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FYNS-PATRIMOINE

Active
Private limited company (pre-2019)founded 2008active for 18 yearsRue de Velaine(EP) 10, 5101 Namur, BelgiumKBO/BCE: BE 0898.217.723
Summary

The computed 12-month bankruptcy probability of FYNS-PATRIMOINE is 2.1% (moderate). The 2024 annual accounts show equity of €307,834 and a net result of €17,929. Equity has been growing by about 27% per year since 2018. Its solvency ranks better than 52% of 19,157 sector peers (NACE 68, financial year 2024). The company has been active since 2008 and the Belgian Official Gazette contains no insolvency or warning signals.

Overview

Official details

Source: KBO
Status
Active since 29-05-2008 Normal situation
Activity
Renting and operating of own or leased residential real estate, excluding social housing NACE 68201and 1 other
Establishment unit
2.312.959.852 5101 Namur, since 01-01-2021
Financial year end
31 December
Peppol
Reachable since 30-03-2026

Board and ownership

Board
  • BOUHANE BouchaibDirector

Financial position

54 Fair Checked score 2024
Bankruptcy probabilitywithin 12 months
2.1%
Annual accounts 2024
Turnover
€144,480
▲ 5.3%
Profit
€17,929
▼ 58.5%
Equity
€307,834
▲ 6.2%
Total assets
€919,935
▼ 4.7%
  • 2025 accounts not filed, 96 days past the deadline
Score breakdownraises riskFigures for financial year 2024 (filed on 03-09-2025)Liquidity: current ratio 0.00, cash €6, halvedlowers riskSize: turnover €144,480, total assets €919,935Sector: Real estate activities (NACE 68)Show the evidence

Checked score

Score 2024
54 / 100
Fair
Probability in this band: 1.5% to 4.2%
Financially stronger than 47% of micro companies in real estate (NACE 68)
Financial strength · tick: 2023
Average
Solvency 58+3
equity 33.5% of total assets
Liquidity 28-3
short-term debt 45.5% · cash 0.0%
Profitability 68-10
return on assets 1.9%
Bankruptcy probability within 12 months
2.1% Moderate
0%0.5%1.5%4%10%≥ 25%

About 2 in 100 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.2% (26,630 companies, NACE 68, micro)
Last 24 months 12-2024: 0.4%lowest value 01-2025: 0.5%▲ +0.1 percentage points vs 12-2024 02-2025: 0.5%● unchanged vs 01-2025 03-2025: 0.5%● unchanged vs 02-2025 04-2025: 0.5%● unchanged vs 03-2025 05-2025: 0.5%● unchanged vs 04-2025 06-2025: 0.5%● unchanged vs 05-2025 07-2025: 0.6%▲ +0.1 percentage points vs 06-2025 08-2025: 1.0%▲ +0.4 percentage points vs 07-2025 09-2025: 1.3%▲ +0.3 percentage points vs 08-2025 10-2025: 0.5%▼ -0.8 percentage points vs 09-2025 11-2025: 0.5%● unchanged vs 10-2025 12-2025: 0.5%● unchanged vs 11-2025 01-2026: 0.5%● unchanged vs 12-2025 02-2026: 0.5%● unchanged vs 01-2026 03-2026: 0.5%● unchanged vs 02-2026 04-2026: 0.5%● unchanged vs 03-2026 05-2026: 0.5%● unchanged vs 04-2026 06-2026: 0.5%● unchanged vs 05-2026 07-2026: 0.5%● unchanged vs 06-2026 08-2026: 1.0%▲ +0.5 percentage points vs 07-2026 09-2026: 1.2%▲ +0.2 percentage points vs 08-2026 10-2026: 2.1%▲ +0.9 percentage points vs 09-2026highest value 11-2026: 2.1%● unchanged vs 10-2026highest value
Credit of up to €14,000 on 30-day terms, only on tighter conditions: an expected filing is missing beyond Checked's processing allowance
Liquidity is insufficient, with a current ratio of 0.0 (0.0 in 2023), below 1. Short-term debt is 45.5% and cash 0% of total assets. 66.5% of the assets are financed with debt and provisions.
Calculation

The band follows from the bankruptcy probability. 10 more points roughly halve it.

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 68, micro). It does better than 52% of them on solvency, 21% on liquidity, 54% on profitability and 61% on growth.

The bankruptcy probability was computed on 03-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).

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The scores and ratios are Checked's own calculations, not a credit decision.

Signals

Six signals.
lowers riskraises risk
raises risk · Figures for financial year 2024 (filed on 03-09-2025)
NBB · annual accounts
raises risk · Liquidity: current ratio 0.00, cash €6, halved
NBB · annual accounts
lowers risk · Size: turnover €144,480, total assets €919,935
Companies of this size fail less often. How much that weighs depends on the rest of the company's profile.
NBB · annual accounts
lowers risk · Sector: Real estate activities (NACE 68)
KBO
raises risk · Annual accounts not filed
The financial year that closed on 31-12-2025 was due at the National Bank by 31-07-2026. Nothing is on record, 96 days later.
NBB · 10 filings
Position against the passed deadline
31-12-2025 year end31-07-2026 deadline04-11-2026 today
raises risk · 2024 accounts filed 27 days late
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 27-08-2025, 27 days later. Nearly half (47%) of Belgian companies file late; of those that file 1 to 90 days late, 2.0% are now bankrupt, dissolved or in another special legal status, against 1.66% of all filers. A delay like this does not count in the score.
NBB · 10 filings
Deviation from the deadline
2025
not filed
2024
27 days late
2023
2 days early
2022
27 days late
2021
2 days early
2020
41 days late
2019
97 days late
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

The company filed its last 6 accounts on average 31 days after the deadline. In the sector (NACE 68), the median for financial year 2024 was 7 days before the deadline, and 36% of those companies filed late.

Searched, nothing found (1)
neutral · No strike-offs in the KBO publications
That holds for every publication since 2021.
KBO publications

Key points

  • Positive: 6 profitable years in a rowprofit 2024: €17,929 6 years View
  • Higher gross margin than 80% of companies in real estatesector median €39,910 · 19,102 companies €135,677 View

Recent changes

  1. · Gazette deed Incorporation
All 15 events

Comparable companies

These companies have the same main activity as FYNS-PATRIMOINE: renting and operating of own or leased residential real estate, excluding social housing (NACE 68201). They are comparable in size and age: total assets between €855,000 and €1m, founded between 2006 and 2009.

CompanyTotal assetsGross margin
FYNS-PATRIMOINE Namur€0.9m€0.1m
CIERS COOKING SERVICE Deinze€1.0m€0.1m
LC SERVICES Brussel€0.9m€0.2m
EYCKDAEL Sint-Genesius-Rode€1.0m€0.1m
VIA PONTE Aalter€1.0m€0.1m
WHITE WATER INVESTMENT Chimay€0.9m€0.2m
FRAEYE PROJECTS Sint-Martens-Latem€1.0m€0.1m
Full comparison

Key facts about FYNS-PATRIMOINE

What is the company number of FYNS-PATRIMOINE?
The company number of FYNS-PATRIMOINE is 0898.217.723. The VAT number is the same number with BE in front: BE 0898.217.723.
Where is FYNS-PATRIMOINE based?
The registered office is at Rue de Velaine(EP) 10, 5101 Namur.Company details
What does FYNS-PATRIMOINE do?
According to the KBO register, the main activity is renting and operating of own or leased residential real estate, excluding social housing (NACE 68201).
What is the legal form of FYNS-PATRIMOINE?
The legal form of FYNS-PATRIMOINE is Private limited company (pre-2019) (BVBA).
When was FYNS-PATRIMOINE founded?
FYNS-PATRIMOINE was founded on 29-05-2008.
Is FYNS-PATRIMOINE still active?
Yes, FYNS-PATRIMOINE is an active enterprise in the KBO register.
What is the turnover of FYNS-PATRIMOINE?
The turnover of FYNS-PATRIMOINE was €144,480 in financial year 2024, according to the filed annual accounts.Financials
Is FYNS-PATRIMOINE profitable?
In financial year 2024, FYNS-PATRIMOINE made a profit of €17,929.
Where can I find the annual accounts of FYNS-PATRIMOINE?
FYNS-PATRIMOINE filed 16 annual accounts with the National Bank of Belgium, the latest for financial year 2024.

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