FUTURSIMPLE is a financial institution; the bankruptcy model is trained on trading and manufacturing companies and does not apply here. The 2025 annual accounts show equity of €572k and a net result of €-7k. Equity is shrinking by ~10.4% per year across the filed fiscal years. Its solvency ranks better than 95% of 8018 sector peers (fiscal year 2025). The company has been active since 2015 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Outside the general model
Model not applicable to financial institutions
The health score weighs liquidity, leverage and margins against norms for trading and manufacturing companies. A bank, insurer or financial holding has a fundamentally different balance-sheet structure, so those ratios, and hence the score, carry no meaning here. That is why we show no financial axes either.
Credit advice for your own amount and term
Signals
Three signals. The signal on the left, the evidence on the right.
○neutral
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 10-06-2026, 51 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
51 d early
2024
45 d early
2023
34 d early
2022
46 d early
2021
48 d early
2020
50 d early
2019
32 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
21-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€572k▼ 1.2%
2024 · €579k
2018: €1.50M
2019: €1.58M
2020: €1.61M
2021: €1.60M
2022: €1.58M
2023: €906k
2024: €579k
2018 → 2025
Net result
€-7k▲ 78.5%
2024 · €-33k
2018: €26k
2019: €77k
2020: €28k
2021: €-8k
2022: €-22k
2023: €43k
2024: €-33k
2018 → 2025
Total assets
€574k▼ 1.1%
2024 · €580k
2018: €1.58M
2019: €1.67M
2020: €1.67M
2021: €1.62M
2022: €1.60M
2023: €919k
2024: €580k
2018 → 2025
Solvency
99.6%▼ 0.1pp
2024 · 99.7%
2018: 95.4%
2019: 94.6%
2020: 96.5%
2021: 98.6%
2022: 98.6%
2023: 98.6%
2024: 99.7%
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€1.60M-€1.58M▼ 1.4%€906k▼ 42.6%€579k▼ 36.1%€572k▼ 1.2%
Operating result€-10k-€-21k▼ 118%€-40k▼ 91.9%€-32k▲ 21.5%€-7k▲ 78.0%
Net result€-8k-€-22k▼ 163%€43k€-33k€-7k▲ 78.5%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result stays negative: a loss of €7k in 2025 against €32k in 2024; the loss shrinks.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €574k
Fixed assets
€397k▼ 1.4%
Current assets
€177k▼ 0.4%
Equity and liabilities €574k
Equity
€572k▼ 1.2%
Debt
€2k▲ 48.0%
The debt ratio rises from 0.3% to 0.4%. Equity is lower and debt is higher.
Key figures and ratios
Solvency
99.6%▼
2024 · 99.7%
ROE
-1.2%▲
2024 · -5.7%
ROA
-1.2%▲
2024 · -5.7%
Debt
€2k▲
2024 · €2k
Debt ≤ 1 year
€2k▲
2024 · €2k
Income taxes
€0▼
2024 · €1k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€580k€574k▼
Fixed assets21/28€402k€397k▼
Tangible fixed assets22/27€6k€683▼
Other tangible fixed assets26€6k€683▼
Financial fixed assets28€396k€396k=
Current assets29/58€178k€177k▼
Amounts receivable after more than one year29€103k€103k=
Other amounts receivable291€103k€103k=
Amounts receivable within one year40/41€3k€5k▲
Trade receivables40€117€2k▲
Other amounts receivable41€3k€3k▲
Cash at bank and in hand54/58€73k€70k▼
Deferred charges and accrued income490/1€0-
Equity and liabilities
Total equity and liabilities10/49€580k€574k▼
Equity10/15€579k€572k▼
Contributions10/11€442k€442k=
Reserves13€144k€144k=
Distributable reserves133€144k€144k=
Profit (loss) carried forward14€-7k€-14k▼
Amounts payable17/49€2k€2k▲
Amounts payable within one year42/48€2k€2k▲
Trade debts44€970€2k▲
Suppliers440/4€970€2k▲
Taxes, remuneration and social security45€9€0▼
Taxes450/3€9€0▼
Other amounts payable47/48€522€0▼
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€6k€5k▼
Other operating charges640/8€2k€1k▼
Gross operating margin9900€-24k€-448▲
Operating profit (loss)9901€-32k€-7k▲
Financial income75/76B€0€67▲
Recurring financial income75€0€67▲
Financial charges65/66B€298€241▼
Recurring financial charges65€298€241▼
Profit (loss) for the period before taxes9903€-32k€-7k▲
Income taxes67/77€1k€0▼
Profit (loss) for the period9904€-33k€-7k▲
Profit (loss) for the period to be appropriated9905€-33k€-7k▲
Appropriation of the result
Profit (loss) to be appropriated9906€-33k€-14k▲
Profit (loss) brought forward from the previous period14P-€-7k
Transfer from equity791/2€68k€0▼
Transfer to equity691/2€0-
To other reserves6921€0-
Profit to be distributed694/7€42k€0▼
Return on contributions (dividend)694€42k€0▼
The notes to these accounts (10 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
10-06
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
16-06
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
31-12
Financial
Weakest financial yearnet €-33k ▼178%
Net result drops to €-33k, the lowest in the series; recovery starts the following year.
31-12
Financial
Liquidity times 5current ratio 118.52
Current ratio from 23.42 to 118.52; short-term debt falls from €13k to €2k.
27-06
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
31-12
Financial
Back to profitnet €43k
Net result €43k after 2 loss-making years.
15-06
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
31-12
Financial
Liquidity triplescurrent ratio 44.83
Current ratio from 15.39 to 44.83; short-term debt falls from €22k to €22k.
13-06
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
31-12
Financial
Liquidity doublescurrent ratio 15.39
Current ratio from 6.87 to 15.39; short-term debt falls from €59k to €22k.
11-06
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
29-06
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2019
31-12
Financial
Highest result since 2018net €77k ▲197%
Operating result €128k, net result €77k, both a record.
31-12
Financial
Liquidity times 5current ratio 4.59
Current ratio from 0.97 to 4.59.
25-06
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2018
03-07
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
2017
28-06
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Hasselt · 1 establishment unit since 2015
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Lazarijstraat 1563500 HasseltGround area
6,826 m²
Building footprint
2,803 m²
Volume, LiDAR
34,690 m³
Parcel 71327G0426/00D000, Flanders · tallest building 17.7 m, ±4 floors. Linked by address, not a title deed.
1 establishment unit
FUTURSIMPLE
since 20152.244.274.746
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 71327G0426/00D000 | Flanders | 6,826 m² | 1 · 2,803 m² | 17.7 m · 4 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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ROWOMIS
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Of 24,728 companies in sector 64210 we hold annual accounts for 19,762. 13,527 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded13-07-2015
Fiscal year end31-12
Activities, NACEBEL
64200Holdings
64210Activities of holding companies
46190Agents in non-specialised wholesale trade
68110Buying and selling of own real estate
70200Business and other management consultancy
70210Activities of head offices; management consultancy activities
70220Business consulting
73300Public relations and communication consultancy
82990Other business support services
Sources
Crossroads Bank for EnterprisesNational Bank · 10 filingsAddress and cadastre registers
Data from official sources, last processed on 21-09-2026. Scores and ratios are computed by Checked and are not a credit decision.