FUNTESTIQ
ActiveFUNTESTIQ has been active since 2018 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €215k and a net result of €33k. Equity is growing by ~21.6% per year across the filed fiscal years. Its solvency ranks better than 95% of 17046 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.2% (very low).
Checked score
Score 2025
94
/ 100
Excellent
The score weighs solvency, liquidity, profitability and financial development. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability87▼-2
Solvency100=
Growth78=
Track record100
Bankruptcy probability, 12 months
0.2%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €20k at 30 days acceptable
Liquidity ample (current ratio 36.0 against 37.2 in 2024; short-term debt: 2.7% and cash: 81.7% of total assets), and 2.8% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 62
Relative position
BE, all sectors
reference
Sector 62
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
97.2%
Return on assets
14.7%
Age of the figures
9 mo
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 13-08-2026, 13 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 8 filingsDeviation from the deadline
2025
13 d late
2024
16 d late
2023
29 d late
2022
29 d late
2021
25 d late
2020
28 d late
2019
26 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
23-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€215k▲ 5.6%
2024 · €204k
2018: €26k
2019: €48k
2020: €83k
2021: €125k
2022: €152k
2023: €190k
2024: €204k
2018 → 2025
Total assets
€221k▲ 5.7%
2024 · €209k
2018: €46k
2019: €84k
2020: €128k
2021: €158k
2022: €161k
2023: €197k
2024: €209k
2018 → 2025
Net result
€33k▼ 3.3%
2024 · €34k
2018: €21k
2019: €22k
2020: €36k
2021: €43k
2022: €27k
2023: €40k
2024: €34k
2018 → 2025
Working capital
€210k▲ 4.9%
2024 · €201k
2018: €25k
2019: €46k
2020: €78k
2021: €120k
2022: €143k
2023: €187k
2024: €201k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€125k-€152k▲ 21.3%€190k▲ 25.6%€204k▲ 7.0%€215k▲ 5.6%
Operating result€61k-€40k▼ 33.8%€56k▲ 39.4%€49k▼ 12.4%€48k▼ 2.9%
Net result€43k-€27k▼ 36.3%€40k▲ 44.5%€34k▼ 14.9%€33k▼ 3.3%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result has fallen two years in a row; 2025 is 3% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €221k
Fixed assets
€5k▲ 52.5%
Current assets
€216k▲ 5.0%
Equity and liabilities €221k
Equity
€215k▲ 5.6%
Debt
€6k▲ 11.9%
The debt ratio rises from 2.6% to 2.8%. Equity and debt are higher.
Key figures and ratios
EBITDA
€50k▼
2024 · €51k
Cash flow
€35k▼
2024 · €36k
Solvency
97.2%▼
2024 · 97.4%
Current ratio
36.00▼
2024 · 37.20
Quick ratio
36.00▼
2024 · 37.20
Debt / equity
0.03▲
2024 · 0.03
ROE
15.1%▼
2024 · 16.5%
ROA
14.7%▼
2024 · 16.1%
Interest coverage
24.18▲
2024 · 23.61
Debt
€6k▲
2024 · €6k
Debt ≤ 1 year
€6k▲
2024 · €6k
Income taxes
€13k▼
2024 · €13k
Staff costs
€124▼
2024 · €322
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€209k€221k▲
Fixed assets21/28€3k€5k▲
Tangible fixed assets22/27€3k€5k▲
Plant, machinery and equipment23€3k€5k▲
Furniture and vehicles24€67-
Current assets29/58€206k€216k▲
Amounts receivable within one year40/41€13k€33k▲
Trade receivables40€11k€29k▲
Other amounts receivable41€3k€3k▲
Cash at bank and in hand54/58€191k€181k▼
Deferred charges and accrued income490/1€1k€3k▲
Equity and liabilities
Total equity and liabilities10/49€209k€221k▲
Equity10/15€204k€215k▲
Contributions10/11€6k€6k=
Reserves13€197k€209k▲
Tax-exempt reserves132€161€161=
Distributable reserves133€197k€209k▲
Amounts payable17/49€6k€6k▲
Amounts payable within one year42/48€6k€6k▲
Trade debts44€911€1k▲
Suppliers440/4€911€1k▲
Taxes, remuneration and social security45€2k€2k▲
Taxes450/3€2k€2k▲
Other amounts payable47/48€3k€3k▼
Accrued charges and deferred income492/3€0€190▲
Income statement
Code20242025
Remuneration, social security and pensions62€322€124▼
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€2k€2k▲
Other operating charges640/8€387€400▲
Gross operating margin9900€52k€51k▼
Operating profit (loss)9901€49k€48k▼
Financial charges65/66B€2k€2k▼
Recurring financial charges65€2k€2k▼
Profit (loss) for the period before taxes9903€47k€46k▼
Income taxes67/77€13k€13k▼
Profit (loss) for the period9904€34k€33k▼
Profit (loss) for the period to be appropriated9905€34k€33k▼
Appropriation of the result
Profit (loss) to be appropriated9906€34k€33k▼
Transfer from equity791/2€19k€21k▲
Transfer to equity691/2€33k€33k▼
To other reserves6921€33k€33k▼
Profit to be distributed694/7€20k€21k▲
Return on contributions (dividend)694€20k€21k▲
The notes to these accounts (5 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
13-08
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 13 days late
2025
16-08
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 16 days late
2024
31-12
Financial
Equity above €200kEq €204k ▲7%
7 profitable years in a row build equity to €204k.
29-08
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 29 days late
2023
29-08
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 29 days late
2022
31-12
Financial
Liquidity triplescurrent ratio 16.02
Current ratio from 4.63 to 16.02; short-term debt falls from €33k to €10k.
31-12
Financial
Equity above €150kEq €152k ▲21.3%
5 profitable years in a row build equity to €152k.
25-08
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 25 days late
2021
31-12
Financial
Highest result since 2018net €43k ▲19.4%
Operating result €61k, net result €43k, both a record.
31-12
Financial
Equity above €100kEq €125k ▲50.9%
4 profitable years in a row build equity to €125k.
28-08
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 28 days late
2020
26-08
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 26 days late
2019
05-07
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Zemst · 1 establishment unit since 2018
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Vogelzang 491982 ZemstGround area
782 m²
Building footprint
114 m²
Volume, LiDAR
577 m³
Parcel 23092A0027/00W002, Flanders · tallest building 6.9 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
FUNTESTIQ
since 20182.274.248.043
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 23092A0027/00W002 | Flanders | 782 m² | 1 · 114 m² | 6.9 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Public money · subsidies and aid
Flemish government
2022 · 1 entry · 120 EUR awarded · 120 EUR paid| Year | Entries | awarded | paid |
|---|---|---|---|
| 2022 | 1 | 120 EUR | 120 EUR |
Schemes
Subsidie voor opleiding en advies voor kmo's en zelfstandigen (kmo-portefeuille)
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Of 16,887 companies in sector 62100 we hold annual accounts for 8,777. 6,517 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded19-03-2018
Fiscal year end31-12
Activities, NACEBEL
62010Computer programming, consultancy and related activities
62100Computer programming
62020IT consultancy
62030Computer programming, consultancy and related activities
62900Other information technology and computer services
62200Computer consultancy and computer facilities management
Sources
Crossroads Bank for EnterprisesNational Bank · 8 filingsAddress and cadastre registers
Data from official sources, last processed on 23-09-2026. Scores and ratios are computed by Checked and are not a credit decision.