FYMACO
ActiveSummary
FYMACO has been active since 1994 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €611,028 and a net result of €42,513. Equity is growing by ~5.8% per year across the filed fiscal years. Its solvency ranks better than 58% of 8737 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.1% (very low).
Checked score
Score 2025
Axes · tick = 2024
Profitability74=
Solvency86▲+7
Growth78=
Track record100
Bankruptcy probability, 12 months
0.1%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €45,000 at 30 days acceptable
Liquidity short (current ratio 0.3 against 0.82 in 2024; short-term debt: 9.4% and cash: 0.9% of total assets), and 38.9% of the assets are financed with debt.
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Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 70
Relative position
BE, all sectors
reference
Activities of head offices; management consultancy activities (NACE 70)
about 69% fewer bankruptcies
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
61.1%
Return on assets
4.3%
Age of the figures
9 mo
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 31-08-2026, 31 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filingsDeviation from the deadline
2025
31 d late
2024
21 d late
2023
9 d early
2022
24 d late
2021
30 d late
2020
31 d late
2019
76 d late
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
This company filed its last 7 accounts on average 29 days after the deadline; the sector median for financial year 2024 is 9 days before the deadline, and 32% of the sector filed late.
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
27-09-2026 today31-12-2026 close31-07-2027 deadline
History
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Financials · fiscal year 2025, abbreviated schema
Source amounts without an identifiable currency are assumed to be EUR.
Turnover
Not included in this filing
EBIT margin
Not included in this filing
Net result
€42,513▼ 9.5%
2024 · €46,951
Working capital
-€66,213▼ 302%
2024 · -€16,481
Trend over the years
Click a name to add, emphasise or remove a line.
Every figure with its change against the fiscal year before
favourable
unfavourable
Line20212022202320242025
Operating result€69,280€17,590▼ 74.6%€68,096▲ 287%€70,733▲ 3.9%€65,640▼ 7.2%
Net result€44,884€11,143▼ 75.2%€46,937▲ 321%€46,951=€42,513▼ 9.5%
Equity€463,485▲ 10.7%€474,628▲ 2.4%€521,565▲ 9.9%€568,515▲ 9.0%€611,028▲ 7.5%
Total assets€1.0m▲ 2.4%€982,402▼ 3.3%€979,755▼ 0.3%€1.1m▲ 7.4%€999,237▼ 5.0%
Debt€552,448▼ 3.7%€507,774▼ 8.1%€458,191▼ 9.8%€483,431▲ 5.5%€388,209▼ 19.7%
Working capital-€377,965▼ 8.6%-€75,235▲ 80.1%-€30,853▲ 59.0%-€16,481▲ 46.6%-€66,213▼ 302%
Staff (FTE)0.5=0.5=0.5=0.5=0.5=
Result per fiscal year
Operating resultNet result
The operating result falls in 2025; 2025 is 7% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €999,237
Fixed assets
€971,237 ▼ 0.4%
Current assets
€28,001 ▼ 63.4%
Equity and liabilities €999,237
Equity
€611,028 ▲ 7.5%
Debt
€388,209 ▼ 19.7%
Debt's share of the balance-sheet total falls from 46.0% to 38.9%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€71,347▼
2024 · €74,632
Cash flow
€48,220▼
2024 · €50,850
Current ratio
0.30▼
2024 · 0.82
Debt to equity
0.64▼
2024 · 0.85
ROE
7.0%▼
2024 · 8.3%
ROA
4.3%▼
2024 · 4.5%
Interest coverage
18.85▼
2024 · 27.81
Debt ≤ 1 year
€94,214▲
2024 · €92,893
Debt > 1 year
€293,995▼
2024 · €390,234
Income taxes
€20,750▼
2024 · €22,472
Staff costs
€1,110▼
2024 · €1,433
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Annual accounts
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Non-recurring operating income76A | €0 | - | - | - | - | - |
| Remuneration, social security and pensions62 | €5,231 | €5,688 | €2,776 | €1,433 | €1,110 | ▼ 22.6% |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €3,873 | €3,038 | €3,000 | €3,899 | €5,707 | ▲ 46.4% |
| Write-downs on stocks, contracts in progress and trade receivables: additions (reversals)631/4 | - | €883 | - | - | -€883 | - |
| Other operating charges640/8 | €1,394 | €1,736 | €968 | €1,015 | €3,082 | ▲ 204% |
| Gross operating margin9900 | €79,778 | €28,934 | €74,840 | €77,079 | €74,656 | ▼ 3.1% |
| Operating profit (loss)9901 | €69,280 | €17,590 | €68,096 | €70,733 | €65,640 | ▼ 7.2% |
| Financial income75/76B | €925 | €1,617 | €1,399 | €1,374 | €1,408 | ▲ 2.5% |
| Recurring financial income75 | €925 | €1,617 | €1,399 | €1,374 | €1,408 | ▲ 2.5% |
| Financial charges65/66B | €18,233 | €3,811 | €2,697 | €2,684 | €3,785 | ▲ 41.0% |
| Recurring financial charges65 | €18,233 | €3,811 | €2,697 | €2,684 | €3,785 | ▲ 41.0% |
| Profit (loss) for the period before taxes9903 | €51,971 | €15,396 | €66,798 | €69,422 | €63,263 | ▼ 8.9% |
| Income taxes67/77 | €7,087 | €4,253 | €19,862 | €22,472 | €20,750 | ▼ 7.7% |
| Profit (loss) for the period9904 | €44,884 | €11,143 | €46,937 | €46,951 | €42,513 | ▼ 9.5% |
| Profit (loss) for the period to be appropriated9905 | €44,884 | €11,143 | €46,937 | €46,951 | €42,513 | ▼ 9.5% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Assets | ||||||
| Total assets20/58 | €1.0m | €982,402 | €979,755 | €1.1m | €999,237 | ▼ 5.0% |
| Fixed assets21/28 | €880,387 | €949,863 | €935,597 | €975,535 | €971,237 | ▼ 0.4% |
| Tangible fixed assets22/27 | €5,207 | €8,458 | €5,457 | €44,021 | €38,314 | ▼ 13.0% |
| Land and buildings22 | - | - | - | €40,194 | €35,948 | ▼ 10.6% |
| Plant, machinery and equipment23 | €185 | - | - | - | - | - |
| Furniture and vehicles24 | €3,458 | €4,978 | €3,578 | €2,447 | €1,411 | ▼ 42.3% |
| Other tangible fixed assets26 | €1,564 | €3,479 | €1,879 | €1,380 | €955 | ▼ 30.7% |
| Financial fixed assets28 | €875,180 | €941,405 | €930,140 | €931,514 | €932,922 | ▲ 0.2% |
| Current assets29/58 | €135,546 | €32,539 | €44,158 | €76,412 | €28,001 | ▼ 63.4% |
| Amounts receivable within one year40/41 | €132,824 | €25,905 | €41,646 | €71,466 | €13,565 | ▼ 81.0% |
| Trade receivables40 | €68,368 | €25,905 | €41,535 | €71,466 | €13,379 | ▼ 81.3% |
| Other amounts receivable41 | €64,456 | - | €112 | - | €185 | - |
| Cash at bank and in hand54/58 | €0 | €6,500 | €1,890 | €4,506 | €9,314 | ▲ 107% |
| Deferred charges and accrued income490/1 | €2,722 | €134 | €622 | €439 | €5,123 | ▲ 1,066% |
| Equity and liabilities | ||||||
| Total equity and liabilities10/49 | €1.0m | €982,402 | €979,755 | €1.1m | €999,237 | ▼ 5.0% |
| Equity10/15 | €463,485 | €474,628 | €521,565 | €568,515 | €611,028 | ▲ 7.5% |
| Contributions10/11 | €145,131 | €145,131 | €145,131 | €145,131 | €145,131 | = |
| Reserves13 | €17,335 | €17,335 | €17,335 | €17,335 | €37,335 | ▲ 115% |
| Non-distributable reserves130/1 | €17,228 | €17,228 | €17,228 | €17,228 | €17,228 | = |
| Reserves not available under the articles1311 | €17,228 | €17,228 | €17,228 | €17,228 | €17,228 | = |
| Tax-exempt reserves132 | €108 | €108 | €108 | €108 | €108 | = |
| Distributable reserves133 | - | - | - | - | €20,000 | - |
| Profit (loss) carried forward14 | €301,019 | €312,162 | €359,099 | €406,050 | €428,562 | ▲ 5.5% |
| Amounts payable17/49 | €552,448 | €507,774 | €458,191 | €483,431 | €388,209 | ▼ 19.7% |
| Amounts payable after more than one year17 | €3,936 | €400,000 | €383,180 | €390,234 | €293,995 | ▼ 24.7% |
| Financial debts170/4 | €3,936 | - | - | €27,054 | €20,329 | ▼ 24.9% |
| Other amounts payable178/9 | - | €400,000 | €383,180 | €363,180 | €273,666 | ▼ 24.6% |
| Amounts payable within one year42/48 | €513,511 | €107,774 | €75,011 | €92,893 | €94,214 | ▲ 1.4% |
| Current portion of amounts payable after more than one year42 | €23,327 | €3,936 | - | €6,397 | €6,725 | ▲ 5.1% |
| Financial debts43 | €72,183 | - | - | - | - | - |
| Credit institutions430/8 | €72,183 | - | - | - | - | - |
| Trade debts44 | €5,393 | €6,425 | €9,108 | €5,375 | €5,602 | ▲ 4.2% |
| Suppliers440/4 | €5,393 | €6,425 | €9,108 | €5,375 | €5,602 | ▲ 4.2% |
| Advances received on contracts in progress46 | - | €2,723 | - | - | - | - |
| Taxes, remuneration and social security45 | €17,024 | €13,962 | €31,979 | €46,602 | €47,847 | ▲ 2.7% |
| Taxes450/3 | €16,908 | €13,956 | €29,555 | €45,253 | €46,597 | ▲ 3.0% |
| Remuneration and social security454/9 | €116 | €6 | €2,424 | €1,349 | €1,250 | ▼ 7.4% |
| Other amounts payable47/48 | €395,583 | €80,728 | €33,924 | €34,519 | €34,040 | ▼ 1.4% |
| Accrued charges and deferred income492/3 | €35,002 | - | - | €305 | - | - |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | €44,884 | €11,143 | €46,937 | €46,951 | €42,513 | ▼ 9.5% |
| + Depreciation and write-downs630 | €3,873 | €3,038 | €3,000 | €3,899 | €5,707 | ▲ 46.4% |
| Operating cash flow (approximation) | €48,757 | €14,181 | €49,937 | €50,850 | €48,220 | ▼ 5.2% |
| Investment in fixed assets (approximation) | - | -€72,514 | €11,265 | -€43,837 | -€1,408 | ▲ 96.8% |
| Change in cash | - | €6,500 | -€4,610 | €2,616 | €4,807 | ▲ 83.8% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
31-08
NBB filing
Annual accounts filed
fiscal year 2025 · abbreviated schema · 31 days late
2025
21-08
NBB filing
Annual accounts filed
fiscal year 2024 · full schema · 21 days late
2024
31-12
Financial
Highest result since 2018net €46,951 ▲0%
Operating result €70,733, net result €46,951, both a record.
22-07
NBB filing
Annual accounts filed
fiscal year 2023 · full schema
2023
31-12
Financial
Equity above €500,000Eq €521,565 ▲9.9%
3 profitable years in a row build equity to €521,565.
24-08
NBB filing
Annual accounts filed
fiscal year 2022 · full schema · 24 days late
2022
30-08
NBB filing
Annual accounts filed
fiscal year 2021 · full schema · 30 days late
2021
31-12
Financial
Back to profitnet €44,884
Net result €44,884 after 2 loss-making years.
31-08
NBB filing
Annual accounts filed
fiscal year 2020 · full schema · 31 days late
2020
31-12
Financial
Weakest financial yearnet -€25,033
Net result drops to -€25,033, the lowest in the series; recovery starts the following year.
15-10
NBB filing
Annual accounts filed
fiscal year 2019 · full schema · 76 days late
2019
31-08
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema · 31 days late
2018
17-10
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema · 78 days late
2017
23-08
NBB filing
Annual accounts filed
fiscal year 2016 · full schema · 23 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 3 acts read
About the unread acts
We know of 3 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
3 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Juprelle · 1 establishment unit since 1994
Ground area
925 m²
Building footprint
127 m²
Volume, LiDAR
755 m³
Parcel 62107B0164/00R003, Wallonia · tallest building 8.5 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
FYMACO
since 19942.068.186.092
1 parcel
Wallonia
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 62107B0164/00R003 | Wallonia | 925 m² | 1 · 127 m² | 8.5 m · 2 fl. |
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Structure & network
Owners and holdings
1 holdingOwners 0
The accounts to 31-12-2025 list no shareholders, and no other source names one.
Holdings 1
-
50%
According to the 2025 annual accounts of FYMACO and those of the other companies, the acts in the Belgian Gazette and the LEI register. The register of ultimate beneficial owners (UBO) is not public: who ultimately stands behind a natural person or a foreign parent is not stated here. A company that does not fill in these statements, or need not, is missing.
Connections & network
No current directors or connected companies found in the register.
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Of 82,642 companies in sector 70200 we hold annual accounts for 52,590. 32,927 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Identification & contact
Identification
Legal formPrivate limited company (pre-2019)
Founded30-08-1994
Fiscal year end31-12
Activities, NACEBEL 2025
70200Business and other management consultancy
49410Freight transport by road
52210Service activities incidental to land transportation
77110Renting and leasing of cars and light motor vehicles
E-invoicing
Reachable via Peppol
Peppol ID
0208:0453317721
Registered
17-12-2025
Register as of 27 September 2026 · Peppol Directory
Scores and ratios are computed by Checked and are not a credit decision.