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FYNAMICS

Active
Private limited company (pre-2019)founded 20197 yrs activeKouterstraat 9, 3052 Oud-Heverlee, BelgiumKBO/BCE: BE 0719.558.569
Summary

FYNAMICS has been active since 2019 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €150,513 and a net result of -€1,755. Equity remains stable across the filed fiscal years (±1.1% per year). Its solvency ranks better than 91% of 20890 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is < 0.1% (very low).

Overview

Activity
Computer consultancy and computer facilities management
NACE 62200IT consultancy NACE 62020
1 site
Size
€162,833total assets 2025
Equity
€150,513
Loss
-€1,755
Turnover not published (abridged schema)
Financial health
95 Excellent Checked score 2025
Bankruptcy chance 12 m
< 0.1%
Structure
Accounts filed 28 d late0 of 1 deed read
Why 95+ Sector Computer programming, consultancy and related activities (NACE 62)+ Liquidity: current ratio 12.69, cash €63,986+ Equity €150,513 (92.4% of total assets)+ Size: total assets €162,833Show the evidence

Checked score

Score 2025
95 / 100
Excellent
Probability in this band: under 0.55%
Better than 58% of its sector peers (NACE 62, micro)
Performance against the sector, not lower risk
Financial strength · tick = 2024
Strong
Solvency 100=
equity 92.4% of total assets
Liquidity 99-1
short-term debt 7.6% · cash 39.3%
Profitability 37+37
return on assets -1.1%
Bankruptcy probability, 12 months
< 0.1% Very low
0%0.5%1.5%4%10%≥ 25%

Fewer than 1 in 1,000 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.1% (25,833 companies)
Last 24 months 11-2024: < 0.1% 12-2024: < 0.1%● 0.0% vs 11-2024 01-2025: < 0.1%▼ -7.4% vs 12-2024lowest value 02-2025: < 0.1%▲ +4.0% vs 01-2025 03-2025: < 0.1%● 0.0% vs 02-2025 04-2025: < 0.1%● 0.0% vs 03-2025 05-2025: < 0.1%● 0.0% vs 04-2025 06-2025: < 0.1%● 0.0% vs 05-2025 07-2025: < 0.1%▲ +11.5% vs 06-2025 08-2025: < 0.1%▲ +48.3% vs 07-2025 09-2025: < 0.1%▲ +11.6% vs 08-2025 10-2025: 0.1%▲ +50.0% vs 09-2025 11-2025: 0.1%● 0.0% vs 10-2025 12-2025: 0.1%● 0.0% vs 11-2025 01-2026: 0.1%● 0.0% vs 12-2025 02-2026: 0.1%▲ +2.8% vs 01-2026 03-2026: 0.1%▲ +2.7% vs 02-2026 04-2026: 0.1%▲ +1.3% vs 03-2026 05-2026: 0.1%▼ -1.3% vs 04-2026 06-2026: 0.1%▲ +1.3% vs 05-2026 07-2026: 0.1%▲ +7.8% vs 06-2026 08-2026: 0.2%▲ +102% vs 07-2026highest value 09-2026: < 0.1%▼ -75.6% vs 08-2026 10-2026: < 0.1%● 0.0% vs 09-2026
  • Sector Computer programming, consultancy and related activities (NACE 62) lowers the probability
  • Liquidity: current ratio 12.69, cash €63,986 lowers the probability
  • Equity €150,513 (92.4% of total assets) lowers the probability
  • Size: total assets €162,833 lowers the probability for this profile
Credit up to €14,000 at 30 days acceptable
Liquidity ample (current ratio 12.69; short-term debt: 7.6% and cash: 39.3% of total assets), and 7.6% of the assets are financed with debt.
How it is calculated

The band comes from the bankruptcy probability on a scale of 0 to 100: every 10 points more double the odds of getting through the year without bankruptcy.

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Place inside the band: half the bankruptcy probability, half how the company does against its sector peers (NACE 62, micro). Better than this share of them on solvency 85%, liquidity 91%, profitability 18%, growth against the median 38%. That is performance, not lower risk; the band itself always comes from the probability.

Bankruptcy probability: model pd-v3.202610021621, computed on 05-10-2026. The model learns from Belgian bankruptcies and reads the registers, the annual accounts and the gazette.

Ceilings: negative or zero equity, a heavy loss, a special KBO legal situation and a missing filing 59 (two missing 44), an ongoing judicial reorganisation or an ending 24. Financial strength does not count in the score.

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Signals

Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Sector Computer programming, consultancy and related activities (NACE 62)
In the bankruptcy model this factor lowers the probability.
KBO
lowers risk · Liquidity: current ratio 12.69, cash €63,986
In the bankruptcy model this factor lowers the probability.
NBB · annual accounts
lowers risk · Equity €150,513 (92.4% of total assets)
In the bankruptcy model this factor lowers the probability.
NBB · annual accounts
lowers risk · Size: total assets €162,833
In the bankruptcy model this factor lowers the probability for this profile.
NBB · annual accounts
raises risk · Persistent losses
Two consecutive loss-making years (2024 and 2025); equity is also lower. May indicate structural pressure on profitability.
NBB · annual accounts 2025
Net result per financial year
19202122232425
2019 to 2025 · latest year -€1,755
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 28-08-2026, 28 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 7 filings
Deviation from the deadline
2025
28 d late
2024
56 d late
2023
26 d late
2022
21 d early
2021
58 d early
2020
8 d early
2019
61 d late
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

This company filed its last 7 accounts on average 12 days after the deadline; the sector median for financial year 2024 is 9 days before the deadline, and 33% of the sector filed late.

Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. Usually files around 27 August (4 of the last 5 filed years within 48 days of that day).
Companies Code · seven months
Position in the running window
06-10-2026 today31-12-2026 close31-07-2027 deadline
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage
  1. Annual accounts filedfiscal year 2025 · micro…
  2. Annual accounts filedfiscal year 2024 · micro…
  3. Weakest financial yearnet -€50,301

Key points

  • Caution: Among the weakest 16% on net resultsector median €28,724 · 20,897 companies -€1,755 View
  • Caution: 2 loss-making years in a rowloss fiscal year 2025 -€1,755 View
  • Total assets 20256 fiscal years filed €162,833 View

By topic

Financials

Fiscal year
2025
Total assets
€162,833
Loss
-€1,755
Solvency
92.4%
Total assets▲ 6.4%
Net result
20192025
Go to Financials

Timeline

Events
13
Since
2020
Next accounts
by 31-07-2027
  1. 28-08-2026Annual accounts filed
  2. 25-09-2025Annual accounts filed
  3. 31-12-2024Weakest financial year
Go to Timeline

Company details

Sites
1
Legal form
Private limited company (pre-2019)
Activity
Computer consultancy and computer facilities managementNACE 62200
Founded
29-01-2019
Year ends
31-12
Peppol
Reachable for e-invoices
Go to Company details

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