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FvH

Active
Private limited companyfounded 201214 yrs activeAchel Statie 65, 3930 Hamont-Achel, BelgiumKBO/BCE: BE 0842.573.672
Summary

FvH has been active since 2012 and the Belgian State Gazette contains no insolvency or warning signals. The 2024 annual accounts show equity of €196,407 and a net result of €55,900. Its solvency ranks better than 39% of 36386 sector peers (fiscal year 2024). The computed 12-month bankruptcy probability is 1.0% (low).

Checked score

Score 2024
Axes
Profitability82
Solvency62
Growth-
Track record85
Bankruptcy probability, 12 months
1.0% Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €13,000 at 30 days acceptable
Liquidity ample (current ratio 2.51; short-term debt: 7.9% and cash: 8% of total assets), but 62.9% of the assets are financed with debt.
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Signals

Three signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 43
Relative position
BE, all sectors
reference
Specialised construction activities (NACE 43)
about 85% more bankruptcies
← fewer bankruptcies more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation date
Age against the risk zone
highest failure risk from 2 to 8 years 14 years 0 20 y
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 25-06-2025, 36 days ahead of the deadline.
NBB · 1 filing
Deviation from the deadline
2024
36 d early
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

This company filed its 2024 accounts 36 days before the deadline; the sector median for financial year 2024 is 1 day before the deadline, and 42% of the sector filed late.

Checked, nothing found (1)
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage

History

On 10 January 2012, FvH was incorporated.1 The company has filed annual accounts once, for fiscal year 2024.2

  1. 1Crossroads Bank for Enterprises
  2. 2National Bank, annual accounts 2024

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Financials · fiscal year 2024, micro schema

Equity
€196,407
Total assets
€529,388
Net result
€55,900
Working capital
€62,722

Turnover and EBIT margin not published: the micro schema does not require them.

Balance-sheet composition
Assets €529,388
Fixed assets €425,000
Current assets €104,388
Equity and liabilities €529,388
Equity €196,407
Debt €332,981
Debt finances 62.9% of the balance-sheet total.
Key figures and ratios
2024 value
EBITDA
€84,271
Cash flow
€56,666
Current ratio
2.51
Debt to equity
1.70
ROE
28.5%
ROA
10.6%
Interest coverage
6.32
Debt ≤ 1 year
€41,666
Debt > 1 year
€289,217
Income taxes
€21,702
Annual accounts
Filed annual accounts As filed with the NBB · 2024 · 45 lines
Balance sheet Code2024
Assets
Total assets20/58€529,388
Fixed assets21/28€425,000
Financial fixed assets28€425,000
Current assets29/58€104,388
Amounts receivable within one year40/41€60,759
Trade receivables40€12,475
Other amounts receivable41€48,285
Cash at bank and in hand54/58€42,267
Deferred charges and accrued income490/1€1,362
Equity and liabilities
Total equity and liabilities10/49€529,388
Equity10/15€196,407
Contributions10/11€1,100
Reserves13€195,134
Distributable reserves133€195,134
Profit (loss) carried forward14€174
Amounts payable17/49€332,981
Amounts payable after more than one year17€289,217
Financial debts170/4€289,217
Amounts payable within one year42/48€41,666
Current portion of amounts payable after more than one year42€25,474
Trade debts44€1,116
Suppliers440/4€1,116
Advances received on contracts in progress46€458
Taxes, remuneration and social security45€14,617
Taxes450/3€11,517
Remuneration and social security454/9€3,100
Accrued charges and deferred income492/3€2,098
Income statement Code2024
Non-recurring operating income76A€44,212
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€766
Other operating charges640/8€1,087
Non-recurring operating charges66A€6,320
Gross operating margin9900€91,678
Operating profit (loss)9901€83,505
Financial income75/76B€7,424
Recurring financial income75€7,424
Financial charges65/66B€13,327
Recurring financial charges65€13,327
Profit (loss) for the period before taxes9903€77,602
Income taxes67/77€21,702
Profit (loss) for the period9904€55,900
Profit (loss) for the period to be appropriated9905€55,900
Appropriation of the result
Profit (loss) to be appropriated9906€56,024
Profit (loss) brought forward from the previous period14P€124
Transfer to equity691/2€55,850
To other reserves6921€55,850

The notes to these accounts (11 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

Line2024
Non-recurring operating income76A€44,212
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€766
Other operating charges640/8€1,087
Non-recurring operating charges66A€6,320
Gross operating margin9900€91,678
Operating profit (loss)9901€83,505
Financial income75/76B€7,424
Recurring financial income75€7,424
Financial charges65/66B€13,327
Recurring financial charges65€13,327
Profit (loss) for the period before taxes9903€77,602
Income taxes67/77€21,702
Profit (loss) for the period9904€55,900
Profit (loss) for the period to be appropriated9905€55,900
Line2024
Assets
Total assets20/58€529,388
Fixed assets21/28€425,000
Financial fixed assets28€425,000
Current assets29/58€104,388
Amounts receivable within one year40/41€60,759
Trade receivables40€12,475
Other amounts receivable41€48,285
Cash at bank and in hand54/58€42,267
Deferred charges and accrued income490/1€1,362
Equity and liabilities
Total equity and liabilities10/49€529,388
Equity10/15€196,407
Contributions10/11€1,100
Reserves13€195,134
Distributable reserves133€195,134
Profit (loss) carried forward14€174
Amounts payable17/49€332,981
Amounts payable after more than one year17€289,217
Financial debts170/4€289,217
Amounts payable within one year42/48€41,666
Current portion of amounts payable after more than one year42€25,474
Trade debts44€1,116
Suppliers440/4€1,116
Advances received on contracts in progress46€458
Taxes, remuneration and social security45€14,617
Taxes450/3€11,517
Remuneration and social security454/9€3,100
Accrued charges and deferred income492/3€2,098
Line2024
Profit (loss) for the period9904€55,900
+ Depreciation and write-downs630€766
Operating cash flow (approximation)€56,666

Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.

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Timeline · acts, filings and financial milestones

2025
25-06
NBB filing Annual accounts filed
fiscal year 2024 · micro schema
NBB filing
0 of 4 acts read
About the unread acts

We know of 4 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.

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Directors · office · real estate

Directors
4 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Hamont-Achel · 1 establishment unit since 2012
seat establishment The establishment unit on the map
Ground area
1,038 m²
Building footprint
98 m²
Volume, LiDAR
635 m³
Parcel 72001A0056/00Y045, Flanders · tallest building 10.2 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
Hovaspan
Achel Statie 65, 3930 Hamont-AchelJoinery installation
since 20122.206.502.352
1 parcel
Flanders 1 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
72001A0056/00Y045 Flanders 1,037 m² 1 · 98 m² 10.2 m · 2 fl.
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.

Similar companies · same sector, comparable size

Of 20,025 companies in sector 43320 we hold annual accounts for 9,138. 7,432 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector

Identification & contact

Identification
Legal formPrivate limited company
Founded10-01-2012
Fiscal year end31-12
Activities, NACEBEL 2025
43320Joinery installation
E-invoicing
Reachable via Peppol
Peppol ID 0208:0842573672
Registered 23-07-2025

Register as of 28 September 2026 · Peppol Directory

Scores and ratios are computed by Checked and are not a credit decision.