Skip to content

Fundatio

Active
Private limited companyfounded 20197 yrs activeSint-Onolfsdijk (DEN) 91, 9200 Dendermonde, BelgiumKBO/BCE: BE 0733.782.333

Fundatio has been active since 2019 and the Belgian State Gazette contains no insolvency or warning signals. The 2024 annual accounts show equity of €17k and a net result of €7k. Equity is growing by ~10.7% per year across the filed fiscal years. Its solvency ranks better than 32% of 8075 sector peers (fiscal year 2024). The computed 12-month bankruptcy probability is 0.4% (very low).

Checked score

Score 2024
86 / 100
Excellent▲ +44 vs 2023
The score combines four axes. Every signal that weighs is under Signals.
Axes · tick = 2023
Profitability100▲+100
Solvency77▲+28
Growth52=
Stability100
Bankruptcy probability, 12 months
0.4% Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €2k at 30 days acceptable
Liquidity ample (current ratio 8.37 against 3.82 in 2023), but 65.1% of the assets are financed with debt.
Credit advice for your own amount and term

Signals

Five signals. The signal on the left, the evidence on the right.
lowers risk+raises riskneutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 70
Relative position
BE, all sectors
reference
Sector 70
lower
← fewer bankruptcies more bankruptcies →
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation date
Age against the risk zone
elevated failure risk from 2 to 8 years 7 years 0 10 y
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2024
Solvency, return and age of the figures
Solvency
34.9%
Return on assets
14.1%
Age of the figures
20 mo
raises risk · Filed more than 90 days late
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 18-03-2026, 230 days past the deadline. Measured on financial year 2023: companies more than 90 days late are in an abnormal legal state today in 5.61% of cases, against 1.66% across all filers.
NBB · 5 filings
Deviation from the deadline
2025
not confirmed
2024
230 d late
2023
580 d late
2022
71 d late
2021
11 d early
2020
1 d early
← before the deadline after the deadline →
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage

Financials · fiscal year 2024, abbreviated schema

Equity
€17k▲ 67.8%
2023 · €10k
2020: €10k 2021: €14k 2022: €16k 2023: €10k
2020 → 2024
Total assets
€49k▼ 0.2%
2023 · €50k
2020: €45k 2021: €53k 2022: €70k 2023: €50k
2020 → 2024
Net result
€7k
2023 · €-6k
2020: €8k 2021: €4k 2022: €2k 2023: €-6k
2020 → 2024
Working capital
€44k▲ 19.1%
2023 · €37k
2020: €10k 2021: €14k 2022: €18k 2023: €37k
2020 → 2024
Multi-year overview
Every figure with its change against the year before
▲ rise ▼ fall
Line20202021202220232024Trend
Equity€10k-€14k▲ 41.0%€16k▲ 14.6%€10k▼ 36.4%€17k▲ 67.8%
Operating result€11k-€6k▼ 42.7%€3k▼ 48.5%€-11k€7k
Net result€8k-€4k▼ 45.4%€2k▼ 49.7%€-6k€7k
Turnover and EBIT margin not published: the abbreviated schema does not require them.
Result per fiscal year
Operating resultNet result
€-20k€-10k€0€10kOperating result 2020: €11k€11kNet result 2020: €8k€8kOperating result 2021: €6k€6kNet result 2021: €4k€4kOperating result 2022: €3k€3kNet result 2022: €2k€2kOperating result 2023: €-11k€-11kNet result 2023: €-6k€-6kOperating result 2024: €7k€7kNet result 2024: €7k€7k20202021202220232024
The operating result returns to profit in 2024: €7k after a loss of €11k in 2023.
Balance-sheet composition
2024 in colour, 2023 as the grey bar beneath
Assets €49k
Fixed assets €3
Current assets €49k
Equity and liabilities €49k
Equity €17k▲ 67.8%
Debt €32k▼ 18.0%
The debt ratio falls from 79.2% to 65.1%: equity grows while debt is paid down.
Key figures and ratios
2024 value · change against 2023
Solvency
34.9%
2023 · 20.8%
Current ratio
8.37
2023 · 3.82
Quick ratio
4.99
2023 · 2.28
Debt / equity
1.86
2023 · 3.81
ROE
40.4%
2023 · -57.3%
ROA
14.1%
2023 · -11.9%
Debt
€32k
2023 · €39k
Debt ≤ 1 year
€6k
2023 · €13k
Debt > 1 year
€26k=
2023 · €26k
Staff costs
€6k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2024 against 2023
Balance sheet Code20232024
Assets
Total assets20/58€50k€49k
Fixed assets21/28€0€3
Financial fixed assets28€0€3
Current assets29/58€50k€49k
Stocks and contracts in progress3€20k€20k=
Stocks30/36€20k€20k=
Amounts receivable within one year40/41€28k€29k
Trade receivables40-€29k
Other amounts receivable41€28k-
Cash at bank and in hand54/58€1k€25
Equity and liabilities
Total equity and liabilities10/49€50k€49k
Equity10/15€10k€17k
Contributions10/11€3k€3k=
Reserves13€14k€14k=
Distributable reserves133€14k€14k=
Profit (loss) carried forward14€-6k€1k
Amounts payable17/49€39k€32k
Amounts payable after more than one year17€26k€26k=
Financial debts170/4€26k€26k=
Amounts payable within one year42/48€13k€6k
Trade debts44€4k€1k
Suppliers440/4€4k€1k
Taxes, remuneration and social security45€1k-
Taxes450/3€1k-
Other amounts payable47/48€8k€5k
Income statement Code20232024
Non-recurring operating income76A€0-
Remuneration, social security and pensions62-€6k
Other operating charges640/8€16k€7k
Gross operating margin9900€5k€20k
Operating profit (loss)9901€-11k€7k
Financial income75/76B€6k-
Recurring financial income75€6k-
Profit (loss) for the period before taxes9903€-6k€7k
Income taxes67/77€0-
Profit (loss) for the period9904€-6k€7k
Profit (loss) for the period to be appropriated9905€-6k€7k
Appropriation of the result
Profit (loss) to be appropriated9906€-6k€1k
Profit (loss) brought forward from the previous period14P-€-6k
Social balance
Average headcount (FTE)90870.00.0=

The notes to these accounts (5 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

Download as CSV

Timeline · acts, filings and financial milestones

2026
18-03
NBB filing Annual accounts filed
fiscal year 2024 · abbreviated schema · 230 days late
03-03
NBB filing Annual accounts filed
fiscal year 2023 · abbreviated schema · 580 days late
2024
31-12
Financial Back to profitnet €7k
Net result €7k after one loss-making year.
31-12
Financial Liquidity doublescurrent ratio 8.37
Current ratio from 3.82 to 8.37; short-term debt falls from €13k to €6k.
2023
31-12
Financial Weakest financial yearnet €-6k ▼386%
Net result drops to €-6k, the lowest in the series; recovery starts the following year.
31-12
Financial Liquidity doublescurrent ratio 3.82
Current ratio from 1.68 to 3.82; short-term debt falls from €26k to €13k.
10-10
NBB filing Annual accounts filed
fiscal year 2022 · abbreviated schema · 71 days late
2022
20-07
NBB filing Annual accounts filed
fiscal year 2021 · abbreviated schema
2021
30-07
NBB filing Annual accounts filed
fiscal year 2020 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.

Directors · office · real estate

Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Dendermonde · 1 establishment unit since 2019
establishment The establishment unit on the map
Cannot be placed on the map

This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.

Sint-Onolfsdijk (DEN) 919200 Dendermonde
Ground area
4,180 m²
Building footprint
593 m²
Volume, LiDAR
4,457 m³
2 parcels, Flanders · tallest building 12.4 m, ±3 floors. Linked by address, not a title deed.
1 establishment unit
Fundatio
Kuilstraat 1, 9420 Erpe-MereAgents specialised in the wholesale of other particular products
since 20192.293.257.073
2 parcels
Flanders 2 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
42006A0242/00C000 Flanders 2,213 m² 1 · 250 m² 12.4 m · 3 fl.
41015B0486/00K000 Flanders 1,967 m² 1 · 343 m² 11.4 m · 3 fl.
Linked by address, not proof of ownership
Methodology
via registered seat: 1 · via establishment units: 1
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.

Similar companies · same sector, comparable size

Of 82,218 companies in sector 70200 we hold annual accounts for 52,395. 28,890 are within a factor 10 of this equity.See the whole sector

Company data · Crossroads Bank

Identification
Legal formPrivate limited company
Founded06-09-2019
Fiscal year end31-12
Activities, NACEBEL
70200Business and other management consultancy
70220Business consulting
68310Real estate agency activities
68311Real estate activities
68322Real estate appraisal on a fee or contract basis
81100Combined facilities support activities
Sources
Crossroads Bank for EnterprisesNational Bank · 5 filingsAddress and cadastre registers

Data from official sources, last processed on 11-09-2026. Scores and ratios are computed by Checked and are not a credit decision.