Skip to content

FutureCloud

Active
Private limited companyfounded 2021active for 5 yearsKeizershofdijk(ITE) 2a, 2222 Heist-op-den-Berg, BelgiumKBO/BCE: BE 0765.696.422
Summary

FutureCloud has been active since 2021 and the Belgian Official Gazette contains no insolvency or warning signals. The 2025 annual accounts show negative equity (-€9,986) and a net result of -€2,350. Equity is shrinking by about 25% per year across the filed financial years. Its solvency ranks better than 5% of 21,009 sector peers (NACE 62, financial year 2025). The computed 12-month bankruptcy probability is 0.3% (very low).

Overview

Activity
Computer programming
NACE 62100
1 site
Size
€3,562total assets 2025
Equity
-€9,986
Loss
-€2,350
Turnover not published (micro format)
Financial health
53 Fair Checked score 2025
Bankruptcy probabilitywithin 12 months
0.3%
Structure
Largest shareholder
PROGRESS INTERNATIONAL LIER · 50%
Accounts 16 days early1 of 4 deeds read
Why 53raises riskCapped at 59: negative equityNegative equity -€9,986Loss of €2,350, the second in a row (financial year 2025)lowers riskSize: total assets €3,562Sector: Computer programming, consultancy and related activities (NACE 62)Show the evidence

Checked score

Score 2025
53 / 100
Fair
Probability in this band: 1.5% to 4.2%
Financially better than 8% of its sector peers (NACE 62, micro)
Negative equity caps the score at 59. Every signal that counts is listed under Signals.
Financial strength · tick = 2024
Weak
Solvency 0=
equity -280.3% of total assets
Liquidity 11+8
short-term debt 380.3% · cash 8.9%
Profitability 0=
return on assets -66.0%
Bankruptcy probability, 12 months
0.3% Very low
0%0.5%1.5%4%10%≥ 25%

About 3 in 1,000 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.1% (25,841 companies, NACE 62, micro)
Last 24 months 11-2024: 0.4% 12-2024: 0.3%▼ -0.1 percentage points vs 11-2024 01-2025: 0.3%● unchanged vs 12-2024 02-2025: 0.3%● unchanged vs 01-2025 03-2025: 0.3%● unchanged vs 02-2025 04-2025: 0.4%▲ +0.1 percentage points vs 03-2025 05-2025: 0.4%● unchanged vs 04-2025 06-2025: 0.4%● unchanged vs 05-2025 07-2025: 0.4%● unchanged vs 06-2025highest value 08-2025: 0.3%▼ -0.1 percentage points vs 07-2025 09-2025: 0.3%● unchanged vs 08-2025 10-2025: 0.3%● unchanged vs 09-2025 11-2025: 0.3%● unchanged vs 10-2025 12-2025: 0.3%● unchanged vs 11-2025 01-2026: 0.3%● unchanged vs 12-2025 02-2026: 0.3%● unchanged vs 01-2026 03-2026: 0.4%▲ +0.1 percentage points vs 02-2026 04-2026: 0.4%● unchanged vs 03-2026 05-2026: 0.4%● unchanged vs 04-2026 06-2026: 0.4%● unchanged vs 05-2026 07-2026: 0.4%● unchanged vs 06-2026 08-2026: 0.3%▼ -0.1 percentage points vs 07-2026lowest value 09-2026: 0.3%● unchanged vs 08-2026lowest value 10-2026: 0.3%● unchanged vs 09-2026
No credit on open account
balance sheet total too small for a liquidity verdict, and equity is negative.
How it is calculated

The band follows from the bankruptcy probability, on a scale where 10 more points roughly halve it:

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 62, micro): better than 3% on solvency, 5% on liquidity, 5% on profitability and 20% on growth.

The bankruptcy probability was computed on 09-10-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

Some facts cap the score, however low the probability. Negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late hold it at Fair at most (59); two missing filings, at Weak (44). An ongoing judicial reorganisation or the company's end (bankruptcy, dissolution, liquidation) holds it at Critical at most (24).

Credit check for your own amount and term

Show the recommended maximum and see how the verdict changes with amount, term and advance.

Signals

Six signals.
lowers riskraises riskneutral
lowers risk · Size: total assets €3,562
The company's size counts in the probability; how much depends on the rest of its profile.
NBB · annual accounts
lowers risk · Sector: Computer programming, consultancy and related activities (NACE 62)
KBO
raises risk · Negative equity -€9,986
NBB · annual accounts
raises risk · Loss of €2,350, the second in a row (financial year 2025)
NBB · annual accounts
raises risk · Negative equity
The 2025 annual accounts show negative equity and a net loss.
NBB · annual accounts 2025
Equity per financial year
2122232425
2021 to 2025 · latest year -€9,986
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 15-07-2026, 16 days ahead of the deadline.
NBB · 5 filings
Deviation from the deadline
2025
16 days early
2024
21 days early
2023
28 days early
2022
17 days early
2021
16 days early
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

This company filed its last 5 accounts on average 20 days before the deadline; the sector median (NACE 62) for financial year 2024 is 9 days before the deadline, and 33% of those companies filed late.

Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 14 July (5 of the last 5 filed years within 30 days of that day).
Companies Code · seven months
Where today falls in the filing period
10-10-2026 today31-12-2026 year end31-07-2027 deadline
neutral · No strike-offs in the KBO publications
Searched since 2021.
KBO publications · our coverage
  1. Annual accounts filedfinancial year 2025 · micro…
  2. Capital & sharesShare transfer · Shareholding ·…
  3. Annual accounts filedfinancial year 2024 · micro…

Financials · financial year 2025, micro format

Equity
-€9,986▼ 30.8%
2024 · -€7,636
Total assets
€3,562▲ 2.1%
2024 · €3,489
Net result
-€2,350▼ 61.7%
2024 · -€1,453
Working capital
-€9,986▼ 30.8%
2024 · -€7,636
Trend over the years

2021 to 2025, 5 financial years

The operating result stays negative: a loss of €2,178 in 2025 against €1,258 in 2024; the loss grows.

What the company sold each financial year and what was left of it. A loss stands below the zero line.

Operating result-€2,178 2025 Net result-€2,350 2025

Use the arrow keys on the chart for the figures per year.

Sector: the middle half of NACE 62, Computer programming, consultancy and related activities: a quarter of companies sit below it, a quarter above. Each year compared with accounts in the same format, and only where there are at least 30. Dashed line: the median. Available for Net result, Equity, Total assets, Working capital.

Every figure with its change against the financial year before
favourable unfavourable
Line20212022202320242025
Operating result-€3,997--€1,031▲ 74.2%-€1,438▼ 39.5%-€1,258▲ 12.5%-€2,178▼ 73.0%
Net result-€4,003below the sector's middle half--€1,080below the sector's middle half▲ 73.0%-€1,600below the sector's middle half▼ 48.1%-€1,453below the sector's middle half▲ 9.2%-€2,350below the sector's middle half▼ 61.7%
Equity-€3,503below the sector's middle half--€4,584below the sector's middle half▼ 30.8%-€6,183below the sector's middle half▼ 34.9%-€7,636below the sector's middle half▼ 23.5%-€9,986below the sector's middle half▼ 30.8%
Total assets€125below the sector's middle half-€3,831below the sector's middle half▲ 2,970%€4,060below the sector's middle half▲ 6.0%€3,489below the sector's middle half▼ 14.1%€3,562below the sector's middle half▲ 2.1%
Debt€3,628-€8,415▲ 132%€10,243▲ 21.7%€11,125▲ 8.6%€13,548▲ 21.8%
Working capital-€3,503below the sector's middle half--€4,584below the sector's middle half▼ 30.8%-€6,183below the sector's middle half▼ 34.9%-€7,636below the sector's middle half▼ 23.5%-€9,986below the sector's middle half▼ 30.8%
above within below the middle half of NACE 62, Computer programming, consultancy and related activities: a quarter of companies sit below it, a quarter above. Each year compared with accounts in the same format, and only where there are at least 30.
Turnover and EBIT margin not published: the micro format does not require them.
Key figures and ratios
2025 value · change against 2024
Debt ≤ 1 year
€13,548▲
2024 · €11,125
Ratios withheld: a balance sheet total of €3,562 is too small for a meaningful ratio.
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.

Peer companies

Historical observation

Of the 6,007 companies that looked in July 2024 the way this one looks now, 7.9% went bankrupt within 24 months and 83% are still going.

  • Micro
  • 5 to 10 years old
  • negative equity
  • a loss of 10% of the balance sheet or more
7.9% went bankrupt
8.4% stopped otherwise
83% still going

A further 0.8% stopped, but we cannot tell whether within those 24 months.

For this company itself Checked computes a lower bankruptcy probability: 0.3% over twelve months. The score reads more about this company than the group's four characteristics; both figures are right about what they measure.

How reliable is this rule?

Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,472 companies of July 2024 its group's bankruptcy share. Expected: 1.6%; actually bankrupt within 24 months: 1.7%.

The companies in ten equal groups, from lowest to highest expected share.
Group Expected Actual
1 0.2% 0.2%
2 0.3% 0.5%
3 0.5% 0.6%
4 0.7% 0.8%
5 0.9% 1.0%
6 1.3% 1.5%
7 1.6% 1.8%
8 1.8% 1.8%
9 3.0% 3.1%
10 5.6% 6.2%

The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 74% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.

An observation about 6,007 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.

Annual accounts
Filed annual accounts As filed with the NBB · 2025 against 2024 · 30 lines
Balance sheet Code20242025
Assets
Total assets20/58€3,489€3,562▲
Formation expenses20€0€0=
Current assets29/58€3,489€3,562▲
Stocks and contracts in progress3€3,244€3,244=
Stocks30/36€3,244€3,244=
Amounts receivable within one year40/41€153-
Trade receivables40€99-
Other amounts receivable41€53-
Cash at bank and in hand54/58€92€318▲
Equity and liabilities
Total equity and liabilities10/49€3,489€3,562▲
Equity10/15-€7,636-€9,986▼
Contributions10/11€500€500=
Profit (loss) carried forward14-€8,136-€10,486▼
Amounts payable17/49€11,125€13,548▲
Amounts payable within one year42/48€11,125€13,548▲
Trade debts44€4,362€296▼
Suppliers440/4€4,362€296▼
Taxes, remuneration and social security45-€59
Taxes450/3-€59
Other amounts payable47/48€6,763€13,193▲
Income statement Code20242025
Other operating charges640/8€118€120▲
Gross operating margin9900-€1,140-€2,058▼
Operating profit (loss)9901-€1,258-€2,178▼
Financial charges65/66B€194€172▼
Recurring financial charges65€194€172▼
Profit (loss) for the period before taxes9903-€1,453-€2,350▼
Profit (loss) for the period9904-€1,453-€2,350▼
Profit (loss) for the period to be appropriated9905-€1,453-€2,350▼
Appropriation of the result
Profit (loss) to be appropriated9906-€8,136-€10,486▼
Profit (loss) brought forward from the previous period14P-€6,683-€8,136▼

The notes to these accounts (3 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

Line20212022202320242025Change
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€1,574-----
Other operating charges640/8-€102€109€118€120▲ 1.7%
Gross operating margin9900-€2,422-€929-€1,329-€1,140-€2,058▼ 80.4%
Operating profit (loss)9901-€3,997-€1,031-€1,438-€1,258-€2,178▼ 73.0%
Financial charges65/66B€7€49€162€194€172▼ 11.5%
Recurring financial charges65€7€49€162€194€172▼ 11.5%
Profit (loss) for the period before taxes9903-€4,003-€1,080-€1,600-€1,453-€2,350▼ 61.7%
Profit (loss) for the period9904-€4,003-€1,080-€1,600-€1,453-€2,350▼ 61.7%
Profit (loss) for the period to be appropriated9905-€4,003-€1,080-€1,600-€1,453-€2,350▼ 61.7%
Line20212022202320242025Change
Assets
Total assets20/58€125€3,831€4,060€3,489€3,562▲ 2.1%
Formation expenses20--€0€0€0-
Current assets29/58€125€3,831€4,060€3,489€3,562▲ 2.1%
Stocks and contracts in progress3-€3,244€3,244€3,244€3,244=
Stocks30/36-€3,244€3,244€3,244€3,244=
Amounts receivable within one year40/41€32€207€637€153--
Trade receivables40--€433€99--
Other amounts receivable41€32€207€204€53--
Cash at bank and in hand54/58€93€33€178€92€318▲ 244%
Deferred charges and accrued income490/1-€348----
Equity and liabilities
Total equity and liabilities10/49€125€3,831€4,060€3,489€3,562▲ 2.1%
Equity10/15-€3,503-€4,584-€6,183-€7,636-€9,986▼ 30.8%
Contributions10/11€500€500€500€500€500=
Profit (loss) carried forward14-€4,003-€5,084-€6,683-€8,136-€10,486▼ 28.9%
Amounts payable17/49€3,628€8,415€10,243€11,125€13,548▲ 21.8%
Amounts payable within one year42/48€3,628€8,415€10,243€11,125€13,548▲ 21.8%
Trade debts44€268€4,313€5,889€4,362€296▼ 93.2%
Suppliers440/4€268€4,313€5,889€4,362€296▼ 93.2%
Taxes, remuneration and social security45----€59-
Taxes450/3----€59-
Other amounts payable47/48€3,360€4,102€4,354€6,763€13,193▲ 95.1%
Line20212022202320242025Change
Profit (loss) for the period9904-€4,003-€1,080-€1,600-€1,453-€2,350▼ 61.7%
+ Depreciation and write-downs630€1,574-----
Operating cash flow (approximation)-€2,429-€1,080-€1,600-€1,453-€2,350▼ 61.7%
Change in cash--€60€145-€86€226▲ 363%

Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.

Download as CSV

Similar companies · same sector and region

This company's figures show no positive equity and no headcount, so a size comparison is not possible. These companies share only the sector and the region. Of the 16,875 companies in this sector, figures are known for 8,924. See the whole sector

Public contracts: not fully processed yet. The notices from August 2019 to September 2026 are still being read.

Directors

Directors
No directors read yet: 1 of 4 Gazette acts processed. See the directors and other office holders in the KBO →

Owners and capital

Owners

1 owner

Sources: the companies' annual accounts, the acts in the Belgian Official Gazette and the LEI register. Annual accounts state the shareholders that notified the company under article 7:225 of the Code of Companies and Associations and the parent companies that consolidate it. The register of ultimate beneficial owners (UBO) is not public: who ultimately stands behind a natural person or a foreign parent is not stated here. A company that does not include these statements in its annual accounts, or does not have to, is not listed.

Capital and shareholders

Shareholders according to the acts
Stated in the act act of 24-09-2025 ↗
Share transfer act of 24-09-2025 ↗

The Belgian Official Gazette names shareholders only when an act mentions them; the share register itself is not published.

Group and network

Connections & network

No directors read yet: 1 of 4 Gazette acts processed.

History

FutureCloud was incorporated on 26 March 2021 as a private limited company.1 Total assets went from €3,831 in 2022 to €3,562 in 2025.2

  1. 1KBO (Crossroads Bank for Enterprises)
  2. 2National Bank, annual accounts 2022 and 2025

Acts, filings and financial milestones

Next filing, financial year 2026, expected by 31-07-2027
2026
15-07
NBB filing Annual accounts filed
financial year 2025 · micro format
2025
24-09
Gazette deed Capital & shares
Share transfer · Shareholding · Director in office5 facts ▸
  • General meeting, 12-09-2025
  • Share transfer, VOF Catch Software → Progress International Lier BV
  • Shareholding, “niet langer vennoot” (deed in Dutch)
  • Shareholding, Progress International Lier BV
  • Director in office, Pascal Van Rompaey (director)
10-07
NBB filing Annual accounts filed
financial year 2024 · micro format
2024
03-07
NBB filing Annual accounts filed
financial year 2023 · micro format
2023
14-07
NBB filing Annual accounts filed
financial year 2022 · micro format
2022
15-07
NBB filing Annual accounts filed
financial year 2021 · micro format
Gazette deedNBB filing
1 of 4 deeds read
About the unread acts

Of the 4 Belgian Official Gazette acts we know for this company, 1 has been read. The other 3 have not been read yet: what they contain is neither established nor disproved here.

Have them read with priority Sign in to place this company at the front of the reading queue.

Register details

Identification
Legal formPrivate limited company
Founded26-03-2021
Financial year end31-12
Activities, NACEBEL 2025
62100Computer programming
63910Web portal activities
E-invoicing
Reachable via Peppol
Peppol ID 0208:0765696422
Also 9925:BE0765696422
Registered 15-01-2026

If you follow this company, Checked tells you the day it leaves the Peppol register.

Register as of 10 October 2026 · Peppol Directory

Scores and ratios are computed by Checked and are not a credit decision.

Environmental permits: No permit applications found in Flanders. Brussels and Wallonia do not publish the applicant.

Sites & property

Location & real-estate footprint
Registered office, Heist-op-den-Berg · 1 establishment unit since 2021
registered office establishment The establishment unit on the map
Ground area
1,176 m²
Building footprint
108 m²
Building volume
881 m³
Parcel 12017B0595/00H000, Flanders · tallest building 11.0 m. Linked by address, not a title deed.
1 establishment unit
FutureCloud
Keizershofdijk(ITE) 2a, 2222 Heist-op-den-BergOther software publishing
since 2021unit no. 2.316.001.593
1 parcel
Flanders 1 (100%)
Cadastral parcel Region Area Buildings Height / floors
12017B0595/00H000 Flanders 1,176 m² 1 · 108 m² 11.0 m · 3
How the parcels are linked
Good to know
The parcel matches the address exactly.