FVG Consulting
ActiveSummary
FVG Consulting has been active since 2023 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €488k and a net result of €239k. Equity is growing by ~82.3% per year across the filed fiscal years. Its solvency ranks better than 81% of 31694 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.8% (low).
Checked score
Score 2025
89
/ 100
Excellent
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability100=
Solvency100=
Growth78=
Track record82
Bankruptcy probability, 12 months
0.8%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €40k at 30 days only on tighter terms
Liquidity ample (current ratio 6.04 against 4.36 in 2024; short-term debt: 16.5% and cash: 34.9% of total assets), and 16.5% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 70
Relative position
BE, all sectors
reference
Sector 70
lower
← fewer bankruptcies
more bankruptcies →
raises risk · Young company
A young company has little track record yet and statistically fails more often than an established one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
83.5%
Return on assets
40.9%
Age of the figures
9 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 28-04-2026, 94 days ahead of the deadline.
NBB · 3 filingsDeviation from the deadline
2025
94 d early
2024
28 d early
2023
61 d early
← before the deadline
after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
24-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€488k▲ 96.0%
2024 · €249k
2023: €78k
2024: €249k
2023 → 2025
Total assets
€585k▲ 81.0%
2024 · €323k
2023: €127k
2024: €323k
2023 → 2025
Net result
€239k▲ 40.1%
2024 · €171k
2023: €76k
2024: €171k
2023 → 2025
Working capital
€487k▲ 95.6%
2024 · €249k
2023: €78k
2024: €249k
2023 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line202320242025Trend
Equity€78k-€249k▲ 218%€488k▲ 96.0%
Operating result€95k-€210k▲ 121%€313k▲ 49.1%
Net result€76k-€171k▲ 124%€239k▲ 40.1%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result has risen two years in a row; 2025 is 49% above 2024 and is the highest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €585k
Fixed assets
€938
Current assets
€584k
Equity and liabilities €585k
Equity
€488k ▲ 96.0%
Debt
€97k ▲ 30.5%
Debt's share of the balance-sheet total falls from 22.9% to 16.5%. Equity and debt are higher.
Key figures and ratios
EBITDA
€313k
Cash flow
€239k
Current ratio
6.04▲
2024 · 4.36
Debt to equity
0.20▼
2024 · 0.30
ROE
49.0%▼
2024 · 68.5%
ROA
40.9%▼
2024 · 52.8%
Interest coverage
1069.78
Debt ≤ 1 year
€97k▲
2024 · €74k
Income taxes
€74k▲
2024 · €51k
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2025 against 2024 · 36 lines
Balance sheet
Code20242025
Assets
Total assets20/58€323k€585k▲
Fixed assets21/28-€938
Tangible fixed assets22/27-€938
Furniture and vehicles24-€938
Current assets29/58€323k€584k▲
Amounts receivable within one year40/41€221k€379k▲
Other amounts receivable41€221k€379k▲
Cash at bank and in hand54/58€102k€204k▲
Deferred charges and accrued income490/1€0€22▲
Equity and liabilities
Total equity and liabilities10/49€323k€585k▲
Equity10/15€249k€488k▲
Contributions10/11€2k€2k=
Reserves13€247k€486k▲
Distributable reserves133€247k€486k▲
Amounts payable17/49€74k€97k▲
Amounts payable within one year42/48€74k€97k▲
Trade debts44€2k€2k▲
Suppliers440/4€2k€2k▲
Taxes, remuneration and social security45€73k€94k▲
Taxes450/3€73k€94k▲
Remuneration and social security454/9€0-
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630-€71
Other operating charges640/8€3k€465▼
Gross operating margin9900€213k€313k▲
Operating profit (loss)9901€210k€313k▲
Financial income75/76B€12k€0▼
Recurring financial income75€12k€0▼
Financial charges65/66B€223€293▲
Recurring financial charges65€223€293▲
Profit (loss) for the period before taxes9903€222k€313k▲
Income taxes67/77€51k€74k▲
Profit (loss) for the period9904€171k€239k▲
Profit (loss) for the period to be appropriated9905€171k€239k▲
Appropriation of the result
Profit (loss) to be appropriated9906€171k€239k▲
Transfer to equity691/2€171k€239k▲
To other reserves6921€171k€239k▲
The notes to these accounts (10 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
28-04
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
31-12
Financial
Highest result since 2023net €239k ▲40.1%
Operating result €313k, net result €239k, both a record.
03-07
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
31-12
Financial
Equity above €200kEq €249k ▲218%
2 profitable years in a row build equity to €249k.
31-05
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Sint-Lambrechts-Woluwe · 2 establishment units since 2023
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Roodebeeksteenweg 741200 Sint-Lambrechts-WoluweGround area
3.3 ha
Building footprint
7,477 m²
Volume, LiDAR
126,586 m³
2 parcels, Brussels · tallest building 21.0 m, ±6 floors. Linked by address, not a title deed.
2 establishment units
FVG Consulting
since 20232.352.994.920
FVG Consulting
since 20232.352.995.019
2 parcels
Brussels
2
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 21652E0030/00D002 | Brussels | 3.2 ha | 1 · 7,322 m² | 21.0 m · 6 fl. |
| 21018A0101/00G013 | Brussels | 764 m² | 1 · 155 m² | 12.2 m · 3 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1 · via establishment units: 1
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
1 of these parcels carry protected heritage (source: regional heritage registers, Onroerend Erfgoed / patrimoine.brussels).
Similar companies · same sector, comparable size
ALOPAP
BE 1007.136.647
Sint-Pieters-Leeuw · Eq €488,103
GEOSEB SERVICES
BE 0446.109.928
Koekelberg · Eq €488,132
LOGIMCO
BE 0861.890.926
Herk-de-Stad · Eq €488,059
DB & A MANAGEMENT
BE 0839.779.874
Alveringem · Eq €488,051
Retriev
BE 1005.637.107
Liedekerke · Eq €488,037
Of 82,562 companies in sector 70200 we hold annual accounts for 52,574. 34,831 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded16-10-2023
Fiscal year end31-12
Activities, NACEBEL 2025
70200Business and other management consultancy
82990Other business support services
85592Vocational training
85599Other education
Sources
Crossroads Bank for EnterprisesNational Bank · 3 filingsAddress and cadastre registers
Scores and ratios are computed by Checked and are not a credit decision.