FYSIOCONCEPT
ActiveFYSIOCONCEPT has been active since 2011 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €40k and a net result of €2k. Equity remains stable across the filed fiscal years (±0.6% per year). Its solvency ranks better than 42% of 2295 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.2% (very low).
Checked score
Score 2025
62
/ 100
Healthy
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability49▼-4
Solvency42▲+2
Growth72▼-1
Track record100
Bankruptcy probability, 12 months
0.2%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €2k at 30 days acceptable
Liquidity short (current ratio 0.44 against 0.1 in 2024; short-term debt: 11.4% and cash: 1.2% of total assets), and 82.9% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Seven signals. The signal on the left, the evidence on the right.
−lowers risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 93
Relative position
BE, all sectors
reference
Sector 93
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
17.1%
Return on assets
1%
Age of the figures
9 mo
lowers risk · Growing equity
Reported equity is higher than in 2023 and did not fall compared with 2024. These amounts do not establish the cause of the change.
NBB · annual accounts 2025Equity per financial year
1819202122232425
2018 to 2025 · latest year €40k
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 06-08-2026, 6 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filingsDeviation from the deadline
2025
6 d late
2024
1 d early
2023
30 d late
2022
on the day
2021
20 d early
2020
9 d early
2019
1 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
23-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Turnover
€624k▲ 5.2%
2024 · €593k
2018: €352k
2019: €351k
2020: €344k
2021: €403k
2022: €460k
2023: €518k
2024: €593k
2018 → 2025
EBIT margin
4.1%▼ 0.6pp
2024 · 4.7%
2018: 1.4%
2019: 3.6%
2020: 4.7%
2021: 2.0%
2022: 1.6%
2023: 3.7%
2024: 4.7%
2018 → 2025
Net result
€2k▼ 56.2%
2024 · €5k
2018: €-5k
2019: €-2k
2020: €4k
2021: €-3k
2022: €-3k
2023: €1k
2024: €5k
2018 → 2025
Working capital
€-15k▲ 66.3%
2024 · €-44k
2018: €-46k
2019: €-44k
2020: €-28k
2021: €-52k
2022: €-58k
2023: €-37k
2024: €-44k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Turnover€403k-€460k▲ 14.3%€518k▲ 12.6%€593k▲ 14.4%€624k▲ 5.2%
Equity€33k-€31k▼ 7.7%€32k▲ 4.2%€37k▲ 16.1%€40k▲ 6.1%
Operating result€8k-€7k▼ 8.9%€19k▲ 159%€28k▲ 43.7%€25k▼ 9.3%
Net result€-3k-€-3k▲ 16.6%€1k€5k▲ 295%€2k▼ 56.2%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result falls in 2025; 2025 is 9% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €231k
Fixed assets
€220k▼ 11.0%
Current assets
€12k▲ 126%
Equity and liabilities €231k
Equity
€40k▲ 6.1%
Debt
€192k▼ 10.7%
The debt ratio falls from 85.2% to 82.9%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€56k▼
2024 · €57k
Cash flow
€33k▼
2024 · €34k
Solvency
17.1%▲
2024 · 14.8%
Current ratio
0.44▲
2024 · 0.10
Quick ratio
0.44▲
2024 · 0.10
Debt / equity
4.84▼
2024 · 5.75
ROE
5.7%▼
2024 · 13.9%
ROA
1.0%▼
2024 · 2.1%
Interest coverage
3.11▼
2024 · 3.56
Debt
€192k▼
2024 · €215k
Debt ≤ 1 year
€26k▼
2024 · €49k
Debt > 1 year
€165k=
2024 · €165k
Income taxes
€5k▼
2024 · €7k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€252k€231k▼
Fixed assets21/28€247k€220k▼
Tangible fixed assets22/27€246k€219k▼
Land and buildings22€232k€208k▼
Plant, machinery and equipment23€6k€5k▼
Furniture and vehicles24€4k€3k▼
Other tangible fixed assets26€4k€3k▼
Financial fixed assets28€750€750=
Current assets29/58€5k€12k▲
Amounts receivable within one year40/41€2k€7k▲
Trade receivables40€487€4k▲
Other amounts receivable41€2k€2k▲
Cash at bank and in hand54/58-€3k
Deferred charges and accrued income490/1€3k€2k▼
Equity and liabilities
Total equity and liabilities10/49€252k€231k▼
Equity10/15€37k€40k▲
Contributions10/11€6k€6k=
Reserves13€31k€33k▲
Distributable reserves133€31k€33k▲
Amounts payable17/49€215k€192k▼
Amounts payable after more than one year17€165k€165k=
Financial debts170/4€165k€165k=
Amounts payable within one year42/48€49k€26k▼
Current portion of amounts payable after more than one year42€35k€6k▼
Financial debts43€2k-
Credit institutions430/8€2k-
Trade debts44€3k€16k▲
Suppliers440/4€3k€16k▲
Taxes, remuneration and social security45€9k€4k▼
Taxes450/3€9k€4k▼
Income statement
Code20242025
Turnover70€593k€624k▲
Goods, raw materials, services and sundry goods60/61€535k€568k▲
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€29k€30k▲
Other operating charges640/8€12k€6k▼
Gross operating margin9900€69k€61k▼
Operating profit (loss)9901€28k€25k▼
Financial income75/76B€5€2▼
Recurring financial income75€5€2▼
Financial charges65/66B€16k€18k▲
Recurring financial charges65€16k€18k▲
Profit (loss) for the period before taxes9903€12k€7k▼
Income taxes67/77€7k€5k▼
Profit (loss) for the period9904€5k€2k▼
Profit (loss) for the period to be appropriated9905€5k€2k▼
Appropriation of the result
Profit (loss) to be appropriated9906€4k€2k▼
Profit (loss) brought forward from the previous period14P€-1k-
Transfer to equity691/2€4k€2k▼
To other reserves6921€4k€2k▼
The notes to these accounts (9 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
06-08
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 6 days late
2025
30-07
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
31-12
Financial
Highest result since 2018net €5k ▲295%
Operating result €28k, net result €5k, both a record.
30-08
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 30 days late
2023
31-12
Financial
Back to profitnet €1k
Net result €1k after 2 loss-making years.
31-07
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
11-07
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
22-07
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
31-12
Financial
Back to profitnet €4k
Net result €4k after 2 loss-making years.
30-07
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2019
30-07
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2018
24-07
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
2017
16-08
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema · 16 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
4 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Antwerpen · 1 establishment unit since 2011
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Hulgenrodestraat 372150 AntwerpenGround area
375 m²
Building footprint
130 m²
Volume, LiDAR
700 m³
Parcel 11007B0052/00V002, Flanders · tallest building 10.5 m, ±1 floor. Linked by address, not a title deed.
1 establishment unit
Fysioconcept
since 20112.234.645.418
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 11007B0052/00V002 | Flanders | 375 m² | 1 · 130 m² | 10.4 m · 1 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
REVARCHI
BE 0821.878.327
Aalst · Eq €40k
ECURIES UGO BERRITTELLA
BE 0755.355.232
Fleurus · Eq €40k
M.K.M services
BE 0788.608.713
Oostrozebeke · Eq €40k
JR STYLING
BE 0812.329.072
Laakdal · Eq €38k
Les Gazelles de Bruxelles
BE 0555.737.546
Anderlecht · Eq €41k
Of 3,876 companies in sector 93199 we hold annual accounts for 606. 450 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded01-02-2011
Fiscal year end31-12
Activities, NACEBEL
93199Other sports activities
Sources
Crossroads Bank for EnterprisesNational Bank · 15 filingsAddress and cadastre registers
Data from official sources, last processed on 23-09-2026. Scores and ratios are computed by Checked and are not a credit decision.