FUN D 2 YOU

Active

Private limited companyfounded 20197 yrs activeRue Barbette 5, 1404 Nivelles, BelgiumKBO/BCE: BE 0727.977.971

Summary

FUN D 2 YOU has been active since 2019 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €6,602 and a net result of -€5,436. Equity is growing by ~46.1% per year across the filed fiscal years. Its solvency ranks better than 24% of 1714 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 1.4% (low).

Risk analysisWatch Report Compare

FUN D 2 YOUActiveChecked score 63/100

Risk analysis Report Compare

Activity

Renting and leasing of cars and light motor vehicles

NACE 77110

1 site

Size

€472,337total assets 2025

Equity: €6,602
Loss: -€5,436

Financial health

63 Healthy Checked score 2025

Bankruptcy chance 12 m: 1.4%

Structure

Accounts filed 41 d late1 of 2 deeds read

Why 63- Latest accounts 41 days late; 2 of the last 3 late- 1 change of registered office in 24 months- Founded in 2019+ Liquidity: current ratio 1.02, cash €325,681Show the evidence

Checked score

Score 2025

63 / 100

Healthy

Probability in this band: 0.55% to 1.5%

Better than 27% of its sector peers (NACE 77, micro)

Performance against the sector, not lower risk

Every signal that weighs is under Signals.

Financial strength · tick = 2024

Weak

Solvency 26-11

equity 1.4% of total assets

Liquidity 50+40

short-term debt 98.4% · cash 69.0%

Profitability 17-80

return on assets -1.2%

Bankruptcy probability, 12 months

1.4% Low

0%0.5%1.5%4%10%≥ 25%

About 1 in 100 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.6% (3,142 companies)

Last 24 months 11-2024: 1.1% 12-2024: 1.1%● 0.0% vs 11-2024 01-2025: 1.0%▼ -9.5% vs 12-2024 02-2025: 1.0%▼ -2.2% vs 01-2025 03-2025: 1.0%▲ +1.9% vs 02-2025 04-2025: 1.0%▲ +0.6% vs 03-2025 05-2025: 1.0%▼ -2.7% vs 04-2025 06-2025: 1.0%▼ -1.5% vs 05-2025lowest value 07-2025: 1.0%▲ +4.6% vs 06-2025 08-2025: 1.5%▲ +42.7% vs 07-2025 09-2025: 1.6%▲ +7.6% vs 08-2025 10-2025: 1.7%▲ +8.4% vs 09-2025 11-2025: 1.7%▼ -0.4% vs 10-2025 12-2025: 1.7%● 0.0% vs 11-2025 01-2026: 1.7%▼ -2.1% vs 12-2025 02-2026: 1.7%▼ -1.8% vs 01-2026 03-2026: 1.6%▼ -0.6% vs 02-2026 04-2026: 1.7%▲ +2.2% vs 03-2026 05-2026: 1.7%▼ -0.4% vs 04-2026 06-2026: 1.6%▼ -2.1% vs 05-2026 07-2026: 3.1%▲ +87.1% vs 06-2026 08-2026: 4.3%▲ +40.2% vs 07-2026 09-2026: 4.9%▲ +12.6% vs 08-2026highest value 10-2026: 1.4%▼ -71.6% vs 09-2026

Latest accounts 41 days late; 2 of the last 3 late raises the probability
Liquidity: current ratio 1.02, cash €325,681 lowers the probability
1 change of registered office in 24 months raises the probability
Founded in 2019 raises the probability for this profile

How it is calculated

The band comes from the bankruptcy probability on a scale of 0 to 100: every 10 points more double the odds of getting through the year without bankruptcy.

75-100	Excellent	under 0.55%
60-74	Healthy	0.55% to 1.5%
45-59	Fair	1.5% to 4.2%
25-44	Weak	4.2% to 15.0%
0-24	Critical	over 15.0%

Place inside the band: half the bankruptcy probability, half how the company does against its sector peers (NACE 77, micro). Better than this share of them on solvency 21%, liquidity 56%, profitability 18%, growth against the median 12%. That is performance, not lower risk; the band itself always comes from the probability.

Bankruptcy probability: model pd-v3.202610021621, computed on 03-10-2026. The model learns from Belgian bankruptcies and reads the registers, the annual accounts and the gazette.

Ceilings: negative or zero equity, a heavy loss, a special KBO legal situation and a missing filing 59 (two missing 44), an ongoing judicial reorganisation or an ending 24. Financial strength does not count in the score.

Credit check for your own amount and term

Show the recommended maximum : and see how the verdict changes with amount, term and advance.

Signals

Six signals. The signal on the left, the evidence on the right.

−lowers risk+raises risk○neutral

Latest accounts 41 days late; 2 of the last 3 late

In the bankruptcy model this factor raises the probability.

NBB · filings

Liquidity: current ratio 1.02, cash €325,681

In the bankruptcy model this factor lowers the probability.

NBB · annual accounts

1 change of registered office in 24 months

In the bankruptcy model this factor raises the probability.

Belgian State Gazette

Founded in 2019

In the bankruptcy model this factor raises the probability for this profile.

KBO

Weak solvency vs sector

Solvency (equity / total assets) is in the sector's weakest quartile: better than 24% of 1714 sector peers (2025).

NBB · sector comparison

Position among 1714 sector peers

Solvency

better than 24%

← weakest strongest →

Filed after the deadline

The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 10-09-2026, 41 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.

NBB · 6 filings

Deviation from the deadline

2025

41 d late

2024

42 d late

2023

30 d late

2022

30 d late

2021

61 d late

2020

81 d late

← before the deadline after the deadline →

tick = median of all Belgian filingsring = median in the sector

This company filed its last 6 accounts on average 48 days after the deadline; the sector median for financial year 2024 is 3 days before the deadline, and 39% of the sector filed late.

Checked, nothing found (2)

The next deadline is still running

The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. Usually files around 10 September (5 of the last 5 filed years within 30 days of that day).

Companies Code · seven months

Position in the running window

03-10-2026 today31-12-2026 close31-07-2027 deadline

No strike-offs in the KBO publications

We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.

KBO publications · our coverage