FUTUR H
ActiveFor FUTUR H, at least two filing cycles of the annual accounts are missing. The 2022 annual accounts show equity of €154k and a net result of €-2k. Equity remains stable across the filed fiscal years (±2.5% per year). Its solvency ranks better than 52% of 543 sector peers (fiscal year 2022). The company has been active since 1999 and the Belgian State Gazette contains no insolvency or warning signals. The computed 12-month bankruptcy probability is < 0.1% (very low).
Checked score
No current score
Figures too old
The available figures for FY 2022 are too old to assess current financial health.
Filing: At least two filing cycles are missing
Axes, FY 2022 · tick = 2021
Profitability68▼-3
Solvency76=
Growth78=
Track record100
Bankruptcy probability, 12 months
< 0.1%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit advice for your own amount and term
Signals
Eight signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 85
Relative position
BE, all sectors
reference
Sector 85
lower
← fewer bankruptcies
more bankruptcies →
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2022Solvency, return and age of the figures
Solvency
51.4%
Return on assets
-0.8%
Age of the figures
45 mo
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
raises risk · Two or more financial years not filed
Since the financial year that closed on 31-12-2023, 3 financial years are missing at the National Bank. A company this far behind goes bankrupt within the year nineteen times as often as a punctual filer.
NBB · 10 filingsPosition against the passed deadline
31-12-2023 close31-07-2024 deadline16-09-2026 today
neutral · Filed after the deadline
The financial year that closed on 31-12-2022 was due by 31-07-2023 and was filed on 04-08-2023, 4 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filingsDeviation from the deadline
2025
not confirmed
2024
not filed
2023
not filed
2022
4 d late
2021
23 d late
2020
13 d late
2019
88 d late
← before the deadline
after the deadline →
Financials · fiscal year 2022, full schema
Turnover
Not included in this filing
EBIT margin
Not included in this filing
Net result
€-2k
2021 · €6k
2018: €-8k
2019: €5k
2020: €3k
2021: €6k
2018 → 2022
Working capital
€206k▼ 8.3%
2021 · €225k
2018: €237k
2019: €196k
2020: €231k
2021: €225k
2018 → 2022
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20182019202020212022Trend
Equity€141k-€148k▲ 4.7%€151k▲ 2.0%€157k▲ 3.8%€154k▼ 1.8%
Operating result€-8k-€4k€3k▼ 31.4%€6k▲ 89.5%€-3k
Net result€-8k-€5k€3k▼ 32.3%€6k▲ 86.5%€-2k
Result per fiscal year
Operating resultNet result
The operating result turns negative in 2022: a loss of €3k after €6k in 2021.
Balance-sheet composition
2022 in colour, 2021 as the grey bar beneath
Assets €299k
Fixed assets
€17k▲ 5.7%
Current assets
€283k▼ 2.3%
Equity and liabilities €299k
Equity
€154k▼ 1.8%
Provisions
€68k▼ 18.0%
Debt
€77k▲ 18.2%
The debt ratio rises from 21.4% to 25.7%. Equity is lower and debt is higher.
Key figures and ratios
EBITDA
€1k▼
2021 · €9k
Cash flow
€2k▼
2021 · €9k
Solvency
51.4%▲
2021 · 51.3%
Current ratio
3.68▼
2021 · 4.46
Quick ratio
3.68▼
2021 · 4.46
Debt / equity
0.50▲
2021 · 0.42
ROE
-1.6%▼
2021 · 3.8%
ROA
-0.8%▼
2021 · 1.9%
Interest coverage
6.91▼
2021 · 52.95
Debt
€77k▲
2021 · €65k
Debt ≤ 1 year
€77k▲
2021 · €65k
Debt > 1 year
€192=
2021 · €192
Staff costs
€630k▲
2021 · €536k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2022 against 2021
Balance sheet
Code20212022
Assets
Total assets20/58€305k€299k▼
Fixed assets21/28€16k€17k▲
Tangible fixed assets22/27€16k€17k▲
Plant, machinery and equipment23€4k€3k▼
Furniture and vehicles24€0€1k▲
Other tangible fixed assets26€12k€12k▲
Financial fixed assets28€25€0▼
Current assets29/58€290k€283k▼
Amounts receivable within one year40/41€174k€167k▼
Trade receivables40€153-
Other amounts receivable41€174k€167k▼
Current investments50/53€111k€109k▼
Cash at bank and in hand54/58€3k€5k▲
Deferred charges and accrued income490/1€2k€2k▼
Equity and liabilities
Total equity and liabilities10/49€305k€299k▼
Equity10/15€157k€154k▼
Reserves13€17k€17k=
Profit (loss) carried forward14€6k€-2k▼
Investment grants15€1k€1k▼
Provisions and deferred taxes16€83k€68k▼
Provisions for liabilities and charges160/5€83k€68k▼
Pensions and similar obligations160€0€53k▲
Other liabilities and charges164/5€83k€15k▼
Amounts payable17/49€65k€77k▲
Amounts payable after more than one year17€192€192=
Financial debts170/4€192€192=
Amounts payable within one year42/48€65k€77k▲
Trade debts44€0€7k▲
Suppliers440/4€0€7k▲
Taxes, remuneration and social security45€56k€68k▲
Taxes450/3-€0
Remuneration and social security454/9€56k€68k▲
Accrued charges and deferred income492/3€0-
Income statement
Code20212022
Remuneration, social security and pensions62€536k€630k▲
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€3k€4k▲
Other operating charges640/8-€102
Non-recurring operating charges66A€0€8k▲
Gross operating margin9900€545k€625k▲
Operating profit (loss)9901€6k€-3k▼
Financial income75/76B€272€400▲
Recurring financial income75€272€400▲
Financial charges65/66B€170€209▲
Recurring financial charges65€170€209▲
Profit (loss) for the period before taxes9903€6k€-2k▼
Profit (loss) for the period9904€6k€-2k▼
Profit (loss) for the period to be appropriated9905€6k€-2k▼
Appropriation of the result
Profit (loss) to be appropriated9906€6k€-2k▼
Social balance
Average headcount (FTE)90877.98.7▲
The notes to these accounts (12 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
2023
04-08
NBB filing
Annual accounts filed
fiscal year 2022 · full schema · 4 days late
2022
23-08
NBB filing
Annual accounts filed
fiscal year 2021 · full schema · 23 days late
2021
31-12
Financial
Highest result since 2018net €6k ▲86.5%
Operating result €6k, net result €6k, both a record.
13-08
NBB filing
Annual accounts filed
fiscal year 2020 · full schema · 13 days late
2020
31-12
Financial
Equity above €150kEq €151k ▲2%
2 profitable years in a row build equity to €151k.
27-10
NBB filing
Annual accounts filed
fiscal year 2019 · full schema · 88 days late
2019
31-12
Financial
Back to profitnet €5k
Net result €5k after one loss-making year.
30-08
NBB filing
Annual accounts filed
fiscal year 2018 · full schema · 30 days late
2018
30-08
NBB filing
Annual accounts filed
fiscal year 2017 · full schema · 30 days late
2017
21-09
NBB filing
Annual accounts filed
fiscal year 2016 · full schema · 52 days late
2016
27-09
NBB filing
Annual accounts filed
fiscal year 2015 · full schema · 58 days late
2015
06-10
NBB filing
Annual accounts filed
fiscal year 2014 · full schema · 67 days late
2014
22-09
NBB filing
Annual accounts filed
fiscal year 2013 · full schema · 53 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
7 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Liège · 1 establishment unit since 2008
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Rue Fosse-aux-Raines 384020 LiègeGround area
591 m²
Building footprint
20 m²
Volume, LiDAR
187 m³
Parcel 62808A0712/00P000, Wallonia · tallest building 15.7 m, ±3 floors. Linked by address, not a title deed.
1 establishment unit
FUTUR H
since 20082.178.371.857
1 parcel
Wallonia
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 62808A0712/00P000 | Wallonia | 591 m² | 1 · 20 m² | 15.7 m · 3 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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MOBILE SCHOOL
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FLANDERS BUSINESS SCHOOL
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Of 3,015 companies in sector 85592 we hold annual accounts for 987. 753 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formNon-profit association
Founded23-08-1999
Fiscal year end31-12
Activities, NACEBEL
85592Vocational training
Sources
Crossroads Bank for EnterprisesNational Bank · 16 filingsAddress and cadastre registers
Data from official sources, last processed on 16-09-2026. Scores and ratios are computed by Checked and are not a credit decision.