FVE
ActiveSummary
FVE has been active since 2024 and the Belgian Official Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €20,345 and a net result of €17,845. Its solvency ranks better than 72% of 11,720 sector peers (NACE 71, financial year 2025). The computed 12-month bankruptcy probability is below 0.1% (very low).
Overview
- Equity
- €20,345
- Profit
- €17,845
Why 98raises riskFounded in 2024lowers riskSector: Architectural and engineering activities; technical testing and analysis (NACE 71)Liquidity: current ratio 3.64, cash €19,339Equity €20,345 (73.8% of total assets)Show the evidence
Checked score
Fewer than 1 in 1,000 comparable companies go bankrupt within 12 months (an estimate).
How it is calculated
The band follows from the bankruptcy probability, on a scale where 10 more points roughly halve it:
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 71, micro): better than 73% on solvency, 81% on liquidity and 88% on profitability.
The bankruptcy probability was computed on 26-10-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.
Some facts cap the score, however low the probability. Negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late hold it at Fair at most (59); two missing filings, at Weak (44). An ongoing judicial reorganisation or the company's end (bankruptcy, dissolution, liquidation) holds it at Critical at most (24).
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Signals
Searched, nothing found (1)
- Annual accounts filedfinancial year 2025 · micro…
- IncorporationAppointment: VERMEYEN Fréderique Maria Etienne…
Financials · financial year 2025, micro format
Turnover and EBIT margin not published: the micro format does not require them.
Peer companies
Historical observationOf the 39,278 companies that looked in July 2024 the way this one looks now, 1.8% went bankrupt within 24 months and 95.8% are still going.
- Micro
- 2 to 5 years old
- solvency 30% or more
- a profit of 5% of the balance sheet or more
A further 0.1% stopped, but we cannot tell whether within those 24 months.
For this company itself Checked computes a lower bankruptcy probability: < 0.1% over twelve months. The score reads more about this company than the group's four characteristics; both figures are right about what they measure.
How reliable is this rule?
Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,475 companies of July 2024 its group's bankruptcy share. Expected: 1.6%; actually bankrupt within 24 months: 1.7%.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 0.9% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.8% |
| 9 | 3.0% | 3.1% |
| 10 | 5.6% | 6.2% |
The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 74.5% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.
An observation about 39,278 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.
| Line | 2025 |
|---|---|
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €359 |
| Other operating charges640/8 | €1,540 |
| Gross operating margin9900 | €25,514 |
| Operating profit (loss)9901 | €23,616 |
| Financial income75/76B | €1 |
| Recurring financial income75 | €1 |
| Financial charges65/66B | €230 |
| Recurring financial charges65 | €230 |
| Profit (loss) for the period before taxes9903 | €23,386 |
| Income taxes67/77 | €5,542 |
| Profit (loss) for the period9904 | €17,845 |
| Profit (loss) for the period to be appropriated9905 | €17,845 |
| Line | 2025 | |
|---|---|---|
| Assets | ||
| Total assets20/58 | €27,555 | |
| Fixed assets21/28 | €1,337 | |
| Tangible fixed assets22/27 | €1,337 | |
| Furniture and vehicles24 | €1,337 | |
| Current assets29/58 | €26,218 | |
| Amounts receivable within one year40/41 | €6,879 | |
| Trade receivables40 | €6,879 | |
| Cash at bank and in hand54/58 | €19,339 | |
| Equity and liabilities | ||
| Total equity and liabilities10/49 | €27,555 | |
| Equity10/15 | €20,345 | |
| Contributions10/11 | €2,500 | |
| Reserves13 | €17,845 | |
| Distributable reserves133 | €17,845 | |
| Amounts payable17/49 | €7,210 | |
| Amounts payable within one year42/48 | €7,210 | |
| Current portion of amounts payable after more than one year42 | €417 | |
| Trade debts44 | €642 | |
| Suppliers440/4 | €642 | |
| Taxes, remuneration and social security45 | €5,644 | |
| Taxes450/3 | €5,644 | |
| Other amounts payable47/48 | €508 | |
| Line | 2025 |
|---|---|
| Profit (loss) for the period9904 | €17,845 |
| + Depreciation and write-downs630 | €359 |
| Operating cash flow (approximation) | €18,203 |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Filings with the National Bank (1)
| Financial year | Type | Filed | Reference |
|---|---|---|---|
| 31-12-2025 | micro format | 22-07-2026 | 2026-00324227 |
Similar companies · same sector, comparable size
Public contracts: No European public contracts awarded found since October 2016. Contracts below the EU thresholds are not in TED.
Directors
Mandate history
- Board
| Name | Functions and periods |
|---|---|
| VERMEYEN Fréderique Maria Etienne |
|
Owners and capital
Capital and shareholders
- VERMEYEN Fréderique Maria Etienne sole founder · 100% at incorporation
The Belgian Official Gazette names shareholders only when an act mentions them; the share register itself is not published.
- 28-10-2024 Incorporation · €2,500 · 100 shares
Group and network
Connections & network
1 current directorThe network starts from this company’s directors. Other companies they run appear here as nodes.
History
Acts, filings and financial milestones
28-10
Gazette deed
IncorporationAppointment: VERMEYEN Fréderique Maria Etienne (director) · Founder · Founding capital6 facts ▸
- Incorporation, 23-10-2024
- Founder, VERMEYEN Fréderique Maria Etienne
- Founding capital, €2,500
- Registered office clause, “Plantin en Moretuslei 123 bus 1 (2140) Antwerpen-Borgerhout” (deed in Dutch)
- Board rule, 1
- Director appointment, VERMEYEN Fréderique Maria Etienne (director)
Register details
If you follow this company, Checked tells you the day it leaves the Peppol register.
Register as of 27 October 2026 · Peppol Directory
Scores and ratios are computed by Checked and are not a credit decision.
Environmental permits: No permit applications found in Flanders. Brussels and Wallonia do not publish the applicant.
Sites & property
1 establishment unit
1 parcel
| Cadastral parcel | Region | Area | Buildings | Height / floors |
|---|---|---|---|---|
| 11006A0336/00N004 | Flanders | 138 m² | 1 · 122 m² | 19.5 m · 6 |
How the parcels are linked
Articles of association
What the company does
- PurposeThe activities the company may carry out under its articles.
- “Het verlenen van diensten die behoren tot de uitoefening van het beroep van architect; Het verrichten van alle handelingen welke…” (deed in Dutch)
2 activities (deed in Dutch)
- Het verlenen van diensten die behoren tot de uitoefening van het beroep van architect
- Het verrichten van alle handelingen welke rechtstreeks of onrechtstreeks in verband staan met haar maatschappelijk voorwerp
- Name clauseThe name the company operates under according to its articles.
- FVE
- Registered office clauseThe region of the registered office; it decides among other things the language of official documents.
- “Vlaams Gewest” (deed in Dutch)
Who represents it, and how
- Who signsWho may bind the company towards others, for example by signing a contract.
- “Iedere bestuurder vertegenwoordigt de vennootschap jegens derden en in rechte, hetzij als eiser, hetzij als verweerder. Het bestuursorgaan…”
- Board ruleHow the board is made up, meets and takes decisions.
- “1, ad nutum bij besluit algemene vergadering” (deed in Dutch)“Bevoegdheden bestuursorgaan, handelingen door wet of statuten voorbehouden aan algemene vergadering” (deed in Dutch)
Meetings and financial year
- Annual meetingWhen the shareholders meet each year, among other things to approve the annual accounts.
- First Friday of June at 18:00
Oversight and winding up
- Statutory auditorA statutory auditor is a registered auditor who checks the accounts; small companies need not have one. According to the deed, the legal criteria do not require one here.
- No statutory auditor
- Liquidation ruleHow assets are shared after dissolution: creditors first, then shareholders.
- “Netto actief verdeeld onder alle aandeelhouders naar verhouding van aantal aandelen, alle schulden,lasten en kosten van de vereffening of…” (deed in Dutch)