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FyndUp

Active
Private limited companyfounded 20233 yrs activeKolomstraat 1A, 1080 Sint-Jans-Molenbeek, BelgiumKBO/BCE: BE 0805.390.901
Summary

FyndUp has been active since 2023 and the Belgian State Gazette contains no insolvency or warning signals. The 2024 annual accounts show equity of €20,062 and a net result of €17,375. The computed 12-month bankruptcy probability is 1.4% (low).

Checked score

Score 2024
Axes · tick = 2023
Profitability100▲+100
Solvency100=
Growth78
Track record94
Bankruptcy probability, 12 months
1.4% Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €1,500 at 30 days acceptable
Liquidity ample (current ratio 6.2; short-term debt: 16.1% and cash: 70.1% of total assets), and 16.1% of the assets are financed with debt.
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Signals

Four signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation date
Age against the risk zone
highest failure risk from 2 to 8 years 3 years 0 10 y
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 63
Relative position
BE, all sectors
reference
Computing infrastructure, data processing, hosting and other information service activities (NACE 63)
about 52% fewer bankruptcies
← fewer bankruptcies more bankruptcies →
raises risk · Higher-failure-rate region
In this region companies fail more often than in the rest of the country.
KBO · registered office
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 26-06-2026, 35 days ahead of the deadline.
NBB · 3 filings
Deviation from the deadline
2025
35 d early
2024
22 d early
2023
12 d early
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

This company filed its last 3 accounts on average 23 days before the deadline; the sector median for financial year 2024 is 10 days before the deadline, and 32% of the sector filed late.

Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. Usually files around 9 July (3 of the last 3 filed years within 30 days of that day).
Companies Code · seven months
Position in the running window
30-09-2026 today31-12-2026 close31-07-2027 deadline
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage

History

FyndUp was incorporated on 1 September 2023 as a Private limited company.1 The company has filed 3 sets of annual accounts, the latest for fiscal year 2025.2

  1. 1Crossroads Bank for Enterprises
  2. 2National Bank, annual accounts 2025

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Financials · fiscal year 2024, micro schema

Equity
€20,062▲ 647%
2023 · €2,687
Total assets
€23,919▲ 732%
2023 · €2,873
Net result
€17,375
2023 · -€3,513
Working capital
€20,062▲ 646%
2023 · €2,690
Trend over the years
In euros
In euros
No line ticked in this group.

Untick a line to hide it. Point at a year (or use the arrow keys on the chart) for the exact figures; the table below gives them all.Sector: the middle half (P25 to P75) of NACE 63, Computing infrastructure, data processing, hosting and other information service activities, each year against the same schema; no band under 30 filings. Dashed line: the median. Available for Net result, Equity, Total assets, Working capital.

Every figure with its change against the fiscal year before
favourable unfavourable
Line20232024
Operating result-€3,577-€21,171
Net result-€3,513below the sector's middle half-€17,375within the sector's middle half
Equity€2,687below the sector's middle half-€20,062within the sector's middle half▲ 647%
Total assets€2,873below the sector's middle half-€23,919below the sector's middle half▲ 732%
Debt€187-€3,857▲ 1,968%
Working capital€2,690below the sector's middle half-€20,062within the sector's middle half▲ 646%
Solvency83.9%above the sector's middle half
Current ratio6.20above the sector's middle half
Return on assets (ROA)72.6%above the sector's middle half
above within below the middle half (P25 to P75) of NACE 63, Computing infrastructure, data processing, hosting and other information service activities, each year against the same schema; no band under 30 filings.
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
-€10,000€0€10,000€20,000Operating result 2023: -€3,577-€3,577Net result 2023: -€3,513-€3,513Operating result 2024: €21,171€21,171Net result 2024: €17,375€17,37520232024-€10,000€0€10,000€20,000Operating result 2023: -€3,577-€3,580Net result 2023: -€3,513-€3,510Operating result 2024: €21,171€21,200Net result 2024: €17,375€17,40020232024
The operating result returns to profit in 2024: €21,171 after a loss of €3,577 in 2023.
Balance-sheet composition
2024 in colour, 2023 as the grey bar beneath
Equity and liabilities €23,919
Equity €20,062 ▲ 647%
Debt €3,857 ▲ 1,968%
Debt's share of the balance-sheet total rises from 6.5% to 16.1%. Equity and debt are higher.
Key figures and ratios
2024 value · change against 2023
EBITDA
€21,171▲
2023 · -€2,365
Cash flow
€17,375▲
2023 · -€2,300
Debt to equity
0.19
ROE
86.6%
Interest coverage
96.82▲
2023 · -140.17
Debt ≤ 1 year
€3,857▲
2023 · €184
Income taxes
€3,589
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.

Peer companies

Historical observation

Of the 39,278 companies that looked in July 2024 the way this one looks now, 1.8% went bankrupt within 24 months and 96% are still going.

  • Micro
  • 2 to 5 years old
  • solvency 30% or more
  • a profit of 5% of the balance sheet or more
1.8% went bankrupt
2.3% stopped otherwise
96% still going

A further 0.1% stopped, but we cannot tell whether within those 24 months.

For this company itself Checked computes a bankruptcy probability of 1.4% over twelve months; the group does not contradict it.

How reliable is this rule?

Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,340 companies of July 2024 its group's bankruptcy share. Expected: 1.6%; actually bankrupt within 24 months: 1.7%.

The companies in ten equal groups, from lowest to highest expected share.
Group Expected Actual
1 0.2% 0.2%
2 0.3% 0.5%
3 0.5% 0.6%
4 0.7% 0.8%
5 0.9% 1.0%
6 1.3% 1.5%
7 1.6% 1.8%
8 1.8% 1.8%
9 3.0% 3.1%
10 5.6% 6.2%

The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 74% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.

An observation about 39,278 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.

Annual accounts
Filed annual accounts As filed with the NBB · 2024 against 2023 · 32 lines
Balance sheet Code20232024
Assets
Total assets20/58€2,873€23,919▲
Current assets29/58€2,873€23,919▲
Amounts receivable within one year40/41€2€6,461▲
Trade receivables40€2€5,533▲
Other amounts receivable41-€927
Cash at bank and in hand54/58€2,452€16,755▲
Deferred charges and accrued income490/1€419€702▲
Equity and liabilities
Total equity and liabilities10/49€2,873€23,919▲
Equity10/15€2,687€20,062▲
Contributions10/11€6,200€6,200=
Profit (loss) carried forward14-€3,513€13,862▲
Amounts payable17/49€187€3,857▲
Amounts payable within one year42/48€184€3,857▲
Trade debts44€151€70▼
Suppliers440/4€151€70▼
Taxes, remuneration and social security45€33€3,786▲
Taxes450/3€33€3,786▲
Accrued charges and deferred income492/3€3€0▼
Income statement Code20232024
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€1,213€0▼
Other operating charges640/8€384€787▲
Gross operating margin9900-€1,980€21,958▲
Operating profit (loss)9901-€3,577€21,171▲
Financial income75/76B€81€12▼
Recurring financial income75€81€12▼
Financial charges65/66B€17€219▲
Recurring financial charges65€17€219▲
Profit (loss) for the period before taxes9903-€3,513€20,964▲
Income taxes67/77-€3,589
Profit (loss) for the period9904-€3,513€17,375▲
Profit (loss) for the period to be appropriated9905-€3,513€17,375▲
Appropriation of the result
Profit (loss) to be appropriated9906-€3,513€13,862▲
Profit (loss) brought forward from the previous period14P--€3,513

The notes to these accounts (2 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

Line20232024Change
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€1,213€0▼ 100%
Other operating charges640/8€384€787▲ 105%
Gross operating margin9900-€1,980€21,958▲ 1,209%
Operating profit (loss)9901-€3,577€21,171▲ 692%
Financial income75/76B€81€12▼ 85.7%
Recurring financial income75€81€12▼ 85.7%
Financial charges65/66B€17€219▲ 1,196%
Recurring financial charges65€17€219▲ 1,196%
Profit (loss) for the period before taxes9903-€3,513€20,964▲ 697%
Income taxes67/77-€3,589-
Profit (loss) for the period9904-€3,513€17,375▲ 595%
Profit (loss) for the period to be appropriated9905-€3,513€17,375▲ 595%
Line20232024Change
Assets
Total assets20/58€2,873€23,919▲ 732%
Current assets29/58€2,873€23,919▲ 732%
Amounts receivable within one year40/41€2€6,461▲ 288,324%
Trade receivables40€2€5,533▲ 246,922%
Other amounts receivable41-€927-
Cash at bank and in hand54/58€2,452€16,755▲ 583%
Deferred charges and accrued income490/1€419€702▲ 67.6%
Equity and liabilities
Total equity and liabilities10/49€2,873€23,919▲ 732%
Equity10/15€2,687€20,062▲ 647%
Contributions10/11€6,200€6,200=
Profit (loss) carried forward14-€3,513€13,862▲ 495%
Amounts payable17/49€187€3,857▲ 1,968%
Amounts payable within one year42/48€184€3,857▲ 1,997%
Trade debts44€151€70▼ 53.7%
Suppliers440/4€151€70▼ 53.7%
Taxes, remuneration and social security45€33€3,786▲ 11,536%
Taxes450/3€33€3,786▲ 11,536%
Accrued charges and deferred income492/3€3€0▼ 100%
Line20232024Change
Profit (loss) for the period9904-€3,513€17,375▲ 595%
+ Depreciation and write-downs630€1,213€0▼ 100%
Operating cash flow (approximation)-€2,300€17,375▲ 855%
Change in cash-€14,303-

Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.

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Timeline · acts, filings and financial milestones

Next filing, fiscal year 2026, expected by 31-07-2027
2026
26-06
NBB filing Annual accounts filed
fiscal year 2025 · micro schema
06-05
State Gazette act Capital & shares · Statutes amendment
Capital contribution · Share issue · Power of attorney10 facts ▸
  • General meeting, 28-04-2026
  • Other statement, renonciation à l'établissement du rapport d'émission, PREMIERE RESOLUTION
  • Capital contribution
  • Other statement, renonciation au droit de souscription préférentielle, TROISIÈME RESOLUTION
  • Share issue, souscription et libération des nouvelles actions, 100
  • Other statement, constatation de la réalisation de l'apport supplémentaire, CINQUIÈME RESOLUTION
  • Statutes amendment, 6
  • Power of attorney
  • Power of attorney
  • Other statement, extrait délivré avant enregistrement, article 173, 1° bis du Code des Droits d'Enregistrement
2025
09-07
NBB filing Annual accounts filed
fiscal year 2024 · micro schema
2024
31-12
Financial Back to profitnet €17,375
Net result €17,375 after one loss-making year.
19-07
NBB filing Annual accounts filed
fiscal year 2023 · micro schema
Financial milestoneState Gazette actNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
1 of 4 acts read
About the unread acts

Of the 4 Belgian State Gazette acts we know for this company, 1 has been read. The other 3 have not been read yet: what they contain is neither established nor disproved here.

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Directors · office · real estate

Directors
4 acts for this company are in the Belgian State Gazette, of which we have read 1. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Sint-Jans-Molenbeek · 1 establishment unit since 2023
seat establishment approximate The establishment unit on the map
Ground area
1.5 ha
Building footprint
1.2 ha
Volume, LiDAR
125,040 m³
2 parcels, Brussels · tallest building 34.4 m, ±2 floors. Linked by address, not a title deed.
292 companies at this address See who is registered here
1 establishment unit
Blue Wall Agency
Sint Michielswarande 30, 1040 EtterbeekComputer programming, consultancy and related activities
since 20232.350.041.269
2 parcels
Brussels 2 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
21362B0253/02F000 Brussels 1.3 ha 1 · 1.1 ha 34.4 m · 2 fl.
21522B0623/00L000 Brussels 2,442 m² 1 · 406 m² 19.8 m · 2 fl.
Linked by address, not proof of ownership
Good to know
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.

Similar companies · same sector, comparable size

Of 2,726 companies in sector 63100 we hold annual accounts for 1,273. 749 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector

Identification & contact

Identification
Legal formPrivate limited company
Founded01-09-2023
Fiscal year end31-12
Activities, NACEBEL 2025
62100Computer programming
63100Computing infrastructure, data processing, hosting and related activities
73110Advertising agencies
62200Computer consultancy and computer facilities management
70200Business and other management consultancy
73300Public relations and communication consultancy
82990Other business support services
96999Other personal services
E-invoicing
Reachable via Peppol
Peppol ID 0208:0805390901
Also 9925:BE0805390901
Registered 03-02-2026

If you follow this company, Checked tells you the day it leaves the Peppol register.

Register as of 30 September 2026 · Peppol Directory

Scores and ratios are computed by Checked and are not a credit decision.