FYBIS
ActiveFYBIS has been active since 2017 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €120k and a net result of €38k. The figures fluctuate too strongly year-on-year for a reliable trend projection. Its solvency ranks better than 88% of 31662 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.3% (very low).
Checked score
Score 2025
93
/ 100
Excellent
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability100=
Solvency100=
Growth78=
Track record100
Bankruptcy probability, 12 months
0.3%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €11k at 30 days acceptable
Liquidity ample (current ratio 8.61 against 3.89 in 2024; short-term debt: 10.1% and cash: 27.9% of total assets), and 10.4% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Seven signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 70
Relative position
BE, all sectors
reference
Sector 70
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
89.6%
Return on assets
28%
Age of the figures
12 mo
lowers risk · Growing equity
Reported equity is higher than in 2023 and did not fall compared with 2024. These amounts do not establish the cause of the change.
NBB · annual accounts 2025Equity per financial year
1819202122232425
2018 to 2025 · latest year €120k
neutral · Latest accounts filed on time
The financial year that closed on 30-09-2025 was due by 30-04-2026 and was filed on 03-04-2026, 27 days ahead of the deadline.
NBB · 8 filingsDeviation from the deadline
2025
27 d early
2024
35 d early
2023
25 d early
2022
62 d early
2021
79 d early
2020
62 d early
2019
85 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 30-09-2026 and is due by 30-04-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
22-09-2026 today30-09-2026 close30-04-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€120k▲ 45.4%
2024 · €83k
2018: €34k
2019: €44k
2020: €41k
2021: €24k
2022: €6k
2023: €36k
2024: €83k
2018 → 2025
Total assets
€134k▲ 22.5%
2024 · €110k
2018: €57k
2019: €60k
2020: €52k
2021: €37k
2022: €56k
2023: €62k
2024: €110k
2018 → 2025
Net result
€38k▼ 19.3%
2024 · €47k
2018: €28k
2019: €11k
2020: €-3k
2021: €-17k
2022: €19k
2023: €18k
2024: €47k
2018 → 2025
Working capital
€103k▲ 35.0%
2024 · €77k
2018: €40k
2019: €49k
2020: €38k
2021: €20k
2022: €3k
2023: €36k
2024: €77k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€24k-€6k▼ 74.6%€36k▲ 484%€83k▲ 128%€120k▲ 45.4%
Operating result€-17k-€22k€27k▲ 18.9%€66k▲ 147%€53k▼ 20.1%
Net result€-17k-€19k€18k▼ 9.3%€47k▲ 164%€38k▼ 19.3%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result falls in 2025; 2025 is 20% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €134k
Fixed assets
€17k▲ 166%
Current assets
€117k▲ 13.5%
Equity and liabilities €134k
Equity
€120k▲ 45.4%
Debt
€14k▼ 48.0%
The debt ratio falls from 24.5% to 10.4%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€56k▼
2024 · €68k
Cash flow
€41k▼
2024 · €49k
Solvency
89.6%▲
2024 · 75.5%
Current ratio
8.61▲
2024 · 3.89
Quick ratio
8.61▲
2024 · 3.89
Debt / equity
0.12▼
2024 · 0.32
ROE
31.2%▼
2024 · 56.2%
ROA
28.0%▼
2024 · 42.4%
Interest coverage
59.34▼
2024 · 381.04
Debt
€14k▼
2024 · €27k
Debt ≤ 1 year
€14k▼
2024 · €26k
Income taxes
€18k▼
2024 · €20k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€110k€134k▲
Fixed assets21/28€6k€17k▲
Tangible fixed assets22/27€6k€17k▲
Plant, machinery and equipment23-€2k
Furniture and vehicles24€5k€14k▲
Other tangible fixed assets26€1k€948▼
Current assets29/58€103k€117k▲
Amounts receivable within one year40/41€57k€72k▲
Trade receivables40€21k€4k▼
Other amounts receivable41€36k€69k▲
Cash at bank and in hand54/58€41k€37k▼
Deferred charges and accrued income490/1€5k€7k▲
Equity and liabilities
Total equity and liabilities10/49€110k€134k▲
Equity10/15€83k€120k▲
Contributions10/11€19k€19k=
Reserves13€64k€102k▲
Distributable reserves133€64k€102k▲
Amounts payable17/49€27k€14k▼
Amounts payable within one year42/48€26k€14k▼
Financial debts43€1k€490▼
Credit institutions430/8€1k€490▼
Trade debts44€7k€5k▼
Suppliers440/4€7k€5k▼
Taxes, remuneration and social security45€18k€8k▼
Taxes450/3€18k€8k▼
Remuneration and social security454/9€0-
Accrued charges and deferred income492/3€368€374▲
Income statement
Code20242025
Non-recurring operating income76A-€977
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€2k€3k▲
Other operating charges640/8€677€442▼
Gross operating margin9900€69k€56k▼
Operating profit (loss)9901€66k€53k▼
Financial income75/76B€1k€3k▲
Recurring financial income75€1k€3k▲
Financial charges65/66B€178€939▲
Recurring financial charges65€178€939▲
Profit (loss) for the period before taxes9903€67k€55k▼
Income taxes67/77€20k€18k▼
Profit (loss) for the period9904€47k€38k▼
Profit (loss) for the period to be appropriated9905€47k€38k▼
Appropriation of the result
Profit (loss) to be appropriated9906€47k€38k▼
Transfer to equity691/2€47k€38k▼
To other reserves6921€47k€38k▼
The notes to these accounts (9 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
08-09
State Gazette act
Board meeting · Registered-office moveBoard meeting · Registered-office move · Power of attorney3 facts ▸
State Gazette act
Board meeting · Registered-office move
Board meeting · Registered-office move · Power of attorney3 facts ▸
- Board meeting, 2026-06-30
- Registered-office move, 1000 Bruxelles, Avenue de l'Uruguay 22 boîte 1D
- Power of attorney, SA PYXIS & CO
03-04
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
30-09
Financial
Liquidity doublescurrent ratio 8.61
Current ratio from 3.89 to 8.61; short-term debt falls from €26k to €14k.
30-09
Financial
Equity above €100kEq €120k ▲45.4%
4 profitable years in a row build equity to €120k.
26-03
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
30-09
Financial
Highest result since 2018net €47k ▲164%
Operating result €66k, net result €47k, both a record.
05-04
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
30-09
Financial
Liquidity doublescurrent ratio 2.43
Current ratio from 1.07 to 2.43; short-term debt falls from €49k to €25k.
27-02
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
30-09
Financial
Back to profitnet €19k
Net result €19k after 2 loss-making years.
10-02
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
30-09
Financial
Weakest financial yearnet €-17k
Net result drops to €-17k, the lowest in the series; recovery starts the following year.
27-02
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
05-02
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2019
27-03
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
Financial milestoneState Gazette actNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
5 acts for this company are in the Belgian State Gazette, of which we have read 1. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Brussel · 1 establishment unit since 2017
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Uruguaylaan 221000 BrusselGround area
840 m²
Building footprint
307 m²
Volume, LiDAR
4,330 m³
Parcel 21822R0506/00F004, Brussels · tallest building 18.3 m, ±5 floors. Linked by address, not a title deed.
1 establishment unit
FYBIS
since 20172.268.833.661
1 parcel
Brussels
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 21822R0506/00F004 | Brussels | 840 m² | 1 · 307 m² | 18.3 m · 5 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 82,569 companies in sector 70200 we hold annual accounts for 52,573. 40,845 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded04-10-2017
Fiscal year end30-09
Activities, NACEBEL
70200Business and other management consultancy
70220Business consulting
82990Other business support services
85592Vocational training
85599Other education
Sources
Crossroads Bank for EnterprisesNational Bank · 8 filingsAddress and cadastre registers
Data from official sources, last processed on 20-09-2026. Scores and ratios are computed by Checked and are not a credit decision.