FUTURE CONSTRUCT
ActiveSummary
FUTURE CONSTRUCT has been active since 2023 and the Belgian State Gazette contains no insolvency or warning signals. The 2024 annual accounts show equity of €65k and a net result of €4k. Its solvency ranks better than 25% of 19357 sector peers (fiscal year 2024). The computed 12-month bankruptcy probability is 0.9% (low).
Checked score
Score 2024
52
/ 100
Fair
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2023
Profitability38▲+7
Solvency29▼-7
Growth78
Track record94
Bankruptcy probability, 12 months
0.9%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €3k at 30 days acceptable
Liquidity tight (current ratio 1.32 against 1.13 in 2023; short-term debt: 75.9% and cash: 38.8% of total assets), and 96% of the assets are financed with debt.
Credit check for your own amount and term
Signals
Four signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 68
Relative position
BE, all sectors
reference
Sector 68
lower
← fewer bankruptcies
more bankruptcies →
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 25% of 19357 sector peers (2024).
NBB · sector comparisonPosition among 19357 sector peers
Solvency
better than 25%
← weakest
strongest →
neutral · Filed after the deadline
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 25-09-2025, 56 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 2 filingsDeviation from the deadline
2025
not confirmed
2024
56 d late
2023
29 d late
← before the deadline
after the deadline →
Checked, nothing found (1)
Financials · fiscal year 2024, micro schema
Equity
€65k▲ 6.3%
2023 · €61k
2023: €61k
2023 → 2024
Total assets
€1.62M▲ 203%
2023 · €536k
2023: €536k
2023 → 2024
Net result
€4k
2023 · €-14k
2023: €-14k
2023 → 2024
Working capital
€390k▲ 538%
2023 · €61k
2023: €61k
2023 → 2024
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20232024Trend
Equity€61k-€65k▲ 6.3%
Operating result€-3k-€37k
Net result€-14k-€4k
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result returns to profit in 2024: €37k after a loss of €3k in 2023.
Balance-sheet composition
2024 in colour, 2023 as the grey bar beneath
Equity and liabilities €1.62M
Equity
€65k ▲ 6.3%
Debt
€1.56M ▲ 228%
Debt's share of the balance-sheet total rises from 88.6% to 96.0%. Equity and debt are higher.
Key figures and ratios
Current ratio
1.32▲
2023 · 1.13
Quick ratio
0.90▲
2023 · 0.12
Debt to equity
23.92▲
2023 · 7.76
ROE
6.0%▲
2023 · -22.6%
ROA
0.2%▲
2023 · -2.6%
Debt ≤ 1 year
€1.23M▲
2023 · €475k
Debt > 1 year
€325k
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2024 against 2023 · 35 lines
Balance sheet
Code20232024
Assets
Total assets20/58€536k€1.62M▲
Current assets29/58€536k€1.62M▲
Stocks and contracts in progress3€481k€511k▲
Stocks30/36€481k€511k▲
Amounts receivable within one year40/41€51k€481k▲
Trade receivables40€48k€456k▲
Other amounts receivable41€2k€25k▲
Cash at bank and in hand54/58€4k€629k▲
Equity and liabilities
Total equity and liabilities10/49€536k€1.62M▲
Equity10/15€61k€65k▲
Contributions10/11€75k€75k=
Profit (loss) carried forward14€-14k€-10k▲
Amounts payable17/49€475k€1.56M▲
Amounts payable after more than one year17-€325k
Financial debts170/4-€325k
Amounts payable within one year42/48€475k€1.23M▲
Financial debts43€385k€251k▼
Credit institutions430/8€385k€251k▼
Trade debts44€54k€782k▲
Suppliers440/4€54k€782k▲
Taxes, remuneration and social security45-€142k
Taxes450/3-€142k
Other amounts payable47/48€35k€55k▲
Income statement
Code20232024
Non-recurring operating charges66A-€100
Gross operating margin9900€-3k€37k▲
Operating profit (loss)9901€-3k€37k▲
Financial income75/76B-€39
Recurring financial income75-€39
Financial charges65/66B€10k€34k▲
Recurring financial charges65€10k€34k▲
Profit (loss) for the period before taxes9903€-14k€4k▲
Profit (loss) for the period9904€-14k€4k▲
Profit (loss) for the period to be appropriated9905€-14k€4k▲
Appropriation of the result
Profit (loss) to be appropriated9906€-14k€-10k▲
Profit (loss) brought forward from the previous period14P-€-14k
The notes to these accounts (3 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
2025
25-09
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 56 days late
2024
31-12
Financial
Back to profitnet €4k
Net result €4k after one loss-making year.
29-08
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 29 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 1 act read
About the unread acts
We know of 1 Belgian State Gazette act for this company. It has not been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Zemst · 1 establishment unit since 2023
Ground area
758 m²
Building footprint
132 m²
Volume, LiDAR
934 m³
Parcel 23018D0231/00D000, Flanders · tallest building 11.5 m, ±3 floors. Linked by address, not a title deed.
4
companies at this address
See who is registered here
1 establishment unit
FUTURE CONSTRUCT
since 20232.340.815.876
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 23018D0231/00D000 | Flanders | 758 m² | 1 · 132 m² | 11.5 m · 3 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
Résidence des Etoiles
BE 0803.944.809
Chaudfontaine · Eq €65,058
Seven-Days Renovating Dreams
BE 0768.327.991
Nazareth-De Pinte · Eq €65,080
Hevra
BE 0747.758.152
Riemst · Eq €65,151
BEVANCO
BE 0475.975.733
Hasselt · Eq €65,155
VASTGOED CW
BE 0828.615.273
Hoogstraten · Eq €65,162
Of 9,693 companies in sector 68121 we hold annual accounts for 7,385. 5,171 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded17-01-2023
Fiscal year end31-12
Activities, NACEBEL 2025
68121Development of residential building projects
68122Development of non-residential building projects
71111Activities of building architects
Sources
Crossroads Bank for EnterprisesNational Bank · 2 filingsAddress and cadastre registers
Scores and ratios are computed by Checked and are not a credit decision.