FVN
ActiveFVN has been active since 2012 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €1.04M and a net result of €341k. Equity is growing by ~35.9% per year across the filed fiscal years. Its solvency ranks better than 81% of 9114 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.6% (low).
Checked score
Score 2025
87
/ 100
Excellent
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability99▲+40
Solvency99▼-1
Growth78=
Track record100
Bankruptcy probability, 12 months
0.6%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €90k at 30 days acceptable
Liquidity ample (current ratio 3.75 against 4.04 in 2024; short-term debt: 26.1% and cash: 31.5% of total assets), and 26.4% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 41
Relative position
BE, all sectors
reference
Sector 41
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
73.6%
Return on assets
24.2%
Age of the figures
9 mo
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 10-06-2026, 51 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
51 d early
2024
66 d early
2023
42 d early
2022
11 d early
2021
24 d early
2020
40 d early
2019
42 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
16-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, abbreviated schema
Equity
€1.04M▲ 25.7%
2024 · €827k
2018: €20k
2019: €86k
2020: €215k
2021: €329k
2022: €514k
2023: €799k
2024: €827k
2018 → 2025
Total assets
€1.41M▲ 28.4%
2024 · €1.10M
2018: €41k
2019: €251k
2020: €1.17M
2021: €1.01M
2022: €949k
2023: €1.47M
2024: €1.10M
2018 → 2025
Net result
€341k▲ 258%
2024 · €95k
2018: €817
2019: €66k
2020: €129k
2021: €114k
2022: €185k
2023: €286k
2024: €95k
2018 → 2025
Working capital
€1.02M▲ 22.8%
2024 · €827k
2018: €20k
2019: €86k
2020: €215k
2021: €329k
2022: €514k
2023: €799k
2024: €827k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€329k-€514k▲ 56.2%€799k▲ 55.6%€827k▲ 3.5%€1.04M▲ 25.7%
Operating result€174k-€284k▲ 62.7%€426k▲ 50.2%€145k▼ 66.0%€540k▲ 272%
Net result€114k-€185k▲ 61.9%€286k▲ 54.6%€95k▼ 66.7%€341k▲ 258%
Turnover and EBIT margin not published: the abbreviated or micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result recovers in 2025; 2025 is 272% above 2024 and is the highest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €1.41M
Fixed assets
€27k
Current assets
€1.38M
Equity and liabilities €1.41M
Equity
€1.04M▲ 25.7%
Debt
€372k▲ 36.7%
The debt ratio rises from 24.8% to 26.4%. Equity and debt are higher.
Key figures and ratios
EBITDA
€542k
Cash flow
€344k
Solvency
73.6%▼
2024 · 75.2%
Current ratio
3.75▼
2024 · 4.04
Quick ratio
3.64▲
2024 · 3.27
Debt / equity
0.36▲
2024 · 0.33
ROE
32.8%▲
2024 · 11.5%
ROA
24.2%▲
2024 · 8.7%
Interest coverage
8.90
Debt
€372k▲
2024 · €272k
Debt ≤ 1 year
€369k▲
2024 · €272k
Income taxes
€163k▲
2024 · €49k
Staff costs
€43k▼
2024 · €44k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€1.10M€1.41M▲
Fixed assets21/28-€27k
Tangible fixed assets22/27-€27k
Plant, machinery and equipment23-€11k
Furniture and vehicles24-€13k
Other tangible fixed assets26-€3k
Financial fixed assets28-€75
Current assets29/58€1.10M€1.38M▲
Amounts receivable after more than one year29€120k€120k=
Other amounts receivable291€120k€120k=
Stocks and contracts in progress3€210k€43k▼
Stocks30/36€210k€43k▼
Amounts receivable within one year40/41€239k€524k▲
Trade receivables40€3k-
Other amounts receivable41€236k€524k▲
Current investments50/53€500k€250k▼
Cash at bank and in hand54/58€28k€445k▲
Deferred charges and accrued income490/1€2k€3k▲
Equity and liabilities
Total equity and liabilities10/49€1.10M€1.41M▲
Equity10/15€827k€1.04M▲
Contributions10/11€19k€19k=
Reserves13€808k€1.02M▲
Distributable reserves133€808k€1.02M▲
Amounts payable17/49€272k€372k▲
Amounts payable within one year42/48€272k€369k▲
Trade debts44€5k€7k▲
Suppliers440/4€5k€7k▲
Taxes, remuneration and social security45€75k€69k▼
Taxes450/3€69k€64k▼
Remuneration and social security454/9€6k€5k▼
Other amounts payable47/48€193k€293k▲
Accrued charges and deferred income492/3-€3k
Income statement
Code20242025
Non-recurring operating income76A-€750
Remuneration, social security and pensions62€44k€43k▼
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630-€3k
Other operating charges640/8€2k€6k▲
Gross operating margin9900€191k€591k▲
Operating profit (loss)9901€145k€540k▲
Financial income75/76B€4k€25k▲
Recurring financial income75€4k€12k▲
Non-recurring financial income76B-€13k
Financial charges65/66B€6k€61k▲
Recurring financial charges65€6k€61k▲
Profit (loss) for the period before taxes9903€144k€504k▲
Income taxes67/77€49k€163k▲
Profit (loss) for the period9904€95k€341k▲
Profit (loss) for the period to be appropriated9905€95k€341k▲
Appropriation of the result
Profit (loss) to be appropriated9906€95k€341k▲
Transfer from equity791/2€68k€129k▲
Transfer to equity691/2€95k€341k▲
To other reserves6921€95k€341k▲
Profit to be distributed694/7€68k€129k▲
Return on contributions (dividend)694€68k€129k▲
Social balance
Average headcount (FTE)90871.01.0=
The notes to these accounts (8 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
10-06
NBB filing
Annual accounts filed
fiscal year 2025 · abbreviated schema
2025
31-12
Financial
Highest result since 2018net €341k ▲258%
Operating result €540k, net result €341k, both a record.
31-12
Financial
Equity above €1MEq €1.04M ▲25.7%
8 profitable years in a row build equity to €1.04M.
26-05
NBB filing
Annual accounts filed
fiscal year 2024 · abbreviated schema
2024
19-06
NBB filing
Annual accounts filed
fiscal year 2023 · abbreviated schema
2023
20-07
NBB filing
Annual accounts filed
fiscal year 2022 · abbreviated schema
2022
31-12
Financial
Equity above €500kEq €514k ▲56.2%
5 profitable years in a row build equity to €514k.
07-07
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
21-06
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
31-12
Financial
Equity above €200kEq €215k ▲149%
3 profitable years in a row build equity to €215k.
19-06
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2019
26-06
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2018
18-06
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
2017
22-06
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
4 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Kasterlee · 1 establishment unit since 2012
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Turnhoutsebaan 1942460 KasterleeGround area
1.1 ha
Building footprint
671 m²
Volume, LiDAR
2,867 m³
2 parcels, Flanders · tallest building 20.2 m, ±1 floor. Linked by address, not a title deed.
1 establishment unit
FVN
since 20122.214.631.051
2 parcels
Flanders
2
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 13017H0874/00K011 | Flanders | 8,791 m² | 1 · 331 m² | 20.2 m · 1 fl. |
| 13017H0874/00F013 | Flanders | 2,602 m² | 1 · 340 m² | 15.4 m · 1 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1 · via establishment units: 1
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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EDDY DEVOS CONSTRUCTIONS
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Of 29,808 companies in sector 41001 we hold annual accounts for 16,038. 6,285 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded05-12-2012
Fiscal year end31-12
Activities, NACEBEL
41001General construction of residential buildings
68121Development of residential building projects
42990Civil engineering
68201Renting and operating of own or leased residential real estate, excluding social housing
Sources
Crossroads Bank for EnterprisesNational Bank · 13 filingsAddress and cadastre registers
Data from official sources, last processed on 15-09-2026. Scores and ratios are computed by Checked and are not a credit decision.
Contact details
1 entryPhone:0475 283 292