Fysiolab
ActiveFysiolab has been active since 2020 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €91k and a net result of €90k. Equity is growing by ~11% per year across the filed fiscal years. Its solvency ranks better than 29% of 16527 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.2% (very low).
Checked score
Score 2025
78
/ 100
Excellent
The score weighs solvency, liquidity, profitability and financial development. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability100=
Solvency60▼-10
Growth78=
Track record100
Bankruptcy probability, 12 months
0.2%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €7k at 30 days acceptable
Liquidity ample (current ratio 1.51 against 1.8 in 2024; short-term debt: 64.6% and cash: 75% of total assets), but 64.6% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Seven signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 86
Relative position
BE, all sectors
reference
Sector 86
lower
← fewer bankruptcies
more bankruptcies →
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
35.4%
Return on assets
35%
Age of the figures
9 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 12-03-2026, 141 days ahead of the deadline.
NBB · 6 filingsDeviation from the deadline
2025
141 d early
2024
18 d late
2023
33 d early
2022
129 d early
2021
74 d early
2020
33 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
22-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€91k▼ 32.5%
2024 · €135k
2020: €35k
2021: €101k
2022: €172k
2023: €102k
2024: €135k
2020 → 2025
Total assets
€257k▼ 13.2%
2024 · €296k
2020: €59k
2021: €158k
2022: €252k
2023: €149k
2024: €296k
2020 → 2025
Net result
€90k▼ 32.7%
2024 · €134k
2020: €34k
2021: €66k
2022: €71k
2023: €101k
2024: €134k
2020 → 2025
Working capital
€85k▼ 33.8%
2024 · €129k
2020: €39k
2021: €98k
2022: €166k
2023: €94k
2024: €129k
2020 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€101k-€172k▲ 70.4%€102k▼ 40.6%€135k▲ 31.9%€91k▼ 32.5%
Operating result€89k-€95k▲ 6.9%€129k▲ 35.9%€173k▲ 33.9%€121k▼ 30.0%
Net result€66k-€71k▲ 7.8%€101k▲ 42.4%€134k▲ 32.2%€90k▼ 32.7%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result falls in 2025; 2025 is 30% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €257k
Fixed assets
€6k▼ 3.7%
Current assets
€252k▼ 13.4%
Equity and liabilities €257k
Equity
€91k▼ 32.5%
Debt
€166k▲ 3.0%
The debt ratio rises from 54.5% to 64.6%. Equity is lower and debt is higher.
Key figures and ratios
EBITDA
€124k▼
2024 · €176k
Cash flow
€93k▼
2024 · €137k
Solvency
35.4%▼
2024 · 45.5%
Current ratio
1.51▼
2024 · 1.80
Quick ratio
1.51▼
2024 · 1.80
Debt / equity
1.83▲
2024 · 1.20
ROE
98.9%▼
2024 · 99.3%
ROA
35.0%▼
2024 · 45.1%
Interest coverage
103.36▼
2024 · 156.54
Debt
€166k▲
2024 · €162k
Debt ≤ 1 year
€166k▲
2024 · €162k
Income taxes
€30k▼
2024 · €38k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€296k€257k▼
Fixed assets21/28€6k€6k▼
Tangible fixed assets22/27€6k€6k▼
Plant, machinery and equipment23€6k€6k▼
Current assets29/58€291k€252k▼
Amounts receivable within one year40/41€41k€58k▲
Trade receivables40€41k€58k▲
Cash at bank and in hand54/58€249k€193k▼
Deferred charges and accrued income490/1€177€277▲
Equity and liabilities
Total equity and liabilities10/49€296k€257k▼
Equity10/15€135k€91k▼
Contributions10/11€1k€1k=
Reserves13€134k€90k▼
Distributable reserves133€134k€90k▼
Profit (loss) carried forward14€0€0=
Amounts payable17/49€162k€166k▲
Amounts payable within one year42/48€162k€166k▲
Trade debts44€43k€45k▲
Suppliers440/4€43k€45k▲
Taxes, remuneration and social security45€8k€7k▼
Taxes450/3€8k€7k▼
Other amounts payable47/48€111k€114k▲
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€3k€3k▼
Other operating charges640/8€2k€2k▲
Gross operating margin9900€178k€126k▼
Operating profit (loss)9901€173k€121k▼
Financial charges65/66B€1k€1k▲
Recurring financial charges65€1k€1k▲
Profit (loss) for the period before taxes9903€172k€120k▼
Income taxes67/77€38k€30k▼
Profit (loss) for the period9904€134k€90k▼
Profit (loss) for the period to be appropriated9905€134k€90k▼
Appropriation of the result
Profit (loss) to be appropriated9906€134k€90k▼
Transfer from equity791/2€101k€134k▲
Transfer to equity691/2€134k€90k▼
To other reserves6921€134k€90k▼
Profit to be distributed694/7€101k€134k▲
Return on contributions (dividend)694€101k€134k▲
The notes to these accounts (5 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
12-03
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
18-08
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 18 days late
2024
31-12
Financial
Highest result since 2020net €134k ▲32.2%
Operating result €173k, net result €134k, both a record.
28-06
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
24-03
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
31-12
Financial
Equity above €150kEq €172k ▲70.4%
3 profitable years in a row build equity to €172k.
18-05
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
31-12
Financial
Equity above €100kEq €101k ▲189%
2 profitable years in a row build equity to €101k.
28-06
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Schoten · 2 establishment units since 2020
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Sparrenlaan 692900 SchotenGround area
2.2 ha
Building footprint
7,931 m²
Volume, LiDAR
87,865 m³
2 parcels, Flanders · tallest building 25.4 m, ±4 floors. Linked by address, not a title deed.
2 establishment units
Desguinlei 17-19, 2018 Antwerpen
since 20202.305.010.208
Fysiolab
since 20202.305.010.307
2 parcels
Flanders
2
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 11809I2170/00E011 | Flanders | 2.1 ha | 1 · 7,802 m² | 25.4 m · 4 fl. |
| 11040D0242/00K004 | Flanders | 1,133 m² | 1 · 129 m² | 16.1 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1 · via establishment units: 1
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Public money · subsidies and aid
Flemish government
2025 · 1 entry · 9,000 EUR awarded · 9,000 EUR paid| Year | Entries | awarded | paid |
|---|---|---|---|
| 2025 | 1 | 9,000 EUR | 9,000 EUR |
Schemes
Subsidies voor internationaal ondernemen
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Of 12,689 companies in sector 86951 we hold annual accounts for 2,142. 1,879 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded07-07-2020
Fiscal year end31-12
Activities, NACEBEL
86905Human health activities
86951Physiotherapy
13929Manufacture of textiles
47740Retail trade
47741Retail sale of medical and orthopaedic goods, excluding prescription glasses and lenses
Sources
Crossroads Bank for EnterprisesNational Bank · 6 filingsAddress and cadastre registers
Data from official sources, last processed on 22-09-2026. Scores and ratios are computed by Checked and are not a credit decision.