FUTURE COMPTA
ActiveSummary
FUTURE COMPTA has been active since 2010 and the Belgian Official Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €371,240 and a net result of €4,812. Equity is growing by about 13% per year across the filed financial years. The computed 12-month bankruptcy probability is 0.1% (very low).
Overview
- Equity
- €371,240
- Profit
- €4,812
Why 96raises riskProfit of €4,812 (financial year 2025)lowers riskSize: total assets €377,154Liquidity: current ratio 16.96, cash €100,284Equity €371,240 (98.4% of total assets)Show the evidence
Checked score
Fewer than 1 in 1,000 comparable companies go bankrupt within 12 months (an estimate).
How it is calculated
The band follows from the bankruptcy probability, on a scale where 10 more points roughly halve it:
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (no NACE code, micro): better than 81% on solvency, 75% on liquidity, 50% on profitability and 52% on growth.
The bankruptcy probability was computed on 26-10-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.
Some facts cap the score, however low the probability. Negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late hold it at Fair at most (59); two missing filings, at Weak (44). An ongoing judicial reorganisation or the company's end (bankruptcy, dissolution, liquidation) holds it at Critical at most (24).
Credit check for your own amount and term
Show the recommended maximum and see how the verdict changes with amount, term and advance.
Signals
This company filed its last 7 accounts on average 34 days before the deadline; the Belgian median for financial year 2024 is 4 days before the deadline, and 38% of all filings were late.
Searched, nothing found (2)
- Annual accounts filedfinancial year 2025 · micro…
- Weakest financial yearnet €4,812 ▼88.3%
- Liquidity more than quadruplescurrent ratio 16.96
Financials · financial year 2025, micro format
2021 to 2025, 5 financial years 2019 to 2025, 7 financial years
The operating result has fallen three years in a row; 2025 is 90% below 2024 and is the lowest result in the available series.
What the company sold each financial year and what was left of it. A loss stands below the zero line.
What the company owns (total assets), how much of it is its own (equity) and how much it owes.
Short-term assets minus short-term debts. Above zero the company can pay its bills in the short term.
How much of each euro of turnover is left from operations (EBIT margin) and what the assets earn (return on assets).
Use the arrow keys on the chart for the figures per year.
Peer companies
Historical observationOf the 10,904 companies that looked in July 2024 the way this one looks now, 0.7% went bankrupt within 24 months and 95.1% are still going.
- Micro
- 10 to 20 years old
- solvency 30% or more
- a profit under 5% of the balance sheet
A further 0.1% stopped, but we cannot tell whether within those 24 months.
For this company itself Checked computes a bankruptcy probability of 0.1% over twelve months; the group does not contradict it.
How reliable is this rule?
Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,445 companies of July 2024 its group's bankruptcy share. Expected: 1.6%; actually bankrupt within 24 months: 1.7%.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 0.9% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.8% |
| 9 | 3.0% | 3.1% |
| 10 | 5.6% | 6.2% |
The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 74.5% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.
An observation about 10,904 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.
| Line | 2019 | 2020 | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|---|---|
| Turnover70 | €74,400 | €80,400 | - | - | - | - | - | - |
| Goods, raw materials, services and sundry goods60/61 | - | - | - | - | - | - | €6,380 | - |
| Remuneration, social security and pensions62 | - | - | - | €348 | €348 | €384 | €387 | ▲ 0.8% |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €38,817 | €40,545 | €32,158 | €23,701 | €24,167 | €27,042 | €30,109 | ▲ 11.3% |
| Other operating charges640/8 | - | - | - | €3,966 | €748 | €2,614 | €4,646 | ▲ 77.7% |
| Gross operating margin9900 | €62,694 | €82,629 | €90,023 | €84,963 | €79,279 | €83,650 | €40,420 | ▼ 51.7% |
| Operating profit (loss)9901 | €21,264 | €41,369 | €55,206 | €56,949 | €54,017 | €53,610 | €5,277 | ▼ 90.2% |
| Financial income75/76B | - | - | - | - | €5 | €1,969 | €1,537 | ▼ 21.9% |
| Recurring financial income75 | - | - | - | - | €5 | €1,969 | €1,537 | ▼ 21.9% |
| Financial charges65/66B | - | - | - | €1,649 | €1,261 | €945 | €845 | ▼ 10.5% |
| Recurring financial charges65 | €3,592 | €2,698 | €2,033 | €1,649 | €1,261 | €945 | €845 | ▼ 10.5% |
| Profit (loss) for the period before taxes9903 | €17,672 | €38,671 | €53,174 | €55,300 | €52,761 | €54,634 | €5,969 | ▼ 89.1% |
| Income taxes67/77 | €4,593 | €10,049 | €12,565 | €13,224 | €13,271 | €13,447 | €1,157 | ▼ 91.4% |
| Profit (loss) for the period9904 | €13,079 | €28,622 | €40,609 | €42,076 | €39,490 | €41,187 | €4,812 | ▼ 88.3% |
| Profit (loss) for the period to be appropriated9905 | €13,079 | €28,622 | €40,609 | €42,076 | €39,490 | €41,187 | €4,812 | ▼ 88.3% |
| Line | 2019 | 2020 | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|---|---|
| Assets | ||||||||
| Total assets20/58 | €395,333 | €379,945 | €386,500 | €394,944 | €401,674 | €409,073 | €377,154 | ▼ 7.8% |
| Fixed assets21/28 | €350,711 | €338,004 | €305,846 | €282,145 | €272,978 | €272,099 | €276,839 | ▲ 1.7% |
| Tangible fixed assets22/27 | €350,711 | €338,004 | €305,846 | €282,145 | €272,978 | €272,099 | €276,839 | ▲ 1.7% |
| Plant, machinery and equipment23 | - | - | - | €21,053 | €17,327 | €39,757 | €67,805 | ▲ 70.5% |
| Furniture and vehicles24 | - | - | - | - | €9,534 | €6,201 | €2,868 | ▼ 53.8% |
| Other tangible fixed assets26 | - | - | - | €261,092 | €246,117 | €226,142 | €206,167 | ▼ 8.8% |
| Current assets29/58 | €44,622 | €41,941 | €80,654 | €112,799 | €128,696 | €136,974 | €100,315 | ▼ 26.8% |
| Amounts receivable within one year40/41 | - | - | €185 | €1,776 | - | - | €30 | - |
| Other amounts receivable41 | - | - | - | €1,776 | - | - | €30 | - |
| Cash at bank and in hand54/58 | €44,622 | €41,941 | €80,469 | €111,022 | €128,696 | €136,974 | €100,284 | ▼ 26.8% |
| Equity and liabilities | ||||||||
| Total equity and liabilities10/49 | €395,333 | €379,945 | €386,500 | €394,944 | €401,674 | €409,073 | €377,154 | ▼ 7.8% |
| Equity10/15 | €174,445 | €203,067 | €243,676 | €285,752 | €325,242 | €366,429 | €371,240 | ▲ 1.3% |
| Contributions10/11 | €18,600 | - | - | €18,600 | €18,600 | €18,600 | €18,600 | = |
| Contributions outside capital11 | - | - | - | - | - | - | €18,600 | - |
| Other1109/19 | - | - | - | - | - | - | €18,600 | - |
| Reserves13 | €153,860 | €153,860 | €201,860 | €251,860 | €301,860 | €340,000 | €340,000 | = |
| Non-distributable reserves130/1 | - | - | - | €1,860 | €1,860 | - | - | - |
| Reserves not available under the articles1311 | - | - | - | €1,860 | €1,860 | - | - | - |
| Distributable reserves133 | - | - | - | €250,000 | €300,000 | €340,000 | €340,000 | = |
| Profit (loss) carried forward14 | €1,985 | €30,607 | €23,216 | €15,292 | €4,782 | €7,829 | €12,640 | ▲ 61.5% |
| Amounts payable17/49 | €220,888 | €176,878 | €142,824 | €109,192 | €76,432 | €42,644 | €5,913 | ▼ 86.1% |
| Amounts payable after more than one year17 | €176,018 | €142,764 | €109,124 | €75,093 | €40,668 | €5,843 | - | - |
| Financial debts170/4 | - | - | - | €75,093 | €40,668 | €5,843 | - | - |
| Amounts payable within one year42/48 | €44,870 | €34,114 | €33,701 | €34,099 | €35,764 | €36,801 | €5,913 | ▼ 83.9% |
| Current portion of amounts payable after more than one year42 | - | - | - | €34,031 | €34,425 | €34,825 | €5,843 | ▼ 83.2% |
| Trade debts44 | €2,214 | €61 | €61 | €68 | €68 | €70 | €70 | = |
| Suppliers440/4 | - | - | - | €68 | €68 | €70 | €70 | = |
| Taxes, remuneration and social security45 | - | - | - | - | €1,271 | €1,906 | - | - |
| Taxes450/3 | - | - | - | - | €1,271 | €1,906 | - | - |
| Line | 2019 | 2020 | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | €13,079 | €28,622 | €40,609 | €42,076 | €39,490 | €41,187 | €4,812 | ▼ 88.3% |
| + Depreciation and write-downs630 | €38,817 | €40,545 | €32,158 | €23,701 | €24,167 | €27,042 | €30,109 | ▲ 11.3% |
| Operating cash flow (approximation) | €51,896 | €69,167 | €72,767 | €65,777 | €63,657 | €68,228 | €34,921 | ▼ 48.8% |
| Investment in fixed assets (approximation) | - | -€27,838 | €0 | €0 | -€15,000 | -€26,163 | -€34,849 | ▼ 33.2% |
| Change in cash | - | -€2,681 | €38,528 | €30,554 | €17,673 | €8,278 | -€36,689 | - |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Latest 10 of 15 filings with the National Bank
| Financial year | Type | Filed | Reference |
|---|---|---|---|
| 31-08-2025 | micro format | 31-03-2026 | 2026-00071211 |
| 31-08-2024 | micro format | 17-02-2025 | 2025-00035219 |
| 31-08-2023 | full format | 09-02-2024 | 2024-00029278 |
| 31-08-2022 | full format | 10-02-2023 | 2023-00027367 |
| 31-08-2021 | micro format | 14-02-2022 | 2022-05500213 |
| 31-08-2020 | micro format | 29-03-2021 | 2021-08700573 |
| 31-08-2019 | full format | 14-02-2020 | 2020-05000321 |
| 31-08-2018 | full format | 28-02-2019 | 2019-06000374 |
| 31-08-2017 | full format | 20-02-2018 | 2018-05200028 |
| 31-08-2016 | full format | 18-02-2017 | 2017-04600599 |
Public contracts: No European public contracts awarded found since October 2016. Contracts below the EU thresholds are not in TED.
Directors
Not every act has been read: a resignation may still be missing
Mandate history
- Board
- began earlier
| Name | Functions and periods |
|---|---|
| Roxane WEY |
|
| Joseph COUARD |
|
Owners and capital
Capital and shareholders
- 28-12-2023 Capital stated in the deed · 186 shares
Group and network
Connections & network
1 current directorThe network starts from this company’s directors. Other companies they run appear here as nodes.
History
Acts, filings and financial milestones
28-12
Gazette deed
Resignation: Joseph COUARD (manager)Appointment: Roxane WEY (director) · Registered office clause · Capital conversion11 facts ▸
- Director resignation, Joseph COUARD (manager)
- Director appointment, Roxane WEY (director (not named in the articles))
- Other provision, “absence interdiction, n’est pas frappée d’une décision qui s’y oppose” (deed in French)
- Registered office clause, “4900 Spa Rue du Waux-Hall 33, restera située” (deed in French)
- Other provision, “site internet et adresse électronique” (deed in French)
- General meeting, 15-12-2023
- Other provision, “adaptation statuts au Code des sociétés et des associations, article 39,§1,alinéa 1er et 3 loi du 23 mars” (deed in French)
- Capital conversion, “conversion de plein droit, article 39,§2,alinéa 2 loi du 23-03-2019” (deed in French)
- Other provision, “suppression compte de capitaux propres statutairement indisponible, fonds disponibles pour distribution” (deed in French)
- Amendment of the articles
- Capital
Show earlier events
About the unread acts
Of the 2 Belgian Official Gazette deeds we know for this company, 1 has been read. The other one has not been read yet: what they contain is neither established nor disproved here.
Register details
No listing in the Peppol Directory under this enterprise or VAT number. That proves nothing: being listed there is voluntary.
What can you do?
Try sending from your invoicing software; if that fails, ask the customer whether they already receive via Peppol.
If the customer is not ready yet, you may send the invoice another way, for example as a PDF; if you send it electronically, you need their agreement on a secure channel. The invoice remains valid; it is the customer, not you, who risks a penalty. FPS Finance
If you follow this company, Checked tells you the day it appears in the Peppol register.
Register as of 27 October 2026 · Peppol Directory
Scores and ratios are computed by Checked and are not a credit decision.
Environmental permits: No permit applications found in Flanders. Brussels and Wallonia do not publish the applicant.
Sites & property
1 parcel
| Cadastral parcel | Region | Area | Buildings | Height / floors |
|---|---|---|---|---|
| 63072G0700/00R000 | Wallonia | 84 m² | 1 · 38 m² | 11.4 m · 2 |
How the parcels are linked
Articles of association
What the company does
- PurposeThe activities the company may carry out under its articles.
- “La société a pour objet la constitution,la valorisation et la gestion d’un patrimoine immobilier,tant en Belgique qu’à l’étranger,de valeurs…” (deed in French)
7 activities (deed in French)
- La société a pour objet la constitution,la valorisation et la gestion d’un patrimoine immobilier,tant en Belgique qu’à l’étranger,de valeurs et de participations ainsi que toutes opérations se rapportant directement ou indirectement à cet objet ou qui sont de nature à favoriser le rapport des biens immeubles,tels que l’entretien,le développement,l’embellissement et la location des biens.
- Elle pourra notamment acheter,transformer,rénover et louer tous biens immobiliers.
- Elle pourra de même faire bâtir ou démolir de tels biens.
- Elle pourra également contracter tous emprunts ou ouvertures de crédit pour fiancer ces opérations.
- Elle pourra réaliser son objet,tant en en Belgique qu’à l’étranger,de toutes les manières et suivant les modalités qui lui paraitront les mieux appropriées.
- La société pourra réaliser toutes réaliser toutes opérations mobilières ou immobilières en relation avec son objet social.
- Elle pourra s’intéresser par toutes voies dans toutes affaires,entreprises ou sociétés ayant un objet analogue,similaire ou connexe ou qui sont de nature à favoriser le développement de son entreprise,à lui procurer des matières premières ou à faciliter l’écoulement de ses produits.
- DurationHow long the company exists; usually unlimited, so until it is dissolved.
- Unlimited
- Name clauseThe name the company operates under according to its articles.
- FUTURE COMPTA
- Registered office clauseThe region of the registered office; it decides among other things the language of official documents.
- “Sièges administratifs,succursales,agences,dépôts partout Belgique et étranger par décision organe administration, Région wallonne” (deed in French)
Who represents it, and how
- Who signsWho may bind the company towards others, for example by signing a contract.
- Each director alone
- Board ruleHow the board is made up, meets and takes decisions.
- “Durée à laquelle il pourra être mis fin en tout temps par assemblée générale, personnes physiques ou morales,actionnaires ou non,statutaires…” (deed in French)“Traitement fixé par décision des actionnaires à la majorité des voix, maintenu de plein droit jusqu’à décision nouvelle acceptée par…” (deed in French)
- Power of attorneyA special mandate allowing someone to perform one or more acts on the company's behalf.
- One provision in the deed
Capital, shares and profit
- Kind of sharesWhich classes of shares exist and what rights each class carries.
- “Nominatives, titulaires connaissance registre relatif à leurs titres” (deed in French)
- Transfer restrictionWhether shareholders may sell their shares freely or need approval first.
- “Moitié cédant moitié acquéreurs proportionnellement nombre acquis, toutes cessions entre vifs onéreux ou gratuit volontaires ou forcées…” (deed in French)
Meetings and financial year
- Annual meetingWhen the shareholders meet each year, among other things to approve the annual accounts.
- Second Friday of February at 08:30
Oversight and winding up
- Dissolution ruleWhen and by whom the company can be dissolved.
- “Assemblée détermine pouvoirs et émoluments, outre causes légales” (deed in French)