k
2022: €-486k
2023: €-432k
2024: €-470k
2019 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€1.31M-€1.30M▼ 0.9%€1.29M▼ 0.8%€3.96M▲ 208%€3.96M▼ 0.1%
Operating result€8k-€47k▲ 511%€78k▲ 66.1%€-352k€64k
Net result€-1k-€-12k▼ 915%€-10k▲ 17.0%€-315k▼ 3,016%€-2k▲ 99.2%
Turnover and EBIT margin not published: the abbreviated schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result returns to profit in 2025: €64k after a loss of €352k in 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €5.66M
Fixed assets
€4.60M▼ 1.0%
Current assets
€1.05M▼ 22.3%
Equity and liabilities €5.66M
Equity
€3.96M▼ 0.1%
Provisions
€18k▼ 14.3%
Debt
€1.68M▼ 16.9%
The debt ratio falls from 33.6% to 29.7%. Equity and debt are lower.
Key figures and ratios
EBITDA
€136k▲
2024 · €121k
Cash flow
€70k▼
2024 · €157k
Solvency
70.0%▲
2024 · 66.0%
Current ratio
0.98▲
2024 · 0.74
Quick ratio
0.98▲
2024 · 0.74
Debt / equity
0.42▼
2024 · 0.51
ROE
-0.1%▲
2024 · -8.0%
ROA
0.0%▲
2024 · -5.3%
Interest coverage
2.00▲
2024 · 1.86
Debt
€1.68M▼
2024 · €2.02M
Debt ≤ 1 year
€1.08M▼
2024 · €1.82M
Debt > 1 year
€602k▲
2024 · €185k
Income taxes
€1k▼
2024 · €40k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€6.00M€5.66M▼
Formation expenses20€0€0=
Fixed assets21/28€4.65M€4.60M▼
Tangible fixed assets22/27€815k€770k▼
Land and buildings22€747k€701k▼
Plant, machinery and equipment23€68k€69k▲
Furniture and vehicles24€227€0▼
Financial fixed assets28€3.83M€3.83M=
Current assets29/58€1.35M€1.05M▼
Amounts receivable within one year40/41€1.34M€1.03M▼
Trade receivables40€796k€536k▼
Other amounts receivable41€543k€492k▼
Cash at bank and in hand54/58€715€19k▲
Deferred charges and accrued income490/1€14k€4k▼
Equity and liabilities
Total equity and liabilities10/49€6.00M€5.66M▼
Equity10/15€3.96M€3.96M▼
Contributions10/11€62k€62k=
Capital10€62k€62k=
Issued capital100€62k€62k=
Revaluation surpluses12€3.45M€3.45M=
Reserves13€456k€454k▼
Non-distributable reserves130/1€6k€6k=
Legal reserve130€6k€6k=
Tax-exempt reserves132€81k€72k▼
Distributable reserves133€370k€376k▲
Provisions and deferred taxes16€21k€18k▼
Deferred taxes168€21k€18k▼
Amounts payable17/49€2.02M€1.68M▼
Amounts payable after more than one year17€185k€602k▲
Financial debts170/4€185k€602k▲
Amounts payable within one year42/48€1.82M€1.08M▼
Current portion of amounts payable after more than one year42€17k€68k▲
Financial debts43€700k€131k▼
Credit institutions430/8€700k€131k▼
Trade debts44€217k€206k▼
Suppliers440/4€217k€206k▼
Advances received on contracts in progress46€836k€616k▼
Taxes, remuneration and social security45€51k€52k▲
Taxes450/3€51k€52k▲
Other amounts payable47/48€3k€3k=
Accrued charges and deferred income492/3€10k€35▼
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€472k€72k▼
Other operating charges640/8€18k€20k▲
Gross operating margin9900€139k€156k▲
Operating profit (loss)9901€-352k€64k▲
Financial income75/76B€37€0▼
Recurring financial income75€37€0▼
Financial charges65/66B€65k€68k▲
Recurring financial charges65€65k€68k▲
Profit (loss) for the period before taxes9903€-417k€-4k▲
Transfer from deferred taxes780€142k€3k▼
Income taxes67/77€40k€1k▼
Profit (loss) for the period9904€-315k€-2k▲
Transfer from tax-exempt reserves789€425k€9k▼
Profit (loss) for the period to be appropriated9905€110k€6k▼
Appropriation of the result
Profit (loss) to be appropriated9906€110k€6k▼
Transfer to equity691/2€110k€6k▼
To other reserves6921€110k€6k▼
The notes to these accounts (9 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
14-09
State Gazette act
General meeting · Director reappointment
Permanent representative · Director appointment
29-08
NBB filing
Annual accounts filed
fiscal year 2025 · abbreviated schema · 29 days late
2025
29-09
NBB filing
Annual accounts filed
fiscal year 2024 · abbreviated schema · 60 days late
2024
31-12
Financial
Weakest financial yearnet €-315k
Net result drops to €-315k, the lowest in the series; recovery starts the following year.
31-12
Financial
Equity above €2MEq €3.96M ▲208%
Equity rises from €1.29M to €3.96M.
06-11
NBB filing
Annual accounts filed
fiscal year 2023 · abbreviated schema · 98 days late
2023
01-11
NBB filing
Annual accounts filed
fiscal year 2022 · abbreviated schema · 93 days late
2022
12-09
NBB filing
Annual accounts filed
fiscal year 2021 · abbreviated schema · 43 days late
31-01
NBB filing
Annual accounts filed
fiscal year 2021 · abbreviated schema
2021
30-06
Financial
Highest result since 2019net €429k ▲29674%
Operating result €593k, net result €429k, both a record.
30-06
Financial
Equity above €1MEq €1.31M ▲206%
2 profitable years in a row build equity to €1.31M.
28-01
NBB filing
Annual accounts filed
fiscal year 2020 · abbreviated schema
2020
30-06
Financial
Back to profitnet €1k
Net result €1k after one loss-making year.
2019
30-10
NBB filing
Annual accounts filed
fiscal year 2019 · abbreviated schema
2018
08-11
NBB filing
Annual accounts filed
fiscal year 2018 · abbreviated schema
2017
31-10
NBB filing
Annual accounts filed
fiscal year 2017 · abbreviated schema
Financial milestoneState Gazette actNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
6 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Sint-Truiden · 1 establishment unit since 1992
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Ambachtslaan 52303800 Sint-TruidenGround area
3,079 m²
Building footprint
2,098 m²
Volume, LiDAR
23,293 m³
Parcel 71352D0914/00C004, Flanders · tallest building 14.5 m, ±4 floors. Linked by address, not a title deed.
1 establishment unit
G.B.V.
since 19922.102.871.314
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 71352D0914/00C004 | Flanders | 3,079 m² | 1 · 2,098 m² | 14.5 m · 4 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Structure & network
Ownership & control
1 partyG.B.V.BE 0447.321.735
controls
Where this company holds controlthis company sits on their board1
1 location
Public money · subsidies and aid
Flemish government
2023 to 2025 · 4 entries · 34,801 EUR awarded · 34,801 EUR paid| Year | Entries | awarded | paid |
|---|---|---|---|
| 2025 | 1 | 19,280 EUR | 19,280 EUR |
| 2024 | 1 | 917 EUR | 917 EUR |
| 2023 | 2 | 14,604 EUR | 14,604 EUR |
Schemes
Brede weersverzekering
Subsidie voor de verwarringstechniek in de fruitteelt
Recognitions · licences · registrations
Food safety, FASFC
1 siteSint-Truiden2.102.871.314
Similar companies · same sector, comparable size
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FRANK BOEREN
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GBT
BE 0477.818.634
Nieuwerkerken (Limb.) · Eq €3.65M
Of 1,345 companies in sector 01240 we hold annual accounts for 321. 140 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPublic limited company
Founded06-05-1992
Fiscal year end31-12
Activities, NACEBEL
01240Growing of pome and stone fruits
01610Support activities for crop production
77392Rental and leasing activities
Sources
Crossroads Bank for EnterprisesNational Bank · 34 filingsAddress and cadastre registers
Data from official sources, last processed on 19-09-2026. Scores and ratios are computed by Checked and are not a credit decision.