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FZ IMMO

Active Risk: not assessed Private limited companyfounded 2023active for 3 yearsRue des Sept Actions 39, 6060 CharleroiKBO/BCE: BE 0803.538.003 subsidiary of FACOZINC GROUP SA
FZ IMMO
Financial year 2025
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Annual accounts 2025

full format, filed on 28-07-2026, 3 days before the deadline
-
€25.2m
▲ 2.7%
-€337,733
▲ €468
-
-
-1.3%
unchanged

Money flows

of every €100 of turnover, €20.25 was lost in 2025

Balance sheet

balance sheet total €25.2m on 31-12-2025
What the company ownsHow it is paid for

in euro

Position in the sector

Compare with sector

-

Higher than 54% of 2,595 companies in 2023.

-1.3%

Higher than 16% of 3,034 companies in 2025.

FZ IMMO Middle half of the sector 80% of the sector Full accounts in financial services (NACE 64)

Net result: bottom quarter · Balance sheet total: middle half · Staff: middle half

Staff

€80,055

Staff costs divided by the average number of full-time equivalents.

people who joined people who left

Filed annual accounts

as filed with the National Bank, click a year to choose it
Line Trend202520242023
Balance sheet: assets
20/58 25.2m24.6m20.3m
21/28 24.8m24.3m20.1m
21 5.8m6.2m6.6m
22/27 19.0m18.1m13.5m
22 18.9m18.1m13.5m
23 64,92012,6990
24 10,69315,180-
26 1,51916,46231,404
29/58 456,896244,881197,698
40/41 402,334124,70597,965
40 129,50879,83357,983
41 272,82644,87239,981
54/58 36,112102,07178,565
490/1 18,44918,10521,168
Balance sheet: equity and liabilities
10/49 25.2m24.6m20.3m
10/15 --12.2m
10/11 7.7m7.7m7.7m
13 347,879350,421352,963
132 38,43740,97943,521
133 309,442309,442309,442
14 2.9m3.3m3.6m
15 753,132586,715618,765
16 --119,928
160/5 33,41033,41082,377
162 33,41033,41082,377
168 35,85636,70437,551
17/49 13.5m12.6m7.9m
17 7.6m8.2m5.0m
170/4 7.6m8.1m5.0m
170 --130,209
173 6.7m7.0m3.6m
174 964,4021.1m1.3m
178/9 13,90411,091-
42/48 5.8m4.5m3.0m
42 1.1m1.4m1.2m
44 539,160936,345411,782
440/4 539,160936,345411,782
46 14,298--
45 37,04037,751135,919
450/3 14,01216,231107,645
454/9 23,02721,52028,273
47/48 4.1m2.1m1.2m
492/3 --1,699
Income statement
70/76A 2.1m1.7m1.7m
70 1.7m1.5m10,484
74 476,997254,9531.7m
60/66A 2.2m1.8m1.8m
60 293--
61 249,517146,107219,608
62 160,109153,315132,188
630 1.5m1.3m1.2m
635/8 --48,966-
640/8 294,833289,479284,486
9901 -40,364-88,754-70,562
75/76B --35,866
75 45,34533,28535,866
752/9 45,34533,28535,866
65/66B 336,297271,296185,850
65 336,297271,296185,850
650 328,028231,413-
652/9 8,27039,883185,850
9903 -331,316-326,765-220,546
780 847847847
67/77 7,26412,28443,075
670/3 7,26412,28543,075
77 -1-
9904 -337,733-338,201-262,774
789 2,5422,5422,542
9905 -335,191-335,659-260,232
Appropriation of the result
9906 2.9m3.3m3.6m
14P 3.3m3.6m3.9m
Social balance sheet
9087 221.8
Men (FTE)1003 --1.8
Hours worked1013 --3,078
Document PDFPDFPDF

The notes to these accounts have 60 items, including the statement of assets and debts, the cost breakdown and rights and commitments. You find them in the accounts filed with the NBB.

Source: Annual accounts 2025 at the NBB, filed on 28-07-2026.

Download as CSV

Filings

each dot is a set of accounts, on the day it reached the National Bank
Financial year Type Filed Reference Document
31-12-2025 full format 28-07-2026 2026-00369843 PDF
31-12-2024 unclassified schema 15-07-2025 2025-00291556 PDF
31-12-2023 unclassified schema 23-07-2024 2024-00290243 PDF

Key figures and ratios

per financial year, computed from the annual accounts
Line Trend202520242023
1.9m5.5m30.5m
-65,95923,506-
-2.4%-6.1%-
--60.3%
---2.1%
-1.3%-1.4%-1.3%

A Belgian filing has no cash-flow statement. Cash flow is therefore an approximation, derived from the income statement. Investment is the acquisitions in the notes and, without them, the balance-sheet move.

Social balance sheet

Item31-12-2023
Employees at the balance-sheet date2
full-time2
in full-time equivalents2
1.8
On a permanent contract2
Joined2
Left0

Source: social balance sheet in the 2023 annual accounts

Securities and guarantees

on own assets and for others
Item202520242023
Debts secured on the company's own assets€8.6m€8.7m€4.9m
-€13.4m€13.4m
Carrying value of the mortgaged assets-€11.4m€6.8m
€5.0m€5.0m€5.3m

Source: notes to the 2023 to 2025 annual accounts (statement of debts and off-balance-sheet rights and commitments)

Investments

fixed assets acquired
Item202520242023
Tangible fixed assets€1.9m€5.5m€22.3m
Intangible fixed assets--€8.3m
€1.5m€1.3m€1.2m

Source: notes to the 2023 to 2025 annual accounts (statement of fixed assets)

Auditor

fees

The auditor is PRAGMA AUDIT.

Item202520242023
Fee for the audit€2,900€2,800€2,800
Other work by the auditor--€4,300

Source: notes to the 2023 to 2025 annual accounts (relations with the auditor)

Insights on FZ IMMO

The operating result for 2025 is a loss of €40,364, smaller than the loss of €88,754 in 2024.

Large changes and their cause
  • 2024 Turnover +13,801% on 2023. Part of FACOZINC GROUP received in a demerger, Official Gazette 06-07-2023, in the previous financial year. That operation now counts for a full year for the first time.

Next steps

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