Fysio-S
ActiveFysio-S has been active since 2022 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €92k and a net result of €18k. Equity is growing by ~32.1% per year across the filed fiscal years. Its solvency ranks better than 90% of 16511 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.2% (very low).
Checked score
Score 2025
96
/ 100
Excellent
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability92▼-8
Solvency100=
Growth52=
Track record94
Bankruptcy probability, 12 months
0.2%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €8k at 30 days acceptable
Liquidity ample (current ratio 18.25; short-term debt: 5.4% and cash: 80.7% of total assets), and 5.4% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 86
Relative position
BE, all sectors
reference
Sector 86
lower
← fewer bankruptcies
more bankruptcies →
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
94.6%
Return on assets
18.9%
Age of the figures
9 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 02-06-2026, 59 days ahead of the deadline.
NBB · 4 filingsDeviation from the deadline
2025
59 d early
2024
33 d early
2023
5 d early
2022
on the day
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
21-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€92k▲ 20.4%
2024 · €76k
2022: €31k
2023: €51k
2024: €76k
2022 → 2025
Total assets
€97k▲ 26.1%
2024 · €77k
2022: €42k
2023: €54k
2024: €77k
2022 → 2025
Net result
€18k▼ 28.3%
2024 · €26k
2022: €28k
2023: €20k
2024: €26k
2022 → 2025
Working capital
€90k▲ 20.6%
2024 · €75k
2022: €31k
2023: €48k
2024: €75k
2022 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line2022202320242025Trend
Equity€31k-€51k▲ 63.3%€76k▲ 50.3%€92k▲ 20.4%
Operating result€35k-€26k▼ 26.5%€33k▲ 28.4%€24k▼ 26.9%
Net result€28k-€20k▼ 29.9%€26k▲ 29.7%€18k▼ 28.3%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result falls in 2025; 2025 is 27% below 2024 and is the lowest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €97k
Fixed assets
€2k▲ 8.9%
Current assets
€95k▲ 26.5%
Equity and liabilities €97k
Equity
€92k▲ 20.4%
Debt
€5k▲ 658%
The debt ratio rises from 0.9% to 5.4%. Equity and debt are higher.
Key figures and ratios
EBITDA
€25k▼
2024 · €34k
Cash flow
€19k▼
2024 · €26k
Solvency
94.6%▼
2024 · 99.1%
Current ratio
18.25
Quick ratio
18.25
Debt / equity
0.06▲
2024 · 0.01
ROE
19.9%▼
2024 · 33.5%
ROA
18.9%▼
2024 · 33.2%
Interest coverage
32.01▼
2024 · 35.62
Debt
€5k▲
2024 · €691
Debt ≤ 1 year
€5k▲
2024 · €681
Income taxes
€5k▼
2024 · €7k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€77k€97k▲
Fixed assets21/28€2k€2k▲
Tangible fixed assets22/27€2k€2k▲
Plant, machinery and equipment23€2k€2k▲
Current assets29/58€75k€95k▲
Amounts receivable within one year40/41€661€5k▲
Other amounts receivable41€661€5k▲
Cash at bank and in hand54/58€62k€78k▲
Deferred charges and accrued income490/1€13k€12k▼
Equity and liabilities
Total equity and liabilities10/49€77k€97k▲
Equity10/15€76k€92k▲
Contributions10/11€3k€3k=
Reserves13€73k€89k▲
Distributable reserves133€73k€89k▲
Profit (loss) carried forward14-€0
Amounts payable17/49€691€5k▲
Amounts payable within one year42/48€681€5k▲
Trade debts44€31€2k▲
Suppliers440/4€31€2k▲
Taxes, remuneration and social security45€650€643▼
Taxes450/3€650€643▼
Remuneration and social security454/9€0-
Other amounts payable47/48-€3k
Accrued charges and deferred income492/3€10€10=
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€926€1k▲
Other operating charges640/8€435€614▲
Gross operating margin9900€35k€26k▼
Operating profit (loss)9901€33k€24k▼
Financial income75/76B€39€3▼
Recurring financial income75€39€3▼
Financial charges65/66B€963€796▼
Recurring financial charges65€963€796▼
Profit (loss) for the period before taxes9903€32k€24k▼
Income taxes67/77€7k€5k▼
Profit (loss) for the period9904€26k€18k▼
Profit (loss) for the period to be appropriated9905€26k€18k▼
Appropriation of the result
Profit (loss) to be appropriated9906€26k€18k▼
Transfer to equity691/2€26k€16k▼
To other reserves6921€26k€16k▼
Profit to be distributed694/7-€3k
Return on contributions (dividend)694-€3k
The notes to these accounts (6 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
02-06
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
31-12
Financial
Weakest financial yearnet €18k ▼28.3%
Net result drops to €18k, the lowest in the series.
28-06
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
31-12
Financial
Liquidity times 6current ratio 110.72
Current ratio from 17.91 to 110.72; short-term debt falls from €3k to €681.
26-07
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
31-12
Financial
Liquidity times 5current ratio 17.91
Current ratio from 3.98 to 17.91; short-term debt falls from €10k to €3k.
31-07
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Roosdaal · 1 establishment unit since 2022
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Molenstraat 11A1760 RoosdaalGround area
1,514 m²
Building footprint
197 m²
Volume, LiDAR
68 m³
Parcel 23097C0114/00D000, Flanders · tallest building 6.4 m. Linked by address, not a title deed.
1 establishment unit
Fysio-S
since 20222.330.354.625
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 23097C0114/00D000 | Flanders | 1,514 m² | 1 · 197 m² | 6.4 m |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Public money · subsidies and aid
Flemish government
2024 · 1 entry · 691 EUR awarded · 691 EUR paid| Year | Entries | awarded | paid |
|---|---|---|---|
| 2024 | 1 | 691 EUR | 691 EUR |
Schemes
Subsidie voor opleiding en advies voor kmo's en zelfstandigen (kmo-portefeuille)
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Of 12,690 companies in sector 86951 we hold annual accounts for 2,142. 1,877 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded12-04-2022
Fiscal year end31-12
Activities, NACEBEL
86905Human health activities
86951Physiotherapy
85599Other education
Sources
Crossroads Bank for EnterprisesNational Bank · 4 filingsAddress and cadastre registers
Data from official sources, last processed on 20-09-2026. Scores and ratios are computed by Checked and are not a credit decision.