FusionPoint
ActiveFusionPoint has been active since 2015 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €81k and a net result of €76k. Equity is growing by ~9.8% per year across the filed fiscal years. Its solvency ranks better than 23% of 31487 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.2% (very low).
Checked score
Score 2025
73
/ 100
Healthy▼ -18 vs 2024
The score combines four axes. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability100=
Solvency32▼-45
Growth78=
Stability100
Bankruptcy probability, 12 months
0.2%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €6k at 30 days acceptable
Liquidity tight (current ratio 1.35 against 1.61 in 2024), and 80.1% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 70
Relative position
BE, all sectors
reference
Sector 70
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
19.9%
Return on assets
18.5%
Age of the figures
8 mo
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 23% of 31487 sector peers (2025).
NBB · sector comparisonPosition among 31487 sector peers
Solvency
better than 23%
← weakest
strongest →
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 25-08-2026, 25 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filingsDeviation from the deadline
2025
25 d late
2024
29 d late
2023
28 d late
2022
22 d late
2021
12 d early
2020
4 d early
2019
7 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
12-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€81k▼ 24.9%
2024 · €108k
2018: €24k
2019: €60k
2020: €82k
2021: €109k
2022: €126k
2023: €108k
2024: €108k
2018 → 2025
Total assets
€409k▲ 56.0%
2024 · €262k
2018: €55k
2019: €101k
2020: €151k
2021: €156k
2022: €180k
2023: €201k
2024: €262k
2018 → 2025
Net result
€76k▲ 17.3%
2024 · €64k
2018: €18k
2019: €27k
2020: €27k
2021: €27k
2022: €18k
2023: €24k
2024: €64k
2018 → 2025
Working capital
€102k▲ 7.8%
2024 · €94k
2018: €26k
2019: €61k
2020: €85k
2021: €108k
2022: €125k
2023: €108k
2024: €94k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€109k-€126k▲ 16.5%€108k▼ 14.2%€108k=€81k▼ 24.9%
Operating result€39k-€35k▼ 11.8%€28k▼ 18.7%€81k▲ 189%€101k▲ 23.7%
Net result€27k-€18k▼ 33.5%€24k▲ 32.5%€64k▲ 172%€76k▲ 17.3%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
After the dip in 2023 the operating result has climbed two years in a row; 2025 is 24% above 2024 and is the highest year so far.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €409k
Fixed assets
€16k▲ 14.0%
Current assets
€393k▲ 58.4%
Equity and liabilities €409k
Equity
€81k▼ 24.9%
Debt
€328k▲ 113%
The debt ratio rises from 58.7% to 80.1%: debt grows while equity shrinks.
Key figures and ratios
EBITDA
€106k▲
2024 · €84k
Cash flow
€80k▲
2024 · €67k
Solvency
19.9%▼
2024 · 41.3%
Current ratio
1.35▼
2024 · 1.61
Quick ratio
1.35▼
2024 · 1.61
Debt / equity
4.03▲
2024 · 1.42
ROE
92.8%▲
2024 · 59.4%
ROA
18.5%▼
2024 · 24.5%
Interest coverage
12.61▼
2024 · 33.32
Debt
€328k▲
2024 · €154k
Debt ≤ 1 year
€291k▲
2024 · €154k
Income taxes
€19k▲
2024 · €17k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€262k€409k▲
Fixed assets21/28€14k€16k▲
Tangible fixed assets22/27€14k€16k▲
Plant, machinery and equipment23€2k€1k▼
Furniture and vehicles24€12k€15k▲
Current assets29/58€248k€393k▲
Amounts receivable within one year40/41€40k€83k▲
Trade receivables40€39k€82k▲
Other amounts receivable41€236€577▲
Current investments50/53€155k€240k▲
Cash at bank and in hand54/58€53k€70k▲
Deferred charges and accrued income490/1€266€164▼
Equity and liabilities
Total equity and liabilities10/49€262k€409k▲
Equity10/15€108k€81k▼
Contributions10/11€19k€19k=
Reserves13€90k€63k▼
Distributable reserves133€90k€63k▼
Profit (loss) carried forward14€0€0=
Amounts payable17/49€154k€328k▲
Amounts payable within one year42/48€154k€291k▲
Trade debts44€1k€11k▲
Suppliers440/4€1k€11k▲
Taxes, remuneration and social security45€27k€49k▲
Taxes450/3€24k€46k▲
Remuneration and social security454/9€3k€3k=
Other amounts payable47/48€125k€232k▲
Accrued charges and deferred income492/3€110€36k▲
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€3k€5k▲
Other operating charges640/8€528€544▲
Non-recurring operating charges66A-€60
Gross operating margin9900€85k€106k▲
Operating profit (loss)9901€81k€101k▲
Financial income75/76B€2k€2k▼
Recurring financial income75€2k€2k▼
Financial charges65/66B€3k€8k▲
Recurring financial charges65€3k€8k▲
Profit (loss) for the period before taxes9903€81k€95k▲
Income taxes67/77€17k€19k▲
Profit (loss) for the period9904€64k€76k▲
Profit (loss) for the period to be appropriated9905€64k€76k▲
Appropriation of the result
Profit (loss) to be appropriated9906€64k€76k▲
Transfer from equity791/2€0€27k▲
Profit to be distributed694/7€64k€103k▲
Return on contributions (dividend)694€64k€103k▲
The notes to these accounts (8 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
25-08
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 25 days late
2025
31-12
Financial
Highest result since 2018net €76k ▲17.3%
Operating result €101k, net result €76k, both a record.
29-08
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 29 days late
2024
28-08
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 28 days late
2023
22-08
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 22 days late
2022
19-07
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
31-12
Financial
Equity above €100kEq €109k ▲33%
4 profitable years in a row build equity to €109k.
27-07
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
24-07
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2019
30-07
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2018
23-07
NBB filing
Annual accounts filed
fiscal year 2017 · abbreviated schema
2017
28-09
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema · 59 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Erpe-Mere · 1 establishment unit since 2015
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Dorpsstraat 389420 Erpe-MereGround area
380 m²
Building footprint
118 m²
Volume, LiDAR
629 m³
Parcel 41016C0617/00G000, Flanders · tallest building 10.3 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
Fusionpoint BVBA
since 20152.243.451.632
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 41016C0617/00G000 | Flanders | 380 m² | 1 · 118 m² | 10.3 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 82,218 companies in sector 70200 we hold annual accounts for 52,393. 40,027 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded08-06-2015
Fiscal year end31-12
Activities, NACEBEL
70200Business and other management consultancy
70220Business consulting
Sources
Crossroads Bank for EnterprisesNational Bank · 10 filingsAddress and cadastre registers
Data from official sources, last processed on 11-09-2026. Scores and ratios are computed by Checked and are not a credit decision.