FURNIMO
ActiveSummary
FURNIMO has been active since 2001 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €214k and a net result of €36k. Equity is growing by ~26.3% per year across the filed fiscal years. Its solvency ranks better than 72% of 11389 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.4% (very low).
Checked score
Score 2025
Axes · tick = 2024
Profitability89▲+4
Solvency95▼-1
Growth78=
Track record100
Bankruptcy probability, 12 months
0.4%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €14k at 30 days acceptable
Liquidity tight (current ratio 1.34 against 1.66 in 2024; short-term debt: 30.5% and cash: 26.3% of total assets), and 30.5% of the assets are financed with debt.
Credit check for your own amount and term
Signals
Four signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
69.5%
Return on assets
11.7%
Age of the figures
9 mo
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 46
Relative position
BE, all sectors
reference
Wholesale trade (NACE 46)
about 21% more bankruptcies
← fewer bankruptcies
more bankruptcies →
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 30-08-2026, 30 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filingsDeviation from the deadline
2025
30 d late
2024
5 d late
2023
61 d late
2022
30 d late
2021
29 d late
2020
19 d early
2019
63 d late
← before the deadline
after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
25-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Turnover
€144k
EBIT margin
38.4%
Net result
€36k▲ 12.3%
2024 · €32k
2018: €18k
2019: €15k▼ -16.4% vs 2018lowest in 8 years
2020: €25k▲ +70.2% vs 2019
2021: €24k▼ -5.3% vs 2020
2022: €37k▲ +51.2% vs 2021highest in 8 years
2023: €34k▼ -7.1% vs 2022
2024: €32k▼ -5.3% vs 2023
2025: €36k▲ +12.3% vs 2024
2018 → 2025
Working capital
€32k▼ 31.4%
2024 · €46k
2018: €-119klowest in 8 years
2019: €-101k▲ +14.9% vs 2018
2020: €-64k▲ +36.3% vs 2019
2021: €-43k▲ +32.6% vs 2020
2022: €-28k▲ +35.2% vs 2021
2023: €7k▲ +125% vs 2022
2024: €46k▲ +561% vs 2023highest in 8 years
2025: €32k▼ -31.4% vs 2024
2018 → 2025
Trend over the years
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Turnover€144k
Equity€87k-€112k▲ 28.1%€146k▲ 30.3%€178k▲ 22.1%€214k▲ 20.3%
2021: €87klowest in 5 years
2022: €112k▲ +28.1% vs 2021
2023: €146k▲ +30.3% vs 2022
2024: €178k▲ +22.1% vs 2023
2025: €214k▲ +20.3% vs 2024highest in 5 years
Operating result€40k-€48k▲ 19.7%€52k▲ 7.7%€50k▼ 5.1%€55k▲ 11.8%
2021: €40klowest in 5 years
2022: €48k▲ +19.7% vs 2021
2023: €52k▲ +7.7% vs 2022
2024: €50k▼ -5.1% vs 2023
2025: €55k▲ +11.8% vs 2024highest in 5 years
Net result€24k-€37k▲ 51.2%€34k▼ 7.1%€32k▼ 5.3%€36k▲ 12.3%
2021: €24klowest in 5 years
2022: €37k▲ +51.2% vs 2021highest in 5 years
2023: €34k▼ -7.1% vs 2022
2024: €32k▼ -5.3% vs 2023
2025: €36k▲ +12.3% vs 2024
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result recovers in 2025; 2025 is 12% above 2024 and is the highest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €308k
Fixed assets
€182k ▲ 36.6%
Current assets
€125k ▲ 8.0%
Equity and liabilities €308k
Equity
€214k ▲ 20.3%
Provisions
€0 ▼ 100%
Debt
€94k ▲ 33.9%
Debt's share of the balance-sheet total rises from 28.1% to 30.5%. Equity and debt are higher.
Key figures and ratios
EBITDA
€66k▲
2024 · €60k
Cash flow
€47k▲
2024 · €43k
Current ratio
1.34▼
2024 · 1.66
Debt to equity
0.44▲
2024 · 0.39
ROE
16.9%▼
2024 · 18.1%
ROA
11.7%▼
2024 · 12.9%
Interest coverage
149.42▲
2024 · 41.07
Debt ≤ 1 year
€94k▲
2024 · €70k
Income taxes
€19k▲
2024 · €16k
Staff costs
€2k▼
2024 · €4k
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2025 against 2024 · 54 lines
Balance sheet
Code20242025
Assets
Total assets20/58€250k€308k▲
Fixed assets21/28€134k€182k▲
Tangible fixed assets22/27€133k€182k▲
Land and buildings22€128k€122k▼
Plant, machinery and equipment23€2k€6k▲
Furniture and vehicles24€3k€555▼
Other tangible fixed assets26-€54k
Financial fixed assets28€50€50=
Current assets29/58€116k€125k▲
Amounts receivable after more than one year29€33k€23k▼
Other amounts receivable291€33k€23k▼
Amounts receivable within one year40/41€9k€14k▲
Trade receivables40€9k€12k▲
Other amounts receivable41-€2k
Current investments50/53-€0
Cash at bank and in hand54/58€74k€81k▲
Deferred charges and accrued income490/1€571€8k▲
Equity and liabilities
Total equity and liabilities10/49€250k€308k▲
Equity10/15€178k€214k▲
Contributions10/11€19k€19k=
Reserves13€159k€195k▲
Tax-exempt reserves132€2k€0▼
Distributable reserves133€157k€195k▲
Provisions and deferred taxes16€2k-
Provisions for liabilities and charges160/5€2k-
Major repairs and maintenance162€2k-
Amounts payable17/49€70k€94k▲
Amounts payable within one year42/48€70k€94k▲
Current portion of amounts payable after more than one year42€730€9k▲
Trade debts44€21k€47k▲
Suppliers440/4€21k€47k▲
Taxes, remuneration and social security45€4k€1k▼
Taxes450/3€4k€1k▼
Other amounts payable47/48€44k€37k▼
Income statement
Code20242025
Turnover70-€144k
Non-recurring operating income76A-€1k
Goods, raw materials, services and sundry goods60/61-€71k
Remuneration, social security and pensions62€4k€2k▼
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€10k€11k▲
Other operating charges640/8€5k€6k▲
Gross operating margin9900€69k€74k▲
Operating profit (loss)9901€50k€55k▲
Financial income75/76B€59€328▲
Recurring financial income75€59€328▲
Financial charges65/66B€1k€443▼
Recurring financial charges65€1k€443▼
Profit (loss) for the period before taxes9903€48k€55k▲
Income taxes67/77€16k€19k▲
Profit (loss) for the period9904€32k€36k▲
Transfer from tax-exempt reserves789€2k€2k▲
Profit (loss) for the period to be appropriated9905€34k€38k▲
Appropriation of the result
Profit (loss) to be appropriated9906€34k€38k▲
Transfer to equity691/2€34k€38k▲
To other reserves6921€34k€38k▲
The notes to these accounts (6 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Accounts by statement
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Turnover70 | - | - | - | - | €144k | - |
| Non-recurring operating income76A | - | - | - | - | €1k | - |
| Goods, raw materials, services and sundry goods60/61 | - | - | - | - | €71k | - |
| Remuneration, social security and pensions62 | €4k | €3k | €6k | €4k | €2k | ▼ 51.4% |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €9k | €9k | €10k | €10k | €11k | ▲ 4.1% |
| Provisions for liabilities and charges: additions (uses and reversals)635/8 | €-2k | - | - | - | - | - |
| Other operating charges640/8 | €3k | €4k | €4k | €5k | €6k | ▲ 15.7% |
| Gross operating margin9900 | €55k | €64k | €72k | €69k | €74k | ▲ 7.7% |
| Operating profit (loss)9901 | €40k | €48k | €52k | €50k | €55k | ▲ 11.8% |
| Financial income75/76B | €1k | €2k | €5 | €59 | €328 | ▲ 457% |
| Recurring financial income75 | €1k | €2k | €5 | €59 | €328 | ▲ 457% |
| Financial charges65/66B | €4k | €2k | €2k | €1k | €443 | ▼ 69.6% |
| Recurring financial charges65 | €4k | €2k | €2k | €1k | €443 | ▼ 69.6% |
| Profit (loss) for the period before taxes9903 | €38k | €49k | €50k | €48k | €55k | ▲ 14.8% |
| Income taxes67/77 | €14k | €12k | €17k | €16k | €19k | ▲ 19.9% |
| Profit (loss) for the period9904 | €24k | €37k | €34k | €32k | €36k | ▲ 12.3% |
| Transfer from tax-exempt reserves789 | €3k | - | €2k | €2k | €2k | ▲ 0.1% |
| Profit (loss) for the period to be appropriated9905 | €27k | €37k | €36k | €34k | €38k | ▲ 11.6% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Assets | ||||||
| Total assets20/58 | €218k | €261k | €228k | €250k | €308k | ▲ 23.3% |
| Fixed assets21/28 | €150k | €151k | €141k | €134k | €182k | ▲ 36.6% |
| Tangible fixed assets22/27 | €150k | €151k | €141k | €133k | €182k | ▲ 36.6% |
| Land and buildings22 | €149k | €142k | €135k | €128k | €122k | ▼ 5.2% |
| Plant, machinery and equipment23 | €670 | €3k | €2k | €2k | €6k | ▲ 215% |
| Furniture and vehicles24 | €873 | €6k | €4k | €3k | €555 | ▼ 82.5% |
| Other tangible fixed assets26 | - | - | - | - | €54k | - |
| Financial fixed assets28 | €50 | €50 | €50 | €50 | €50 | = |
| Current assets29/58 | €68k | €109k | €87k | €116k | €125k | ▲ 8.0% |
| Amounts receivable after more than one year29 | €51k | €51k | €35k | €33k | €23k | ▼ 31.4% |
| Other amounts receivable291 | €51k | €51k | €35k | €33k | €23k | ▼ 31.4% |
| Amounts receivable within one year40/41 | €5k | €10k | €9k | €9k | €14k | ▲ 48.9% |
| Trade receivables40 | €5k | €9k | €9k | €9k | €12k | ▲ 26.8% |
| Other amounts receivable41 | - | €745 | - | - | €2k | - |
| Current investments50/53 | - | - | - | - | €0 | - |
| Cash at bank and in hand54/58 | €12k | €49k | €43k | €74k | €81k | ▲ 10.2% |
| Deferred charges and accrued income490/1 | €194 | €194 | €194 | €571 | €8k | ▲ 1,347% |
| Equity and liabilities | ||||||
| Total equity and liabilities10/49 | €218k | €261k | €228k | €250k | €308k | ▲ 23.3% |
| Equity10/15 | €87k | €112k | €146k | €178k | €214k | ▲ 20.3% |
| Contributions10/11 | €19k | €19k | €19k | €19k | €19k | = |
| Reserves13 | €69k | €93k | €127k | €159k | €195k | ▲ 22.7% |
| Non-distributable reserves130/1 | €2k | €2k | - | - | - | - |
| Reserves not available under the articles1311 | €2k | €2k | - | - | - | - |
| Tax-exempt reserves132 | €6k | €6k | €4k | €2k | €0 | ▼ 100% |
| Distributable reserves133 | €61k | €85k | €123k | €157k | €195k | ▲ 24.2% |
| Provisions and deferred taxes16 | €2k | €2k | €2k | €2k | - | - |
| Provisions for liabilities and charges160/5 | €2k | €2k | €2k | €2k | - | - |
| Major repairs and maintenance162 | €2k | €2k | €2k | €2k | - | - |
| Amounts payable17/49 | €129k | €147k | €81k | €70k | €94k | ▲ 33.9% |
| Amounts payable after more than one year17 | €18k | €10k | €730 | - | - | - |
| Financial debts170/4 | €18k | €10k | €730 | - | - | - |
| Amounts payable within one year42/48 | €111k | €138k | €80k | €70k | €94k | ▲ 33.9% |
| Current portion of amounts payable after more than one year42 | €9k | €8k | €9k | €730 | €9k | ▲ 1,091% |
| Trade debts44 | €531 | €17k | €22k | €21k | €47k | ▲ 121% |
| Suppliers440/4 | €531 | €17k | €22k | €21k | €47k | ▲ 121% |
| Taxes, remuneration and social security45 | €11k | €10k | €10k | €4k | €1k | ▼ 69.6% |
| Taxes450/3 | €11k | €8k | €10k | €4k | €1k | ▼ 69.6% |
| Remuneration and social security454/9 | €62 | €2k | - | - | - | - |
| Other amounts payable47/48 | €91k | €102k | €39k | €44k | €37k | ▼ 15.8% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | €24k | €37k | €34k | €32k | €36k | ▲ 12.3% |
| + Depreciation and write-downs630 | €9k | €9k | €10k | €10k | €11k | ▲ 4.1% |
| Operating cash flow (approximation) | €33k | €45k | €44k | €43k | €47k | ▲ 10.3% |
| Investment in fixed assets (approximation) | - | €-9k | €0 | €-3k | €-60k | ▼ 2,057% |
| Change in cash | - | €37k | €-6k | €31k | €8k | ▼ 75.4% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
30-08
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 30 days late
2025
31-12
Financial
Equity above €200kEq €214k ▲20.3%
8 profitable years in a row build equity to €214k.
05-08
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 5 days late
2024
31-12
Financial
Equity above €150kEq €178k ▲22.1%
7 profitable years in a row build equity to €178k.
30-09
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 61 days late
2023
30-08
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 30 days late
2022
31-12
Financial
Highest result since 2018net €37k ▲51.2%
Net result €37k, the highest in the series.
31-12
Financial
Equity above €100kEq €112k ▲28.1%
5 profitable years in a row build equity to €112k.
29-08
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 29 days late
2021
12-07
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
02-10
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 63 days late
2019
31-12
Financial
Weakest financial yearnet €15k ▼16.4%
Net result drops to €15k, the lowest in the series; recovery starts the following year.
Show earlier events
07-10
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema · 68 days late
2018
30-08
NBB filing
Annual accounts filed
fiscal year 2017 · abbreviated schema · 30 days late
2017
29-08
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema · 29 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 2 acts read
About the unread acts
We know of 2 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Berlare · 1 establishment unit since 2001
Ground area
1,111 m²
Building footprint
208 m²
Volume, LiDAR
942 m³
Parcel 42003A1268/00C000, Flanders · tallest building 6.4 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
FURNIMO
since 20012.097.830.876
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 42003A1268/00C000 | Flanders | 1,111 m² | 1 · 208 m² | 6.4 m · 2 fl. |
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 679 companies in sector 46494 we hold annual accounts for 530. 399 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Identification & contact
Identification
Legal formPrivate limited company
Founded11-01-2001
Fiscal year end31-12
Activities, NACEBEL 2025
46494Wholesale of non-electrical household articles
31001Manufacture of furniture
31002Manufacture of furniture
46500Wholesale of information and communication equipment
47551Retail sale of household furniture
47552Retail sale of lighting equipment
Scores and ratios are computed by Checked and are not a credit decision.