FUTURE NET
ActiveFUTURE NET has been active since 2002 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show negative equity (€-411) and a net result of €12k. The figures fluctuate too strongly year-on-year for a reliable trend projection. Its solvency ranks better than 22% of 18237 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.7% (low).
Checked score
Score 2025
56
/ 100
Fair
The score weighs solvency, liquidity, profitability and financial development. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability75▲+27
Solvency25▲+5
Growth58=
Track record100
Bankruptcy probability, 12 months
0.7%
Low
0%0.5%1.5%4%10%≥ 25%
No credit on open account
Liquidity short (current ratio 0.44 against 0.39 in 2024; short-term debt: 63.5% and cash: 4.2% of total assets), and equity is negative.
Credit advice for your own amount and term
Signals
Seven signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 47
Relative position
BE, all sectors
reference
Sector 47
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
-0.2%
Return on assets
4.8%
Age of the figures
9 mo
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 22% of 18237 sector peers (2025).
NBB · sector comparisonPosition among 18237 sector peers
Solvency
better than 22%
← weakest
strongest →
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 12-08-2026, 12 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filingsDeviation from the deadline
2025
12 d late
2024
67 d late
2023
131 d late
2022
322 d late
2021
562 d late
2020
927 d late
2019
9 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
22-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Turnover
€508k
EBIT margin
1.3%
Net result
€12k▲ 29.5%
2024 · €9k
2018: €4k
2019: €-15k
2020: €-19k
2021: €960
2022: €-26k
2023: €341
2024: €9k
2018 → 2025
Working capital
€-88k▲ 6.4%
2024 · €-94k
2018: €27k
2019: €13k
2020: €-45k
2021: €-47k
2022: €-76k
2023: €-81k
2024: €-94k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€1k-€-25k€-21k▲ 15.5%€-12k▲ 42.7%€-411▲ 96.6%
Operating result€5k-€-22k€7k€15k▲ 134%€48k▲ 209%
Net result€960-€-26k€341€9k▲ 2,565%€12k▲ 29.5%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
After the dip in 2022 the operating result has climbed three years in a row; 2025 is 209% above 2024 and is the highest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €247k
Fixed assets
€178k▼ 1.8%
Current assets
€69k▲ 17.5%
Key figures and ratios
EBITDA
€51k▲
2024 · €19k
Cash flow
€15k▲
2024 · €12k
Solvency
-0.2%▲
2024 · -5.1%
Current ratio
0.44▲
2024 · 0.39
Quick ratio
0.24▲
2024 · 0.18
ROA
4.8%▲
2024 · 3.8%
Interest coverage
7.45▲
2024 · 2.91
Debt
€248k▼
2024 · €252k
Debt ≤ 1 year
€157k▲
2024 · €153k
Debt > 1 year
€90k▼
2024 · €100k
Income taxes
€31k
Equity ratios withheld: equity of €-411 is too small for a meaningful ratio.
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€240k€247k▲
Fixed assets21/28€181k€178k▼
Tangible fixed assets22/27€181k€178k▼
Land and buildings22€168k€168k=
Furniture and vehicles24€13k€10k▼
Current assets29/58€59k€69k▲
Stocks and contracts in progress3€32k€32k▲
Stocks30/36€32k€32k▲
Amounts receivable within one year40/41€20k€27k▲
Trade receivables40€15k€27k▲
Other amounts receivable41€5k€0▼
Cash at bank and in hand54/58€7k€10k▲
Deferred charges and accrued income490/1-€112
Equity and liabilities
Total equity and liabilities10/49€240k€247k▲
Equity10/15€-12k€-411▲
Contributions10/11€19k€19k=
Reserves13€2k€2k=
Non-distributable reserves130/1€2k€2k=
Reserves not available under the articles1311€2k€2k=
Profit (loss) carried forward14€-33k€-21k▲
Amounts payable17/49€252k€248k▼
Amounts payable after more than one year17€100k€90k▼
Financial debts170/4€100k€90k▼
Amounts payable within one year42/48€153k€157k▲
Current portion of amounts payable after more than one year42€9k€9k▲
Financial debts43€1k€0▼
Credit institutions430/8€1k€0▼
Trade debts44€53k€51k▼
Suppliers440/4€53k€51k▼
Taxes, remuneration and social security45€2k€1k▼
Taxes450/3€2k€1k▼
Other amounts payable47/48€88k€95k▲
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€3k€3k=
Other operating charges640/8€2k€3k▲
Gross operating margin9900€20k€54k▲
Operating profit (loss)9901€15k€48k▲
Financial income75/76B€80€1k▲
Recurring financial income75€80€25▼
Non-recurring financial income76B-€1k
Financial charges65/66B€6k€7k▲
Recurring financial charges65€6k€7k▲
Profit (loss) for the period before taxes9903€9k€42k▲
Income taxes67/77-€31k
Profit (loss) for the period9904€9k€12k▲
Profit (loss) for the period to be appropriated9905€9k€12k▲
Appropriation of the result
Profit (loss) to be appropriated9906€-33k€-21k▲
Profit (loss) brought forward from the previous period14P€-42k€-33k▲
The notes to these accounts (13 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
12-08
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 12 days late
2025
31-12
Financial
Highest result since 2018net €12k ▲29.5%
Operating result €48k, net result €12k, both a record.
06-10
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 67 days late
2024
09-12
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 131 days late
17-06
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 322 days late
13-02
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 562 days late
13-02
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 927 days late
2023
31-12
Financial
Back to profitnet €341
Net result €341 after one loss-making year.
2022
31-12
Financial
Weakest financial yearnet €-26k ▼2860%
Net result drops to €-26k, the lowest in the series; recovery starts the following year.
2021
31-12
Financial
Back to profitnet €960
Net result €960 after 2 loss-making years.
2020
22-07
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2019
23-07
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2018
04-06
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
2017
24-05
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Antwerpen · 1 establishment unit since 2002
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Frederik van Eedenplein 62050 AntwerpenGround area
1,265 m²
Building footprint
392 m²
Volume, LiDAR
10,500 m³
Parcel 11813N0909/00Z003, Flanders · tallest building 29.0 m, ±9 floors. Linked by address, not a title deed.
1 establishment unit
FUTURE NET
since 20022.096.264.228
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 11813N0909/00Z003 | Flanders | 1,265 m² | 1 · 392 m² | 29.0 m · 9 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Recognitions · licences · registrations
Food safety, FASFC
1 siteAntwerpen2.096.264.228
Similar companies · same sector, comparable size
BIGEM
BE 0673.974.806
Anderlecht · Eq €1k
VENTUNO
BE 0737.377.964
Scherpenheuvel-Zichem · Eq €1k
SINGH & SINGH
BE 0729.953.308
Etterbeek · Eq €1k
Philca Retail
BE 1001.053.361
Ranst · Eq €1k
CAGRO EXPRESS
BE 0800.517.244
Schaarbeek · Eq €1k
Of 10,525 companies in sector 47110 we hold annual accounts for 5,860. 1,007 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company (pre-2019)
Founded09-07-2002
Fiscal year end31-12
Activities, NACEBEL
47110Non-specialised retail sale with food, beverages or tobacco predominating
47112Retail trade
Sources
Crossroads Bank for EnterprisesNational Bank · 18 filingsAddress and cadastre registers
Data from official sources, last processed on 22-09-2026. Scores and ratios are computed by Checked and are not a credit decision.