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FUTURE LOADING

Active Private limited companyfounded 2025active for 1 yearDaasdonk 25A, 9940 EvergemKBO/BCE: BE 1029.897.597

Overview

Lifetime

1 annual account with figures
peak €16,715 (2025)
€16,715 
peak €13,002 (2025)
€13,002 
peak €13,169 (2025)
€13,169 
€9,997 
Board1 name since 2025
1 directorDEKEYSER Niels
Documentsfilings and deeds
01-07-202630 days before the deadline
2025micro format
Incorporation 04-11Dividend €8331 establishment registeredFirst year with figures

Key points

from the 2025 annual accounts

Turnover

≈ €140,000 estimated

The micro format states no turnover.

Position in the sector

€13,169

Less equity than 81% of companies in specialised construction. Sector median €57,691 · 35,148 companies.

Checked score

87
Excellent
Financially stronger than 78% of micro companies in specialised construction (NACE 43)
Probability in this band: under 0.55%
Bankruptcy probability within 12 months
0.4% Very low
0%0.5%1.5%4%10%≥ 25%

The dashed line is the sector median: 0.7% across 47,696 companies (NACE 43, micro).

About 4 in 1,000 comparable companies go bankrupt within 12 months (an estimate).

Financial strength
Strong

82equity 56.8% of total assets
83short-term debt 37.7% · cash 67.2%
100return on assets 56.1%

Score breakdown

raises risk
Size: total assets €23,166
Founded in 2025
lowers risk
Liquidity: current ratio 2.65, cash €15,578
Equity €13,169 (56.8% of total assets)
Calculation

The band follows from the bankruptcy probability. 10 more points roughly halve it.

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 43, micro). It does better than 62% of them on solvency, 81% on liquidity and 92% on profitability.

The bankruptcy probability was computed on 10-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

The probability rests on the annual accounts with balance sheet date 31-12-2025.

Of the companies with a bankruptcy probability in the very low class on 30-06-2025, 0.1% went bankrupt within twelve months.

Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).

Comparable companies, two years later

In July 2024, 11,279 companies had the same profile as FUTURE LOADING has now. Each dot stands for 29 companies, two years later.

96.6%
were still trading
2.6%
stopped another way
0.7%
went bankrupt
  • Micro
  • under 2 years old
  • solvency 30% or more
  • a profit of 5% of the balance sheet or more

That fits the bankruptcy probability of FUTURE LOADING itself: 0.4% within 12 months.

Test of the method

The method was tested on the 497,447 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.

The companies in ten equal groups, from the lowest to the highest expected share
Group Expected Actual
1 0.2% 0.2%
2 0.3% 0.5%
3 0.5% 0.6%
4 0.7% 0.8%
5 0.9% 0.9%
6 1.3% 1.5%
7 1.6% 1.8%
8 1.8% 1.8%
9 3.0% 3.1%
10 5.6% 6.2%

A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.

This is an observation about 11,279 companies, not a prediction for FUTURE LOADING. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.

Credit verdict

Credit of up to €1,000 on 30-day terms is acceptable

Liquidity is ample, with a current ratio of 2.65, above the usual 1.5. Short-term debt is 37.7% and cash 67.2% of total assets. 43.2% of the assets are financed with debt and provisions.

Credit check for an amount and term of your choice

Show the recommended maximum and see how the verdict changes with amount, term and advance.

The scores and ratios are Checked's own calculations, not a credit decision.

Signals

Five signals.
lowers riskraises riskneutral
lowers risk · Liquidity: current ratio 2.65, cash €15,578
NBB · annual accounts
raises risk · Size: total assets €23,166
Companies of this size fail more often. How much that weighs depends on the rest of the company's profile.
NBB · annual accounts
raises risk · Founded in 2025
Companies of this age fail more often than older ones. How much that weighs depends on the rest of the company's profile.
KBO
lowers risk · Equity €13,169 (56.8% of total assets)
NBB · annual accounts
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 01-07-2026, 30 days ahead of the deadline.
NBB · 1 filing
Deviation from the deadline
2025
30 days early
← before the deadline after the deadline →
Searched, nothing found (1)
neutral · No strike-offs in the KBO publications
That holds for every publication since incorporation in 2025.
KBO publications

Board and ownership

DN
Director, since 30-10-2025
  • DEKEYSER Niels 100 sharesdeed of 04-11-2025
Board & ownership

Recent changes

Registered in the Peppol Directory Reachable for e-invoices through 0208:1029897597
Incorporation Founding capital of €1,000, 100 shares · Appointment: DEKEYSER Niels (director) · Permanent representative: DEKEYSER Niels · published on 04-11-2025 · Gazette deed
First establishment Daasdonk 25A, Evergem
All 4 events

Comparable companies

same main activity, similar in size and age
Company
FUTURE LOADING Evergem €23,166 €16,715 56.8% -
Prime Build Heusden-Zolder €22,637 €16,347 67.2% -
Bright Tech Services Tervuren €21,066 €16,997 70.6% -
PGB Elec Incourt €25,053 €16,043 53.7% -
ALTAIRIO Ittre €26,109 €18,543 62.2% -
Erciyes Projects Genk €24,469 €14,822 73.0% -
LTD Projects Heist-op-den-Berg €24,859 €18,709 69.3% -

These companies have the same main activity as FUTURE LOADING: general electrical installation work (NACE 43211). They are comparable in size and age: total assets between €21,100 and €26,100, founded in 2025.

Official details

Source: KBO
Status
Active since 31-10-2025Normal situation
Activity
General electrical installation workNACE 43211and 3 others
Establishment unit
2.380.785.5199940 Evergem, since 31-10-2025
Financial year end
31 December
Peppol
Reachable since 06-11-2025
Company details

Annual accounts 2025

€16,715
€13,002
€13,169
€23,166
Filing
Filed on 01-07-2026, 30 days before the end of the filing period
Financials

Insights on FUTURE LOADING

FUTURE LOADING has been active since 2025 and the Belgian Official Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €13,169 and a net result of €13,002.

Its solvency ranks better than 61% of 35,136 sector peers (NACE 43, financial year 2025). The computed 12-month bankruptcy probability is 0.4% (very low).

Sources: KBO register, filings at the National Bank, Belgian Official Gazette.

Financials

Annual accounts 2025

micro format, filed on 01-07-2026, 30 days before the deadline
€16,715
€16,265
€13,002
€14,422
56.8%
2.65

Turnover and EBIT margin are not published. The micro format does not require them. The turnover shown is an estimate from the gross margin.

Turnover ≈ €140,000. Estimated: probably between €90,000 and €290,000.

Balance sheet

balance sheet total €23,166 on 31-12-2025
What the company ownsHow it is paid for

Position in the sector

56.8%

Higher than 61% of 35,136 companies in 2025.

2.65

Higher than 67% of 34,510 companies in 2025.

56.1%

Higher than 95% of 34,711 companies in 2025.

FUTURE LOADING Middle half of the sector 80% of the sector Micro accounts in specialised construction (NACE 43)

Net result: middle half · Equity: bottom quarter · Balance sheet total: bottom quarter · Working capital: middle half

Filed annual accounts

as filed with the National Bank, click a year to choose it
Line Trend2025
Balance sheet: assets
20/58 23,166
29/58 23,166
40/41 7,588
40 7,516
41 71
54/58 15,578
Balance sheet: equity and liabilities
10/49 23,166
10/15 13,169
10/11 1,000
14 12,169
17/49 9,997
42/48 8,744
44 806
440/4 806
45 7,105
450/3 7,105
47/48 833
492/3 1,253
Income statement
9900 16,715
640/8 450
9901 16,265
65/66B 13
65 13
9903 16,252
67/77 3,250
9904 13,002
9905 13,002
Appropriation of the result
9906 13,002
694/7 833
694 833
Document PDF

The notes to these accounts have 1 item. You find them in the accounts filed with the NBB.

Source: Annual accounts 2025 at the NBB, filed on 01-07-2026.

Download as CSV

Filings

each dot is a set of accounts, on the day it reached the National Bank
Financial year Type Filed Reference Document
31-12-2025 micro format 01-07-2026 2026-00232241 PDF

Key figures and ratios

per financial year, computed from the annual accounts
Line Trend2025
14,422
56.8%
2.65
0.76
98.7%
56.1%

A Belgian filing has no cash-flow statement. Cash flow is therefore an approximation, derived from the income statement. Investment is the acquisitions in the notes and, without them, the balance-sheet move.

Insights on FUTURE LOADING

Debt's share of the balance-sheet total is 43.2%.

Board & ownership

Board

1 director, since incorporation
Director (not named in the articles)
since 30-10-2025 term without a fixed end
listed in the 2025 annual accounts, filed on 01-07-2026

Office holders in the KBO →

Mandates through the years

1 name, the dashed line is today
DEKEYSER Niels
Director (not named in the articles)
Board
Mandates as a list
  • DEKEYSER Niels
    • Director (not named in the articles), from 30-10-2025 to date

See the board, name and registered office on a given date →

Control

This company
FUTURE LOADING
Equity €13,169
Profit €13,002 in 2025

Capital

Contribution
€1,000
Shares
100
Contribution per share
€10
Equity per share
€132 in 2025
Source
deed of 04-11-2025

Articles of association

deed of 04-11-2025 (in Dutch)
DurationMost companies exist for an unlimited period, until they are dissolved.
Unlimited
Daily managementDay-to-day management handles the everyday running of the business without the full board.
“door de meerderheid van haar leden.”
Share issue ruleThe articles set how and by whom new shares are issued.
“Bestuursorgaan bepaalt vrij de later uit te voeren stortingen naargelang de behoeften van de vennootschap, aandelen moeten bij hun uitgifte…”
Annual meetingThe shareholders approve the annual accounts, among other things, at the annual meeting.
Last Friday of June at 18:00
Statutory auditorA statutory auditor is a registered auditor who checks the annual accounts. Small companies need not have one. According to the deed, the legal criteria do not require one here.
No statutory auditor

Shareholders

At incorporation deed of 04-11-2025 ↗

Network & group

No group

FUTURE LOADING has no parent and no holdings in its annual accounts. DEKEYSER Niels is the only director. FUTURE LOADING shares no director with another company.

Timeline

Timeline

4 events since 2025
2026
Annual accounts 2025 filed NBBmicro format · 30 days before the deadline
2025
Registered in the Peppol Directory Reachable for e-invoices through 0208:1029897597
IncorporationFounding capital of €1,000, 100 shares · Appointment: DEKEYSER Niels (director) · Permanent representative: DEKEYSER Niels · published on 04-11-20256 points ▸
  • Founding capital, €1,000, 100 shares
  • Capital, €1,000, 100 shares
  • Registered office clause, Daasdonk 25A, 9940 Evergem (Sleidinge)
  • Director appointment, DEKEYSER Niels (director (not named in the articles))
  • Permanent representative, DEKEYSER Niels
  • DEKEYSER Niels holds all the shares
  • The deed holds 1 more point.

Open the deed in the Belgian Official Gazette

First establishment Daasdonk 25A, Evergem

Sources: Publications in the Belgian Official GazetteFilings with the National Bank

Company details

Identity

Enterprise number
1029.897.597
VAT number
BE 1029.897.597
Peppol ID
0208:1029897597
Other Peppol ID
9925:BE1029897597
Legal form
Private limited company
Status
Active, normal situation
Founded
31-10-2025
Financial year
ends on 31 December
Annual meetingThe shareholders approve the annual accounts, among other things, at the annual meeting.
Last Friday of June at 18:00
deed of 04-11-2025 (in Dutch)
Peppol
Reachable since 06-11-2025Follow this company and you will hear the next morning if it leaves the Peppol register.
Name
FUTURE LOADING in Dutch
Entity type
Legal entity
DurationMost companies exist for an unlimited period, until they are dissolved.
Unlimited
deed of 04-11-2025 (in Dutch)

Activities

NACEBEL 2025
PurposeThe purpose describes the activities the company may carry out under its articles.
“Het verstrekken van managementadviezen en uitoefenen van consultancyactiviteiten, freelanceractiviteiten in de meest ruime zin van het…”
9 activities
  1. Het verstrekken van managementadviezen en uitoefenen van consultancyactiviteiten, freelanceractiviteiten in de meest ruime zin van het woord
  2. De exploitatie van een bouwonderneming: het oprichten van gebouwen, zowel woningen, kantoren als nijverheids- en handelsgebouwen, hetzij als bouwheer voor eigen rekeningen, hetzij als bouwpromotor met het oog op verkoop, hetzij door coördinatie in de bouw in samenwerking met onderaannemers. Voorgaande omschrijving dient begrepen te worden in de meest ruime zin van het woord zodat alle aspecten van de bouwnijverheid hierin begrepen zijn, alsook elektriciteit
  3. Groothandel in computers, randapparatuur en software
  4. Reparatie van computers en randapparatuur
  5. De Coördinatie, begeleiding, budgetopvolging van bouwwerken in de meest ruime zin van het woord
  6. Het uitvoeren van veiligheidscoördinatie in de bouwsector
  7. De afhandeling van alle administratieve procedures en documenten die betrekking hebben op voorgaande activiteiten, de begeleiding van aanvragen van vergunningen waarvoor de tussenkomst van een architect niet vereist is
  8. De marketing, commerciële vertegenwoordiging, prospectie, onderzoek en ontwikkeling, alsook de organisatie van alle publicitaire en commerciële activiteiten
  9. Overige zakelijke dienstverlening niet elders genoemd
deed of 04-11-2025 (in Dutch)

Registered office and establishments

1 establishment
Establishment Since Unit number
Daasdonk 25A registered office 9940 Evergem 31-10-2025 2.380.785.519

Buildings and parcels at the address

Ground area
267 m²
Buildings
86 m²
Volume, LiDAR
185 m³
Tallest building
4.7 m
Buildings to scale, each on its own parcel
86 m², 4.7 m 86 m², 4.7 m

Location

registered office establishment The establishment unit on the map

Parcels

Cadastral parcelArea Buildings Height / floors
44066D2588/00A000267 m² 1 · 86 m² 4.7 m · 1

Invoicing and payment

Check the withholding obligation If you pay this company for building or cleaning work, check before every payment whether you must withhold part of the invoice. Use the enterprise number 1029.897.597