FUTURE CONCEPT
ActiveFUTURE CONCEPT has been active since 2014 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show negative equity (€-154k) and a net result of €-156k. The figures fluctuate too strongly year-on-year for a reliable trend projection. Its solvency ranks better than 5% of 2258 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.6% (low).
Checked score
Score 2025
7
/ 100
Critical▼ -20 vs 2024
The score combines four axes. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability100▲+100
Solvency33▲+21
Growth32=
Stability100
Bankruptcy probability, 12 months
0.6%
Low
0%0.5%1.5%4%10%≥ 25%
No credit on open account
Liquidity short (current ratio 0.44 against 1.0 in 2024), and equity is negative.
Credit advice for your own amount and term
Signals
Seven signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
-127.1%
Return on assets
-129.3%
Age of the figures
11 mo
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 82
Relative position
BE, all sectors
reference
Sector 82
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
raises risk · Negative equity
Equity is negative for financial year 2025: liabilities exceed assets. This is the trigger point of the alarm-bell procedure (Belgian CAC).
NBB · annual accounts 2025Equity per financial year
1819202122232425
2018 to 2025 · latest year -€154k
neutral · Filed after the deadline
The financial year that closed on 30-09-2025 was due by 30-04-2026 and was filed on 05-05-2026, 5 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filingsDeviation from the deadline
2025
5 d late
2024
on the day
2023
31 d late
2022
2 d late
2021
25 d late
2020
31 d late
2019
61 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 30-09-2026 and is due by 30-04-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
14-09-2026 today30-09-2026 close30-04-2027 deadline
Financials · fiscal year 2025, abbreviated schema
Equity
€-154k
2024 · €3k
2018: €575k
2019: €575k
2020: €169k
2021: €-23k
2022: €-95k
2023: €14k
2024: €3k
2018 → 2025
Total assets
€121k▼ 46.2%
2024 · €225k
2018: €1,000k
2019: €1,000k
2020: €470k
2021: €207k
2022: €125k
2023: €209k
2024: €225k
2018 → 2025
Net result
€-156k▼ 1,263%
2024 · €-11k
2018: €258k
2019: €-406k
2020: €-406k
2021: €-87k
2022: €-72k
2023: €109k
2024: €-11k
2018 → 2025
Working capital
€-154k
2024 · €1k
2018: €436k
2019: €487k
2020: €96k
2021: €-67k
2022: €-95k
2023: €17k
2024: €1k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€-23k-€-95k▼ 309%€14k€3k▼ 81.3%€-154k
Operating result€-120k-€-130k▼ 7.9%€110k€-10k€-155k▼ 1,517%
Net result€-87k-€-72k▲ 17.4%€109k€-11k€-156k▼ 1,263%
Turnover and EBIT margin not published: the abbreviated schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result stays negative: a loss of €155k in 2025 against €10k in 2024; the loss grows and 2025 is the lowest year so far.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €121k
Fixed assets
€607▼ 63.8%
Current assets
€120k▼ 46.0%
Key figures and ratios
EBITDA
€-154k▼
2024 · €-8k
Cash flow
€-155k▼
2024 · €-10k
Solvency
-127.1%▼
2024 · 1.2%
Current ratio
0.44▼
2024 · 1.00
Quick ratio
0.44▼
2024 · 1.00
Debt / equity
-1.79▼
2024 · 84.11
ROE
101.7%▲
2024 · -434.5%
ROA
-129.3%▼
2024 · -5.1%
Interest coverage
-20.43▼
2024 · -1.06
Debt
€275k▲
2024 · €222k
Debt ≤ 1 year
€275k▲
2024 · €222k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€225k€121k▼
Fixed assets21/28€2k€607▼
Tangible fixed assets22/27€2k€607▼
Plant, machinery and equipment23€2k€607▼
Current assets29/58€223k€120k▼
Amounts receivable within one year40/41€153k€113k▼
Trade receivables40€13k€0▼
Other amounts receivable41€140k€113k▼
Cash at bank and in hand54/58€69k€6k▼
Deferred charges and accrued income490/1€1k€1k▲
Equity and liabilities
Total equity and liabilities10/49€225k€121k▼
Equity10/15€3k€-154k▼
Contributions10/11€19k€19k=
Reserves13€2k€2k=
Non-distributable reserves130/1€0-
Reserves not available under the articles1311€0-
Distributable reserves133€2k€2k=
Profit (loss) carried forward14€-18k€-174k▼
Amounts payable17/49€222k€275k▲
Amounts payable within one year42/48€222k€275k▲
Trade debts44€17k€81k▲
Suppliers440/4€17k€81k▲
Taxes, remuneration and social security45€3k€3k▲
Taxes450/3€3k€3k▲
Other amounts payable47/48€202k€191k▼
Accrued charges and deferred income492/3€138€0▼
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€1k€1k▼
Other operating charges640/8€3k€2k▼
Gross operating margin9900€-5k€-152k▼
Operating profit (loss)9901€-10k€-155k▼
Financial income75/76B€6k€6k▲
Recurring financial income75€6k€6k▲
Financial charges65/66B€8k€8k▼
Recurring financial charges65€8k€8k▼
Profit (loss) for the period before taxes9903€-11k€-156k▼
Profit (loss) for the period9904€-11k€-156k▼
Profit (loss) for the period to be appropriated9905€-11k€-156k▼
Appropriation of the result
Profit (loss) to be appropriated9906€-18k€-174k▼
Profit (loss) brought forward from the previous period14P€-6k€-18k▼
The notes to these accounts (5 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
05-05
NBB filing
Annual accounts filed
fiscal year 2025 · abbreviated schema · 5 days late
2025
30-04
NBB filing
Annual accounts filed
fiscal year 2024 · abbreviated schema
2024
31-05
NBB filing
Annual accounts filed
fiscal year 2023 · abbreviated schema · 31 days late
2023
30-09
Financial
Back to profitnet €109k
Net result €109k after 4 loss-making years.
02-05
NBB filing
Annual accounts filed
fiscal year 2022 · abbreviated schema · 2 days late
2022
25-05
NBB filing
Annual accounts filed
fiscal year 2021 · abbreviated schema · 25 days late
2021
31-05
NBB filing
Annual accounts filed
fiscal year 2020 · abbreviated schema · 31 days late
2020
30-06
NBB filing
Annual accounts filed
fiscal year 2019 · abbreviated schema · 61 days late
2019
28-05
NBB filing
Annual accounts filed
fiscal year 2018 · abbreviated schema · 28 days late
2018
10-09
NBB filing
Annual accounts filed
fiscal year 2017 · abbreviated schema · 133 days late
2017
31-05
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema · 31 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Sint-Martens-Latem · 1 establishment unit since 2014
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Nevelse Warande 299830 Sint-Martens-LatemGround area
2,237 m²
Building footprint
301 m²
Volume, LiDAR
850 m³
Parcel 44064B0005/00F002, Flanders · tallest building 8.9 m. Linked by address, not a title deed.
1 establishment unit
FUTURE CONCEPT
since 20142.229.203.817
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 44064B0005/00F002 | Flanders | 2,237 m² | 1 · 300 m² | 8.9 m |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Recognitions · licences · registrations
Legal Entity Identifier
9676008AUA9J8M572F58
Similar companies · same sector, comparable size
WDK Invest
BE 0874.393.236
Arendonk · Eq €3k
RED ROSE BEHEER
BE 0899.051.230
Hamont-Achel · Eq €3k
Twentynine Invest
BE 1001.766.411
Antwerpen · Eq €3k
2 FUNDS
BE 0784.877.082
Liège · Eq €3k
BEARD
BE 0781.465.553
Buggenhout · Eq €3k
Of 24,423 companies in sector 82990 we hold annual accounts for 9,361. 2,121 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded31-03-2014
Fiscal year end30-09
Activities, NACEBEL
82990Other business support services
70200Business and other management consultancy
70220Business consulting
Sources
Crossroads Bank for EnterprisesNational Bank · 12 filingsAddress and cadastre registers
Data from official sources, last processed on 13-09-2026. Scores and ratios are computed by Checked and are not a credit decision.