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Future-Soft

Active
Private limited companyfounded 2021active for 5 yearsSpoorweglaan 33, 2570 Duffel, BelgiumKBO/BCE: BE 0765.500.937
Summary

The annual accounts of Future-Soft for financial year 2025 show a net loss of 71% of total assets. The 2025 annual accounts show equity of €67,677 and a net result of -€49,711. Equity is growing by about 18% per year across the filed financial years. Its solvency ranks better than 95% of 2,292 sector peers (NACE 63, financial year 2025). The company has been active since 2021 and the Belgian Official Gazette contains no insolvency or warning signals. The computed 12-month bankruptcy probability is 0.1% (very low).

Overview

Activity
Computing infrastructure, data processing, hosting and related activities
NACE 63100
1 site
Size
€69,836total assets 2025
Equity
€67,677
Loss
-€49,711
Turnover not published (micro format)
Financial health
55 Fair Checked score 2025
Bankruptcy probabilitywithin 12 months
0.1%
Structure
2025 accounts 7 days early1 deed in the Belgian Official Gazette
Why 55raises riskCapped at 59: a net loss of at least half of total assets or of the equity at the start of the financial yearLoss of €49,711 (financial year 2025)lowers riskSector: Computing infrastructure, data processing, hosting and other information service activities (NACE 63)Liquidity: current ratio 31.89, cash €24,275, halvedEquity €67,677 (96.9% of total assets)Show the evidence

Checked score

Score 2025
55 / 100
Fair
Probability in this band: 1.5% to 4.2%
Financially better than 48% of its sector peers (NACE 63, micro)
A net loss of at least half of total assets or of the equity at the start of the financial year caps the score at 59. Every signal that counts is listed under Signals.
Financial strength · tick = 2024
Average
Solvency 100=
equity 96.9% of total assets
Liquidity 93-7
short-term debt 3.1% · cash 34.8%
Profitability 0-93
return on assets -71.2%
Bankruptcy probability, 12 months
0.1% Very low
0%0.5%1.5%4%10%≥ 25%

About 1 in 1,000 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.1% (2,944 companies, NACE 63, micro)
Last 24 months 11-2024: < 0.1% 12-2024: < 0.1%● unchanged vs 11-2024 01-2025: < 0.1%● unchanged vs 12-2024 02-2025: < 0.1%● unchanged vs 01-2025 03-2025: < 0.1%● unchanged vs 02-2025lowest value 04-2025: < 0.1%● unchanged vs 03-2025 05-2025: < 0.1%● unchanged vs 04-2025 06-2025: < 0.1%● unchanged vs 05-2025 07-2025: < 0.1%● unchanged vs 06-2025 08-2025: < 0.1%● unchanged vs 07-2025 09-2025: < 0.1%● unchanged vs 08-2025 10-2025: < 0.1%● unchanged vs 09-2025 11-2025: < 0.1%● unchanged vs 10-2025 12-2025: < 0.1%● unchanged vs 11-2025 01-2026: < 0.1%● unchanged vs 12-2025 02-2026: < 0.1%● unchanged vs 01-2026 03-2026: < 0.1%● unchanged vs 02-2026 04-2026: < 0.1%● unchanged vs 03-2026 05-2026: < 0.1%● unchanged vs 04-2026 06-2026: < 0.1%● unchanged vs 05-2026 07-2026: < 0.1%● unchanged vs 06-2026 08-2026: 0.1%▲ +0.1 percentage points vs 07-2026 09-2026: 0.1%● unchanged vs 08-2026 10-2026: 0.1%● unchanged vs 09-2026highest value
Credit of up to €3,500 on 30-day terms, only on tighter conditions
Net loss of at least half of total assets or of the equity at the start of the financial year.
Liquidity ample (current ratio 31.89, compared with 17.83 in 2024, above the usual 1.5; short-term debt: 3.1% and cash: 34.8% of total assets), and 3.1% of the assets are financed with debt and provisions.
How it is calculated

The band follows from the bankruptcy probability, on a scale where 10 more points roughly halve it:

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 63, micro): better than 86% on solvency, 85% on liquidity, 7% on profitability and 16% on growth.

The bankruptcy probability was computed on 29-10-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

Some facts cap the score, however low the probability. Negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late hold it at Fair at most (59); two missing filings, at Weak (44). An ongoing judicial reorganisation or the company's end (bankruptcy, dissolution, liquidation) holds it at Critical at most (24).

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Signals

Five signals.
lowers riskraises riskneutral
lowers risk · Sector: Computing infrastructure, data processing, hosting and other information service activities (NACE 63)
KBO
lowers risk · Liquidity: current ratio 31.89, cash €24,275, halved
NBB · annual accounts
raises risk · Loss of €49,711 (financial year 2025)
NBB · annual accounts
lowers risk · Equity €67,677 (96.9% of total assets)
NBB · annual accounts
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 24-07-2026, 7 days ahead of the deadline.
NBB · 4 filings
Deviation from the deadline
2025
7 days early
2024
1 day early
2023
4 days early
2022
1 day early
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

This company filed its last 4 accounts on average 3 days before the deadline; the sector median (NACE 63) for financial year 2024 is 10 days before the deadline, and 32% of those companies filed late.

Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 29 July (4 of the last 4 filed years within 30 days of that day).
Companies Code · seven months
Where today falls in the filing period
30-10-2026 today31-12-2026 year end31-07-2027 deadline
neutral · No strike-offs in the KBO publications
Searched since 2021.
KBO publications · our coverage
  1. Annual accounts filedfinancial year 2025 · micro…
  2. Weakest financial yearnet -€49,711
  3. Annual accounts filedfinancial year 2024 · micro…

Financials · financial year 2025, micro format

Equity
€67,677▼ 42.3%
2024 · €117,388
Total assets
€69,836▼ 43.8%
2024 · €124,227
Net result
-€49,711
2024 · €23,747
Working capital
€66,677▼ 42.1%
2024 · €115,080
Trend over the years

2022 to 2025, 4 financial years

The operating result turns negative in 2025: a loss of €48,567 after €30,894 in 2024, the lowest result in the available series.

What the company sold each financial year and what was left of it. A loss stands below the zero line.

Operating result-€48,567 2025 Net result-€49,711 2025

Use the arrow keys on the chart for the figures per year.

Sector: the middle half of NACE 63, Computing infrastructure, data processing, hosting and other information service activities: a quarter of companies sit below it, a quarter above. Each year compared with accounts in the same format, and only where there are at least 30. Dashed line: the median. Available for Net result, Equity, Total assets, Working capital, Solvency, Current ratio, Return on assets (ROA).

Every figure with its change against the financial year before
favourable unfavourable
Line2022202320242025
Operating result€58,561-€53,638▼ 8.4%€30,894▼ 42.4%-€48,567
Net result€46,867above the sector's middle half-€42,775within the sector's middle half▼ 8.7%€23,747within the sector's middle half▼ 44.5%-€49,711below the sector's middle half
Equity€50,867within the sector's middle half-€93,641within the sector's middle half▲ 84.1%€117,388within the sector's middle half▲ 25.4%€67,677within the sector's middle half▼ 42.3%
Total assets€80,966within the sector's middle half-€107,222within the sector's middle half▲ 32.4%€124,227within the sector's middle half▲ 15.9%€69,836within the sector's middle half▼ 43.8%
Debt€30,099-€13,580▼ 54.9%€6,838▼ 49.6%€2,159▼ 68.4%
Working capital€55,677within the sector's middle half-€100,194within the sector's middle half▲ 80.0%€115,080above the sector's middle half▲ 14.9%€66,677within the sector's middle half▼ 42.1%
Solvency62.8%within the sector's middle half-87.3%above the sector's middle half▲ 24.5pp94.5%above the sector's middle half▲ 7.2pp96.9%above the sector's middle half▲ 2.4pp
Current ratio3.64within the sector's middle half-22.88above the sector's middle half▲ 19.2417.83above the sector's middle half▼ 5.0531.89above the sector's middle half▲ 14.06
Return on assets (ROA)57.9%above the sector's middle half-39.9%above the sector's middle half▼ 18.0pp19.1%within the sector's middle half▼ 20.8pp-71.2%below the sector's middle half▼ 90.3pp
above within below the middle half of NACE 63, Computing infrastructure, data processing, hosting and other information service activities: a quarter of companies sit below it, a quarter above. Each year compared with accounts in the same format, and only where there are at least 30.
Turnover and EBIT margin not published: the micro format does not require them.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €69,836
Fixed assets €1,000 ▼ 56.7%
Current assets €68,836 ▼ 43.5%
Equity and liabilities €69,836
Equity €67,677 ▼ 42.3%
Debt €2,159 ▼ 68.4%
Debt's share of the balance-sheet total falls from 5.5% to 3.1%. Equity and debt are lower.
Key figures and ratios
2025 value · change against 2024
EBITDA
-€47,259▼
2024 · €32,563
Cash flow
-€48,403▼
2024 · €25,416
Debt to equity
0.03▼
2024 · 0.06
ROE
-73.5%▼
2024 · 20.2%
Interest coverage
-35.96▼
2024 · 30.88
Debt ≤ 1 year
€2,159▼
2024 · €6,838
Income taxes
€79▼
2024 · €6,223
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.

Peer companies

Historical observation

Of the 3,591 companies that looked in July 2024 the way this one looks now, 3.0% went bankrupt within 24 months and 87.4% are still going.

  • Micro
  • 5 to 10 years old
  • solvency 30% or more
  • a loss of 10% of the balance sheet or more
3.0% went bankrupt
9.4% stopped otherwise
87.4% still going

A further 0.2% stopped, but we cannot tell whether within those 24 months.

For this company itself Checked computes a lower bankruptcy probability: 0.1% over twelve months. The score reads more about this company than the group's four characteristics; both figures are right about what they measure.

How reliable is this rule?

Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,445 companies of July 2024 its group's bankruptcy share. Expected: 1.6%; actually bankrupt within 24 months: 1.7%.

The companies in ten equal groups, from lowest to highest expected share.
Group Expected Actual
1 0.2% 0.2%
2 0.3% 0.5%
3 0.5% 0.6%
4 0.7% 0.8%
5 0.9% 0.9%
6 1.3% 1.5%
7 1.6% 1.8%
8 1.8% 1.8%
9 3.0% 3.1%
10 5.6% 6.2%

The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 74.5% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.

An observation about 3,591 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.

Annual accounts
Filed annual accounts As filed with the NBB · 2025 against 2024 · 38 lines
Balance sheet Code20242025
Assets
Total assets20/58€124,227€69,836▼
Fixed assets21/28€2,309€1,000▼
Tangible fixed assets22/27€2,309€1,000▼
Plant, machinery and equipment23€1,473€945▼
Furniture and vehicles24€836€56▼
Current assets29/58€121,918€68,836▼
Amounts receivable within one year40/41€58,352€43,566▼
Trade receivables40€20,411€2,521▼
Other amounts receivable41€37,941€41,045▲
Cash at bank and in hand54/58€62,622€24,275▼
Deferred charges and accrued income490/1€944€995▲
Equity and liabilities
Total equity and liabilities10/49€124,227€69,836▼
Equity10/15€117,388€67,677▼
Contributions10/11€4,000€4,000=
Reserves13€113,388€63,677▼
Distributable reserves133€113,388€63,677▼
Amounts payable17/49€6,838€2,159▼
Amounts payable within one year42/48€6,838€2,159▼
Trade debts44€1,869€2,159▲
Suppliers440/4€1,869€2,159▲
Taxes, remuneration and social security45€4,969-
Taxes450/3€4,969-
Income statement Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€1,669€1,308▼
Other operating charges640/8€207€596▲
Gross operating margin9900€32,770-€46,663▼
Operating profit (loss)9901€30,894-€48,567▼
Financial income75/76B€131€249▲
Recurring financial income75€131€249▲
Financial charges65/66B€1,055€1,314▲
Recurring financial charges65€1,055€1,314▲
Profit (loss) for the period before taxes9903€29,970-€49,632▼
Income taxes67/77€6,223€79▼
Profit (loss) for the period9904€23,747-€49,711▼
Profit (loss) for the period to be appropriated9905€23,747-€49,711▼
Appropriation of the result
Profit (loss) to be appropriated9906€23,747-€49,711▼
Transfer from equity791/2-€49,711
Transfer to equity691/2€23,747-
To other reserves6921€23,747-

The notes to these accounts (6 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

Line2022202320242025Change
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€4,090€1,742€1,669€1,308▼ 21.6%
Other operating charges640/8€62€389€207€596▲ 188%
Gross operating margin9900€62,713€55,769€32,770-€46,663-
Operating profit (loss)9901€58,561€53,638€30,894-€48,567-
Financial income75/76B€20€5€131€249▲ 90.5%
Recurring financial income75€20€5€131€249▲ 90.5%
Financial charges65/66B€122€120€1,055€1,314▲ 24.6%
Recurring financial charges65€122€120€1,055€1,314▲ 24.6%
Profit (loss) for the period before taxes9903€58,459€53,523€29,970-€49,632-
Income taxes67/77€11,593€10,748€6,223€79▼ 98.7%
Profit (loss) for the period9904€46,867€42,775€23,747-€49,711-
Profit (loss) for the period to be appropriated9905€46,867€42,775€23,747-€49,711-
Line2022202320242025Change
Assets
Total assets20/58€80,966€107,222€124,227€69,836▼ 43.8%
Fixed assets21/28€4,189€2,447€2,309€1,000▼ 56.7%
Tangible fixed assets22/27€4,189€2,447€2,309€1,000▼ 56.7%
Plant, machinery and equipment23€1,794€832€1,473€945▼ 35.9%
Furniture and vehicles24€2,396€1,616€836€56▼ 93.4%
Current assets29/58€76,776€104,774€121,918€68,836▼ 43.5%
Amounts receivable within one year40/41€31,750€33,349€58,352€43,566▼ 25.3%
Trade receivables40€31,750€13,688€20,411€2,521▼ 87.6%
Other amounts receivable41-€19,661€37,941€41,045▲ 8.2%
Cash at bank and in hand54/58€44,967€71,411€62,622€24,275▼ 61.2%
Deferred charges and accrued income490/1€59€15€944€995▲ 5.4%
Equity and liabilities
Total equity and liabilities10/49€80,966€107,222€124,227€69,836▼ 43.8%
Equity10/15€50,867€93,641€117,388€67,677▼ 42.3%
Contributions10/11€4,000€4,000€4,000€4,000=
Reserves13€46,867€89,641€113,388€63,677▼ 43.8%
Distributable reserves133€46,867€89,641€113,388€63,677▼ 43.8%
Amounts payable17/49€30,099€13,580€6,838€2,159▼ 68.4%
Amounts payable after more than one year17€9,000€9,000---
Other amounts payable178/9€9,000€9,000---
Amounts payable within one year42/48€21,099€4,580€6,838€2,159▼ 68.4%
Trade debts44€1,052€1,563€1,869€2,159▲ 15.5%
Suppliers440/4€1,052€1,563€1,869€2,159▲ 15.5%
Taxes, remuneration and social security45€19,830€3,017€4,969--
Taxes450/3€19,364€3,017€4,969--
Remuneration and social security454/9€466----
Other amounts payable47/48€217----
Line2022202320242025Change
Profit (loss) for the period9904€46,867€42,775€23,747-€49,711-
+ Depreciation and write-downs630€4,090€1,742€1,669€1,308▼ 21.6%
Operating cash flow (approximation)€50,957€44,517€25,416-€48,403-
Investment in fixed assets (approximation)-€0-€1,531€0-
Change in cash-€26,444-€8,788-€38,347▼ 336%

Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.

Download as CSV

Filings with the National Bank (4)
Financial year Type Filed Reference
31-12-2025 micro format 24-07-2026 2026-00326538
31-12-2024 micro format 30-07-2025 2025-00329841
31-12-2023 micro format 27-07-2024 2024-00292944
31-12-2022 micro format 30-07-2023 2023-00290679

Similar companies · same sector, comparable size

Of the 2,672 active companies whose main activity is computing infrastructure, data processing, hosting and related activities (NACE 63100), figures are known for 1,280. 967 are within a factor 10 of this equity. These 5 are the closest to it. See the whole sector

Public contracts: No European public contracts awarded found since October 2016. Contracts below the EU thresholds are not in TED.

Directors

Directors
No directors read yet: 0 of 1 Gazette act processed. See the directors and other office holders in the KBO →

Owners and capital

Owners

No owners or capital events in the accounts and acts we read.

History

On 22 March 2021, Future-Soft was incorporated as a private limited company.1 Total assets went from €80,966 in 2022 to €69,836 in 2025.2

  1. 1KBO register
  2. 2National Bank, annual accounts 2022 and 2025

Acts, filings and financial milestones

Next filing, financial year 2026, expected by 31-07-2027
2026
24-07
NBB filing Annual accounts filed
financial year 2025 · micro format
2025
31-12
Financial Weakest financial yearnet -€49,711
Net result drops to -€49,711, the lowest in the series.
30-07
NBB filing Annual accounts filed
financial year 2024 · micro format
2024
31-12
Financial Equity above €100,000equity €117,388 ▲25.4%
A profit in every financial year since 2022 builds equity to €117,388.
27-07
NBB filing Annual accounts filed
financial year 2023 · micro format
2023
31-12
Financial Liquidity more than 6 timescurrent ratio 22.88
Current ratio from 3.64 to 22.88; short-term debt falls from €21,099 to €4,580.
30-07
NBB filing Annual accounts filed
financial year 2022 · micro format
Financial milestoneNBB filingFinancial milestones sit on the financial year-end date, not the filing date.
0 of 1 deed read
About the unread acts

We know of 1 Belgian Official Gazette act for this company. It has not been read yet: what they contain is neither established nor disproved here.

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Register details

Identification
Legal formPrivate limited company
Founded22-03-2021
Financial year end31-12
Activities, NACEBEL 2025
63100Computing infrastructure, data processing, hosting and related activities
82990Other business support services
85592Vocational training
85599Other education
Contact
E-mail patrick_caluwe@hotmail.com
E-invoicing
Reachable via Peppol
Peppol ID 0208:0765500937
Also 9925:BE0765500937
Registered 13-04-2025

If you follow this company, Checked tells you the day it leaves the Peppol register.

Register as of 29 October 2026 · Peppol Directory

Scores and ratios are computed by Checked and are not a credit decision.

Environmental permits: No permit applications found in Flanders. Brussels and Wallonia do not publish the applicant.

Sites & property

Location & real-estate footprint
Registered office, Duffel · 1 establishment unit since 2021
registered office establishment The establishment unit on the map
Ground area
2,132 m²
Building footprint
569 m²
Building volume
7,752 m³
Parcel 12009E0356/00Z015, Flanders · tallest building 16.2 m. Linked by address, not a title deed.
2 companies at this address See who is registered here
1 establishment unit
Future-Soft
Spoorweglaan 33, 2570 DuffelComputing infrastructure, data processing, hosting and related activities
since 2021unit no. 2.314.773.158
1 parcel
Flanders 1 (100%)
Cadastral parcel Region Area Buildings Height / floors
12009E0356/00Z015 Flanders 2,132 m² 1 · 569 m² 16.2 m · 5
How the parcels are linked
Good to know
The parcel matches the address exactly.