FuTurAc

Active

Private limited companyfounded 20242 yrs activeMeensesteenweg(Bis) 389, 8501 Kortrijk, BelgiumKBO/BCE: BE 1008.217.109

Summary

FuTurAc has been active since 2024 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €23,772 and a net result of €13,772. Its solvency ranks better than 6% of 4033 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.5% (very low).

Risk analysisWatch Report Compare

FuTurAcActiveChecked score 78/100

Risk analysis Report Compare

Activity

Certified accountants and tax accountants

NACE 69201

1 site

Size

€1.7mtotal assets 2025

Staff: 4.2 FTE
Equity: €23,772
Profit: €13,772

Turnover not published (abridged schema)

Financial health

78 Excellent Checked score 2025

Bankruptcy chance 12 m: 0.5%

Structure

Accounts on time0 of 1 deed read

Why 78- Liquidity: current ratio 0.58, cash €2,452- Equity €23,772 (1.4% of total assets)+ Sector Legal and accounting activities (NACE 69)+ Figures for FY 2025 (filed 31-07-2026)Show the evidence

Checked score

Score 2025

78 / 100

Excellent

Probability in this band: under 0.55%

Better than 10% of its sector peers (NACE 69, micro)

Performance against the sector, not lower risk

Every signal that weighs is under Signals.

Financial strength

Weak

Solvency 26

equity 1.4% of total assets

Liquidity 38

short-term debt 29.2% · cash 0.1%

Profitability 44

return on assets 0.8%

Bankruptcy probability, 12 months

0.5% Very low

0%0.5%1.5%4%10%≥ 25%

About 5 in 1,000 comparable companies go bankrupt within 12 months (an estimate).

Sector median < 0.1% (20,001 companies)

Last 24 months 05-2025: 0.3%lowest value 06-2025: 0.3%▲ +2.3% vs 05-2025 07-2025: 0.3%● 0.0% vs 06-2025 08-2025: 0.3%▲ +0.9% vs 07-2025 09-2025: 0.3%▲ +0.6% vs 08-2025 10-2025: 0.4%▲ +8.7% vs 09-2025 11-2025: 0.4%▲ +7.4% vs 10-2025 12-2025: 0.4%▲ +7.2% vs 11-2025 01-2026: 0.4%▼ -3.0% vs 12-2025 02-2026: 0.4%▼ -0.5% vs 01-2026 03-2026: 0.4%▲ +9.8% vs 02-2026 04-2026: 0.4%▲ +3.0% vs 03-2026 05-2026: 0.4%▲ +1.4% vs 04-2026 06-2026: 0.4%▼ -0.9% vs 05-2026 07-2026: 0.4%● 0.0% vs 06-2026 08-2026: 0.5%▲ +3.8% vs 07-2026highest value 09-2026: 0.5%● 0.0% vs 08-2026highest value 10-2026: 0.5%● 0.0% vs 09-2026highest value

Sector Legal and accounting activities (NACE 69) lowers the probability
Liquidity: current ratio 0.58, cash €2,452 raises the probability
Figures for FY 2025 (filed 31-07-2026) lowers the probability
Equity €23,772 (1.4% of total assets) raises the probability

Credit up to €1,500 at 30 days acceptable

Liquidity short (current ratio 0.58; short-term debt: 29.2% and cash: 0.1% of total assets), and 98.6% of the assets are financed with debt.

How it is calculated

The band comes from the bankruptcy probability on a scale of 0 to 100: every 10 points more double the odds of getting through the year without bankruptcy.

75-100	Excellent	under 0.55%
60-74	Healthy	0.55% to 1.5%
45-59	Fair	1.5% to 4.2%
25-44	Weak	4.2% to 15.0%
0-24	Critical	over 15.0%

Place inside the band: half the bankruptcy probability, half how the company does against its sector peers (NACE 69, micro). Better than this share of them on solvency 6%, liquidity 14%, profitability 10%. That is performance, not lower risk; the band itself always comes from the probability.

Bankruptcy probability: model pd-v3.202610021621, computed on 04-10-2026. The model learns from Belgian bankruptcies and reads the registers, the annual accounts and the gazette.

Ceilings: negative or zero equity, a heavy loss, a special KBO legal situation and a missing filing 59 (two missing 44), an ongoing judicial reorganisation or an ending 24. Financial strength does not count in the score.

Credit check for your own amount and term

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Signals

Seven signals. The signal on the left, the evidence on the right.

−lowers risk+raises risk○neutral

Sector Legal and accounting activities (NACE 69)

In the bankruptcy model this factor lowers the probability.

KBO

Liquidity: current ratio 0.58, cash €2,452

In the bankruptcy model this factor raises the probability.

NBB · annual accounts

Figures for FY 2025 (filed 31-07-2026)

In the bankruptcy model this factor lowers the probability.

NBB · annual accounts

Equity €23,772 (1.4% of total assets)

In the bankruptcy model this factor raises the probability.

NBB · annual accounts

Weak solvency vs sector

Solvency (equity / total assets) is in the sector's weakest quartile: better than 6% of 4033 sector peers (2025).

NBB · sector comparison

Position among 4033 sector peers

Solvency

better than 6%

← weakest strongest →

Young company

Founded in 2024, under 3 years in business. Failure risk is statistically highest between 2 and 8 years after founding.

KBO · incorporation date

Age against the risk zone

Latest accounts filed on time

The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 31-07-2026, 0 days ahead of the deadline.

NBB · 1 filing

Deviation from the deadline

2025

on the day

← before the deadline after the deadline →

Checked, nothing found (1)

No strike-offs in the KBO publications

We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.

KBO publications · our coverage

23-09-26 Legal form clause · Name clauseRegistered office clause · Duration
22-09-26 General meeting · Registered-office movePower of attorney
31-07-26 Annual accounts filedfiscal year 2025 · abbreviated…

Key points

Caution: Among the weakest 7% on solvencysector median 44.4% · 4,033 companies 1.4% View
Total assets 2025first fiscal year filed €1.7m View
Active since 2024founded 09-04-2024 2 years View