FUTURE HOME
ActiveFUTURE HOME has been active since 2015 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €173k and a net result of €53k. Equity is growing by ~25.1% per year across the filed fiscal years. Its solvency ranks better than 37% of 13882 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.3% (very low).
Checked score
Score 2025
76
/ 100
Excellent▲ +15 vs 2024
The score combines four axes. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability100▲+74
Solvency23=
Growth78▲+26
Stability100
Bankruptcy probability, 12 months
0.3%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €13k at 30 days acceptable
Liquidity tight (current ratio 1.11 against 1.07 in 2024), and 85.6% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 68
Relative position
BE, all sectors
reference
Sector 68
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
14.4%
Return on assets
4.4%
Age of the figures
8 mo
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 22-07-2026, 9 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
9 d early
2024
22 d early
2023
9 d late
2022
29 d late
2021
22 d late
2020
8 d late
2019
10 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
12-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€173k▲ 44.4%
2024 · €120k
2019: €21k
2020: €22k
2021: €50k
2022: €101k
2023: €114k
2024: €120k
2019 → 2025
Total assets
€1.20M▲ 55.8%
2024 · €771k
2019: €191k
2020: €174k
2021: €777k
2022: €871k
2023: €631k
2024: €771k
2019 → 2025
Net result
€53k▲ 752%
2024 · €6k
2019: €18k
2020: €357
2021: €16k
2022: €51k
2023: €13k
2024: €6k
2019 → 2025
Working capital
€79k▲ 151%
2024 · €31k
2019: €10k
2020: €12k
2021: €39k
2022: €22k
2023: €11k
2024: €31k
2019 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€50k-€101k▲ 103%€114k▲ 12.6%€120k▲ 5.5%€173k▲ 44.4%
Operating result€20k-€69k▲ 242%€29k▼ 58.3%€20k▼ 31.5%€112k▲ 471%
Net result€16k-€51k▲ 223%€13k▼ 75.2%€6k▼ 50.8%€53k▲ 752%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result recovers in 2025; 2025 is 471% above 2024 and is the highest year so far.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €1.20M
Fixed assets
€401k▲ 25.2%
Current assets
€800k▲ 77.5%
Equity and liabilities €1.20M
Equity
€173k▲ 44.4%
Debt
€1.03M▲ 57.9%
The debt ratio rises from 84.4% to 85.6%: debt grows faster than equity.
Key figures and ratios
EBITDA
€162k▲
2024 · €66k
Cash flow
€104k▲
2024 · €53k
Solvency
14.4%▼
2024 · 15.6%
Current ratio
1.11▲
2024 · 1.07
Quick ratio
1.11▲
2024 · 1.07
Debt / equity
5.94▲
2024 · 5.43
ROE
30.7%▲
2024 · 5.2%
ROA
4.4%▲
2024 · 0.8%
Interest coverage
10.24▲
2024 · 7.40
Debt
€1.03M▲
2024 · €651k
Debt ≤ 1 year
€721k▲
2024 · €419k
Debt > 1 year
€306k▲
2024 · €232k
Income taxes
€19k▲
2024 · €5k
Staff costs
€140k▲
2024 · €130k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€771k€1.20M▲
Fixed assets21/28€320k€401k▲
Tangible fixed assets22/27€319k€400k▲
Land and buildings22€154k€145k▼
Plant, machinery and equipment23€222€3k▲
Furniture and vehicles24€8k€39k▲
Leasing and similar rights25€41k€115k▲
Other tangible fixed assets26€116k€98k▼
Financial fixed assets28€900€900=
Current assets29/58€451k€800k▲
Amounts receivable within one year40/41€88k€49k▼
Trade receivables40€88k€45k▼
Other amounts receivable41-€4k
Cash at bank and in hand54/58€352k€737k▲
Deferred charges and accrued income490/1€10k€13k▲
Equity and liabilities
Total equity and liabilities10/49€771k€1.20M▲
Equity10/15€120k€173k▲
Contributions10/11€19k€19k=
Reserves13€2k€155k▲
Distributable reserves133€2k€155k▲
Profit (loss) carried forward14€99k-
Amounts payable17/49€651k€1.03M▲
Amounts payable after more than one year17€232k€306k▲
Financial debts170/4€232k€306k▲
Amounts payable within one year42/48€419k€721k▲
Current portion of amounts payable after more than one year42€31k€60k▲
Trade debts44€11k€9k▼
Suppliers440/4€11k€9k▼
Taxes, remuneration and social security45€29k€80k▲
Taxes450/3€14k€49k▲
Remuneration and social security454/9€15k€31k▲
Other amounts payable47/48€349k€572k▲
Income statement
Code20242025
Non-recurring operating income76A-€3k
Remuneration, social security and pensions62€130k€140k▲
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€46k€51k▲
Other operating charges640/8€3k€7k▲
Non-recurring operating charges66A€98€23k▲
Gross operating margin9900€199k€331k▲
Operating profit (loss)9901€20k€112k▲
Financial income75/76B€174€124▼
Recurring financial income75€174€124▼
Financial charges65/66B€9k€39k▲
Recurring financial charges65€9k€16k▲
Non-recurring financial charges66B-€23k
Profit (loss) for the period before taxes9903€11k€73k▲
Income taxes67/77€5k€19k▲
Profit (loss) for the period9904€6k€53k▲
Profit (loss) for the period to be appropriated9905€6k€53k▲
Appropriation of the result
Profit (loss) to be appropriated9906€99k€153k▲
Profit (loss) brought forward from the previous period14P€93k€99k▲
Transfer to equity691/2-€153k
To other reserves6921-€153k
The notes to these accounts (9 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
22-07
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
31-12
Financial
Highest result since 2019net €53k ▲752%
Operating result €112k, net result €53k, both a record.
31-12
Financial
Equity above €150kEq €173k ▲44.4%
7 profitable years in a row build equity to €173k.
09-07
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
09-08
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 9 days late
2023
29-08
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 29 days late
2022
31-12
Financial
Equity above €100kEq €101k ▲103%
4 profitable years in a row build equity to €101k.
22-08
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 22 days late
2021
08-02
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 8 days late
2020
30-06
Financial
Weakest financial yearnet €357 ▼98%
Net result drops to €357, the lowest in the series; recovery starts the following year.
21-01
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2019
22-01
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2018
31-01
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
2017
16-01
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
5 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Tremelo · 1 establishment unit since 2015
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Schrieksebaan 533120 TremeloGround area
483 m²
Building footprint
281 m²
Volume, LiDAR
1,342 m³
Parcel 24109B0721/00R000, Flanders · tallest building 10.1 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
Future Home
since 20152.241.528.458
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 24109B0721/00R000 | Flanders | 483 m² | 1 · 281 m² | 10.1 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Mons · Eq €173k
MAP RELOCATIONS
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GRANA
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Mons · Eq €173k
IMMO-CHECK
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Of 11,700 companies in sector 68310 we hold annual accounts for 6,875. 5,200 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded24-03-2015
Fiscal year end31-12
Activities, NACEBEL
68310Real estate agency activities
68311Real estate activities
68322Real estate appraisal on a fee or contract basis
Sources
Crossroads Bank for EnterprisesNational Bank · 10 filingsAddress and cadastre registers
Data from official sources, last processed on 12-09-2026. Scores and ratios are computed by Checked and are not a credit decision.