FYTO
ActiveFYTO has been active since 1999 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €33k and a net result of €5k. Equity is growing by ~13.1% per year across the filed fiscal years. Its solvency ranks better than 47% of 4416 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.7% (low).
Checked score
Score 2025
81
/ 100
Excellent▼ -13 vs 2024
The score combines four axes. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability76▼-24
Solvency68▼-23
Growth78=
Stability100
Bankruptcy probability, 12 months
0.7%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €3k at 30 days acceptable
Liquidity tight (current ratio 1.45 against 1.83 in 2024), and 62.4% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 81
Relative position
BE, all sectors
reference
Sector 81
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
neutral · Filed after the deadline
The financial year that closed on 30-06-2025 was due by 31-01-2026 and was filed on 11-02-2026, 11 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filingsDeviation from the deadline
2025
11 d late
2024
1 d early
2023
306 d late
2022
on the day
2021
50 d late
2020
2 d early
2019
25 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 30-06-2026 and is due by 31-01-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
30-06-2026 close14-09-2026 today31-01-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€33k▲ 18.0%
2024 · €28k
2019: €18k
2020: €17k
2021: €4k
2022: €21k
2023: €17k
2024: €28k
2019 → 2025
Total assets
€89k▲ 55.6%
2024 · €57k
2019: €108k
2020: €48k
2021: €62k
2022: €54k
2023: €51k
2024: €57k
2019 → 2025
Net result
€5k▼ 54.4%
2024 · €11k
2019: €243
2020: €-302
2021: €-13k
2022: €16k
2023: €-3k
2024: €11k
2019 → 2025
Working capital
€25k▲ 5.0%
2024 · €24k
2019: €5k
2020: €10k
2021: €-7k
2022: €13k
2023: €11k
2024: €24k
2019 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€4k-€21k▲ 369%€17k▼ 16.6%€28k▲ 64.9%€33k▲ 18.0%
Operating result€-9k-€11k€936▼ 91.8%€19k▲ 1,877%€13k▼ 27.8%
Net result€-13k-€16k€-3k€11k€5k▼ 54.4%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result falls in 2025; 2025 is 28% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €89k
Fixed assets
€9k▲ 84.7%
Current assets
€80k▲ 53.1%
Equity and liabilities €89k
Equity
€33k▲ 18.0%
Debt
€55k▲ 92.7%
The debt ratio rises from 50.4% to 62.4%: debt grows faster than equity.
Key figures and ratios
EBITDA
€16k▼
2024 · €21k
Cash flow
€8k▼
2024 · €13k
Solvency
37.6%▼
2024 · 49.6%
Current ratio
1.45▼
2024 · 1.83
Quick ratio
1.45▼
2024 · 1.83
Debt / equity
1.66▲
2024 · 1.01
ROE
15.2%▼
2024 · 39.4%
ROA
5.7%▼
2024 · 19.5%
Interest coverage
12.54▲
2024 · 9.92
Debt
€55k▲
2024 · €29k
Debt ≤ 1 year
€55k▲
2024 · €29k
Income taxes
€8k▲
2024 · €6k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€57k€89k▲
Fixed assets21/28€5k€9k▲
Tangible fixed assets22/27€5k€9k▲
Plant, machinery and equipment23€4k€6k▲
Furniture and vehicles24-€3k
Other tangible fixed assets26€476-
Current assets29/58€52k€80k▲
Amounts receivable after more than one year29€20k€20k=
Other amounts receivable291€20k€20k=
Amounts receivable within one year40/41€29k€51k▲
Trade receivables40€12k€30k▲
Other amounts receivable41€17k€21k▲
Cash at bank and in hand54/58€1k€8k▲
Deferred charges and accrued income490/1€2k€1k▼
Equity and liabilities
Total equity and liabilities10/49€57k€89k▲
Equity10/15€28k€33k▲
Contributions10/11€19k€19k=
Reserves13€9k€15k▲
Non-distributable reserves130/1€2k€2k=
Reserves not available under the articles1311€2k€2k=
Tax-exempt reserves132€8k€8k=
Distributable reserves133-€5k
Profit (loss) carried forward14€230€230=
Amounts payable17/49€29k€55k▲
Amounts payable within one year42/48€29k€55k▲
Trade debts44€12k€43k▲
Suppliers440/4€12k€43k▲
Taxes, remuneration and social security45€11k€12k▲
Taxes450/3€11k€12k▲
Other amounts payable47/48€6k-
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€2k€3k▲
Other operating charges640/8€3k€3k▲
Gross operating margin9900€24k€19k▼
Operating profit (loss)9901€19k€13k▼
Financial income75/76B€1k€857▼
Recurring financial income75€1k€857▼
Financial charges65/66B€2k€1k▼
Recurring financial charges65€2k€1k▼
Profit (loss) for the period before taxes9903€18k€13k▼
Income taxes67/77€6k€8k▲
Profit (loss) for the period9904€11k€5k▼
Profit (loss) for the period to be appropriated9905€11k€5k▼
Appropriation of the result
Profit (loss) to be appropriated9906€230€5k▲
Profit (loss) brought forward from the previous period14P€-11k€230▲
Transfer to equity691/2-€5k
To other reserves6921-€5k
The notes to these accounts (6 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
11-02
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 11 days late
2025
30-01
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
02-12
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 306 days late
30-06
Financial
Back to profitnet €11k
Net result €11k after one loss-making year.
2023
31-01
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
30-06
Financial
Back to profitnet €16k
Net result €16k after 2 loss-making years.
22-03
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 50 days late
2021
30-06
Financial
Weakest financial yearnet €-13k
Net result drops to €-13k, the lowest in the series; recovery starts the following year.
29-01
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
25-02
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 25 days late
2019
29-01
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2017
22-12
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
31-01
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
We have established no sitting directors for this company. We derive directors from published Gazette acts; while there are none, or none read, nothing appears here. That does not mean the company has none: the CBE keeps its own list of function holders, which we do not read.
Location & real-estate footprint
Registered office, Wommelgem · 1 establishment unit since 1999
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Oelegemsteenweg 732160 WommelgemGround area
1,694 m²
Building footprint
170 m²
Volume, LiDAR
986 m³
Parcel 11052B0274/00M000, Flanders · tallest building 9.0 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
FYTO
since 19992.090.698.903
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 11052B0274/00M000 | Flanders | 1,694 m² | 1 · 170 m² | 9.0 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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TBM CONSTRUCT
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Of 21,156 companies in sector 81300 we hold annual accounts for 4,345. 3,434 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company (pre-2019)
Founded19-03-1999
Fiscal year end30-06
Activities, NACEBEL
01410Raising of dairy cattle
81300Landscape service activities
Sources
Crossroads Bank for EnterprisesNational Bank · 26 filingsAddress and cadastre registers
Data from official sources, last processed on 12-09-2026. Scores and ratios are computed by Checked and are not a credit decision.