G.A.HOLDING is a financial institution; the bankruptcy model is trained on trading and manufacturing companies and does not apply here. For G.A.HOLDING, one filing cycle of the annual accounts is missing. The 2024 annual accounts show equity of €3.0m and a net result of €1.1m. Equity is shrinking by about 17% per year and would, assuming unchanged policy, indicatively turn negative around financial year 2027. Its solvency ranks better than 30% of 2,776 sector peers (NACE 64, financial year 2024). The company has been active since 1975 and the Belgian Official Gazette contains no insolvency or warning signals.
2nd oldest company in Ukkel, Finance and insurance sector1 site
Size
€9.1mtotal assets 2024
Equity
€3.0m
Profit
€1.1m
Financial health
Financial institution: outside the modelBankruptcy probability: sector outside the model
Structure
Holdings
1
Accounts 73 days overdue0 of 25 deeds read
Signalsraises riskAnnual accounts not filedFiled more than 90 days lateShow the evidence
Checked score
Outside the general model
Checked score
A figure from 0 to 100: the higher it is, the smaller the chance that the company goes bankrupt within twelve months. The band, from Critical to Excellent, follows from that chance; within the band, how the company does against its sector peers counts too. With a low score, agree a shorter payment term, an advance or security.
Model not applicable to financial institutions
The Checked score weighs liquidity, leverage and margins against norms for trading and manufacturing companies. A bank, insurer or financial holding has a fundamentally different balance-sheet structure, so those ratios, and hence the score, carry no meaning here. That is why we show no financial axes either.
Filing: One filing cycle is missing
Bankruptcy probability, 12 months
Bankruptcy probability
The chance that the company goes bankrupt within twelve months, estimated from the registers, the annual accounts and the Belgian Official Gazette. 0.2% means about 2 in 1,000 comparable companies. The higher it is, the shorter the payment term to agree.
This is a financial institution (bank, insurer or financial holding). A bank balance sheet works differently from that of an ordinary trading or manufacturing company. We therefore show no bankruptcy probability rather than a misleading figure.
31-12-2025 year end31-07-2026 deadline12-10-2026 today
raises risk · Filed more than 90 days late
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 18-11-2025, 110 days past the deadline. Measured on financial year 2023: of the companies more than 90 days late, 5.61% are now bankrupt, dissolved or in another special legal status, against 1.66% of all filers.
tick = median of all Belgian filingsring = median in the sector
This company filed its last 6 accounts on average 64 days after the deadline; the sector median (NACE 64) for financial year 2024 is 14 days before the deadline, and 28% of those companies filed late.
Searched, nothing found (1)
neutral · No strike-offs in the KBO publications
Searched since 2021.
KBO publications · our coverage
General meeting · Capital decreaseCapital · Shareholding
Annual accounts filedfinancial year 2024 · full…
Back to profitnet €1.1m
Key points
Positive: Back in profit in 2024after -€3.9m in 2023€1.1mView
Positive: 2nd oldest company in Ukkel, Finance and insurance sectorin the Checked rankingsNo. 2View
Caution: Accounts not fileddeadline was 31-07-202673 days lateView